1334 [Husband, I want to start a business]
"No, I still have to call him to make sure he's safe." Gu Jia said worriedly.
"When you wake dad up at two o'clock in the evening, do you think he is good or do you think he is bad?" Xiang Nandu said speechlessly.
At two o'clock in the middle of the night, if anyone dared to call him at this time, he would dare to curse them.
Gu Jia didn't listen to him and called her father's cell phone directly, but unexpectedly the line was busy.
"Why is the line busy? No, I have to go over and have a look." Gu Jia said quickly.
"Wait a minute, wait a minute, try calling the landline again." Xiang Nan stopped her and said.
He knows that it is not easy for the elderly to play with smartphones, and the reason for busy lines may just be incorrect settings.
Gu Jia nodded, called the landline again, and finally got through.
"Hey, Dad, are you okay?" Gu Jia asked quickly as soon as the call came through.
"I'm okay, something happened at home?" Gu Jia's father, Gu Jinghong, asked in panic.
"I'm fine at home, I'm asking if you're okay." Gu Jia explained.
"What can happen to me? Are you having a convulsion in the middle of the night?" Gu Jinghong said angrily after getting out of bed.
"As long as it's okay, I'll see you tomorrow. You can go back to sleep." Gu Jia said awkwardly, but finally breathed a sigh of relief.
"I just said it would be fine. You had to make this call." Xiang Nan complained.
"I'm also worried about dad. I'm really worried about him being at home alone." Gu Jia said worriedly.
"I have a way." Xiang Nan smiled, "Honey, let's sell this big house and buy a house with four bedrooms and two living rooms near my dad's house. In this way, we can alleviate the stress of our family.
What do you think of being able to take care of dad nearby despite financial pressure?"
"Sell this house? What can we do? We bought this house with great difficulty." Upon hearing this, Gu Jia immediately waved his hand.
"I originally bought this house mainly for my son to go to school. But in the end, buying this house didn't have much effect. My son was able to go to school only because of Mrs. Wang's recommendation letter." Xiang Nan waved his hand and said, "So this house,
For us, it no longer has much value.
After selling the house, we will buy another one, and the full payment will be only 10 million. We will repay the loan of 10 million, and there will be 10 million left in cash.
Whether it is financial management, injecting liquidity into the company, or developing other industries, this ten million is better than spending money on this house."
"But if we move, won't those ladies look down on us even more?" Gu Jia refused.
"Even if we live here, do the ladies think highly of us?" Xiang Nan said amused, "After all, you are just vain."
"Why am I so vain? Don't I also want to live a good life?" Gu Jia said aggrievedly after hearing this.
"If you sell this house and get 10 million in cash, won't our lives be better?" Xiang Nan said speechlessly, "Aren't you tired of carrying such an expensive house and such a heavy loan?
"
Their family currently has a mortgage loan of 10 million yuan, and they have to repay more than 700,000 yuan a year. However, Jiamei Fireworks Company's annual profit is only two to three million yuan.
In addition to Xu Ziyan's annual tuition of 200,000 yuan, study abroad, winter camp, summer camp, tutoring classes, various activities, etc., the annual tuition is at least 500,000 yuan.
Their family of three needs about 500,000 yuan a year for food, clothing, housing, transportation, entertainment, leisure, shopping, and beauty treatments. This is already 1.7 million yuan.
Including parents' pension, medical care, and favor exchanges, the annual expenditure is not much between three and four hundred thousand yuan. For example, last time Shen Jie's son's birthday, the red envelope contained one hundred thousand yuan.
Therefore, the Xu family spends more than two million yuan a year. They seem to be rich and can be considered middle class, but in fact they have no money left. Once the company encounters a crisis, the family will immediately collapse.
"You still blame me for buying the wrong house?" Gu Jia yelled angrily.
"I'm not blaming you, but I did buy the wrong house." Xiang Nan waved his hand.
"After all, it's not my fault!" Gu Jia was extremely angry, "It's all my fault. I shouldn't have let you start a business, I shouldn't have let you change to a bigger house, I shouldn't have let my son go to Depu, and I shouldn't have attended Madam circle...you have already complained about me, right?"
"I'm trying to reason with you, can you stop being emotional all the time?" Xiang Nan said helplessly.
At this moment, the door opened, startling the two of them.
Turning around, he saw Xu Ziyan standing outside the door.
"Dad, Mom, please stop quarreling. Tai Di's parents always quarreled, and in the end they didn't give up on Tai Di." He said pitifully.
"It's okay, mom and dad didn't quarrel, they were just discussing things." Xiang Nan hurriedly stepped forward and said, "Come on, honey, daddy will take you to bed."
With that said, he picked up his son and went back to his room.
"Hmph~" Gu Jia threw the pillow angrily.
…
When he came to his son's room, Xiang Nan put his son to sleep first, and then slept in his son's room himself.
After a while, I got up with my son, washed up, and had breakfast.
Gu Jia had big dark circles under her eyes. She probably didn't sleep all night last night.
She ignored Xiang Nan, and Xiang Nan ignored her. The atmosphere at the dinner table was rather awkward.
After eating, Sister Chen sent Ziyan to kindergarten.
Gu Jia left Xiang Nan behind, "Husband, I thought about it all night yesterday, and I think what you said makes sense. As you said, let's sell this house."
"Have you thought it through?" Xiang Nan was stunned and asked, "Actually, we don't necessarily have to sell the house. Our family has received a new order from the amusement park, and our annual income can almost double. In two or three years, we can... I can pay off all the loans. As for dad, I can send him to a nursing home, what do you think?"
"It's better to sell it." Gu Jia waved his hand and said.
"Okay, it's up to you, it's settled." Xiang Nan nodded.
"However, after selling the house and getting the money, I want to use the money to start a business." Gu Jia added.
She thought about it all night yesterday and figured out that it was better to rely on herself than relying on heaven and earth.
The reason why Xiang Nan dared to whisper to him was because he was the breadwinner of the family. The family's income depended on the company, and the nominal boss of the company was Xiang Nan.
Although she also participated in management, she had no name or status and had no position in the company, so she was not as confident as Xiang Nan.
In addition, he has changed a lot during this period and has done well in several business negotiations, so he no longer needs her help.
Gu Jia considered that this was why Xiang Nan dared to whisper to her.
Therefore, she learned from the painful experience and planned to start her own business. When she makes money, she can buy a bigger house, buy designer bags, and become a high-ranking wife. She will not have to rely on Xiang Nan, let alone be humiliated by him.
"Okay, but I have the right to make suggestions about your project." Xiang Nan nodded.
He knew that Gu Jia was capable, but only in public relations and marketing. If she started a business, she could easily lose her money if she was not careful.
This can be seen from the fact that she opened a tea factory. She took over a bad deal without doing any research beforehand. Later, she acted emotionally, broke up with the wife circle, refused the acquisition of VC, and blindly invested 200,000 in network marketing. All the results were...
It's all in vain...
It can be seen from these that Gu Jia does not have the ability to control a project. If there is no restraint, she can easily lose all 10 million yuan.
Chapter completed!