The game is set up. Zhongzhou has 21,600 towns and 864,000 villages. The average number of people in each village is 500, the total number of rural population is 432 million, the average number of people in each town is 30,000, and the total number of urban population is 648 million.

Zhongzhou has a total population of 1.08 billion.

But these 1.08 billion people simply refer to neutral NPCs. The villain NPC is not regarded as humans, and players as outsiders are not counted.

The ratio of urban population to rural population is 3:2.

In other words, in addition to supporting themselves, the two farmers also had to support three urbanites. In the end, none of them were starved to death. The people in the city lived well and did not engage in agricultural production. They supported the whole family by relying on handicrafts and commerce alone.

It can be seen from this that this is a society with super developed commercial enterprises, with an urbanization rate of 60%.

However, Lin Xiaoguang entered the city and walked through many shops such as restaurants and restaurants, but found something was wrong. Although this society was well-built, there was no currency or general equivalents, and all were bartered.

The development is very abnormal.

At the market, there were vendors selling: "Selling radishes, ten radishes per pound of rice."

"A good cotton coat, thirty kilograms of flour."

"Ten hundred and eighty percent new rifles, ten kilograms of wheat sold out. If you can't buy it, you will suffer losses, you can't buy it, you will be fooled, and you won't miss the opportunity and don't come again..."

Lin Xiaoguang rode a tall horse on the street, with fully armed security team members on both sides, and behind him was a huge convoy. The bustling market was originally a bit crowded, and the neutral NPC instantly made way for them. No matter who it was, no one dared to block the road.

Some players couldn't bear to see him as being so domineering and would start scolding him, but when they saw so many people and so many guns, they shut up instantly, they couldn't afford to offend him, and they ran away.

I have to say that nearly a hundred people have nearly a hundred guns, fully armed, and this formation is big enough.

It's also arrogant enough.

The market was very big. He found an open space, then pulled it over one by one, and opened it in one row, and then started selling it.

"The best wheat is full and round, change to rifles and bullets, the quantity is high, the price is good, the price is low, five kilograms of wheat, four guns, three kilograms of wheat and eight bullets, don't miss it when you walk..."

Lin Xiaoguang had never seen weapons trading scenes. He thought he would be waiting for battle or eyeing him like in movies and TV dramas.

But he was wrong. In the market, weapons were just a commodity. When everyone bargained, it was no different from buying meat and clothes. It was either too expensive or it was bought at a cheaper price. There was no sense of incongruity at all, and it was surprisingly harmonious.

As the only neutral NPC to acquire weapons, as soon as it appeared in the market, players rushed over and lined up to trade.

The supply is in short supply.

Standing aside, he looked for a while and found a problem.

Neutral NPCs do not buy weapons. Some of them have food in their hands, while others have cloth in their hands. The transaction is just to exchange for other things, which has nothing to do with weapons and other things.

It is only if the player has excess food to sell in his hands, which will attract other players to trade with weapons.

At present, wheat, rice and flour are considered bulk trading commodities and can be said to be potential general equivalents, but it will take a long way to go to normal in the future.

In a society with extremely developed commercial business, bartering is still too primitive.

Just like at present, without currency, the conditions for transactions can only be the goods I have, exactly what you need, and at the same time, the goods I need, just what you need.

The other ones, the first one, what I have, what you need, but what I want, you don’t; the second one, what I want, you have, what I have, but unfortunately it’s not what you need; the third one, what I want, you don’t, what you need, I don’t. None of these three conditions can be reached.

It’s okay between neutral NPCs, but the most embarrassing thing is the player.

Whether it is farmers or hunters at the market, they do not need weapons. Players who want to trade food and weapons can only find similar players.

If there is a currency medium, it will be different. All three forms of transactions can be made. First sell the goods and exchange them for money, then use the money and then buy the other things you need. It is not necessary to pair them one by one.

So, Lin Xiaoguang had a bold idea.

Open a bank.

The entire Shahukou Town, plus the 40 villages under the jurisdiction outside the city, have a total of about 50,000 people. This is just a neutral NPC. If you include the players, you don’t know how many people there are, but it is expected that there will be no more than 50,000 people.

At most, there are 100,000 people, with a slightly small number of people. It is difficult to incubate a bank, but it is not impossible to operate.

To make neutral NPCs and players agree with the media status of currency, such as copper coins or banknotes, a single bank cannot be given value. Even if copper coins are minted and printed, no one will use them.

The US dollar was first pegged to gold, and you can buy gold at the price of gold with US dollar bills without restrictions.

The same is true for the US dollar-oil settlement system, which gives the US dollar value.

Thinking of this, Lin Xiaoguang had a preliminary method to link currency with grain, but in this way, he had to control all the grain transactions in the entire Sharhukou.

In other words, in the future, farmers in rural areas outside the city could no longer sell grain privately, but could only sell the grain to him.

Then when he sells food to neutral NPCs and players in the city, he asks to settle it in currency, but neutral NPCs and players do not have currency, but they have other goods, such as cloth and weapons.

At this time, he used currency to acquire cloth and weapons, and neutral NPCs and players also obtained the currency accordingly.

Only then can they buy food.

This is the process.

At this point, Lin Xiaoguang suddenly discovered that either they would completely occupy 40 rural areas under the jurisdiction of Shahukou, or set up checkpoints outside the city to intercept farmers selling grain, and anyway, they would not allow a piece of grain to flow into the city.

At the same time, casting copper coins requires a large amount of copper and coin minting technology, casting paper coins requires a large amount of paper and printing technology, and anti-counterfeiting technology is the top priority.

Not simple.

If the money of a private bank wants to be recognized, it can only seek to be linked to valuable collateral. However, different from the state and local government banks, the currency can be secured by the credit of a country or a local regime.

Therefore, in addition to preparing for private banks through the above methods, he has another way.

Preparing to kill the official bank of Hukou Town.

To achieve this, we must occupy the Hukou, expel the mayor of the town, and serve as the mayor of the town. At the same time, we must establish rule and administrative agencies such as the Zhenzhengfu, such as the agricultural office, industrial and commercial office, tax office, as well as the police station for maintaining public order, as well as the most important Zhenzhengfu armed forces, to kill the Hukou official army.

To a certain extent, occupying the tiger's mouth is straightforward and rude, and it is also a once and for all, but it is quite difficult.

Establishing a private bank is less difficult, but things are more troublesome.

However, before this, you need to prepare a large amount of copper and paper, as well as obtain coin minting, printing money and anti-counterfeiting technology. If there is no copper, you can only find copper ore to mine it yourself. If there is no paper, you can only make paper by yourself.

He was quite ambitious, but he looked at the people under his command and was okay in war, but he would just forget about the others.

"It's so difficult!"
Chapter completed!