Chapter 043
The total population of the entire RB is 128 million. Among them, the number of people in the group of Good Bosch accounts for 6% of the total population. This shows how huge the cash flow in the Bosch Casch Casch Casch Casch Casch Casch Casch Casch Casch Casch Casch Casch Casch Casch Casch Casch Casch Casch Casch Casch Casch Casch Casch Casch Casch
Logically speaking, people like them who run the Baiqing Ge store can operate legally while secretly lending money to the losers and then revising the money.
In fact, it is absolutely not possible, it is breaking the established rules. In this regard, Masayoshi Kishimoto is very clear that he must not do it like an underground casino.
After all, RB's law stipulates that Brother Bai Qing is an electronic game entertainment, and gambling is also illegal at RB at this time.
However, it was a little more flexible, and used the winning small steel balls to automatically count through a specific machine, and then obtained the card that marked how many cards there were. Finally, the person took this card to exchange for the corresponding cash.
In the early days, it was impossible to exchange cash directly in the store, but to go to another related store outside to exchange cash. Now, this one is loose and you can exchange cash directly in the store.
Even though Brother Bai Qing is legal on the outside, he still has more or less complicated relationships with the gangs on the road in secret.
Most of the practitioners who run Bai Qingge are really interested in doing legal and legitimate business, and they are unwilling to have too much connection with people from the world.
Just like the most classic line that Louis Koo said in the movie "The Underworld", it expresses the voice of many people who can't find their way back.
At the beginning, I was bullied by selling fruits on the street, but joined the club just because I didn’t want to be bullied anymore. Now, I don’t want to be a young and dandy, I just want to do legitimate business.
This involves gambling and a lot of money. Everything will not become simple and simple. This is why most countries in the world ban gambling. After all, it also involves the corruption of some civil servants and government officials.
The reason why the Baiqing Ge industry gives up the benefits of lending money is that it avoids some necessary disputes, troubles and conflicts.
Underground money houses, usury... Since ancient times, people in the martial arts world have been controlled by people in the world. If you borrow money, then go to these businesses, and these businesses are completely illegal.
The industry of Baiqing Ge draws a clear line between them, both to show its legal identity and to prove its attitude of cooperation between itself and the government.
The gambler lost money in the shop of Baiqing Ge and became out of money. He would definitely go to underground money houses, loan sharks, etc. to borrow money. When they had money, they would go to gamble again.
If you lose and have no money, you will borrow again, which will form a so-called "virtuous cycle" and achieve a win-win situation for each other. Therefore, everyone will not interfere with the river and be at peace.
At this time, the branch president who was in silence naturally would not completely believe it just because of this side of Kishimoto Masayoshi.
If the other party really does business with an underground money house or usury, once it is exposed, it will not only be just Shishimoto Masayoshi, but also together with him, it will be miserable. By then, I will definitely not be able to continue in the business of Brother Bai Qing.
"If you are short of money, I can lend you some for you to turn over." The branch president adopted the most insured strategy, which does not have to take risks, but also can obtain high interest on borrowing.
Masayoshi Kishimoto did not refuse at all. He could understand the other party's concern. The lending relationship between acquaintances completely belongs to the normal private lending category, which is completely suspected of not being able to destroy the established industry rules or something.
"It seems that you still can't believe me." After careful consideration, Masayoshi Kishimoto decided to poke through the thin window paper between the two to continue talking frankly.
"It's not that you can't trust you, but that you have done it in our business. Although you don't do it now, it's hard to guarantee that no one will cause trouble.
Nowadays, you also know that our business is so hot that many people are jealous but unable to do it.
Why? There is no legal business license. They want to seize who is the fault of us, so that we can replace it." The branch president said with great sincerity.
Masayoshi Kishimoto nodded and understood that this was true. At present, it is probably difficult for him to raise funds from them using the investment method he said before.
After this craze completely retreats and returns to the dullness of the past, it will become easier to talk about today's content.
However, if a tree moves to death, a person moves to survive. What's more, his soul is Chinese, and the Chinese are the most adaptable person in the world.
"How much interest?" Kishimoto Masayoshi asked seriously.
"First of all, we must abide by the law. Secondly, I am not lending money. Finally, we are a lending relationship between acquaintances, so the annual interest rate is 36%, which is 3% monthly interest rate.
The interest will be settled monthly. In the twelfth month, you will pay the principal and interest again. I will only lend you one year at most." The branch president discussed the matter.
Masayoshi Kishimoto knows that this is the highest private interest stipulated by RB's current law. In China, the current bank loan interest is legal interest, not 36%. Twenty years later, China's highest annual interest of 36% may also be borrowed from RB.
"How much can you lend me?" Kishimoto Masayoshi pondered for a moment, but he didn't feel it high, but was pushed to the ceiling of the private legal loan interest rate.
In order to minimize its own risks, the other party adopted the method of collecting monthly interest, rather than paying the principal and interest after one year's expiration.
Similarly, he did not use the same principal and interest method to collect it. To a certain extent, he also trusts himself.
Or the branch president knew clearly that he had a house in Taitung District. After the expiration, if he couldn't pay back the money, he would take over the house.
In fact, the other party did not know that he had already mortgaged the house to Sanjing Bank in Taitung District for two years. Even if the monthly interest rate was 3%, he could make a lot of profit from it.
The person who really suffers is not himself, but the branch president. His original investment project is to draw a certain proportion of commissions from it, but the other party adopts the most conservative and primitive way to make profits.
"How much do you want to borrow?" asked the branch president.
"One trillion yen is not too much, and one hundred million yen is not too little." Kishimoto Masayoshi said at present, "Han Xin ordered troops, and the more heavier he would be."
Chapter completed!