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Chapter 193 Funding Issues

Professor Kangda chose to cooperate with Tianya Bio Group for a new drug project due to Zhao Weitong. Today, it has been confirmed.

Ye Xuefu's high efficiency in her work is due to her personal professional knowledge, which is why she was reused by Tianya Group and became the first person to invest in Tianya Group in technology.

There are more people in China, and more people who study biological genes. There are more people with mature professional knowledge, Ye Xuefu, but there are too few people who have both professional knowledge and can show their strong ability to do things in other things. Ye Xuefu is one of them.

According to Professor Kangda, this is a drug that improves the work efficiency of human organs.

If this drug can be successfully developed based on his theory, it will inevitably cause global shock.

However, the theory about Professor Kangda is really not something that ordinary people can understand, and even professional biological gene researchers have questioned this.

This is where Tianya Group needs to bet a big shot.

Research on this new product requires a lot of energy and money. The greater the benefits after success, the greater the chance of the project failure. This is a law.

Of course, since the project has the title of Professor Kang Da, the chance of success will naturally increase greatly. No matter what, he is the first person in the biological genes of China. Moreover, this project is a theory he proposed personally.

Therefore, although the senior executives of Tianya Group are a little worried, they still have a very determined chance to cooperate with Professor Kangda.

The next thing is simple and simple, and it is difficult to say it is difficult.

This time, Tianya Group has already spent a lot of money to build a new laboratory building, and the research costs listed by Professor Kangda are also quite amazing.

Although Tianya Group is a large group with strong assets, it is impossible to easily take out the cost of this new product research. The cost of this experimental research is very amazing. You can't hear the sound when thrown in for 300 million yuan or 500 million yuan, and you can't see the shadow even if you have more than one billion yuan. It is not uncommon for this kind of research that can create incredible huge benefits after success, and it is not surprising to spend tens of billions.

Therefore, the experimental project must be supported by the bank. When Ya Group can get a continuous loan on that day, it can start the project with peace of mind.

At least you don’t need to worry about sudden interruption due to economic inadequacy. This is the biggest taboo in research experiments.

Although Tianya Group will not have difficulty getting more than one billion, it still chooses to take bank loans. This is the safest and can ensure the smoothness of the capital chain by 100%.

In this way, the matter of taking bank loans naturally fell on Ye Xuefu, who had strong personal abilities.

Ye Xuefu has always been quick and easy to do things, so she immediately asked her assistant Hanxiao to contact the credit departments of several banks.

To be honest, it is not difficult to borrow money with the reputation of Tianya Group, but the amount of loans is also limited.

It is definitely not a problem to borrow 200 million yuan based on Tianya Group's name. Any bank can give it, but if you want 500 million or even 800 million yuan, Tianya Group also needs to give the bank some confidence and take out the project and take a look.

When this project is worth it, any bank will agree very happily.

But this loan is not that simple at all.

Tianya Group asked for 1 billion yuan when it opened its mouth, and the project was actually a project that experts who were engaged in biology thought was unreliable after seeing it.

This will obviously cause some suffering.

No bank will give a project loan that seems so unreliable, and it will feel like it is wasteful no matter how you think about it.

In the end, all the four major banks expressed their lack of interest in providing loans on the Tianya Group project, which made Han Xiao feel sad.

When Han Xiao told Ye Xuefu helplessly, Ye Xuefu couldn't help frowning. Since the four major banks were not good, then I would like to ask local commercial banks and foreign banks for inquiries.

As a result, foreign banks were not interested in this project, and local banks also expressed insecure about this.

Although this loan is really nothing to a bank, if it looks like it is going to waste, no one will want to suffer any losses.

Just when Han Xiao almost wanted to give up, Tianhai Bank actually called back.

The person who replied to the phone was not the woman who was talking to her when she was just smiling, but turned into a man's voice.

"I am the head of the credit department of Tianhai Bank. I would like to ask, what is the project loan of your Tianya Group?"

Hanxiao once again explained the general loan project.

The other party smiled a little coldly after hearing this, and must have thought it was unreliable.

"Who is the person in charge of this experimental project?" the other party asked again.

"It's Professor Kangda." Han Xiao was about to say Professor Kangda's title again.

But the other party did not listen to her continue saying: "What I want to know is who is the main executive of this project within Tianhai."

"Oh, this is a research and development project. Ye Xuefu, the young and promising president of our Tianya Group, is mainly responsible for it." He smiled. Because Ye Xuefu was young and did not have many titles, she could only simply describe it as young and promising.

What Han Xiao didn't expect was that the other party suddenly became interested: "Mr. Ye is in charge? That's great."

"That's great?" Han Xiao was stunned for a moment, not understanding the other party's meaning.

"Oh, no, I mean, young and promising leaders are courageous in doing things, and I appreciate them very much." The other party said on the phone: "In this way, I hope to meet Mr. Ye and talk about the project with her carefully. If Mr. Ye can impress me, I believe Tianhai Bank will be willing to cooperate with Tianya Group."

He smiled and became excited: "Really? Then... Then I'll let us Mr. Ye go to you now? Or do you arrange a time? Which office are you in Tianhai Bank? Please tell me and I'll remember it."

"Let's do this. At 6:30 this afternoon, I will arrange a seat in Wangjiang Pavilion. You ask your Mr. Ye to come to me and we will have an interview." The other party said: "I am very interested in cooperating with Tianya Group."

He nodded happily with a smile: "Okay! I'll inform us Mr. Ye now!"

After the other party hung up the phone, he smiled and immediately went to Ye Xuefu: "Mr. Ye, Tianhai Bank said he was interested in giving us a loan. Their person in charge said that you would go to Wangjiang Pavilion to meet and discuss cooperation at 6:30 in the afternoon."

Wangjiang Pavilion?

Ye Xuefu was stunned for a moment: "Are you sure you heard it correctly? It's Wangjiang Pavilion?"

"That's right, he was talking about Wangjiang Pavilion." Han smiled and nodded.

Ye Xuefu shook her head helplessly: "It's really speechless to find a place with such high consumption..."

"Is Wangjiang Pavilion very expensive?" she smiled and puzzled. She had never heard of it.

"Do you think it's expensive for 3,500 per capita?" Ye Xuefu said helplessly: "It's the most private dining place in Tianhai."

Ye Xuefu has been to Wangjiang Pavilion twice. When she first went there, she was amazed by the tall dome roof there, and the whole space was filled with a strong retro warmth.

Moreover, with a 360-degree all-round view, proudly looking at the scenery outside the glass that is as dreamy as picturesque and as if within reach. It can be said to be one of the most romantic restaurants in China.

"Then you're going to spend money again?" He smiled and stuck out his tongue: "But Mr. Ye, this kind of expense should be reimbursed, right?"

"Even if it is not reimbursed, I will go." Ye Xuefu stood up and said, "This is a big thing that concerns whether the experimental project can proceed smoothly."

He joked with a smile: "I was thinking that if I could be reimbursed, I would let you take me to see it."

Ye Xuefu couldn't help laughing: "Do you want to go? If you want to go, I'll invite you. Anyway, you can invite one person, and you can invite two people."

"I'd better forget it." Han Xiao shook his head quickly: "That's too expensive, I'm sorry, I'd better invite you to have snacks another day."

"Okay, then I'll take you to the Bangling for a full meal. Today I'm going to talk about things, so it's better not to bring people." Ye Xuefu said lightly: "If someone wants to get some 'kickbacks' from us, one more person will make it difficult for the other party to speak."

"Ah?" Han Xiao was surprised: "Isn't this illegal?"

"This is the industry's unspoken rule." Ye Xuefu was still very calm, and it was no surprise that she saw it too much: "Bank corruption is generally concentrated in the lending process, but the crime of being dismissed bank executives basically includes the crime of illegal issuance of loans."

"How do you judge this?"

"It mainly depends on whether bank executives violate loan procedures, commercial bank law and other related policies. In the face of unbalanced supply and demand relationships, some bank executives will demand bribes on loans that should have been issued." Ye Xuefu shook his head helplessly: "This is also due to the general environment. It is common for bank account managers to take loan rebates. Just like when a company recruits a sales or purchase, it often admits to purchasing and take part of the rebates, otherwise the work will be difficult to start."

Han smiled too tenderly and didn't understand these unspoken rules in society: "If he wants a kickback, do you really want to give it to him?"

"The unbalanced supply and demand relationship between funds is the capital for these people to seek bribes." Ye Xuefu knew that she could not change the overall environment of society at all: "But I personally don't want to cooperate, but if he wants less, he can only compromise, but if he wants more, we can only find another way."

Han Xiao wanted to ask how much is more and how much is less, but in the end he didn't ask.

Because she discovered a problem, the more she knew, the more terrifying she felt about society.

She had never been exposed to these things in school. She had seen positive sunshine and had never been exposed to these messy darkness.

When she slowly came into contact with these things and got used to these existences, she truly gradually integrated into society.

Anyone who struggles in society needs to see the world clearly little by little.

"Okay, you can help me prepare all the information and leave it to me before getting off work in the afternoon." Ye Xuefu signaled to smile to do things. As long as she did things, she would soon forget everything she was thinking about now.

Some things are not that important, everything doesn't matter.
Chapter completed!
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