"Guoyi, do you want to make money?" Sun Ce changed his legs to make himself more comfortable.

"I think about it, even dreaming." Sun Fu blurted out, and then felt it was inappropriate and hurriedly brought it back. "I can help you with money. I can't lead troops to fight, I can only help you guard the rear. If I can give some money, can I help you?"

"Then I'll give you an idea, but you can't come forward directly. It's best for your sister-in-law to arrange it. I think she is smarter than you and is more reliable in doing things."

Sun Fu touched his head, laughed twice, and nodded in agreement.

"Look, no matter whether it is a car or a ship or a ship, it will be dangerous when going to sea. The difference is only the size, and no one can guarantee that it will be foolproof. Nine out of ten trips are safe, and no one can do it. As long as there is an accident in one trip, it will basically cause damage. Those with poor strength may even go bankrupt directly."

Sun Fu's eyes shone and nodded repeatedly. "Yes, yes, many people want to go to sea, but they are worried about this risk. If the ship capsizes on the sea, the cargo on the ship and the compensation from the personnel will be a considerable amount of money. Do you have a way to solve this problem?"

"There is one way, it depends on whether you can play."

Sun Ce drank ice drinks and ate squids and explained the basic concept of insurance. He didn't understand such a complex algorithm, but the basic concept was still clear. The so-called insurance is nothing more than sharing risks. No matter what step the technology develops, the risk of going overseas cannot be ignored. Merchants value profits and dare to do anything as long as there is profit. They are the best pioneers in pioneering, but if the problem of risk is not solved, developing overseas is destined to be the courage of some people and cannot form a real wave.

As sea routes become more and more frequent, insurance can be put on the agenda. Cai Ke is standing behind the Jingxiang Group, especially Cai Mao, with a lot of money in his hand. The Jianzhong Army Navy divided their Jiaozhou business, and the Zhen family went to sea to steal the long-sea fishery. If he didn't find any compensation, he would definitely be resentful. The share of Jiaozhou rice trafficking was only a temporary solution after all. Once the war in Yanzhou ended, Jiaozhou rice trafficking would stop, but the Central Army Navy would not disband. Letting them do insurance is a way. Since solving the problem of going to sea risks and allowing more people to go out, it can also promote technological innovation in disguise.

Sun Fu listened very seriously, and then thought about it carefully, and was a little confused. Of course, he was very happy to collect the insurance premium, but once he paid for it and took a lot of money out, it would be a bit painful. For people like him who have a limited IQ balance, it is still difficult to understand the difference.

"Think about it slowly, there is no hurry anyway. I plan to ask two or three companies to try the waters, leave you a place, and tell me when I have thought about it."

"Oh." Sun Fu was stunned for a moment, and asked again, "Who else wants to do it?"

"There are so many people who want to do it." Sun Ce waved his hand, did not reveal too much to Sun Fu, and urged him to go grill the fish quickly. Sun Fu did not dare to ask too much and got up. Sun Ce called Sun Jiao and Sun Zhu over and asked about their recent situation. Sun Jiao is Sun Jing's third son, fifteenth year. Sun Zhu is Sun He's eldest son, eleventh year. The two of them are now just coming to Sun Ce's side last year, and they were first in the central army for a while, and were taken by Sun. Today, when I have time, I come to see Sun Ce, accept the assessment, and prepare to transfer to the palace to be a man.

Huang Yueying was surprised and shook her hand repeatedly to refuse. "This is not possible, too much, too much, I don't need that much money. Besides, I don't receive any rewards without any merits. I feel so frustrated that I have become a thief."

"That's what you deserve. How can you say you have received nothing?" Mi Lan said slowly: "My husband was right just now. Without your hard work, my husband would not be so calm, and our businesses would not be so big. We are willing to drink water and remember the source of our source. If you really refuse to accept it, even if our investment is done, we will accompany you to travel around the world with us."

Sun Ce was also surprised and immediately looked at Yuan Heng and Huang Yueying sent Cai Ke out, which was just a cup of tea. They discussed such a big thing. If Yuan Heng had not spoken, it would be not that easy. Mi Lan and Zhen Mi were both from merchants and still valued their interests. Even if they didn't care, they could not ignore the interests of the family and would not agree so easily. Only when Yuan Heng spoke and they could not refuse, would they agree readily.

Yuan Heng smiled and said, "I just moved my mouth. What the sisters have brought out is real benefits. If you want to thank them, thank them."

"What's there to thank for? No matter what origins we were from, we are now one with our husband. He is the root, and we are the branches and leaves. The deeper the roots, the more luxuriant the branches and leaves. If the roots are shaken, the branches and leaves will not last long. Sister Yueying is different from us. She is the person who can help her husband take root deeper and stand firmer. We should have rewarded it."

"Hehe, I don't dare to take it, I don't dare to take it." Huang Yueying covered her face embarrassedly and leaned against Sun Ce. "Don't say that, I can't afford to take it."

Sun Ce hugged Huang Yueying's shoulder, pondered for a moment, and said the insurance he had just said to Sun Fu. Before he finished speaking, Mi Lan's eyes lit up and he nodded repeatedly. "This is a good idea. If nothing else, the money left in his hand can play a lot of role, and it will accumulate to a lot. If 30% of the merchant ships going to sea are insured, it will be at least nearly 10,000 gold in the amount of goods. If such a large amount of money can be invested in projects that urgently need money and have guaranteed returns, such as land reclamation or shipbuilding, you can do a lot of things."

"Yes, our Mu Academy also has similar projects. We know that the profit is very high, but because the initial cost is too high, we will not be able to find money for a while. If we have this money, the project will be much faster..."

Yin, who had not spoken, said: "This is indeed a good idea. Let's just make medicine. Now the war is tense. Nearly 100,000 troops have front-line battles. There is a large gap in the wounded medicine. I have always wanted to increase the manpower and expand the scale, but I can't afford that much money. I want to borrow, but the interest rate is too high. We are all supplied by the army, and the profit is relatively small. If we give interest, we will lose money. If we can invest money, although the income is not high, we will never lose money."

Yuan Quan smiled and said, "It's not just the medicine business that needs money. You have forgotten the most stable business. Yanzhou is about to recover, and everything is in trouble. The business opportunities leading to the heartland of the Central Plains will increase exponentially in the next one or two years. If you borrow one or two thousand gold to Lu Fan, recruit people, and dredge Zhongdu before the end of the year, how much will it be if the tax will be increased only?" She glanced at Sun Ce. "Besides, what's the point of 10,000 gold? Those who owe more than one billion yuan have not spoken yet."
Chapter completed!