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Chapter 12 Warm Heart Treasure

The account manager bent slightly and led the way in front of the side: "Sir, pay attention to the steps under your feet."

Fang Wei is very satisfied with the enthusiastic service of the account manager, and the service standards are indeed very high.

"Sir, according to the regulations of the China Banking Regulatory Commission, depositing such a large amount of funds at a time requires verification of the source of funds. Can you disclose the source of funds?"

The account manager asked this question half of the time due to regulatory requirements and half of the time he was worried about the big order and half of the time he was Luffy.

Having arrived at the bank, Fang Wei didn't have so many concerns and said easily: "Buy the lottery."

The account manager's expression became extremely exciting, and he swallowed and said, "Sir, can you tell me the specific amount? Are you planning to manage your finances for a long time, or are you temporarily stored for other purposes?"

Fang Wei stopped, feeling that the account manager was talking too much.

The account manager hurriedly explained: "Sir, don't get me wrong. I want to plan a financial plan for you in advance. After all, it's a pity to prevent such a large amount of funds from running and keep accumulating wealth for you."

The account manager said as he handed over a beautifully printed business card with a flattering smile on his face.

Fang Wei really needs some professional investment and financial management advice now, so he took the business card and looked carefully and said, "Hello, Manager Liu, I am going to deposit 19.2 million yuan today."

Liu Jun's eyes became brighter, and the frameless myopia lenses could no longer stop the burning heat in his eyes. Sweat was faintly seen at the tip of his nose. Such customers who do not have a fixed financial management plan are definitely high-quality customers of the bank.

The room sat down and asked the little girl from the room to pour tea for Fang Wei. He ran out by himself and soon got a pack of Soft China back.

In less than a minute, a deputy president of the branch also came over. Liu Jun's face looked a little ugly, but others were the leader, so he couldn't say anything. He cursed in his heart: "Why is your nose so flexible? You will come after you smell a little."

The deputy president took the initiative to shake hands with Fang Wei and asked enthusiastically if there was any place to help Fang Wei.

Fang Wei was so dizzy by this enthusiastic operation that he felt that it was great to be a rich man for the first time.

Fang Wei exchanged a few greetings with the deputy governor, and carefully took the cash check, ID card, and bank card from his inner pocket. Liu Jun quickly picked it up, but he didn't want to get the vice governor.

The vice president's eyes showed a look of displeasure, but he covered it up very well and continued to chat with Fang Wei.

The teller in the room checked the cash check together, and then went to the system to check whether there was enough money to pay in the Sports Lottery Center account, and finally confirmed that the cash check was true.

The three-person bank had unconcealed smiles on their faces. Liu Jun hurriedly lit a cigarette for Fang Wei. The deputy president rubbed his hands and said, "Mr. Fang, how do you plan to allocate this funds?"

Fang Wei checked the information for half the night yesterday and had some plans in his mind. He simply pretended to be professional and said: "10 million medium- and long-term investment projects, 5 million investment projects that are not more than three years, 4 million monetary fund products that can be withdrawn at any time, 200,000 are left in the account, and I have a pocket money."

"Does Mr. Fang have any investment preferences?"

"I'm more conservative. I don't like investing in projects with high risk. It's best to protect the principal and interest. I don't have to worry about spending this money. You can come up with a stable investment plan for me and wait until I confirm it before operating."

"Can Mr. Fang accept long-term treasury bonds and large-scale agreement certificates of deposit?"

“You are professional in this regard, I only have three requirements:

1. I don’t touch stocks, equity-oriented funds, index funds and other things related to the Chinese stock market, because the risk is too high;

2. I don’t want the financial management type of bank agents, annuity type insurance, and I will buy the insurance myself, so you don’t need to plan it;

Third, I hope the overall rate of return of funds will not be lower than that of baby products in the same period.”

The vice president and Liu Jun looked at each other. Mr. Fang was young, but he didn't look like a young man when he heard him speak. He had clear goals, was calm and sophisticated, and was not easy to fool.

Judging from his outfit, the winter clothes are obviously not his own. It is probably a disguise I found when I went to the Sports Lottery Center to receive the prize today. The mobile phone is mate8 and the watch is seagull. They are all domestic products, so it is really difficult to judge his origin and family affairs.

Fang Wei continued: "Don't worry about financial management plans. Today, deposit the money in the cash check into you, and you can study the financial management plan slowly."

The vice president hurriedly said: "Okay, Xiaofen, please apply for a new card for Mr. Fang. Mr. Fang, your assets have reached the issuance standard of our bank's black gold credit card. Will you apply for one?"

Fang Wei shook his head and said, "Just get me an ordinary gold card, the black gold card is too swaggering."

Liu Jun hurriedly said: "Mr. Fang, our black gold card can demonstrate your noble identity and enjoy a lot of high-quality services. It's no pity."

Fang Wei shook his head firmly and said, "I won't do it today. I'll do it when I need it. I have something to do at noon today. Please help me quickly."

Only then did the vice president and Liu Jun truly understand the calmness and stubbornness of the young man in front of him. It seems that he will provide better service to this customer in the future.

The teller in the VIP room quickly re-applyed for Fang Wei's debit and credit card, opened online banking and mobile banking, and Liu Jun and Fang Wei made an appointment to come to do financial management plans next week.

Fang Wei accepted the exclusive gifts from customers, a set of wallets and belts from foreign brands, based on the principle of not wasting.

Fang Wei refused the request from the vice president and Liu Jun to send him, and left with a non-woven bag with a bank logo.

Fang Wei walked along the street to another branch of the bank, inserted the card on the Atm machine and checked the balance, 19.2 million yuan per cent.

Fang Wei tried to withdraw 1,000 yuan in cash from the Atm machine and checked the balance again, 19.199 million yuan.

Ah! It's really not a dream! Fang Wei suddenly had the urge to cry. He held the Atm machine with both hands to relieve his emotions for a while before he opened the pin and left the Atm machine room.

The customers waiting outside saw Fang Wei’s eyes red and thought he had encountered some misfortune.

Now at 10:54, I'm just about to get her off at Yuan Bao's school now.

I drank a stomach of water in the room and was no longer so hungry. Before leaving, he even left. Although he was rich now, he would not take advantage of the situation.

Fang Wei took the bus and shaking it for almost 50 minutes before he got to the place. Just as Yuan Bao and his school bell rang, Fang Wei hurriedly sent a message to Yuan Bao, saying that he was waiting for Yuan Bao at the school gate.

A girl wearing a goose yellow down jacket ran out of school in a few minutes.

"Fang Wei, how long have you been there?" Yuan Bao naturally stretched out his hand to hold Fang Wei's left arm and said.

"Just a few minutes after arriving, what do you want to eat today?"

Yuan Bao thought for a while and said, "Go and eat fish. There is a fish at the entrance of the school that is well made."

"Well, how long does it take to rest for lunch? Is it too late?"

Yuan Bao pouted and said, "Class will be held at 13:30, we are exhausted! Let's go quickly, otherwise it will be too late."

The two hurried to the Yuzhuang to order good dishes. Yuan Bao said immediately: "Fang Wei, show me your mate8 quickly."

Fang Wei smiled and handed over the phone: "Look, if you like it, I'll buy one for you too."

Yuan Bao asked in surprise: "Fang Wei, have you become rich? You are so generous."

Fang Wei then realized that he had lost his words. It seemed that people would always be complacent when they were rich. It was really not easy to keep such a big secret.

"Yes, you remember that the day before yesterday I bought a drink, the boss didn't have the money to find it, so he called me a lottery."

"Oh! Have you won the prize? What prize?" Yuan Bao was even more excited than Fang Wei.

Fang Wei coughed for a moment and said with difficulty: "The third prize is more than 19,000."

Fang Wei has never deceived Yuan Bao since he was a child. This is the first time he lied to Yuan Bao, so the answer was a bit difficult.

Yuan Bao danced excitedly, but found that other guests were looking at her, so she immediately stopped and grabbed Fang Wei's hands, lowered her voice and said, "That's great, great! In this way, your living expenses can be more. Don't deduct yourself in terms of food in the future, okay?"

Fang Wei's nose felt sore. Why was it so fragile today? It was so simple that the little girl was moved to cry. He pretended to be itchy with his nose, pulled back his left hand and scratched his nose, taking the opportunity to wipe away a tear from the corner of his eyes.

"Silly girl, do you want me to buy you a cell phone?"

Yuan Bao shook his head firmly and said, "No, I don't like this kind of unexpected wealth. Besides, I don't lack anything now. I'll buy me a lot of things when you make money yourself."

Fang Wei nodded vigorously and said, "Yes, I will buy you all the things you want in the future."

The meal was very happy, and Yuan Bao kept chattering, mostly complaining about the school, the teachers and some trivial matters, but Fang Wei was very happy to hear it. Only Yuan Bao was so cute.

After meeting Yuan Bao, Fang Wei became more determined to think in his heart. He was not going to use this bonus extensively. Only the positive Fang Wei could be worthy of Yuan Bao.

Yuan Bao did not return to school until 13:20, and Fang Wei watched Yuan Bao enter the teaching building before leaving.

Fang Wei took the bus and slowly shook home. Now he felt relieved. With this huge sum of money as a backing and Yuan Bao's support and care, what else can his husband want in this life? He must have a wonderful life and a happy life, so that his parents' spirit in heaven can comfort him.

Fang Wei got off the bus and went straight to the small supermarket near the community. He was preparing to buy half a pound of noodles, two tomatoes and two eggs. He didn't sleep well last night and had to make up for his sleep in the afternoon. He probably was too lazy to go out when he woke up, so it would be convenient for him to eat.

When I arrived at the entrance of the small supermarket, there was a fully automatic roast duck stove, and the seven or eight roast ducks inside were roasted to a golden and crispy one.

Fang Wei walked into the supermarket and greeted the boss: "Boss, how is the business today? Why is there an additional oven? Will you change your business to sell roast duck in the future?"

The boss smiled and said, "Xiaowei is here. It's hard to do business now. Either improve the service or upgrade the content. I thought about buying a stove, usually roast some duck, fish, pork belly, etc., and bring it to my own home for a lot of income.

The first day of today, I don’t know how it tastes. Xiaowei, why don’t you give me one first, and the roast duck is officially sold for 22 pieces, and you will be 15 pieces for trial business today.”
Chapter completed!
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