Chapter 491 Huangsong Bank
My little sister is a master at this. After everyone had a meal of tea and snacks, it was already midnight, and people without horses or vehicles had to rush home. The flow of people finally became thinner, so everyone continued to set off and rushed to
Looking at Aoshan Mountain from Xuandemen.
Su You made sure to ask Little Sister and others to come over today because Zhou An also prepared a gift for the new emperor Dengji.
After playing all the way, we came to Xuande Gate, which was already full of water.
Su You took Shi Wei and the girl out of the car, and the man protected the girl in the middle.
Su You said: "Night is coming soon, so pay attention to the sky."
Finally, in the palace and in various temples, the bells of Yuan Ye rang.
Then, in front of Xuande Tower, "Bang! Bang! Bang!" a sound like drums and thunder sounded.
Then, in the night sky dozens of meters above the Xuande Tower in Bianjing City, "Pa! Pa! Pa!" huge fireworks burst out.
"Wow!" exclamations rang out from the crowd. They all said that they were using old facilities this year and thought there was nothing new to see. Unexpectedly, the officials actually prepared such a surprise for everyone!
Sparks flew everywhere like meteors, golden at first, then red, green, yellow, purple...
The people of Bianjing are drunk tonight.
This is actually the method used by Yu Ju Guan to identify metal compounds. Xiao Tianshi discovered several different carbonates by burning alkaline earth. After identifying the carbonate, the different flame color reactions showed that they are different
metal compounds.
Then, they can be extracted from the carbonate through electrolysis reaction.
Then it was treated with nitric acid, hydrochloric acid, and sulfuric acid. After the test, it was found that the flame of nitrate was the most vivid.
The red one is strontium nitrate, the green one is barium nitrate, the yellow one is sodium nitrate, the blue one is copper nitrate...
Coupled with the successful development of mortars, fireworks are not a problem.
Many people were shocked by this extraordinary scene, and knelt down devoutly, shouting "Long Live the Mountain" and sincerely praying for the emperor in the Xuande Tower.
Su You smiled and hugged Shi Wei's shoulders: "Weier, do you look good?"
Shi Wei looked at the sky in confusion: "Well, it's so beautiful. Is it true that only we in the Song Dynasty can see such a scene?"
Su You nodded: "I really hope it can embellish the night sky of the Song Dynasty forever and enhance the joy of the festival. I don't want it to replace the smoke and beacon fire... However, this is impossible."
Chen Zhaoming also looked at the sky: "I believe there will be a day..."
After watching the fireworks, everyone started to return, still discussing the whole process.
On the way back, we could see many poor people lighting torches and looking carefully for something along the way.
Su You looked strange: "What are you doing here? So many people are looking for the magic horse?"
Chen Zhaoming, who is an old Bianjing man, said with a smile: "This is called 'Zhaoye'. There are many girls from rich families traveling tonight. The money and accessories they carry with them are often squeezed out, and they are picking them up."
Just then I heard a woman squatting in the middle of the road with her back to the carriage and shouting: "Da Lang, come here and take a look. I see an earring. Is it gold?"
Su You quickly reined in his horse, stopped the carriage, and waited for the woman's happiness to pass.
Then a man rushed over and covered her mouth: "What an ignorant woman! Hurry up and give way to the officials! I'll hit you to death for nothing!"
After saying this, he pulled the woman back to the roadside and bowed to Su You repeatedly.
Su You smiled slightly and returned the favor: "Brother, happy New Year. You still have to pay attention to safety."
It wasn't until the carriage and horses were far away that the woman said, "Why are the officials still driving at home? Why don't you mind the collision and return the favor to us?"
The man said: "You ask me, who am I going to ask? It's proper to collect money quickly! Where is the ear plug?"
…
The Lantern Festival has passed and the court is back on track.
The first thing Tang Jie, the Third Secretary's envoy, did when he came to court was to present a memorial.
First, clean up the old cases of the three bureaus, check the files, write off the debts accumulated over the years in the workshops of Bianjing, Neiku, Changping, Salt Supervision, and local places, create new books, and untie the economy of the Song Dynasty.
Second, copper coins were issued to lure merchants to ship the fine copper from Sizhou to the capital, and use it as a reserve to issue copper banknotes.
Third, Sitong Bank is now responsible for the transfer of funds among merchants on various roads and has a good reputation. The transfer of banknotes between the Third Division and Zhulu Transshipment Department is inconvenient, so it is begging to open a special account in the bank to facilitate borrowing.
Payment transfer.
Fourth, Shu banknotes are well-printed, with exquisite patterns and appropriate anti-counterfeiting measures. We request Zhulu Yanyin to be the printing company and issue them as an agency.
Fifth, the salaries of imperial officials are often paid in kind, and the officials have long been suffering. Please give the salaries in the form of copper coins from now on, so that it can be convenient for both the common people and the officials.
Sima Guang reported, first of all, it is a good thing that Tang Tietou dared to do it, but writing off the accumulated debts will give rise to countless tricks, and there may be behavior of embezzlement of national assets. How to supervise it needs to be carefully considered.
The second article is actually Su You's old wisdom last year. Now that the crisis has passed, there seems to be no need to let merchants take over the task and share the benefits of the imperial court.
Article 3: It is certainly convenient to open an account for loan offset and transfer between the Third Division and the Zhulu Transportation Division, but is it appropriate for a private bank to handle the transaction?
Article 4: Although Sichuan banknotes are exquisite, the old banknotes have been used for a long time. How will new banknotes be issued, how will old banknotes be recycled, and what will be the intermediate discounts? Will there be acts of plundering the interests of the people?
Article 5, well, nowadays, the salary of officials in the Song Dynasty is one-third in money and two-thirds in kind. Officials of the third rank or above with big families and big businesses are certainly well-paid, and everything is contracted by the state. But below the third rank, it is more than enough every month.
It was hard, and the servants at home had to do the work of selling supplies in exchange for what they really needed.
This reform will be of great benefit to the officials in Bianjing City. I have no objection at all.
So Tang Jie came up with a second plan, and Sima Dajian thought carefully, so he had to improve on the first plan.
Article 1: The year-by-year files are all stored in the warehouse of the Third Division. It’s just that the workload is huge, which makes it difficult for people to look forward to. First, start cleaning up from the Third Division, and then outline and index it. The second step is to clean up Bianjing and Shu.
In economically developed areas such as Hangyang, these places have good finances and it is easier to fill up any shortfalls. The third step is to go to various prefectures and gradually promote it nationwide step by step.
Article 2: Xiangjun Road Station, the deductions and expenses along the way are probably more than those of the merchants. The situation of water transportation over the years must be very clear to the princes in the court. The copper government is the lifeblood of the country, and it is naturally inappropriate to leave it to the hands of merchants, but let
It would probably be even more inappropriate for the existing water transport system to handle it.
The transfer of copper to Beijing is related to national affairs. If you have a better idea, feel free to put it forward. Otherwise, let the merchants transfer it while accelerating the reform of the water transportation system. We will do both.
Article 3, Article 4, Article 5, if you feel that it is not feasible to leave the remonstrance to ordinary businessmen, then can we ask someone to do it? For example, Your Majesty?
Zhao Xu Qiangang made a decisive decision and decided to use part of the gold and silver stored in the internal treasury as the capital. If the clan is willing to repay the favor, they are allowed to invest in shares at a discounted price and raise two million yuan in advance. Sitong Bank will contribute 1.92 million yuan, for a total of three hundred yuan. With 920,000 yuan, the Huangsong Bank was established! The Song Dynasty Yanyin, Tongyin, and Sitong business names Shudi Yanyin were merged into one, and a unified currency of Huangsong banknotes was issued!
When the bank was first established, its functions were to distribute official salaries, promote financial circulation, supervise the operation of the Imperial Village, and also invest and provide loans.
But there is a prerequisite: work must be carried out strictly in accordance with the existing business model of Sitong Bank to prevent fraud.
To put it bluntly, the royal family takes the name and 51% of the shares, but only sends supervisors to supervise it. The specific operation is to change the name of Stone Bank and put it under the name of the royal family.
After operating properly, the bank can also help clear various accumulated debts, strengthen local taxation supervision, and reduce the accumulation and loss of materials.
But this is a purely commercial behavior. All operations must also pay taxes and benefit the government as in the current business model.
Chapter completed!