Chapter 152 Temporary solution
Zhou Yu glanced at this thin middle-aged man and suddenly understood what the expression on the other person's face just now was. He couldn't help but smile: "It turns out that this uncle is planning to buy our house. Everyone came to ask for it today."
Uncle, you organized the money? Are you worried that we will be able to repay the loan in three months and you won't be able to get the house?"
"But 20 million yuan for that house is not enough. If you want it, uncle, of course I can give you the house, but you have to make up the market price difference. After all, uncle, you have to give our family several million yuan. If you can get it today,
We can transfer ownership as soon as the money comes in, and I will move out at the agreed time."
After saying that, Zhou Yu looked at the others and asked: "My father-in-law should have contacted you about the repayment after three months, but it's been almost a month before you come to our door? Or did you say that before?
You have already promised my father-in-law, and why are you here again asking for debts for some other reason?"
Zhou Yu paused for a moment and said: "In this case, if you don't have detailed evidence of the loan, I can remind you that the transfer record alone cannot prove the loan relationship. I can probably spend two million to hire a legal team to get the money."
It's a waste of money, but I think you can't be like this as a human being. You should get as much as you want. It's not us or you who say it. I don't know how much you will get when the time comes."
"After all, my father-in-law owes a lot of money, and the family's assets are only so much, so the whole family can settle the matter by settling some of it."
"I have two plans now. The first one is that I can return the money to you today, but it is impossible to pay it back at the price you said. I will only pay back half of the price you just said. After giving you this money, we will
The money must be paid off, of course I need you to write something to confirm that the money has been paid off."
"Or the second plan, according to the three-month time limit you agreed with my father-in-law at the beginning, I will also confirm with my father-in-law how much money I owe you and pay you back in no small amount. If you accept the second plan
I will ask my father-in-law to give you an IOU indicating the repayment time."
Except for the somewhat thin middle-aged man, everyone present had very complicated expressions on their faces. Moreover, Zhou Yu had just spoken very straightforwardly, and these people could understand what he meant.
The store owner hesitated for a moment, clapped his hands and said, "Young man, can you really return this money to us?"
Zhou Yu smiled: "Of course, I will sign as the guarantor for my father-in-law's IOU. There are still two months left, so it's unlikely that everyone can't even wait for this time."
"Actually, I think this matter can be solved if we discuss it carefully. I understand your difficulties, but I also implore you to understand our difficulties and understand and communicate with each other. Our home is sold there for two to three thousand
If so, are you still worried about not being able to pay the money?"
I don’t know if it was because of the business relationship, but the store owner was also reasonable: "Young man, you are reasonable. We are being unkind in this matter. We did promise three months before. Hey, let’s not mention it."
If you mention it, you will definitely be able to pay it back in two months?"
Zhou Yu smiled: "Don't worry, uncle, I will definitely pay it back."
The store owner quickly said: "Okay, okay, as long as I can pay it back, I'm afraid I won't get the money back, so I'll choose the second option."
"Where are the others?" Zhou Yu looked at the others and said, "Should you accept the second one or the first one?"
Everyone looked at each other and had no choice but to choose the second one. Sometimes it is like this. It is the uncle who owes the money. What's more, the uncle promised to pay back the money in more than two months. Instead of half the amount, it is better to wait.
First, even if they want to go back and ask others for a lawyer, they won't be able to get accurate information immediately.
The final result is probably to suggest that they accept the second condition to avoid trouble.
But the middle-aged man holding the mortgage on the property was reluctant: "I don't care, the mortgage on the house was given to me and the loan time has come. I need the money today, or I will transfer the ownership right away!"
Zhou Yu looked at the other party indifferently: "There is no point in cheating. If you want a house, you have to pay the price difference. If you suddenly come to your door and ask for money, you should know that it is most likely impossible to get the money today. No bank can
A large amount of 20 million was transferred that day, and besides, I am still an individual and not a company. Even if I had money, I would not be able to raise 20 million for you in one day and transfer it to you immediately through the bank."
"Then I don't care."
Zhou Yu spread his hands: "Then you should call the police."
The store owner couldn't stand it anymore and said: "Brother Wang, what the young man said is right. It's not like you can get as much as 20 million in a day. Why don't you wait for a few days? I'll take a look at this
Young people are capable. It’s reasonable for you to have an IOU and it’s natural for you to want money, but it’s impossible to walk away with so much money on the spot, right?”
The people around him also tried to persuade him. In fact, everyone present finally understood that this middle-aged man was using them as gunslingers to summon them to collect debts.
However, the result is still barely satisfactory. I didn’t get the money today, but I was able to get the IOU, and I can get the money back in more than two months at most. But it can also be seen that this middle-aged man’s actual goal is not money at all.
, but wanted to get the Jiang family's house at an unreasonable price of 20 million.
After these people agreed to Zhou Yu's second condition, they immediately sided with Zhou Yu. They were also a little dissatisfied with this middle-aged man. Even though they knew each other and could control their emotions, they couldn't help but speak one after another.
, it’s just that he didn’t explicitly say that this middle-aged man was shameless.
The middle-aged man called Brother Wang was livid and ugly. His ally suddenly turned into a traitor, and he suddenly felt that he had no power to use.
He stood up bitterly and said to Zhou Yu: "Young man, you can take on as much trouble as you have the ability. Three days, I will give you three days and you must pay back the 20 million to me. Otherwise, we will meet in court then. You can do it in three days."
If you can’t pay back the money, I think everyone still doesn’t believe that you can pay them back in two months.”
"Okay." Zhou Yu smiled calmly and said, "A lawyer will accompany you in three days to return the money to you and cancel the mortgage contract at the same time."
"snort."
The middle-aged man waved his hands and walked away. Zhou Yu ignored him and looked at the others and said, "Then, everyone, come home with me. I will ask my father-in-law to check the accounts with you personally and write a note for you to sign."
Everyone nodded.
After the matter was settled and everyone was sent away, the family sat in the living room again.
Father Jiang was completely relieved at this time, but he looked very decadent, his hair was messy, and he looked dejected, which made people angry just looking at him.
Grandma sat on the sofa and looked at Jiang's father. She looked at the good son in her heart with some disbelief. She couldn't imagine that her son actually owed so much money outside. She felt distressed and uncomfortable.
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Mother Jiang was the same, she was so angry that she just looked at him without saying a word, her eyes were all gone, her expression was numb and she didn't know what she was thinking.
Zhou Yu didn't speak, Jiang Nansun just sat next to Zhou Yu, holding Zhou Yu tightly with both hands motionless, as if he was worried that Zhou Yu might run away at any time, and suddenly there was a feeling of fear in his heart.
The tens of millions mentioned before to Jiang Nansun seemed to be just words, but if someone really came to the door, knocked on the door, and sat in the living room watching his father write down one IOU after another...
After seeing a string of numbers, Jiang Nansun suddenly had a better understanding of the money.
For a moment, she just felt so powerless. She didn't know how she could repay Xiao Ten Million, who had just signed the IOU. Zhou Yu by her side became her only sustenance, helping her shoulder the burden that originally belonged to her.
pressure.
After truly feeling this pressure, Jiang Nansun could better understand how heavy this pressure was when it was transferred to Zhou Yu. It was as heavy as a feather.
Grandma finally couldn't help but said: "Pengfei, how much money do you owe out there? Will people like these come to your door again and ask for money in the future?"
"Mom." Father Jiang felt like he was about to cry, and looked at Zhou Yu with his eyes as if asking for help.
"Grandma, don't worry." Zhou Yu smiled at grandma and said gently: "I will handle these things cleanly. Dad will definitely not have the guts to make the same mistake again in the future. Everyone makes mistakes, but dad is the only one who makes mistakes."
The fall was a bit severe. I still have to worry about these things. Grandma, don’t worry about it. It will be over.”
When Jiang Nansun saw Zhou Yu speaking, he quickly said: "Grandma, let Zhou Yu handle the matter and don't worry. But grandma, if Dad asks you for money in the future, you won't be able to give him a penny. He is
I promised Zhou Yu that he would work outside and make money for himself."
Father Jiang nodded quickly: "Mom, I will definitely not do this again, and I will never borrow money from outside again. I don't trade in stocks anymore. I stay at home every day."
Grandma looked at the performance of these three people, sighed, and probably knew that Jiang's father might still owe a lot, and said to Zhou Yu in a sad mood: "Grandson-in-law, grandma thanks you this time."
Zhou Yu comforted and said: "Grandma, it doesn't matter how much money you owe. I can still afford it. There is no way to change what happened in the past. I can only ask dad to pay attention to it in the future. The family will be happy and healthy."
Being healthy is the most important thing."
Grandma nodded repeatedly, her tone a little trembling: "What a good grandson, Pengfei, if you don't want me to die early, you must never do such a thing again."
Father Jiang's body trembled and he said quickly: "Mom, I won't do it anymore, I definitely won't do it anymore."
Jiang's mother looked at Jiang's father and sighed without knowing what she was feeling. She said to Zhou Yu: "Xiao Yu, our family owes you this time. Thank you for helping us."
Zhou Yu said: "Mom, don't say such things. None of us owe anything to anyone. If we do owe it, it's Nansun who owes me. It's our own business. We are all working together as a family to overcome this difficulty."
It is true to get over it. Dad was also confused for a while. I believe he will definitely change after this time."
"If he doesn't change, he will definitely taste the bitter consequences. Don't blame Dad for this."
Father Jiang nodded repeatedly, and hurriedly promised with a little fear: "It will happen, it will happen, it will definitely happen, there will never be a next time."
Zhou Yu looked at Jiang's father: "Dad, don't forget what you promised me. I'm going abroad in two days, but I will arrange things before I leave. When I come back, I will arrange for you to go to work.
, you should adjust well during this period, grandma, mom, you should also pay close attention and wait until I come back to say anything."
Grandma and Jiang's mother nodded. Jiang Nansun hesitated and said, "Why don't I go to Suosuo's place and stay at home? Or I can ask Suosuo to come over and accompany me."
"You make your own arrangements." Zhou Yu patted Jiang Nansun who was holding him and signaled her to let go before standing up: "Mom, grandma, I have something to do with dad out. Nansun, please stay at home with me."
"Yeah." Jiang Nansun nodded. He wanted to know where Zhou Yu was taking Jiang's father, but he didn't ask. Some things were not convenient to say in front of Jiang's mother and grandma, but she still knew this.
Jiang's father timidly went out with Zhou Yu. Grandma watched the two leave and couldn't help but sigh: "This Pengfei, now there is finally someone who can cure him. It's all because I'm too spoiled to let him go."
It’s like this, daughter-in-law, don’t blame him, just give him a chance.”
Jiang Nansun hesitated for a moment, then looked at Jiang's mother pleadingly: "Mom..."
"I know, Mom." Mother Jiang forced a smile and nodded to Nansun: "I am also responsible for Pengfei becoming like this."
On Zhou Yu's side, he took Jiang's father, who was afraid to say anything, out and found a law firm to explain the situation. The main issue was that someone else would come to collect the money three days later. In other words, he asked the lawyer to follow Jiang's father to pay back the money.
Jiang Nansun will definitely come with him at some point.
The one who hired the lawyer was to act as a communicator. After all, Zhou Yu had already gone abroad at that time. Zhou Yu was worried about letting Jiang's father pay back the money by himself. Zhou Yu was also worried about letting Jiang Nansun handle the matter. The most important thing was to pay back the previous mortgage.
If the contract is voided and you have to go to the housing management to cancel the mortgage, Zhou Yu can feel more at ease if you have a lawyer with you.
After the things here were done, Zhou Yu took Jiang's father back home, and then told Jiang Nansun that the matter was finalized.
When he was alone in the study, Zhou Yu opened his stock account and sold some stocks. He collected 20 million and planned to transfer it to Jiang Nansun's account tomorrow. He could prepare in advance to pay back the money then.
leisurely.
The two days of cleaning time passed by in a flash. Zhou Yu got up early in the morning and started cleaning up. No one in the family was idle. Even grandma followed Zhou Yu and Jiang Nansun's bedroom and looked at them with a smile.
Jiang Nansun helped Zhou Yu pack his luggage.
It wasn't until Jiang Nansun sent Zhou Yu to school, and Zhou Yu repeatedly warned Jiang Nansun several times before leaving, that he was relieved to let Jiang Nansun leave, meet up with the team that was going to England this time, and then sit on the bus arranged by the school.
The car drove all the way to the airport.
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