Yang Ji's mind was a little confused. Yuwen Wen described a wonderful prospect. It looked really good. The cabinet shop could make money and maintain reputation, and suppress those loan sharks, but he always felt something was wrong.

Recalling the relevant content Yuwen Wen said in his mind, Yang Ji finally found a flaw. He thought about the words and then asked back: "Duke, it seems that the prospects of the cabinet shop are good, and he will definitely have a lot of money."

"Where is where, this is just a plan, and the actual effect is unknown."

"Anyway, the prospects are good?"

Yuwen Wen looked at Yang Ji and replied, "That's right."

"Since the cabinet shop is so profitable, why should merchants work hard to open workshops? Isn't it better to open the cabinet shop and wait for loans to collect profits?" Yang Ji pressed step by step, "Button, paper shop, bookstore, quarry, etc., for a busy year, where is the place as comfortable as making money in the cabinet shop?"

"It is better to open a workshop than to borrow money to make money by borrowing money. If you put your heart in mind, will the bosses have other thoughts? The Duke of Guo said that he would promote the industrial chain to support more people. If all these bosses go to open a coffee shop..."

What Yang Ji said is very real. Yuwen Wen just said something magnificent, but he can never avoid this problem. If it cannot be solved well, it will be a waste of time.

If you make money by borrowing money, who will still open a workshop? The "industrial chain" cultivated by Yuwen Wen in Huangzhou has been initially formed and has hired a large number of practitioners. Once the bosses go to run a cabinet shop and the industry has withered and the chain breaks, what should I do?

"Lending, only when you borrow, you can borrow. People don't need to borrow so much money. Only by starting an industry requires huge capital turnover. In other words, business prosperity requires a large amount of demand for borrowing. This involves a balance, and it is hard to explain it in one or two words."

Yuwen Wen continued to fool him. He was not from a financial major, but was completely a wild way. He played "capital operation" during the Northern and Southern Dynasties according to his own ideas. If he succeeded or not, he would do it first.

His idea was to make the winning stroller (borrowing capital) and the workshop (industrial capital) win-win. The workshop absorbs huge amounts of funds and provides the workshop with abundant low-interest loans. The workshop uses this to fight a price war and squeeze out its competitors.

Seize the other party’s market, continue to borrow money to expand production, and continue to expand after gaining a foothold. It is still a price war that squeezes out new competitors and continues to seize the other party’s market.

The business of industrial workshops is getting bigger and bigger, and the borrowing counters are also "small profits are getting faster". Even low-interest loans can collect interest and make a lot of money, which is a win-win situation.

The business of the cabinet shop is so prosperous, so sooner or later, others will open the cabinet shop. Will they honestly take the path of supporting the industry to win-win? Probably not.

Therefore, Yuwen Wen had to open a counter shop first, support his credit and absorb funds, issue circulation coupons to master the "circulation channels", and launch the exchange network first, giving priority to providing low-interest loans to workshops in Huangzhou.

Can other cabinets be done? If possible, it will be good. The benefits are the workshop owners. Everyone makes money together. There is nothing wrong with it. If anyone dares to be honest, he will squeeze the other party out.

Ruixing's paper, printing and ink technology are first-class, and they directly make fake bills, fake bills of exchange, and fake certificates of deposit. They either use this to create a large-scale run or use this to ruin the reputation of their opponents.

"Fake money...splied..." Yang Ji stayed for a while and finally came to his senses. It would be shameless to really use this method, but the effect is probably good. Kill the gods and the Buddhas and kill the Buddhas.

"The above is just the idea of ​​this man. There is no confidence in whether it will be successful or not. Perhaps no one cares about the circulation coupons, and the subsequent series of actions are even more delusional, but how can you be willing to do it if you don't try it?"

Yang Ji was still shocked by the "fake money" and "splied". He never thought that he could play with money and play with such tricks, but there was a question. If other companies launched exchange business, the anti-counterfeiting of bills must have cipher text, which may not be able to be cracked.

"The secret text always reflects the month, amount, location, etc. It is difficult, but it is not impossible, it is nothing more than a cost issue." Yuwen Wen was full of confidence, "It is useless to say more, please wait and see."

Yang Ji felt that he was not smart enough, and Yuwen Wen always made sense. In fact, he felt that it would be good to continue according to the current situation. He built a new water conservancy and reclaimed wasteland, planted more food and raised more soldiers.

Slowly expand the territory, train the soldiers in your hands into elite soldiers, and set up schools to attract poor students from all over the country. This is the best reserve talent when expanding its power in the future. Yuwen Wen is the general manager, and there will be no fewer people who need to be voted under his name.

As for the current situation, talents, territory, food and soldiers, the most important thing is, Yuwen Wen started to work hard again. Yang Ji felt that if he had the time and energy, it would be better to have more contacts with poor scholars and cultivate reputation.

The cabinet shop is just a icing on the cake, but if it is screwed up, it will not only waste energy, but also corrupt its reputation. Yang Ji felt that this move was a bit extra and wanted to persuade Yuwen Wen to think twice before acting, but he could not say it himself.

The previous question came to an end, and Yuwen Wen finished reading the report. He kept answering and reading it, both of which were both right. Yang Ji basically had no questions to ask, so it was Yuwen Wen's turn to ask questions.

"Suppose that the naval armies of Chen and Sui countries rushed down from the upper reaches with all their might, can the Zhou Envoy of Ezhou stop him?"

"Qianli Fengzhang joined forces with Chen Jun? Duke of the State, the Sui army did this after taking the wrong medicine, right?"

"Do you think I can take the wrong medicine? Tell me, what would happen if this is the case?"

"I can't answer."

"You have to answer if you don't answer, otherwise I won't be able to sleep and I don't have to answer immediately. Go back and think carefully, and write a report in three days to hand it over."

"I want to write a report again?"

"Why do you do at night? This long night is so lonely and hard to sleep. I won't find anything for you to do. Your fitness is consuming energy and your arms are getting thicker and thicker. Are you going to practice the Kirin arm?"

"Why would you find a matchmaker to tell you about your family? If you have a wife, you will have something to do at night."

"Don't talk and laugh!"

......

The clock rang at 22 o'clock in the evening. After nearly two hours of discussion, Yang Ji left. Yuwen got up and walked back and forth in the room to stretch his muscles and bones. Then he sat back to the side of the desk and continued to read the information.

He is very busy, he is very busy every day, and the current situation is difficult and it is not yet time to relax.

Farming and fighting are the most basic. Thanks to the completion of the river embankment, Huangzhou’s arable land has doubled several times, but it takes time to reclaim wasteland into mature land, so grain output cannot immediately increase.

After the division of the land, the army was determined, but Huangzhou could only afford a limited number of full-time soldiers, so the Hulin Army had not expanded in recent years, and the total number of troops remained at 5,000. It was not too much or too little.

Taking over the Daye Iron Mine, with sufficient iron, weapons and armor, the number is accumulated to meet the needs of consecutive battles. Now there is more than enough defense, as for attack...

There are never too many soldiers. The key is that there is not enough food and I can’t afford to support so many soldiers!

"Erlang."

A soft cry interrupted Yuwen Wen's thoughts. He looked up and saw that it was his wife Yuchi Chifan standing aside with a plate on her back.

"Hey, I've talked for a long time and I've forgotten it."

Yuwen Wen patted his head. He forgot to have an appointment with his wife tonight when he was thinking about it. Yuchi Chifan sat down next to him and put the midnight snack on the desk.

"Has Kaora and the others all slept?"

"I've all been asleep, and I've been clamoring to find Aye, but I'm afraid of disturbing Erlang and Mr. Yang's negotiations, so I didn't let them come."

"Busy business, I'll make up for it later."

Yuwen Wen ate white porridge with pickles. Although he was born in a rich and elegant manner, it does not mean that every meal cannot be separated from the delicacies of mountains and seas. When visiting the soldiers' families, he often does not frown without the simple food.

Yuchi Chifan sat next to her, watching her husband having midnight snacks quietly. Although she had only met until now, she felt very warm when she met. The pillars at home were there, and the sky could not collapse.

After the midnight snack was finished quickly, Yuwen Wen replenished his energy, and the night battle began. Yuchi Chifan took out a booklet, and Yuwen Wen also drank a glass of water to moisten his throat.

"Erlang, I have read this explanation about the operation of the cabinet shop for a few days, but I still don't understand many things..."
Chapter completed!