Chang'an, Yongpingfang, at the door of a private house, there is a brand new plaque with the four big words "The Top Principal and the Top Principal" written on it, which means that this family has produced a top prize, which means that this is the private title of the new top prize Lu Chu.

The road in front of the door has been swept cleanly, but some marks of varying depths can be vaguely visible.

That was the traces left by horse manure and cow manure. In the past few days, Lu houses were crowded with people riding horses or carriages and ox carriages. Although the cows and horses were wearing dung bags, they still left some traces. Over time, the ground was messy.

In this case, the government will be fined, or the owner must be responsible for cleaning the feces, but there are reasons for this, so the government not only sends police to maintain order, but also cleans up the horse manure and cow manure on the ground.

At this moment, Lu Chu stood in the yard, looking at the empty house on the east side, feeling a little moved. This was the classroom where he taught. If it were on weekdays, there should be a sound of reading aloud at this moment.

But from now on, there will be no more, because he won the top scorer and was about to be awarded a sixth-rank official position, so he naturally has no time to teach and cannot teach.

The students can no longer be educated here, and he has returned all the teaching tasks when he enters the school, and this place is no longer a private school.

Over the years, Lu Chu has relied on opening classes to educate and support his children, so the room that is usually used as a classroom is very lively. Now it has returned to normal, but it seems a bit deserted.

In fact, the Lu family has not been deserted these days, because there are endless people coming to congratulate you. Lu Chu and his family are busy with their friends to receive the guests. The few servants are almost exhausted and have finally stopped today.

Lu Chu walked into the classroom of the past, sat on the top, looked at the seat in front of him, thought about the scene of the young children reciting the Thousand Characters, and thought about the scene of the Tai Chi Hall singing titles and the Royal Garden attending the banquet on that day, and felt that life was like a dream.

Because he was implicated by his clan uncle, he has been in vain for more than ten years. His original land in his family was confiscated. Because he had no official position, he naturally had no tax exemption. The treatment of service, and his family's annual land rent, household transfer, and life (free money) were paid by teaching.

The remaining money and food still have to deal with daily expenses.

Fortunately, the prices of grain and cloth have continued to fall over the years, so Lu Chu's family has lived a pretty good life, and they have enough money to subscribe to various newspapers and publications, and they also receive visitors from time to time.

Although Lu Chu was a sinner and had no hope of career, he was born in the Lu family of Fanyang, so many children of the gentry interacted with him on weekdays. In addition, he often went to book clubs to buy books and met some scholars, so he was not considered a waste of time.

So when he passed the provincial examination, imperial examination, palace examination, and then became the top scorer, many of the people who visited and congratulated him on weekdays, rather than snobbish when he saw him win the top scorer.

There was a voice outside, and soon the servant came to report that it was the shopkeeper Li of Heshengxingguifang who was asking for a visit.

When Lu Chu heard this, he quickly got up and came to the courtyard gate. He saw the shopkeeper Li wearing a cloth clothes waiting outside. He was about to invite the other party to come in and talk in detail, but he saw him bowing and bowing: "The Caomin has met the top scholar."

"Li Zhang, what's going on in the box? Let's talk about it." Lu Chu wanted Manager Li to come in and talk in detail, but Manager Li refused, and called him a "grassman" and respectfully praised a famous post to the servants around Lu Chu.

"Zhuangyuan Gong, if you have any needs in the future, you can send someone to call the grass people to ask at any time."

Lu Chu was stunned for a moment when he heard this. Manager Li quickly left. He returned to the study, opened the famous post and took a closer look, and then was speechless.

Manager Li only wrote a few words on his famous post, which meant that if there was "anticipated need" in the future, "I am dedicated to serving you".

What does this mean?

It means that if you are in a tight position in the future, Heshengxingguifang will continue to borrow money from old customers at low interest rates to solve the urgent problem.

Who are the old customers?

Of course it was Lu Chu.

People always have times when they are in a hurry to use money, and Lu Chu is no exception. When his family was in a difficult situation, thanks to the low-interest loan from Heshengxingguifang, he solved his urgent needs and did not pawn the house.

Later, he relied on borrowing money from Heshengxingguifang to open a private school and waited for it.

Of course, Heshengxing Guifang, like other large Guifang, pays great attention to protecting "customer*", so outsiders do not know that he was embarrassed to borrow money from Guifang, so Lu Chu was able to maintain basic dignity in front of his friends.

No matter what, Lu Chu is all the children of the Lu family in Fanyang. If someone knows that, he will be able to live a debt everywhere, he will really be unable to bear it.

Of course, when he was desperate, face was nothing, but it was because of the low-interest loan from Heshengxinggui that he recovered.

Now that Lu Chu has become the top scholar and is about to become an official, there will be many places to spend money.

Even if you don’t change your place immediately, the servants must hire a few more, and then the dilapidated house in your house needs to be repaired. It is not necessary to make it better or at least be more decent. You must have decent equipment for your friends and colleagues.

Anyway, there are many places to spend money. Although the court will distribute some money, cloth and silk for him to buy the corresponding items, there will always be no more left. Although there will be salary, tax exemption and service, and a lot of expenses will be saved, the new expenses will be very large, and there will be no turning point in the future.

If you really want to reach that time, you have to borrow money slowly.

Borrowing money is not a trivial matter. Once you can’t change it, you will never be able to change it in your life.

Fortunately, the interest rate of Heshengxing loans is very low, and the emergency relief is really good, and there is no need to worry about the profits that will not be paid back.

Moreover, in recent years, he has established "financial management" in Hesheng, and has regular income to subsidize his family income. Otherwise, he would not have so much money to subscribe to newspapers and journals by just teaching.

Lu Chu carefully placed the famous posts. After a while, the servant came in and brought many famous posts.

These are all famous posts presented by shopkeepers of various counter shops in Chang'an City. The content is similar. Anyway, it is "the despised person has strong financial resources and starts many financial management businesses" and "If necessary, I will be welcome at any time."

Lu Chu put away the visits one by one in case of emergency.

He has heard that it was not easy to become an official in the past, especially those foreign officials with poor families who had to borrow money to live in order to cope with various expenses. Because the interest rate is high, they basically make a profit and cannot be paid.

People who lend money have their own backgrounds, so the small officials who cannot afford to pay back their debts gradually become slaves to their creditors, and they can only do whatever they ask them to do.

For example, inquiring about confidential information, such as tampering with the account book...

Now, the small officials who urgently need money have many choices.

People who lend money loans in Chang'an City basically disappeared because the major cabinets and shops have provided loans at low interest rates at any time, which has solved the urgent needs of many people. It is said that the minor officials in various offices have become much more honest.

Seeing that the servant was holding a prayer post in his hand, Lu Chu couldn't help but feel strange: "What's so special about this prayer post?"

The servant quickly replied: "Master Lang, this is the famous post of Zhang Jianzhang, Rixingchang..."

"Rising, prosper?"

Lu Chu murmured, and couldn't help but stand up and take the famous post.

Rixingchang Guifang, the world's number one cabin, is famous for its strong financial resources. It is known as "Huitong the World". It is the leader of Jikoufang. It is well-known in Chang'an City. Several shopkeepers are people who even the powerful dare not provoke easily.

It’s not that these families have a great family background, but because the boss of Rixingchang Guifang is the emperor.

Of course, no one would say this kind of thing openly, but now the shopkeeper of Rixingchang Guifang has sent a message to him, Lu Chu felt that it was...

How is that possible?

Lu Chu felt that the thoughts that suddenly popped up in his mind were too ridiculous, and he felt a little moved when he held the famous post.
Chapter completed!