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323. Financial management?!

vip indoor.

The account manager poured Ye Qingchen a cup of tea. Although there was a small accident just now, it was easy to check and confirm. The bank could not cause trouble to customers because of this little thing. As for the current scenario, it naturally had to "promote". The size of the account is also a customer with millions of customers.

She said politely, "Miss Ye, please."

Ye Qingchen nodded slightly, "Thank you."

The account manager bowed slightly and sat on the other end, "I wonder what kind of plan Ms. Ye has for financial management?"

Ye Qingchen smiled politely and said, "Manager, I don't know much about investment. Plans are to save regular deposits."

Account Manager, “get it.”

She took a piece of information from the side, "Ms. Ye, are you interested in learning about funds or stocks?"

Ye Qingchen looked at it early, but after thinking about it, he did not refuse, "You said."

Account Manager, "Our bank has some cooperative fund institutions. After opening an account, you can buy and sell funds through online banking. There are also cooperative securities companies, but they have to use their software to buy and sell. You can consider opening it and learning it. I won't recommend it more. There are a lot of stocks and funds in the market."

Ye Qingchen nodded slightly, "Okay."

The account manager took another piece of information, "Of course, if you have higher-end needs, our bank's private bank can also solve it for you. This has a special point in Zhujiang New City."

Ye Qingchen pursed his lips. If Lu Zhou's income continued like this for several years, his family's property would have to be managed. It is natural to buy a house and shop, but it is not always good to put it in a basket. Especially, Lu Zhou basically doesn't care about it, so Ye Qingchen really has to spend some time.

Ye Qingchen, "Well. You said, I'll listen."

The account manager showed a happier expression when he heard this, and he could be considered a big shot. Although the university town branch does not involve private banking business, she can get some bonuses if she really introduces a customer.

Of course, Ye Qingchen's account has not reached the threshold yet, and she just made some indirect comments. It is useless to be anxious about such customers. If you have money, there are many investment channels to choose from.

Account Manager, "Ms. Ye, our bank has a threshold for private banks. Generally, the investable monetary assets can only be opened for 8 million yuan. If you need it, you can communicate with your family in advance."

When Ye Qingchen heard that the number was really large, she said curiously, "Then, what kind of business is there?"

The account manager's small eyes smiled like a crescent moon, "Private banks are not the same as ordinary banks. There are many more choices for investment business. Generally, private equity funds, hedge funds, complex derivatives, etc. will only be open to private bank customers. Specifically, each customer's private bank also has a special account manager to follow up and formulate financial management plans."

Ye Qingchen thought it was good after hearing this, but the amount of eight million was really not small. She said, "Okay. I'll communicate with my family first. Thank you."

......

Menggu Yunxiang River, in the middle of a bustling skyscraper, three engineers are arguing endlessly in a 100-square-meter office.

Jack was the leader of the entire duct department, and he spoke to the other two subordinates in a pure London accent.

"No, guys, I'm determined not to use python, it's just a language for kids to get started. It's not that I despise it, but that we should choose more mathematical tools, and it's too much to use it."

Another colleague Peter disagreed, "There is no need to worry about this issue Jack. We are just a three-person team. If we really use R, we will almost have to write two strategies. This is not what you used to do with hedge funds. We don't have too many people, so I don't want to waste too much time on useless work."

Wu You is the only Chinese in the three-person team. He was born in Xiangjiang and studied in Xiangjiang, but he speaks very fluent in English.

"I agree with Peter. We need to write a backtest engine, a trading engine, a strategy editing, a position management, and a lot of math. Of course, I know that the company has something suitable for us to use, so I think it's good to use it, and it's very convenient to connect next."

Jack laughed, "What you said is suitable for us?"

Wu You said proudly, "Of course, Jack. You don't know this company, but I understand. Are you sure you came from Menggu Yunxiangjiang when you don't know anything? It's simply incredible."

Peter shrugged slightly, "That's naturally a salary. Of course, I would rather hear what you think next, right Jack."

Jack smiled and said nothing, nodded and signaled Wu You to continue.

Wu You, "Our company is doing cloud services in China first. Another brother company of the company is communication applications. They have a research laboratory. Just last month it announced some open source matters about deep learning, which is why I came here."

Peter, "Wait Wu, this thing is indeed useful in the financial field, but it is not useful to say it is too useful, especially the company is not a professional financial company."

Wu You shook his head, "No, no. I also specifically solicited opinions during the interview. The interviewer didn't understand very well at the time, but immediately contacted the laboratory to answer us."

Peter raised his eyebrows, "In a sense, this company attaches great importance to talent. You, the interviewer, are a bit awesome."

Wu You smiled, "They have a lot of mathematical implementations in their tools for scientific research, and some fields are largely employed in Monte Carlo simulation and convex optimization. Of course, this is true for most laboratories.

But they have made unified tools, which means differently. You know what I mean, brothers.

If we just follow the strategy step by step, that's not a big problem. But if we talk about quantification, isn't it our most common need? The laboratory has a wealth of mathematical tools, the fastest algorithms, and the company has a large number of machines. Isn't this the best working environment?"

Jack laughed happily. Wu You's statement made him extremely satisfied, but he still complained, "So I hate these guys who do math and research. It's really omnipotent."

He clapped his hands, "Okay, let's decide this first. Wu You, you set the tone for the entire backtesting function first, and you can consider making a mean variance model to complete the position management part. Peter, you first do our previous manual strategy, which is the important thing now."

The other two nodded after hearing this.

Jack, "I will contact the company's top leader first to see if Wu You's statement is OK, and I will apply for another batch of machines for us to run the project. Okay, let's move, guys, we will touch it again at 2:00 pm."
Chapter completed!
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