Money ingots are bad coins, and copper coins are good coins. Therefore, money ingots will inevitably replace copper coins to a certain extent. Especially the face value of copper coins is too small, one tael of silver can be exchanged for two tiny pieces of silver, and it is dazzling just counting. It is no problem to set up a stall to sell a pancake. If you want to do a big business, you will have hundreds of millions of dollars. No matter how you count it, it is a mistake... And there is also a big money that is ten, five, three, and two. It is also a headache!

Therefore, wealthy merchants who really do big business do not need copper coins to settle. Before the appearance of money, gold, silver, Jiaozi, salt, tea, silk, and even certificates can be used for transactions.

This currency system... is really messy!

Therefore, once money is launched, it is very popular among Kaifeng Prefecture and several major shopping malls in the southeast.

Even Tianjin City, ruled by Wu Haogu, cannot prohibit money from being transferred.

Qian Yin was officially issued in the first year of Zhenghe. Now it has been the fifth year of Zhenghe. In the past five years, nearly 90 million Qian Yin had been issued in total.

In theory, these money should be recovered by purchasing iron, salt, tea, wine and other specialty items from the official supervision, paying commercial taxes, customs duties, and purchasing official land and real estate.

However, because the market demand for money induced by a large amount and the exchange price of money induced has been strong, the money collected has not been cancelled, but has been deposited in JD.com without interest. Instead, it is not used to exchange money for real money and silver and copper coins, but to deposit money, use money to attract money.

This is equivalent to investing a large amount of base currency into the market, and it is a base currency that does not charge interest! The tens of millions of dollars alone have made JD.com earn millions of interest in a year.

In addition, the so-called money-inducing instead of copper coins does not necessarily mean that boxes of money are transferred out for transactions. They can also be traded through financial institutions such as banks, transfer shops, de-deposits, and Changshengku.

These financial institutions issue notes based on money citations, which are used by merchants in bulk transactions. At the same time, they also undertake the exchange of money citations and gold, silver, copper coins and silk.

The exchange of money has been very stable because of the support of Kaifeng Prefecture's real estate industry. The exchange price has been stable for a long time at one to one.

Therefore, merchants and financial institutions need to gradually get used to storing some money to attract backup.

However, these merchants and financial institutions cannot directly obtain interest-free money from Taifu Temple like JD Bank. Moreover, they do not have the ability to absorb deposits from JD Bank, and they cannot absorb much money to attract deposits. In order to support foreign exchange and lending business or daily operation needs, many merchants and financial institutions exchange copper coins for money to attract money.

In other words, in Kaifeng Prefecture and the southeast coastal markets, a considerable number of merchants turned part of their capital into money.

Once money crashes, I'm afraid many businessmen will lose their money!

What's worse is that some small and medium-sized financial institutions will go bankrupt...

"Then, what should I do?"

"Shopkeeper Ji Da, we also have a lot of money to attract!"

"If the real estate in Kaifeng Prefecture falls and the money falls again, then won't we lose everything?"

"Amitabha...what should I do? If the money from the Changshengku is compensated, the Buddha will blame him!"

Ji Kui just smiled and said nothing. Of course he had a solution. In fact, since the date of the money was launched, JD.com, Tianjin Bank, and Yuntai Academy Business School have been studying this matter, and of course there have been countermeasures.

Otherwise, Ji Kui would not have invited so many big real estate developers to Fanlou for tea today.

After a while, Ji Kui took all the expressions of the profiteer in his eyes. He found that only Mu Gongyang was calm and calm, so he knew it.

"Brother Gongyang isn't worried about the depreciation of money?" Ji Kui asked with a smile.

Mu Gongyang smiled and said, "We only have a few money in our hands? And it was not exchanged for real money, but borrowed from your Jingdong Bank. If you borrow money and get back money, what are you afraid of?"

Ji Kui smiled and said, "Since Brother Gongyang is not afraid, how about borrowing more?"

"Borrow more?" Mu Gongyang asked, "What's the use of borrowing?"

Ji Kui smiled and said, "Borrow it and buy land! The land in Kaifeng Prefecture cannot rise anymore, but Xiangyang Prefecture has a bright future in the future. What? Manager Mu Da dare not play anymore?"

"The land of Xiangyang Prefecture?" Mu Gongyang's eyes also swept the room.

Everyone was looking at him. In Kaifeng Prefecture's real estate industry, Wanjiaxing is a weather vane!

In fact, he is quite optimistic about the real estate industry of Xiangyang Prefecture, but the order from Tianjin was to withdraw from the Song Dynasty market and bring real money back to Tianjin...

To complete this mission, the cooperation of JD.com is probably indispensable!

Now, if all the assets of Wanjiaxing in Kaifeng Prefecture are sold and deducted from liabilities, they will have 20 million yuan. Even if they get a discount and get 15 million yuan back, it will be equivalent to 7.5 million taels of silver, and if it is exchanged for gold, it will be more than 1 million taels.

How can I transport so much silver and gold back to Tianjin? If I transport it myself, will it be intercepted by the Song Dynasty government along the way? After thinking about it, I can only let Jingdong Bank send money.

"Okay!" Mu Gongyang immediately made a decision, "I'll listen to Master Ji!"

"Hahaha..." Ji Kui smiled. Wu Haogu's student was really interesting. "That's right, the money will definitely fall, maybe it will fall faster than the real estate in Kaifeng Prefecture. Let's borrow a little more and buy the land in Xiangyang Prefecture, and you will make a lot of money in the future!"

"Yes! You can definitely make money!"

"Just listen to Mr. Ji..."

Both Tianjin and JD.com have the same capital groups. What else do you have to hesitate? Just follow up.

When doing business, those who need to think independently cannot be able to understand the world. If you can follow the trend, who is fine, who will be troubled by yourself?

And now, Wu Haogu and Ji Yi are Superman... and their wind, that's right!

Ji Kui smiled proudly, so he would not invest in the land of Xiangyang Prefecture. Xiangyang Prefecture is not Kaifeng Prefecture. Kaifeng Prefecture has high land prices not because it has no land, but because of the supply of grain and various materials, it cannot make people's population open and grow. This is why the area of ​​Kaifeng Prefecture must be strictly restricted and large-scale expansion is not allowed.

If it were Xiangyang Prefecture... Haha, millions of people can tolerate it!

Of course, the real estate in Xiangyang Prefecture is not impossible to be made. It’s just that it cannot be made while lying down, and there is not much huge profit to eat.

Moreover, the Xiangyang market is not as good as investing heavily in Shanghai, Mingzhou, Suzhou and other places that the Ji family can control!

Ji Kui deliberately used Xiangyang Real Estate to explain the purpose of the matter. In fact, he made up a story for the demand for money. With this story, JD.com can raise interest rates for money. In fact, he doesn't care whether the real estate developers in Kaifeng Prefecture will follow up. As long as he has public opinion, there is reason to raise interest rates.

The purpose of interest rate hikes is of course to attract deposits. The purpose of attracting deposits is to create demand for money, and the purpose of creating demand for money is of course to facilitate JD.com to use money to attract gold, silver and copper coins.

As long as there is a huge interest rate gap between gold, silver, copper coins and money stolen, and the price of money stolen continues to stabilize, then many people will definitely exchange gold, silver and copper coins for money stolen.

When JD.com has absorbed enough gold, silver and copper coins, the money will collapse!

Then there was a financial crisis that swept the Song Dynasty...

...

"The emperor should leave Kaifeng Mansion today, right?"

"It should be today..."

"It's a big mistake!"

"Why didn't there be any memorials from the important officials?"

"What did the memorial say? The government built Xiangyang Prefecture in Nanjing, which was ultimately not to evacuate the population of Kaifeng Prefecture? Is it not because of the large population of Kaifeng Prefecture that caused a lot of things to rise up?"

"Oh... I don't want to really ruin the country!"

"Brother Wenzhen, how come this statement?"

The three heroes of the He family, Fengmingshan, Qin Hui and others were discussing Zhao Ji's southern tour in an official ship slowly heading north.

They have now arrived north of Daming Prefecture, which is no longer a prosperous place in the Central Plains. During the Song and Liao War a few years ago, they were destroyed by war and have not fully recovered.

Even the prosperous places on both sides of the Yellow River are still bleak everywhere. All the way north, the Caoshi and Jinzhen that you pass by are all bleak. However, when you pass by Daming Prefecture, the market is very prosperous, and there is no difference from before the Song and Liao War.

However, the various handmade utensils sold on the Damingfu market, except for the porcelain, they are still from Dingzhou and Cizhou, most of the other handmade products come from Tianjin and Jingdong...

In other words, the vast rural areas in Hebei have also encountered similar situations as those in Henan Prefecture. They are suffering from the impact of capitalist industrial and commercial cities on the eastern coast! They are no longer able to provide handicraft products for urban consumption.

All the rural areas in Hebei can provide are land rent, taxes and some agricultural products.

In this situation where rural handicrafts are almost collapsed, the collection of summer taxes and exemption money in most areas of Hebei has encountered great problems.

The money for exemption from summer taxes cannot be collected, and the salt, iron, tea and wine that originally belonged to the local area was also lost due to the issuance of money. Therefore, the government in Hebei also encountered financial difficulties. Even the money for maintaining the group training, baojia, archers and hired servants to build roads and city walls could not be obtained.

He Li looked at an abandoned market nearby and sighed: "The Central Plains and the North have been depressed everywhere, and people's hearts have already fluctuated. Now even Kaifeng Prefecture has begun to shake... Can the country still support the plan to destroy the gold in all directions?"

Fengmingshan smiled and waved his hand, "Isn't it just a depression... In fact, Hexi is much more depressed than Hebei, and it is difficult to find people when leaving the Hexi Corridor. There are no commercial markets, Caoshi, and the large education regiment's wealth income is pitifully small. Wouldn't it still be strong?"

"Don't Hexi occupy the Silk Road? How come it has no money?" Qin Hui asked a little strangely.

"Where do you get the money?" Feng Mingshan smiled, "How much goods are there in the Silk Road a year? How much money can you get? We are not relying on these people when we have strong soldiers and horses in Hexi."

"What's the point?"
Chapter completed!