Vibrant social organizations refer to the underworld in later generations. The "vibrant social organizations" referred to by Yuwen Wen is actually Huangzhou society... Business groups, as unofficial non-governmental organizations, can provide various services dynamically.

Cai Changgeng made great contributions and Yuwen Wen wanted to set a benchmark again, so Cai Changgeng, the lucky one, became the owner of a fort, but Cai Changgeng would be at a loss in how to maintain this family business next.

The reason is very simple. Take the business of a living store as an example. A boss doesn’t know the market, doesn’t know how to settle accounts, reconcile accounts, doesn’t know where to buy goods, doesn’t know how to clear the relationship, and doesn’t have reliable help. Facing the smiling shopkeeper, the guy, and the clerk who lingers around the store from time to time, what will happen to him?

It's very simple. The guy will take advantage. The shopkeeper will collude with the account room to make fake accounts and transfer money. He will be extorted one after another by clerks. In the end, he will be colluded with internal and external forces. He will not win the lawsuit and will be sent to prison and lose his entire family.

It is much more difficult to operate a fort and its surrounding land than to operate a residence. Yu Wen Wen has some understanding of Cai Changgeng's situation. This is a concubine's son and has no foundation in the family. He can be said to be a lonely person.

When Cai Changgeng got a fort, he was no different from a three-year-old boy walking in the downtown area with gold.

The clan relatives who come from the news will take advantage of the situation, but Cai Changgeng is powerless because he does not have many reliable confidants to help, so he can only believe in the clan relatives' integrity, but moral integrity is not worthwhile.

Maintaining the operation of a dock fort requires a lot of money and grain. When this dock fort is breached, most of the money and grain are used as military funds, and there will not be too much money and grain left to Cai Changgeng. So to restore agricultural production of farmland around the dock fort, you need to invest financial and material resources, hire tenants, purchase oxen, etc.

This requires capital turnover. Cai Changgeng could not take out so much money and grain, so he could only borrow it, either from his tribe or from outsiders. No matter who he borrowed from, it would inevitably be usury.

The term "usufi" is actually considered Yu Wen Wen's "invention", because in this era, the term "usufi" is rare. Whether it is official or private, it refers to borrowing and does not particularly emphasize usury.

The interest on borrowing varies from person to person. If you lend money to princes and nobles, the interest will be low. If you lend money to ordinary people, the interest will be high.

But no matter what, lending and collecting interest rates is the most common way to make money, which can be called huge profits. In the case of Cai Changgeng, the best goal of lenders. As long as Cai Changgen dares to borrow, he will inevitably be trapped. Then the family business he earns with his life will become the borrower's pocket within a few years.

Even though Cai Changgeng escaped the loan shark, he could not escape the plot of his relatives. Yuwen Wen had managed the place for many years, cut off many cases, and saw all kinds of filth, so he could probably guess Cai Changgeng's fate several years later:

He died of sudden illness. Because he had no son (if he had a son, he would die prematurely), the brother adopted a son as his heir and inherited the fort.

Of course, only the son of the legitimate brother can have this opportunity. At that time, the family business that Cai Changgeng exchanged for his life will change hands like this.

This situation happened that Yu Wen Wen didn't want to see. He hoped that good people would be rewarded. Since Cai Changgeng exchanged his life for his home business, he should live his life well, not be short-lived and in the end he was in vain.

Yu Gong and Yu Wen Wen carefully planned the "emptying the cage and changing the birds" to cultivate their own sphere of influence in Huaixi. He did not want to be "intercepted" by lenders and so-called tribes. He was busy until the end of the benefits were all occupied.

Even if you take advantage, you have to take advantage of it. By the way, you can help a new guard (the future docking lord) like Cai Changgeng gain a foothold, which requires "organization".

The organization can provide low-interest loans, provide accounting, help hire reliable tenant farmers and landlords, rent farm tools, plow cattle, and sell seeds and daily necessities at preferential prices. Cai Changgeng does not need to find usury and tribe members to get all help from the organization.

With the help of the organization, Cai Changgeng will become more and more loyal, and he will not be loyal or not, but his loyal partner is self-evident.

After Yuwen's random inspection of the land deeds and land deeds, he was very satisfied with the random inspection results. He smiled and said to Cai Changgeng: "Master Cai Shu, I can see that you are working hard and doing well, and I am optimistic about you."

......

In the side hall, Cai Changgeng, who had just sent off the King of Xiyang, walked into the gate, several men who had been waiting for a long time came forward and asked anxiously: "What, what did the king say? The fort will not change its owner, right?"

"How can you? The king is famous for keeping his promises. If you say something, it is a golden rule. Don't think about it."

"Yes, yes, the king is naturally... what else does the king say?"

These people surrounded Cai Changgeng and asked questions. A man who had been sitting on the table from the beginning approached and rescued Cai Changgeng: "Dear uncles, let Golang sit and talk."

"Yes, yes, sit and say, sit and say."

Cai Changgeng sat down surrounded by people, and the sound of chattering came from his ears. He felt that several flies were buzzing and lingering. These were his uncles, and the one who rescued him was his second brother Cai Changyou.

Cai Changyou saved his younger brother again, letting several uncles sit down and ask questions one by one, so that Cai Changgeng had the opportunity to drink a glass of water to moisten his throat.

The Cai family is said to be traced back to the Cai family in Xiangyang during the Later Han Dynasty. At that time, the Cai family was a first-class wealthy family in Jingxiang and lived in the sandbank on the Han River. Later, at the end of the Jin Dynasty, the Cai family fortress on the sandbank was captured by refugees. The Cai family's children were scattered, and one of them has been here to this day.

No one can tell whether such an ancestor was clinging to him or her true nature, but Cai Changgeng knew that his family was just an ordinary family now.

There are many clans in various parts of Jingxiang, Shannan, and the children of the clan live together. With the changes of the times, the changing governments and unchanging families have to deal with the pastoral officials in the governing areas.

Today, in Shannan, there are two cousins ​​(brothers) with high status and power. The brother is the Shangshu Ling of the Daxingtai of Shannan Road, the prince of King Qi Yu Wenming, the general manager of Huangzhou, and the king of Xiyang Yu Wen Wen.

For clans in various places, the benefits of establishing good relations with the King of Xiyang are real and effective quickly.

Huangzhou has developed commerce and prosperous industries. As long as the industries of clans in various places take this boat, they will inevitably make a lot of profits. Therefore, there are countless clan children who go to Xiyang, Huangzhou to find opportunities.

What a person, the King of Xiyang, is there that is something that only grass-roots can see, and the King of Xiyang will not manage the industry himself, so how to get online with the shopkeepers of the King of Xiyang and the big bosses in Huangzhou is a question that many people are paying attention to.

Huangzhou is always willing to come from outsiders, but those who are waiting to get rich are ranked from Xiyang to Anlu and then to Xiangyang. For ordinary families like the Cai family, they are not ranked first.

Now, Cai Changgeng can say a few words in front of the King of Xiyang. Although it is a business, there is a chance in the end. Therefore, several uncles and uncles hope that Cai Changgeng can gain more opportunities and support the children of the clan.

Another thing is that Cai Changgeng now has a fort and hundreds of hectares of fertile land. With such a large family business, how can he not let people from the same clan come to help and watch it?

There are so many people in the clan who have no land, so they don’t share some land for relatives of the same surname, but they hire foreign refugees. What does this mean?

The word "relatives" sounded particularly harsh to Cai Changgeng, and the past that was unbearable to look back on appeared again.
Chapter completed!