In the early morning, the Pujin section of the Yellow River, on the west bank, the port area was busy. A large number of travelers waiting to cross the river, as well as merchants purchasing goods gathered at the port area docks and ferrying between the east and west banks. The first ship was about to set off, and many people were waiting to take a boat to cross the river as early as possible.

There are many inns near the port area, and many people who spend the first night here check out and check out, eat hot food in the street food shop, preparing to go to the port area to take a boat across the river and start a new day's itinerary.

The number of pedestrians on the street gradually increased and bustled, and carriages filled with a large number of chickens, ducks, geese, and pigs and sheep also appeared on the street. Various sounds mixed together and became rampant, making people who were still sleeping in the street-side rooms wake up from their sleep.

In the second floor of a certain inn, Yu Wenwen, who was sleepy, was lying on the couch and came to his senses. He looked at the "Chengchen" (clothed ceiling) above, listened to the noise outside the window with his ears, and felt the "scent of life".

As the emperor, he lived in the palace and his living environment was very quiet. He could sleep until he woke up naturally when he went to bed at night. Therefore, he was very unfamiliar with the "scent of life". Now, listening to the noise outside the window, Yuwen Wen finally felt that he had finally come into contact with the fireworks on earth.

I reached out to touch my hand, but found it was empty. I turned around and saw Chen Jae sitting by the window and dressing in front of the mirror.

Chen was wearing a thin skirt and exposed his shoulders. Yuwen Wen looked at the beauty's back and listened to the sound of carriages and horses coming from his ears, and suddenly his eyes were blurred.

A cheap hotel on the street, a "standard room" with poor sound insulation. There is a man and a woman who stays at home but stays at night. This is simply an excellent story material.

Yuwen Wen touched his beard and coughed dryly, which made Chen Jae turn her head.

Seeing Yuwen Wen woke up, Chen Meng was about to go up to serve him, but she heard Yuwen Wen say, "Little Chen..."

She was stunned at first, and when she saw Yuwen Wen seemed to have changed, she understood in her heart, almost laughed out loud, and then replied delicately: "Uncle..."

"Well, you performed well last night, and my uncle is very satisfied." Yuwen Wen waved to Chen Yao over with a beastly look on his face, sat up, and took out a few circulation coupons from the side:

"Hey, this is the living expenses for next month. If it is not enough, I will tell my uncle again..."

"Well..." Chen Ying held the circulation coupon and looked shy, but heard the other party say, "Who is that boy who...who is the one who walked with you yesterday?"

Chen Meng was stunned when she heard this, and then she made a nervous statement: "Ah? Then, that's my classmate, but my classmate... nothing special..."

Yuwen Wen looked suspicious, then raised his face and said, "Hmm? That's your classmate Wei Li? You are my uncle's baby, so you can't interact with others, do you know?"

Chen Yu couldn't help laughing out loud, Yuwen Wen laughed too, and the two hugged each other for a while before they separated.

Yuwen Weili is the son of Chen Xi's son for Yuwen Wen. Yuwen Wen booked the entire guest last night and arranged it properly. Then he "checked a room" with Chen Xi's inn overnight. In order to create an atmosphere, he also created a scene drama.

That is Yuwen Wen, who transformed into a "rich and good uncle", supported "Xiao Chen", a female student from a poor family but with a beautiful face.

"Xiao Chen" has a childhood sweetheart "Weili". The two of them are in love, but "Weili" does not know that their dream lover has been kept by a "greasy middle-aged man".

In order to make up the betrothal gift, "Weili" worked part-time while studying, looking forward to one day when he brought the betrothal gift to Chen's house to marry "Xiao Chen", but he didn't know that the inn where he worked part-time was the ecstasy cave where "Xiao Chen" accompanied "Uncle" to spend the night.

Different identities and relationships, strange rooms and noisy environments, Yuwen Wen and Chen Ja were very interested, so they enjoyed the fun all night and now they have another drama, which is really interesting.

The palace maid brought breakfast, and the two of them started to eat. Yuwen Wen looked at the circulation coupons in his hand while eating.

As the "father of circulation coupons", Yuwen Wen can be said to have watched circulation coupons "grow up". The circulation coupons that were only circulated in Xiyang City, Huangzhou, are now circulating in major cities and are getting closer to currency.

More than 20 years have passed, and more and more merchants and guilds have participated in the "joint guarantee" of circulating coupons. The credit of countless people has raised the credit of circulating coupons to a new level. Rixingchang guild, which issues circulating coupons, has also realized the ambition of "Huitong the World".

Whether it is the Liucheng in Yingzhou (north), the Tanluo in the East Sea (east), the Longbian in Jiaozhou (south), Chengdu in Yizhou and Suiyuan in Fengzhou (west), there are the semicolons of Rixingchang Guifang.

Merchants from all over the world, with a light bill of exchange and traveling thousands of miles, can all cash in full funds in the Rixingchang branch at their destination. This is really gratifying that Yuwen Wen, one of the great hosts of Rixingchang, can achieve such achievements in this era.

In more than 20 years, he has changed from a county duke to a emperor, and Rixingchang has changed from a "piaohao" in Huangzhou City to a big cabin in Huitong World. Now he is about to transform into a "bank". So should the circulation of vouchers go a step further and become legal currency?

This is a very tempting choice. Yuwen Wen certainly knew how positive the issuance of paper money would have on a country's finances. The court officials also began to favor circulation vouchers, and some even suggested that circulation vouchers be distributed to officials as part of their salary.

The reason for such a proposal is that the price of cloth and the price of grain has fallen year by year, which has caused the income of officials to depreciate significantly, because everyone's salary is mainly grain and cloth.

Even if the quantity remains unchanged, the price of grain and cloth prices is cut in half and then halved, which greatly affects the income of officials. The grain and cloth they earn not only meet daily needs, but also maintains daily expenses.

Yuwen Wen wanted to use economic means to deal with the aristocratic families, but it also severely hit the officials' source of income, so another kind of hard currency is needed to make up for it. Copper coins are always inconvenient, so many people's attention is focused on circulation coupons.

It can be said that even if the government and the outside world did not support the suggestion of using circulation coupons to replace part of the grain and cloth as salary, there would not be too many people to oppose it. Faced with such a great situation, it should have been a good opportunity to issue paper money in one go, but Yuwen Wen hesitated.

A few days ago, he made the final decision that the circulation coupons are still just a kind of credit certificate among the people, and the court will not use this as legal currency.

Printing paper can be spent as money, which is the biggest temptation for the rulers. It is precisely because of this temptation that Yuwen Wen has made up his mind to cut off the possibility of circulating bonds transforming into legal tenders.

Once the circulating coupons are recognized as legal tender and the salaries of officials are replaced with partial circulating coupons, the problems that arise will be that counterfeit coins will inevitably proliferate on a large scale, and the second is that paper money will be issued sooner or later.

Then the credit of the circulating bond went bankrupt in just a few years, just like the treasure money of the Ming Dynasty, it turned into waste paper.

This is not because Yu Wen Wen himself scared himself. He believes that the conditions for issuing paper money are not yet mature. First of all, it basically means that illiterate people cannot identify the authenticity of paper money and cannot count it, so they cannot use paper money at all.

Secondly, printing paper can be used as a temptation to use money, which can make the slaughter who have no financial knowledge kill chickens and get eggs, and issue paper money indiscriminately, and the consequence is that the credit of the paper money collapses.

Once this situation occurs, he as the emperor cannot stop it, so why bother?

Replace copper coins and become circulation coupons for bulk goods transaction credit vouchers, and circulate in the markets of major cities to avoid the repeated troubles of truckloads of copper coins. In the daily life of the people, copper coins can still be used.

The salaries of officials are partially replaced by copper coins or "one hundred" gold and silver. The exquisitely crafted circulation vouchers should not be undertaken.

Yuwen Wen looked at the circulation coupons in his hand, just like looking at his sons. As the highest protector of his "son", he would not encourage his growth for the sake of false reputation.
Chapter completed!