Chapter 128 Agricultural Bank!
Bao Zheng was satisfied and was about to leave when he suddenly remembered something and stopped and said, "Monk, your West Lake City has raised 10 million yuan in financing and invested 5 million yuan to build the second phase of the project, and there are still 5 million yuan. How do you plan to use it?"
Ouyang Bian was a little confused: "What does Shi Bo mean?"
Bao Zheng said: "Do you have the idea of setting up a money house?"
Ouyang Bian was stunned, and then a ecstasy surged out of his heart: "Shi Bo?"
Bao Zheng sighed and said, "The Sansi Envoy is not easy to sit in. I believe the others. I still believe you little monk. You suggest you want several money shops to join, but I need one in it that is your money shop."
Opening a money shop is something that Ouyang Bian has been planning but has never started, because there is a chance to enter.
The Song Dynasty did not have money banks, on the contrary, there were many money banks, and both official and private, and they had basically formed close guilds. If there was no good opportunity, if you wanted to enter, you would get half the result with twice the effort.
If you have the support of Bao Zheng, who is about to take office this time, with the help of Qingmiao Loan, the money bank can grow rapidly!
Ouyang Bian said excitedly: "Uncle Shi, thank you!"
Bao Zheng smiled and turned around and left, leaving a sentence: "Little monk, don't let me down."
Ouyang Bian stood there blankly. After a long time, he let out a crisp and crazy laugh.
The cooking method of Zhangjia Restaurant was his first pot of gold, and the ice room and the rice cooker were important milestones for his fortune. The development of West Lake City made him a real estate giant, but the money house... would be the beginning of his great achievements!
There is a saying in later generations, which is called - whoever controls finance will control the entire world.
This sentence is a bit exaggerated, but it makes sense.
Ouyang Bian is not from a financial background, but he is an editor, a scholar with a wide range of knowledge, and a stock trading enthusiast.
In order to understand the stock market, he read a lot of books on finance, such as Wealth of Nations, Macroeconomics, Microeconomics, etc. at that time.
Of course, he only understands the basics in modern times, but in this era, when even deposits are not only free of interest but also have to pay custody fees, what he knows is equivalent to using guns and cannons to fight against bamboo swords and wooden guns!
Bao Zheng wanted to let him enter the financial industry, but on the one hand, he really wanted to have a trusted person in it, and on the other hand, he also wanted to be rewarded.
Ouyang Bian gave him a political achievement and gave him a solution, so Bao Zheng gave Ouyang Bian an opportunity to enter the financial industry.
But what Ouyang Bian did not expect was that the rewards from Wen Yanbo and Fu Bi and others were not only that.
Bao Zheng stepped down as the prefect of Kaifeng and officially took office as the envoy of the Three Divisions. The person who took over the prefect of Kaifeng was Ouyang Xiu!
Knowing Kaifeng Prefecture is a challenge, but it also means truly becoming the ranks of high-ranking officials.
Ouyang Bian officially became a serious second-generation official in July of the first year of Jiayou.
If he had just arrived, he would have been happy because of it. Of course he would be happy now, but most of it was for Ouyang Xiu.
But he has more things to do now.
Bao Zheng took office and immediately recommended Wang Anshi to become the judge of Duzhi. Wang Anshi did not refuse and immediately took office. However, before taking office, he specially talked to Ouyang Bian for a while.
As time comes, the flood has receded, leaving behind scars on the ground.
The construction of West Lake City is booming, and hundreds of thousands of people are benefiting from it.
More than 100,000 victims benefited directly from West Lake City, not only supporting their families, but also saving a lot of money.
Xihu City purchased various construction materials, which made the economy near Gyeonggi full of vitality, which benefited hundreds of thousands of people.
The more than 100,000 victims living in West Lake City have eaten horses and chewed, which has benefited the entire Bianjing City business.
Bao Zheng, who had just taken office, keenly discovered this. The tax revenue of Kaifeng Prefecture for the first phase of Xihu City alone was hundreds of thousands of guan. Since the second phase of Xihu City started construction, the tax revenue has surged again. In just one month, Kaifeng Prefecture received 80,000 to 90,000 more tax revenue than the same period!
This made Bao Zheng's confidence surge.
The theory in the Wealth of Nations is real and effective, and a large-scale project is indeed very huge in improving the economy.
This also greatly increased Bao Zheng's confidence in the Qingmiao Law proposed by Ouyang Bian. According to Wang Anshi, Bao Zheng has now started to prepare.
The implementation of Qingmiao Loan has not been discussed much in the court. The reason is that it happened to be after the disaster and was devastated. It is indeed a time when the imperial court needs disaster relief. Even the censors who are picky will not criticize them.
In fact, it is mainly because the executor is Bao Zheng.
Bao Zheng has always been famous for his selflessness, especially when he was the prefect of Kaifeng, the laws he showed were unrestrained by the censors. This time, he only implemented the Qingmiao Loan in the disaster area, and implemented it in the name of disaster relief, and his opposition was not strong.
Ouyang Bian quickly formed a money house called Agricultural Bank. With the help of Bao Zheng, he quickly obtained a business license and Qingmiaodai loan license, and quickly spread it in the disaster area.
Agricultural Bank of China does not lack human resources, because after this financing, the shareholders of West Lake City expanded to nearly 200 companies, which is a result that Ouyang Bian can control.
These 200 shareholders involve various industries and many involve money banks, and naturally there are many financial talents. This time, the expansion of the Agricultural Bank of China has become possible with the support of these shareholders.
Agricultural Bank of China's current business is very simple, mainly two things, one is Qingmiaodai and the other is to absorb deposits.
It is not uncommon to absorb deposits. Many money banks are also absorbing deposits, but the measures of the Agricultural Bank of China have caused an uproar in many peers.
Agricultural Bank of China actually pays interest!
Originally, the 5 million chunks of capital of the Agricultural Bank of China was not the largest among the participating banks, but the implementation of this measure immediately expanded the capital of the Agricultural Bank of China to 30 million chunks!
Other money banks were quite hostile to this unruly Agricultural Bank. Some people wanted to stumbling, but they were immediately warned. When they saw the background of the Agricultural Bank, they were immediately scared to apologize.
The Agricultural Bank of China almost gathered the powerful people in Bianjing City. The powerful people with some money in their pockets bought some shares. Ouyang Bian didn't care less. He wanted tens of thousands of coins and dozens of coins. As long as you have some influence, it would be fine.
Even Ouyang Bian keenly discovered that the store and housekeeping affiliated to the palace had also acquired a lot of shares, of course, through its controlled stores.
To a certain extent, the Agricultural Bank also has the Emperor's shares in it.
The expansion of the Agricultural Bank of China is Ouyang Bian's biggest chess piece.
But Ouyang Bian still has no way to stay idle.
Not to mention the West Lake City project, Jiang Rucheng is in charge, he only needs to pay attention to it occasionally. The key is the implementation of Qingmiao Loan. This is his first attempt. He must observe the problems that arise in the implementation at any time.
This is a very good learning opportunity.
Chapter completed!