When Li Mu said that the interest rate was only one cent, Li Shimin couldn't help laughing: "Just just have your interest, a fool will lend you money!"

Li Shimin's judgment is not aimless.

Li Mu set the rule at that time that banks would borrow from outside mortgages, and three cents would be the top three cents for mortgages. Li Shimin also inquired about it. Usually, the interest of 5 cents for one cents is the most common. A simple logic is that when you lend out, the interest is 5 cents for one cents. Why do you get one cents for one cents for the loan?

This is not obvious to tell others that you fools, I will make a profit of one penny, and I will give you five cents in vain.

Moreover, although banks have set the interest rate on private lending. The past double interest rate no longer exists, the private interest rate is actually far higher than that of banks. Because banks only have them in Chang'an, other places still rely on private lending.

Nowadays, private lending emphasizes nine out of thirteen returns, which means that you want to borrow ten taels of silver, but when you give it to you, you only have nine taels of silver. That's not counting, you have to pay back thirteen taels when you pay it back. There is a difference of four taels inside and outside.

If there is money among the people, isn’t it good to make the difference? The interest rate given by Li Mu can’t keep up with someone’s month. Isn’t this just a fool lending him?

"Don't you believe it." Li Mu shrugged and smiled faintly: "If you believe it or not, just steal the head?"

"It's starting again..." Li Shimin smiled helplessly and rolled his eyes and said, "I believe it, but I have learned about this matter, and it's impossible."

Li Mu smiled, but was not stubborn, and said, "Your Majesty, I will be in heaven and earth tonight to invite the business community in Chang'an. If Your Majesty doesn't believe it, you can join in the fun and see how I made a million yuan in one night."

"I really have to see," Li Shimin was fine, so he argued with Li Mu: "Send the meal first, let's go together after the meal, so you won't do anything."

Li Mu smiled helplessly, following Li Shimin's wishes. He had lunch with him, and then took a car to the heaven and earth.

Li Yourong still looked that way, cold and cold as if he was unfamiliar with anyone. Seeing Li Mu and Li Shimin, Li Yourong saluted Li Shimin and just nodded to Li Mu, just pretending to be dealing with it.

Li Mu was used to it and didn't bother with her. He was about to take advantage of Li Shimin's time to enter the private room to ask Li Yourong if Bai Qiaoqiao had mentioned marriage to her. Li Yourong had already gone downstairs. Li Mu looked at her back and thought to himself, it would be better to change the time and ask carefully.

Li Mu turned around and just entered Li Shimin's private room. Before he could sit down, a young man came over and reported: "Marquis, Li Da, the shopkeeper of the Cui family in Boling, please see the Marquis."

As soon as the young man finished speaking, another young man ran up: "Marquis, the steward of the Duke of Su Guo's mansion, I want to meet the Marquis alone."

"The boss of the Xiao family in Lanling, I want to see the Marquis..."

Li Shimin was dumbfounded. Seeing his appearance, Li Mu said, "If Your Majesty doesn't believe it, you can wait in the inner room. There is a screen here. They can't see Your Majesty, and Your Majesty can hear it clearly and relieve your doubts.

Li Shimin nodded and hid in the screen.

"Let the shopkeeper Li of Cui come in first, come first and then come."

The young man went out to report. After a while, the shopkeeper Li came in with a smile on his face and said hello to Li Mu.

"The banquet hasn't started yet. I'm resting here for a while. Why is the shopkeeper Li so anxious? Will you see him later?" Li Mu also greeted him with a smile and let him into the hall. The east and the west sat down. The conflict between the two had been resolved, so there was no need to hold his face anymore.

"I heard that the Marquis encountered difficulties, the villain came to help the Marquis immediately." The shopkeeper Li looked enthusiastic and took out a letter from his sleeve. Li Mu took the letter and saw that the person who wrote the letter was actually the Cui family. In the letter, the Cui family said that Cui family could take out 200,000 guan, deposit it into the Datang Bank, and exchange it for treasure bank. In addition, he could also take out 200,000 guan to buy the bonds that Li Mu was about to issue. If Li Mu needs it, Cui could still find a way, but he would give him a certain amount of time to raise it.

Li Mu read the letter twice, couldn't help but raise his eyebrows and said, "Master Cui, when did he treat me so well? Does he owe me money?"

"Uh...hehe, that's the case. When the lord heard that the Marquis wanted to borrow 1 million guan, how bad is this to be heard?" The shopkeeper Li smiled a little embarrassedly and said, "Let's get together first. Cui subscribes 400,000 guan, and the Marquis just counts 300,000 guan."

...

Li Shimin was stunned after the screen.

Did this shopkeeper Li get stuck in the mind when he was visiting Lantian County?

I took out 400,000 guan to buy bonds, and it would be enough to count 300,000 guan. Is it worth 100,000 guan?

That's 100,000 guan. You know, the total interest on the maturity of this bond can't be as high as 100,000 guan.

It’s like losing money. Even if there is money, there is no need to be so miserable, right?

What's more, did the Cui family forget their direct grandson and die at the hands of Li Mu?

In the outer hall, Li Mu offered praise: "Great! It's so good, it's true that I won't know each other without fighting, good brothers will last for the rest of my life!"

"The ancients said that those who are close to the vermil and those who are close to the ink are black. How could they not learn anything if they are influenced by the Hou? The Hou is for the country and country of the Tang Dynasty. We cannot help much, so we must help with it." The shopkeeper Li said seriously: "Then, this matter is settled like this? The Hou must not refuse, as the refusal will be disappointed. The refusal will be a disappointment to the Lord of the Fen. We will not call him friends..."

"I only need friends for money." Li Mu smiled and stuffed the letter back into the envelope, saying to the shopkeeper Li: "Thank you for your kindness, I am very grateful. However, this time I will not bother my friends."

As he said that, Li Mu sighed, "I have this temper. When we are our opponents, I wish I could kill you, but now we are friends, I can't make things difficult for my friends. Forty-million yuan is not a small amount. I'll take such a big risk by myself, and I can get as much as I can."

"The Marquis also said he was a friend. If his friend was in trouble, it wouldn't be good if he didn't pay a penny, right?" Manager Li still didn't give up.

Li Mu was silent for a while and said, "Tell me the truth. The amount of one million yuan is basically gone. Are you raising money for the banquet tonight? It's not that, but friends are helping you to invite everyone to have a thank-you banquet!"

"Oh?" Manager Li Da said in surprise: "So quickly?"

"The Wang family in Taiyuan immediately included half of the package."

"What does Fanyang Lu's relationship have to do with me? You also know that I want to take over the other half. I don't allow it to avoid suspicion, but I also have to go there for 100,000 yuan."

"Ah?" Li Dashangkeeper opened his mouth wide, forgot his identity, and said with a ridiculous look: "They are still borrowing money from banks in business, yelling that they have no money. Now they have money to lend to the Marquis. Isn't this a bit shameless, right?"

"You can't say that." Li Mu chuckled and said, "They took the money to start work for business convenience. Lending money to this marquis can not only earn interest, but also make a good relationship. Can this be the same?"

"Different." Manager Li shook his head and thought to himself, it was really different. If you don't have cement and don't have guarantees for the Ministry of Internal Affairs and Foreign Affairs, would you see if you can be the same?

Seeing that there was no more, the shopkeeper Li was so angry: "But they are still shameless." One million guan minus 500,000 guan, and another 100,000 guan, there were still 400,000 guan left. The shopkeeper Li raised a glimmer of hope and said, "Marty, aren't there 400,000 guan left? Our Cui family has already bought it!"

"The Xiao family of Lanling, who cooperated with me to build ships, and the Dugu family where my brother Dugu Jiu is, are all friends, and we must not give them a little. There is also the Li family of Zhaojun. They run the carriage and horse business, and they can use it in the future, and they are all friends..."

Li Mu counted him with his fingers, and this 50,000, and that 100,000, and 400,000 were all enough.

"This marquis has issued an additional wave of bonds of 500,000 guan, and there is still 50,000 guan left. All the money is enough, so there is no need to be that much."

"Fifty thousand taels are not too little." The shopkeeper Li gritted his teeth and said, "I'll ask the marquis to give us the 50,000 taels, just treat it as letting the young man go back and get the job done."

"Uh, I'm really not picky about food..." Li Mu said laughing and crying: "I gave it to your family, but some people still said it was not suitable. In my opinion, it's up to the morning. I don't need this 50,000, so no one should ask for it."

"Mr. Marquis, we have to reason," said the shopkeeper Li with a bitter face, "It's not a villain's entanglement, it's really the lord who gave the death order. Returning empty-handed is going to be a hush. Please help..."

Manager Li licked his face and said, "Since I have sent more than 500,000 yuan, I would rather send more than 1 million yuan. My Boling Cui family is just selling the pot and helping the Marquis make up for this number."

Manager Li is a good shopkeeper. Now that Li Mu is consuming reserves, he can't spend the money. He will still put it into the market and circulate it in the future.

Now in three years, the Cui family gives the bank a penny of profit, and the bank lends it basically only 1:50. For this reason, maybe one penny can be borrowed. One penny in and one penny, the inside and outside is equivalent to nothing, but the benefits are not the same.

First of all, orders from the Office of the Internal Affairs and the Office of the Foreign Affairs must be prioritized?

If he has a good relationship with Li Mu, what if he has some tricks of turning into gold, such as cement, he should give priority?

If Li Mu owe a favor, how much is this favor worth!

Not to mention not making money, even if they pay a penny of interest, the Cui family is very willing. Who told them to take the wrong route before and offend Li Mu?

This change also shows that the original eldest son's house in the Boling Cui family has fallen.
Chapter completed!