In the morning, in the south of Jiankang City, next to a Buddhist temple, Li Li was holding a collar of sable fur coat and planned to "pled" for money.

The newly bought fur coat I had just bought in a diner elsewhere was worth 200,000 yuan, and it took only half an hour to get it. In this house, I got an evaluation result similar to "worms and rats bite, mottled hair, and a piece of fur coat".

It's only worth 30,000 yuan.

The deposit period is 90 days, with a daily interest rate of one cent. From the same day, if the redemption is not made within the deadline, the property will belong to the property.

Li Li didn't want to pledge Qiuyi, but just wanted to take the opportunity to learn about the pawn shop market in this era. After acting, he decided not to pledge it.

In the contemptuous look of the man, Shishe put away his fur and turned around and left.

This fur clothes were a gift he bought for his mother. Today he used them for acting. He wanted to understand the market conditions of the pawnshop and financial industries in Jiankang City, which is a long experience.

For example, the approximate interest on the money spent by temples in Jiankang City, the interest on the mortgaged items, etc.

This move seems a bit ridiculous. First of all, there is no such thing as "financial" in this era; secondly, isn't it too stupid to go to the temple to talk about money?

Of course not stupid. This era has already had the prototype of the financial industry. The so-called financial institutions in the prototype stage are Buddhist temples everywhere.

Buddhist temples are not only places where scriptures and chant Buddha and burn incense, but also engage in business such as money lending and mortgage. There are hundreds of Buddhist temples in Jiankang City, and some of them operate this kind of business.

The Buddhist temple accepts the gifts from Tan Yue (the donor), and then uses money to make money, or uses some money to make money for the powerful and nobles. Tan Yue uses money to make money, that is, financial management (debt lending);

Some people urgently needed money, so they took any valuable items to the houses run by the Buddhist temple (like pawn shops in later generations, and also mortgaged them to exchange for some money and grain.

Therefore, the prototype of money shops and pawn shops has appeared in this era and is often concentrated in the same institution, that is, Buddhist temples.

Not only that, many Buddhist temples also receive accommodation, like a roaming trip (inn), or adopt orphanages, like an orphanage.

Pilgrims and believers burn incense and worship Buddha in the Buddhist temple, praying that the Buddha will bless themselves and their families with peace and comfort in their hearts, and think that suffering in this life will bring happiness in the next life, so the Buddhist temple is a bit like a psychological comforting institution.

Buddhist temples with multiple functions are not simply places to become monks. Many powerful Buddhist temples have become powerful rich men by lending money, operating residences, and placing houses.

He also acquired numerous land properties through acceptance of gifts and annexation of land.

There are a large number of dependent people working for temples and guarding temple property protection. These laborers serve major temples, but these temples will not pay a penny or a grain of rice to the court, and there is no need to spend even a labor force.

It is true or wrong, and there is no end to say, but Li Li knows the truth that too much is not enough, and the foundation of the country, because the Buddha has become full of holes.

In the budding financial industry, its main "business" is the most profitable lending of debt and making money.

Through his own investigation, Li Li learned about some "market" and his mood became complicated.

Of course, the temples have to collect interest when lending money. Later generations were regarded as usury interest rates. Now, in the eyes of poor people, it is a conscientious low interest rate.

No one complains that the money-lending of the Buddhist temple forced the people's family to be destroyed. After all, "it is natural to repay the debt". Many people urgently use money and can borrow money to help them, and it is too late to be grateful.

After all, if you think the interest rate is high, you can't borrow it, but after borrowing money to save the money, you want to pay the debt, and your conscience is eaten by the dog?

So, countless people are in debt, and then their families are either destroyed or their families become dependents or slaves. What is the problem?

The court vigorously worshipped Buddhism and gave the answer: This is all fate, and you are destined to suffer in this life, so you must endure it no matter what, and then use it to get enough food and clothing in the next life.

Perfect logic is self-consistent, simple and easy to understand, and people who don’t know a single word can easily figure it out.

Therefore, temples everywhere were filled with people who burned incense and prayed. Countless people wanted to forget the pain of the present world by believing in Buddhism, gritted their teeth and persevered, and ensured that they could live a prosperous life in the next life.

Li Li heard the sound of bells coming from the temple next to him, and felt ridiculous: What will the people do when they cannot survive? All history books remember.

Let the people believe in Buddhism and be able to have peace and prosperity in the country? It’s really self-deception.

He walked on the street with his entourage, but heard shouts.

Looking in the sound, I saw several people chasing a person on the street. The man ran in front, flexibly avoiding pedestrians and obstacles, and gradually leaving the chasers behind.

When Li Li saw this man running over, he was amazed at how vigorous his skills and how smooth his movements were, and he felt like the parkour in later generations.

When the man passed by, he found that this person was an acquaintance: a copywriter, a food stall assistant, a gunman who took the exam, a substitute for the trial, a Lingshi of the Shangshu, and his surname was Zhang.

Seeing that the person chasing him from behind was actually wearing a soap suit, Li Li was shocked: What happened again?!

......

In the restaurant, Li Li was asking his colleagues from Shangfang Bureau to drink. When everyone was drinking, they talked about a recent incident: a fraud case in the Shangshu Province, and all the people involved were arrested.

Li Li encountered a copywriter, a food stall assistant, a gunman who took the exam, Zhang Lingshi, a Shangshu Province, and his surname was Zhang and his name was Ying, which was involved.

"Zhang Lingshi is finished, and he is involved in the corruption case of Shangshu Province. He is now on the run and his whereabouts are unknown."

"May I ask, has the mastermind behind the scenes found out?"

"There is no mastermind behind the scenes. These few of them are so bold that they accepted bribes and tampered with official documents."

Li Li asked about it and found that the corruption case of Shangshu Province was: there were a few bold and courageous Lingshi who actually tampered with official documents, deceived Shangguan, and interfered with the election.

The so-called election is to select, recommend, and the Secretariat of the Shangshu Province. It is similar to the clerks in later organs. It has a low status, but you can use your position to "replace the pillars" and "hide the world".

Li Li heard about the inside story of this corruption case because he didn't know much about the current official positions and place names at all levels. After thinking about it, he figured out a rough idea.

The position of county magistrate of a certain county is vacant, and there is an assistant officer Zhang San who can be replaced, but Shangguan believes that Zhang San’s qualifications are not good, so he decided to appoint Li Si as the county magistrate of a certain county.

However, Zhang San took the opportunity to bribe several imperial historians from the Shangshu Province. These imperial historians forged the official documents of appointing Li San as the county magistrate. While the Ministry of Personnel was busy approving a large number of official documents, they mixed the forged official documents into other official documents.

Go through this.

So Zhang San took the appointment letter and took office as the county magistrate of a certain county.

Later, the incident happened and the investigation was investigated layer by layer. Ling Shi was arrested. Only Ling Shi Zhang Ying ran fast and had not yet been brought to justice.

Recalling the scene of Zhang Ying's "parkour" that day, Li Li only sighed that the world is impermanent.

A minor official was forced to make a living, and he worked as a substitute, and even charged fees to take risks, and participated in fraud, leaked things and ruined his future.

The corruption case of the Shangshu Province involved by Zhang Ying seems to be just a small case, but it can be seen from it that the current corruption of the administration is: in a ministerial-level agency, several clerks dare to tamper with documents and then fool the chief officials to issue it. It would be strange if these people have no backers!

Without a backer, how dare you do such a thing?

Similarly, in the Imperial College, someone actually took the exam for the exam. This move is like a semi-public secret, but no one dared to take care of it. This shows that a black chain of interests has formed, and its beneficiaries must be all kinds of powerful people.

If the incident happened and could not be covered up, the soldiers would be thrown out as scapegoats, but the commander behind the scenes was still out of trouble. When the limelight passed, a new soldiers would be arranged to act.

It seems that after nearly forty years of development, Liang State has suffered from many ill diseases and is ill. It is like a house with pillars corroded by borers, shaking.

The house that still looks magnificent will collapse as long as there is external force and push it gently.

Li Li sighed in his heart. Looking at the little officials in front of him who were talking about current affairs, he didn't know how to interrupt. Although he came to Jiankang, he was just a quick look, but he was really open.

He heard someone talk about something. It is said that when the Liang Kingdom was first established, the emperor once said to people next to him that "it is like a rotten rope to control six horses", which means he used the rotten reins to control the carriage pulled by the six horses.

The system of etiquette: The emperor drives six horses, that is, the emperor's imperial carriage is six horses. Has the emperor said this? The authenticity of the emperor cannot guarantee it, but Li Li feels that the current situation in Liang State is even more dangerous than "the six horses that are like a rotating rope".

Because the body of the carriage was loose, the wheels began to sway, and they were still driving on the edge of the cliff, and they would be finished sooner or later.

The old emperor who was driving the carriage was cautious and barely maintained, but his sons and nephews were intriguing and even trying to grab the reins. There were also borers corroding the body and wheels of the carriage, and the reins were almost rotten.

The peace that lasted for many years finally ended in blood and fire. Countless lives disappeared in troubled times, leaving the impression of future generations only the four words "Hou Jing's Rebellion".

The former "descendants" and the present "contemporary people", watching the wheels of history slowly rotate, watching the carriage called Liang Kingdom, are about to lose control and fall into a cliff, but they can only watch something.

This feeling of powerlessness really makes people feel uncomfortable.
Chapter completed!