At this moment, Zhao Huan was gathering in his study to look at the foreign ambition presented by Su Ziyu, thinking about where to reach the territory of the Song Dynasty in the next ten years and what he could get.

The fire was burning vigorously, and the eunuch on one side was adding charcoal.

Zhao Ding entered the palace and went directly to the emperor's imperial study.

"My minister Zhao Ding, please see Your Majesty."

"Your dear don't have to be too polite."

Zhao Huan turned around and looked at the middle-aged man in front of him.

Zhao Ding is the leader of the four sages and prime ministers in orthodox history after Zhao Gou moved south. He was a little more conservative in character, but also supported the situation.

"Are you still used to me when I arrived in Tokyo?"

"Report to your Majesty, everything goes well."

"I have finished reading "Four Business Strategies for Banks in the Song Dynasty" by my beloved, and I feel so relieved that it is a blessing for the Song Dynasty to gain your talents."

"Your Majesty is a misunderstanding and sharing the worries of the king is the duty of the minister."

Zhao Huan said: "However, I would like to remind you not to let the court lend money from the people flow into a certain field too much."

"Don't worry, your Majesty, I will strictly control it."

Zhao Huan was indeed very satisfied with Zhao Ding's plan.

Zhao Ding’s four strategies are actually very simple, sharp, and more realistic.

The money from the Song Dynasty Bank first flowed into the field of food, clothing, housing and transportation.

These four areas are the foundation of people's livelihood, but they each play different roles.

But for ancient people who had no experience in market economy, the most common problem at the beginning was that the employment rate was driven by infrastructure, and ordinary people were rich, but the grain output and clothing industry did not rise, which could easily lead to sudden increase in money in people's hands, insufficient supply of goods, and severe inflation.

At this time, the economy is basically on the verge of collapse.

So, relying on infrastructure to drive the economy is indeed a good way to try, but market product attacks must keep up.

This is also the reason why Zhao Huan tried to wipe out the south at all costs and attack Jiaozhi.

That was the foundation he laid the foundation for the vigorous development of the national economy of the Song Dynasty in the future.

The tasks to be completed at each stage are different. At this stage, there is only one thing to do: to make the people have food and clothing!

When one day there is an oversupply of commodities in the market and it is difficult for infrastructure to stop, that is the problem of the next stage.

Development will always have problems, and we cannot stagnate because of problems.

Therefore, Zhao Huan sincerely supported Zhao Ding to do so.

However, as the Dasong Bank, which is in charge of the imperial reserve funds, must strictly control the flow of funds.

For the emperor, he was more willing to transfer the money from the Song Dynasty bank to ordinary people who did not have much wealth in the people but were willing to live a better life through hard work.

In this way, it can not only effectively curb the formation of oligopoly by wealthy businessmen who are already rich, but also create a benchmark for hard work and become rich for the people, and encourage more people to devote themselves to down-to-earth work.

But things went against their wishes. These people often have too little risk resistance, lack of business ability, and have too little resources in their hands. The court lends them money, and it is likely that they will lose all their money.

The money from the Royal Bank of the Song Dynasty was not grown out of thin air when watered in the fields. They were all deposited by the people trusted the court.

If the court cannot collect the money back, once the people want to withdraw the money, the court will have no money to give.

Even if the Song Dynasty imperial court had to print money, it would have to worry about the overall production volume of the people and should not print money at will. The speed of printing money is much greater than the speed of commodities, resulting in financial collapse. Even if Zhao Huan could capture the moon in nine days, he would not be able to restore the sky.

So, to support the poor in starting a business and achieving financial freedom, it is not just about giving them money.

We also need to give technology and management knowledge, and also create a reasonable social rule.

For example, the commercial agreement system, such as the patent system, are the basis for protecting the healthy development of business.

The Agricultural Sciences Rapid School, which Zhao Huan wanted to support strongly, was to improve the ability of the common people and not lend him money. His mind was blank and he ended up losing all his money.

If you can't afford to pay back the money, the court will pay the bill. The consequence of the court's payment is to print money. After printing the money, the currency will depreciate, and the people across the country will suffer.

In fact, Zhao Ding wrote about the policies and concerns about lending to civilians and wealthy businessmen in his "Four Policies".

The money borrowed is divided into levels, making it easier for rich people to borrow money. They only need to register their household registration information and deposit information to obtain a certain amount of loan.

For civilians’ loans, they need to provide household registration information, deposit information, and household registration information of relatives and friends. Personal guarantees state that there must be certain property in the name of the relatives and friends.

Not only that, many restrictions have been added to loans to civilians, such as the repayment date is half of the wealthy businessman, and there are regulations for the industry they work in after borrowing.

Zhao Ding seemed to have not heard the implicit sound of the emperor's reminder.

His loan policy of "Four Policies for Banks in the Song Dynasty" actually favors wealthy businessmen to a large extent, and it is much less difficult for wealthy businessmen to borrow than ordinary civilians.

This can indeed complete the tasks assigned by the emperor, but it can easily make the rich richer and the poor poorer, making it even more difficult for the poor to start a business.

Of course, Zhao Huan cannot blame Zhao Ding, he is also considering the overall risk.

This is also the reason why Zhao Huan wanted Zhao Ding to take this position. At any time, the overall risk must be first. Once there is a problem with the overall risk, it will be very involved and endanger the entire Song Dynasty.

The little eunuch outside came in and said, "Your Majesty, Xu and Tang Gong ask for a meeting."

"Let them come in."

Since it is a matter of discussing economic issues, how can Xu Churen and Tang Ke be missing?

Xu Churen will have a very important task next year, and the income of the people in the Central Plains will double!

Xu Churen is now like he is infused with blood, because he has tried the sweetness of infrastructure construction and also tasted the sweetness of Royal Bank of Song Dynasty.

He thought Zhao Huan was simply a genius who had never been seen in the ages. It was really correct to abolish the corvee service. If the corvee service is not abolished, the more roads are built, the more harm the people are. However, if the corvee service is abolished, the more roads and buildings are built, the happier the people are.

Because the court has money to give it!

In this way, his goal of doubling his per capita income in the Central Plains next year is completely accomplished!

Xu Churen and Tang Ke came in: "I will meet your Majesty."

"No gift."

Xu Churen and Tang Ke met Zhao Ding again.

Zhao Huan read Zhao Ding's "Four Strategies for Banking in the Song Dynasty" to Xu Churen and Tang Ke.

Tang Ke smiled and said that he was in charge of the Ministry of Commerce. With Zhao Ding's strong support, his mission was completely completed.

But the Song Dynasty's Daoist Xu Chu-in was about to jump on the spot. According to the four bird strategies, the richer the richer the civilians may become poorer. So isn't his goal of doubling the civilian income unable to be achieved?

The emperor's goal of assessing his goal is not to simply divide the total number by the number of people, but to first remove the upper and middle households and directly calculate the income of the lower households.

No, no!
Chapter completed!