96. Chapter 96 Currency II
Chapter 96 Currency (2)
For local workers who already have nothing, any gift from Chuanzhong is an extra gain, and there will be no psychological resistance at all. First, a financial settlement system based on banknotes is implemented internally. Schneider believes that this is
The first step on the right path. For trade with the outside world, Chuanchuan Group can confidently and boldly use precious metals for settlement without worrying about the excessive amount of money affecting the total currency circulation in Victory Port.
Schneider even has further ideas for foreign trade. He hopes to implement the mandatory use of local currencies in trade. That is, when outside merchants come to Port of Victory to trade, they must first exchange the precious metal currencies they hold for cross-border currency.
Only banknotes issued by the group can be traded. After the transaction, merchants can also exchange the banknotes they hold into precious metal currencies and take them away. Such a process may seem redundant, but it has important special significance in finance. This is one of the
It is to increase the local precious metal holdings. After all, for the convenience of frequent merchants, they will not exchange all the banknotes into gold and silver and take them away every time; secondly, it can promote the financial system of the cross-group to the outside world and gradually form its own currency.
Third, you can firmly control the pricing power of commodities in your own hands and avoid being adversely affected by changes in your own precious metal currency holdings.
Schneider has not come to a conclusion as to when and to what extent this kind of banknotes will be implemented. Although from a long-term perspective, the issuance of banknotes is definitely in line with the historical development trend, but based on the historical situation at that time, banknotes are at most
It can flow in the internal settlement system, but cannot be exported as a common currency - even if foreign merchants recognize the credit of Crossing Group's banknotes, it can only have actual purchasing power on the territory controlled by Crossing Group. In Schneider
In the designed financial system, this voucher-like banknote is only a tool for the Preparatory Committee to control and regulate the finance within its jurisdiction at a macro level, rather than a pure currency. When the power of the cross-group develops to a certain level,
With such a large scale, the banking institution, as the general manager of the economy, will definitely have to introduce a more complete currency system to replace the relatively primitive banknotes used in the early days of time travel.
After getting the approval of the Preparatory Committee, Schneider, who was appointed as the financial director, proposed to make a batch of vouchers in advance, because for practical purposes, it was impossible to bring a complete set of modern printing equipment across the border. Even if he could bring it,
The subsequent supply of special paper and ink is also a problem. Anyway, the preparatory committee has designed several banknote samples before, and it is not particularly troublesome to pick one of them and make it into a physical object. Of course, paper, ink and printing technology
It is impossible to obtain the grade specifically for banknotes, and the organizing committee has no intention of printing something so fine.
Finally, the organizing committee contacted a small printing house and printed a large number of circulation coupons in nine denominations in three currencies: Yuan, Jiao and Jiao in the name of tabletop game props. The designed currency value of this circulation coupon is that one yuan is equivalent to one silver tael.
The currency value of jiao and cents is clearly equivalent to one hundred copper coins and ten copper coins. The three denominations of the yuan are one yuan, five yuan and ten yuan respectively. The jiao and cents adopt the denominations of one, two and five. As for the specifics
Only a few members of the executive committee knew how many denominations of currency were printed, but according to personnel from the financial department, after they repeatedly calculated the economic level during the Ming Dynasty, this batch of printed circulation notes was enough to maintain a scale of 100,000 people.
The money market demand is high, and this amount is completely sufficient in the early stage of time travel. Of course, these circulation coupons will not be put into the market all at once. The specific amount and batch of investment will be determined by relevant departments based on the actual situation after time travel.
Make adjustments to the situation.
Regarding the entire set of financial system design plans, the Executive Committee had basically reached a conclusion before the time-travel. The discussion after the time-travel mainly focused on the timing of implementation. As the head of the financial department, Schneider played the role of decision-maker.
When the number of workers under the rule exceeded a thousand, and foreign trade had begun smoothly, Schneider believed that the time had come to launch a primary financial system, and the first users would be the labor members of Chuanzhong and the two communes.
It is relatively easy to grade the salary of workers, because these workers currently do not receive any monetary compensation, and there will be no dissatisfaction even if a very low standard is set. Of course, the specific salary will still be combined with the current labor conditions.
The hierarchical system formulates different salary standards according to different labor grades and jobs. The focus is to highlight the differences in treatment brought by labor grades to stimulate people's enthusiasm for work.
The real problem is to grade the salary of Cross Travel Group. This is undoubtedly a huge test for those who set the standards. If you are not careful, you may be sprayed with all kinds of dissatisfied voices. Since Cross Travel Group
Initially, it was promoted under the banner of "there is no distinction between high and low among the time travelers, only the division of professional labor." However, any sane adult will understand that this is just the executive committee expressing its basic attitude. In fact, it does not mean anything at all.
It is possible to achieve equal pay for equal work, let alone complete equality. No matter how nice the words are, there are still differences between leaders and led within the group, and positions also have different levels of hard work, and those with high or low technical content
Differences, if everyone's salary is set at the same level, it will be the greatest unfairness.
Finally, under the guidance of Tao Donglai, the Ministry of Finance led by Schneider divided the salary of Chuangzhong into two parts, one is the basic salary, and the other is job allowance. The basic salary part adopts the same standard for all employees.
There will be the same amount of guaranteed income every month. The job allowance is an additional income component designed for different positions, such as military and police soldiers on duty at the Yulinjiao post, technicians working in the harsh environment of the metallurgical workshop,
Geological surveyors who go deep into inland mountainous areas to explore for mineral deposits, and positions with certain risks such as this, can enjoy job subsidies. In addition, some positions with strong technical skills or heavy responsibilities will also receive subsidies jointly provided by the Executive Committee and the Ministry of Finance.
Job allowance paid.
In view that the various industries of the Cross Group are still being gradually rolled out, the positions receiving subsidies will be reviewed every other month so that those newly emerging positions can be added to the salary system in a timely manner.
At Tao Donglai's initiative, all members of the Executive Committee gave up the right to receive job allowances to show the selflessness of the rulers. After this measure was introduced, it received a lot of praise at the forum, which improved the reputation of the Executive Committee.
The index has increased a lot. Of course, there are also a very small number of discordant voices, which are nothing more than accusing the executive committee of performing a move. After all, everyone knows that it doesn’t matter how much salary the time-travelers can get. Everyone gets the salary before time-travel.
The 10,000 original shares are the real source of income. The dividends that can be obtained every year in the future are many times the salary. Of course, there is no need to care about the limited job allowance.
For this kind of dissatisfied guy who can only utter a few words on the forum and affect internal unity, Menghe mercilessly deletes the post, fully demonstrating what it means "you have the freedom to express your opinion, and I have the right to deal with you"
freedom of".
As one of the first foreign businessmen to come to Victory Port to trade with Chuan Chuan Group, and at the same time a partner who has always maintained a good relationship with Chuan Chuan Group, Luo Shengdong was honored to be the trial subject of the newly released circulation coupons. But Rao is Luo Shengdong
Shengdong was astute. After listening to Schneider's glitzy explanation, he still didn't understand why the Travelers came up with such a troublesome thing: "Mr. Shi, wouldn't it be more convenient for me to trade with you directly with silver coins? Why do you need to use this?"
Can you pour something into one hand?"
Schneider nodded and said: "Our transaction volume is small now, only about a hundred or ten taels, so of course it would be more convenient to pay cash directly. But what if the business grows in the future? You plan to transport thousands every time you purchase goods.
Are you here with ten thousand taels of silver? This circulation voucher can solve the problem. You only need to exchange the silver taels into circulation vouchers. The unused silver is equivalent to being deposited with us. You can withdraw the silver at any time with the circulation vouchers.
You can use it to pay for goods. Wouldn't that be more convenient than transporting money here and there?"
Luo Shengdong frowned and said: "It sounds reasonable, but I always feel that something is wrong..."
"That's because you don't feel safe leaving your money with us." Schneider pointed out Luo Shengdong's thoughts directly: "If you have little money now, just put it at home. When you have more money in the future, you can just put it all at home."
Can you feel relieved? Even if you dig a big hole under the bed and bury all the money in the soil, I think you will probably still be thinking about the money at home when you go out. It is different here, do you think?
Think, who in the entire South China Sea can steal things from us?"
Luo Shengdong responded hesitantly: "Then... let's change it to something first?"
"You don't have to hesitate. If you don't use the circulation coupons we issued in the future, you won't be able to buy anything in Victory Port." Schneider took out a stack of circulation coupons from his pocket, ordered ten ten-yuan ones and handed them to Luo Shengdong: "
Take it, give me one hundred taels of silver later, then go to the warehouse at the entrance of the base and use this circulation coupon to buy salt, the same two thousand jins as last time, the goods have been prepared for you."
When Luo Shengdong heard about the salt, he put aside his concerns about the circulation coupons: "Mr. Shi, can you sell more salt? I would like to exchange my silver for fifty taels of circulation coupons."
Seeing that his hard-to-get trick worked, Schneider happily took out the circulation coupons again: "That's right, you see how convenient this is, otherwise you would have to stupidly carry more than ten kilograms of silver to the warehouse to pick up the goods...
…”
Chapter completed!