Chapter 1263 The Presidents Who Are Troubled

It is natural to repay the debt. It is reasonable and legal to collect the loans it has released.

However, those real estate developers have so many loans in their hands. The cake is fixed. If you cut off a large piece, others will get a large piece less. The Xinyi bank collects a large amount of loans, which means that the major state-owned banks can recover less!

Therefore, not only did state-owned banks not respond better to this crisis, but instead faced a more severe situation while Xinyi Bank was efficiently required to pay. This situation was in danger, but the state-owned banks themselves were helpless.

Therefore, the leaders of these banks will find the government even if they use their usual means!

It has to be said that this is a disadvantage, common problem and bad nature of state-owned enterprises! When they have money, they are unscrupulous, even regardless of the image of state-owned enterprises and the accusations and doubts of the public. Even the government ordered them to restrain themselves, and they still blindly do their own things. Once they have trouble, they immediately think of the benefits of the government.

When you want to eat milk, you shout "Mom" and when you are full, you shout "Mom" and when you are full, this is the virtue.

Therefore, in the office of the Central Bank Governor Dai, a group of state-owned banks were frowning and complaining.

"President Dai, our store can no longer do it. There are bad debts everywhere and I can't even get the reserves!"

"The central bank wants to make the decision for us! The banks in Xinyi are too cruel. They have collected all the capital and interests, and they eat meat and don't give us soup!"

"Yes, it's all Xinyi's tricks! We planned to recover at least fifty percent of the loan, but after Xinyi's trouble, we only recovered ten percent."

The person behind the scenes are simply farting. The efficient debt collection of Xinyi banks has had a certain impact on them, which is inevitable, but it will never be so exaggerated. In fact, even if the Xinyi banks do not collect debts like this, the loans that this state-owned bank can recover are at most less than 20%. The reason why the president said that "it could recover 50%" is simply to push the responsibility to Xinyi and at the same time reduce the responsibilities he should have assumed.

President Dai is not a fool, and the name "Shopkeeper Dai" that a group of tycoons in ministries and commissions is not called out in vain. President Dai threw his glasses and stared at the president of the state-owned bank and asked: "President Zhang, just say responsibly, just your bad debts can really recover 50%?"

President Zhang had no confidence and swallowed, his voice was more than twice as small, almost muttering in a low voice: "Uh... Actually, there is still hope for 30%..."

"If you could have recovered 30% of the money, I would have underestimated you Zhang Changfa!" Governor Dai snorted coldly, "Which of you companies has strong risk resistance? At the beginning, one of them made money and were shameless, and don't think I was rude to speak. When you need to take responsibility, the economic responsibility investigation team will be even more rude than what I said! A year and a half ago, the central bank repeatedly warned you to pay attention to loan risks, reduce the scale of loans, and strengthen loan recycling. Who did you listen? For immediate interests, they all regarded the central bank's warning as a warning in front of you!"

No one dared to speak out for several presidents. Because President Dai mentioned the term "Economic Responsibility Investigation Team", it is an absolute threat to them. Once an investigation takes place, even if you are not greedy or take up a penny, at least one crime of dereliction of duty can ruin their political future. Even if you take a step back, it is just an evaluation of "not strong work ability" that can make their political lives collapse.

"Shopkeeper Dai" coldly shot at these former arrogant soldiers and said coldly: "Now I see difficulties, I can't escape this disaster, and I think of the central bank again? To tell you the truth, the central bank has no choice now! Not to mention that I can't take out the money to wipe your butts, even if I can take it out, it won't be given to you in vain!"

Manager Dai continued, "The money of the central bank is the money of the country, the money of all the people! I will take it out for free to help you, how do you explain to the government and to the society? I will give it to you the money of the people, so that you can continue to receive tens of millions of annual salary?!"

"You must be strong by yourself. First make a clear attitude, and then talk about other things!" President Dai sneered, "You have been full over the years, and it is time to 'lose weight'! If you want the public to question less, and if you want the investigation team to give you a decent evaluation, you can take some practical actions first!"

Practical actions? What practical actions?

At this time, Vice Governor Jin, the second-in-commander of the central bank who had not spoken, acted as the evildoer and added: "First reduce the salary of you state-owned bank executives! Determine your salary standards according to the salary level of government officials of the same level. While enjoying the level of officials and receiving high salaries of market-oriented enterprises, the public has long aroused public anger!"

Sun-ah... I got my salary according to the standards of officials at the same level, and it suddenly shrank by nearly a hundred times! For those of them, it was almost useless to work. Of course, this is what they understand as "useless work". Even by this standard, it is also much higher than those ordinary workers.

However, Vice President Jin has not finished his words. This opinion was decided after the proposal of "Shopkeeper Dai" and after discussion by the leadership team of the central bank. It was just for Vice President Jin to say it: "It's not just you, but all the senior executives of your bank will be reduced to me!"

Ah? This is to cause a shock to the middle and senior management of state-owned banks!

A state-owned bank president immediately said: "No, I'm afraid a large number of middle and high-level personnel will cause trouble!"

Vice President Jin Changsheng smiled coldly: "Strange? What's the point? Haven't you always advocated the business operation of an enterprise? Well, since that's the case, then according to the method of ordinary enterprises, whoever thinks that the income is not suitable can quit and seek other high positions. Isn't this the way of enterprise operation? The sky is high and birds fly. Those people usually think of themselves as if they think they are talents. Well, let these 'birds' fly around in the real forest to see how high and far they can fly, and also see how much they can eat."

Of course, this sentence also implies another meaning: including you presidents, if you really feel that your income is low, you can go out and find a better job!

But, they dare to go out? They are okay in the gangster officialdom within the system. If they really come to the economic tide, a wave can kill them. In Zhou Dongfei's words, it is better for Jiang Cankun to find a deputy at will.

Therefore, they are just pulling the banner and making tiger skins. This is also their usual trick.

For a long time, these state-owned monopoly enterprises, government departments, or public institutions, as long as they mention words such as reform and reform, they will immediately unite and resist. It seems that as long as they move their vested interests, the whole sky will collapse. When the superiors see these, they feel that the pressure to change is particularly great, so many reform ideas cannot be implemented.

In fact, this is all bluff. I feel that the salary of 10,000 yuan a month is too small? Then you can leave. There are more people in the society who are rushing to do this job! Even if it is eight thousand or five thousand, there are also a large number of people rushing to compete.

Now, seeing that the central bank seems to be taking real action, these bluffs immediately lost their temper. Several presidents could only complain in their hearts without saying a word, thinking that this time they were finished.

Vice President Jin continued: "In addition, your high public funds must be reduced to give the society an explanation!"

"There are also those buildings and halls that cost huge amounts of money and are extravagant and corrupted! As for those that have not yet been built in the plan, they will be banned. Look, whether it is a metropolis or a second- and third-tier city, if you choose the ten best buildings, you must be from state-owned banks!"

"You think everyone is a fool? The leader is a fool. I don't know the actual situation below? In many second- and third-tier cities, people are Xinyi Huitong, Xinyi Fusheng, Xinyi Huafeng... Each private bank has its office locations that are nothing more than a single small building. The office staff is much more streamlined than you. Don't they still operate? Moreover, their efficiency is higher than you."

"When it comes to staff simplification and work efficiency, it is too common for your banks to be bloated. With the sign of enterprise, it is made into institutions with a strong administrative system. To put it bluntly, it is nothing more than arranging more senior positions and giving higher welfare benefits. This point must also be changed, and institutions should be streamlined, abolished, and unnecessary departments should be merged."

Oh my god, let people live! If you continue to do this, everyone’s comfortable life will be gone.

However, who dares to say "no" again? It is their greed and recklessness that have led to the massive loss of state-owned assets. Once this responsibility is investigated, they cannot withstand the pressure. If there are some illegal acts, such as arranging illegal loans from subordinate banks after receiving benefits, legal responsibility will be pursued at that time!

However, if you fully accept these "suggestions" from the central bank, you may cause a strong backlash from a large number of middle and senior executives after going back. Although they will not dare to resign, they will at least be very troublesome.

These presidents who are suffering.

...

A originally planned complaint meeting, the policy meeting, turned into a critical meeting. The presidents left the office of "Shopkeeper Dai" with a blank expression.

Then, Shopkeeper Dai quickly went to the Prime Minister's office to report on the situation of the meeting. In fact, the Prime Minister had long guessed that the presidents would go to Shopkeeper Dai to complain, so he arranged for Shopkeeper Dai to deal with it in advance.

As soon as he met the Prime Minister, Shopkeeper Dai said, "Prime Minister, all your meanings have been deployed. Although the presidents were unhappy, they did not dare to say anything."

"What are they saying when the work is messed up?" The Prime Minister looked majestic, "It's better to take this opportunity to make some rectifications!"

It turned out that this series of big moves were directly instructed by the Prime Minister. The Prime Minister wanted to take this opportunity to change the bad habits of state-owned banks in one fell swoop. He instructed Manager Dai and asked Manager Dai to propose it in the leadership team of the central bank, and then the collective opinions of the leadership team of the central bank were formed.
Chapter completed!