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Chapter 409 Bank Monk

Of course, silk-based was not to facilitate customers, but the Song Dynasty's court strictly controlled the outflow of copper coins and gold and silver. Therefore, it was impossible to build gold, silver and copper-based in Jiehe Market, only silk-based.

During the Tang and Song dynasties, silk did have the function of money. On the one hand, silk was a necessary product and an important export commodity in the upper class, and the demand was extremely large.

On the one hand, silk is lighter than copper coins. A piece of silk is four meter long, one foot and eight inches wide, and twelve taels are worth 770-800 coins of copper coins, which is a scattered coin. A scattered coin can weigh more than twelve taels. Even if copper coins become lighter due to corners, a small flat coin is two-thirds (weight unit) heavy, and seven or eight hundred coins are added to several pounds.

Moreover, there are problems with the quality and "folding" of copper coins (that is, "big money" of folding a few pieces), which is very troublesome to be serious, and it is not as clear as the pieces of silk.

In the Liao Kingdom, silk and silk have even greater monetary effect than in the Song Dynasty. Because the financial industry of Liao Kingdom cannot be compared with that of Song Kingdom, there are not so many salt intakes, and the private friends who issued tea and gold, silver and silk can be used for large-scale payments.

So in Liao Kingdom, those great nobles who wanted to go out to spend a meal, had to pull a cart of silk or copper coins, but most of the time they pulled a cart of silk, like a cloth vendor...

"Jiaozi?" Ma Zhi asked when he heard the word, "Is it a private friend or an official friend?"

"Everything is OK," Wu Haogu said with a smile. "The Chamber of Commerce will also set up a Jiaozi office, which is specially issued and circulated within the market. It will also be responsible for supervising the gold, silver and silk exchange shops opened in the market."

In fact, the Jiaozi Institute of Jiehe Shangshi is the prototype of a central bank. It will issue a kind of banknote that can only be used in the Shangshi - silk Jiaozi. The reference object of this Jiaozi is not copper coins, but silk, so the face value is "pin" and "rule".

"One piece" is about equal to a scattered copper coins (770 texts), and "one foot" is about equal to 77-80 texts. However, holding this kind of silk Jiaozi cannot exchange copper coins from Shangshi Jiaozi, but can only exchange for corresponding silk.

In other words, Jiehe Market will implement the "silk standard" policy, rather than the gold standard and silver standard.

"Oh, that's right." Ma Zhi paused and said, "When will the Daxiangguo Temple on this side of Jiehe be built?"

"Daxiangguo Temple?" Wu Haogu was stunned, "Brother Ma, do you want to burn incense?"

"It's not just burning incense," Ma Zhi waved his hand and said with a smile, "Someone wants to save money in it, no, it should be a silk store. You can't let the nobles in the north come to Jiehe Market empty-handed, right? They have to come with gold, silver and treasures, otherwise how can they live? It's reassuring that gold, silver and wealth exist in Daxiangguo Temple! Which other store in the world can compare with the Jieku in Daxiangguo Temple?"

Well, this is treating Daxiangguo Temple as a bank!

However, in fact, Daxiangguo Temple did have banking business during the Song Dynasty, and the monks there were all Jinling Bank monks!

In the Liao Kingdom, where the financial industry is underdeveloped, the reconciliation warehouse of the commercial gold, silver and silk store almost does not exist. The Liao Kingdom is a clan society, how cheap are merchants? Who would be at ease if they put money on? In contrast, the Buddhist temples make people feel relieved. The nobles of the Liao Kingdom are all Buddhist disciples who burn incense and worship Buddha. They don’t believe in their parents and can’t believe in bank monks!

And Daxiangguo Temple is a big bank from Kaifeng Prefecture, uh, it is a big temple! The land occupied by the inner city of Kaifeng Prefecture is worth at least 100 million... It is 100 billion in Liao Kingdom (text)!

In the minds of the "poor nobles" of the Liao Kingdom, Daxiangguo Temple is simply too rich. What else should I worry about when I put the money there?

"That's right!" Wu Haogu thought for a while and said with a smile, "If it weren't for the second brother Ma's reminder, I would have almost forgotten it. I would have to ask Master Zhishen from Daxiangguo Temple to come to Jiehe earlier."

OK, Lu Zhishen is going to become a big bank monk now?

However, the golden signboard of Daxiangguo Temple is indeed better than the Pan family’s gold, silver, silk and silk shop!

Wu Haogu thought to himself: He shouldn't miss this opportunity! He must cooperate with Daxiangguo Temple to solve the problem... It is impossible for him to make a mistake in Daxiangguo Temple in Kaifeng Prefecture, unless he shaves his head and becomes a monk.

However, Daxiangguo Temple in Jiehe and Daxiangguo Temple in Kaifeng Prefecture do not necessarily have superiors and subordinates! Daxiangguo Temple in Jiehe can be an independent temple... Even if it is not independent now, if you go back and ask the official to give the decree, it will be independent.

As long as Jiehe Daxiangguo Temple is independent, I will have a way to participate in and control Jiehe Daxiangguo Temple's Jiehe Daxiangguo Temple! This is a golden sign... similar to the Swiss bank in later generations! It sounds reliable than the Wu family's gold, silver and silk exchange shop.

Wu Haogu himself does not understand finance, but he also heard this statement in later generations: banks sell credit.

The four words "Daxiangguo Temple" are credit in this era!

In addition, Jiehe Daxiangguo Temple’s warehouse does not necessarily have to be subordinate to the temple, and can be operated as an independent business.

In the future, branches can be opened in Haizhou, Xuzhou, Yangzhou, Suzhou (Liaoguo), Liaoyang Prefecture, Xijin Prefecture, Bodo, and Peaceful Jing, etc., thus forming a huge bank network... In the future, if necessary, Wu Haogu can transfer funds from Liaoyang Prefecture, Xijin Prefecture, Kaifeng Prefecture and other places to Haizhou for storage through this network and different regions through interest rate spreads.

...

"Feifei, go and take the "Republic Agreement" to show Brother Ma's second brother."

After talking about "Wangbei Tower" and "Bank Monk", Wu Haogu waved his hand and sent Bai Feifei to get the "Republic Merchants Agreement".

Wu Haogu actually has "Jiyi" around him, that is Zhao Jiaren. He fell into the list of this subject again, but he didn't have the confidence to fight again, so he wanted to find an aide to ask for an old comrade-in-arms in the subject who "winned" in this subject. As a result, he was introduced to Wu Haogu and wrote a "Jiyi text".

He also had two quotations under his command, one was Chai Feng, who was the son of Chai Daguanren from Wudi Chai family in Cangzhou. After taking the Wu Ju exam in this examination, he also fell into the list, and was introduced to Wu Haogu by Ximen Qing as an aide.

There was also a scholar from Zhou Xiucai from Yanggu County, the son of Ximen's mother-in-law, named Zhou Jian. He was a scholar who had practiced some martial arts skills. He got the literary exam in this subject, but he didn't even pass the trial. He was disappointed and prepared to change the next subject to the martial arts exam. Ximen Qing also recommended him to Wu Haogu and then made a quotation.

This old Jiyi and two small managers also came to Jiehe with Wu Haogu. However, they did not participate in the meeting between Wu Haogu and Ma Zhi, but instead took over the administration of Jiehe Commercial City. Jiehe Commercial City is now a large construction site, but the administrative team still has to set up one.

According to Wu Haogu's arrangement, the Jiehe Shang City is currently in charge of money. Zhang Xizai and a accounting team brought by him; the management of public security and justice is Lin Wancheng, Lin Chong and his son, and a group of "old men" recruited by them from the Kaifeng Imperial Army; the construction is Huang Zhisheng, his Ducai craftsman and master craftsman.

Wu Haogu himself is in charge of the commercial market, and at the same time he is responsible for building a simple "customs" to keep the wharf of Jiehe Commercial City, so as not to have too many smuggling incidents.

Among the people who came to Jiehe with Wu Haogu, there was a man named Ximen Chi, who was the same clan brother of Ximen Qing. He was recommended by Wu Haogu to a third rank and was scheduled to be appointed to serve in Jiehe Maritime. This time he also came to Jiehe Market with Wu Haogu, and the "temporary customs" was taken over to him.

After such arrangements, no one around Wu Haogu could listen, so he had to catch Bai Feifei.

Although Bai Feifei is a female fan, Ma Zhi didn't think there was anything wrong with it. He took the copy of the "Republic Trade Agreement" from her and started reading it.

"This is..." Ma Zhi read the "Republic Trade Agreement" and was immediately confused.

Why do you mean to be a prince?

Thirty-three veterans discuss politics, legislate, elect the mayor, police inspector, water inspector, most of them protect the commander, and magistrate... Then what is the emperor doing? Do you really care?

"How is that?" Wu Haogu looked at Ma Zhi and asked.

"This... the Song Dynasty officials are approved?" Ma Zhi asked back.

"Accurate." Wu Haogu said with a smile, "The twenty-five elders on our side have been selected, and I have also become a small head of state.

Now there are eight elders who are in trouble with the eight chamber of commerce shareholders of the Liao Kingdom.

"Since the Song Dynasty's official family is approved, there is no problem with the Liao Dynasty." Ma Zhi asked again, "Does a shareholder assign an elder?"

"Yes." Wu Hao Gudao. "This seat is very important. You have to take a seat from the Ma family in your hands."

"Oh, then I'll do it myself."

Although Ma Zhi is now the deputy envoy of Nanjing Road Police, he is responsible for the affairs of Jiehe Commercial City. Moreover, his uncle Ma Renwang is now the Nanjing Road Transportation Commission, so Jiehe Shipping can also be managed.

So the Ma family is almost the person who is in Jiehe Market in Liao. If Ma Zhi became a veteran, then the things that Wu Haogu could not be settled in the future would be allowed to speak on behalf of the Liao Kingdom. Similarly, Ma Zhi could not handle it in Liao Kingdom, and Wu Haogu could also negotiate on behalf of the Song Dynasty.

When the two join forces, they will cover up the sky with both hands!

"That's great." Wu Haogu laughed, "Then from now on, let's run this Jiehe Market together!"

Ma Zhi also laughed as if he was in the situation. He didn't plan to keep working in Jiehe Commercial City. How promising can he have to deal with a group of merchants? The governor of the State Army is his goal!
Chapter completed!
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