"wrong!"

Zhang Juzheng stood up and paced back and forth on the ground. For half a quarter of an hour, he suddenly stopped and looked at Luo Xin with a bright look:

"Then why are there still money banks going bankrupt? According to what you said, as many ticket numbers, there will be as much real money. Even if all the people holding ticket numbers go to withdraw money together, the money banks will not go bankrupt."

Luo Xin sighed in his heart. Zhang Juzheng is really smart and deserves to be the future chief minister of the cabinet.

"That's because all the money shops have found that even if people withdraw money every day, more people save money. This has caused a lot of money to be squeezed in the warehouse. They found that in fact, there is no need to store all the money in the warehouse, just a small part of it is enough. So, they lend some money to earn interest.

You also know that there are always accidents like lending. If there are only a few accidents, it would be fine. The money shop can slowly turn around. However, once there is an extra loan, their money will be out of stock. It is like a chain suddenly breaking. At this time, they have no money to pay the person who saves money, and naturally they will go bankrupt.

However, even if a money house goes bankrupt, the people who suffer losses are only a small number of people compared with the entire Ming people. Moreover, at this time, the court can still intervene, seal the money house, auction the money house's shops and real estate, etc., and return part of the money depositors. What if the treasure banknote issued by the court encounters this situation?

That is, the entire Ming people suffered losses, which would cause civil unrest and even shake the foundation of the country.”

"But...abandon the treasure money, the national treasury is empty..."

"First of all, the treasury void is temporary, but because of the death of the late emperor, the new emperor ascends the throne, etc., the cost will be huge. Soon the Maritime Bureau and the Mutual Market will send money. Secondly, I agree with Gao Shegong to increase the commercial tax."

Speaking of this, Luo Xin looked at Zhang Juzheng and smiled, "This is also something Xu Jie opposed."

Zhang Juzheng couldn't help but blush.

"Taiyue, don't think about the treasure money, don't do it. Even if the treasury now has plenty of real money, you can print an equal amount of treasure money. But no one can guarantee that the treasury will always have plenty of real money. Once the treasury is empty, what will the cabinet and His Majesty think of first?"

"What came to mind?"

"Thinking of adding treasure money to the seal." Luo Xin said lightly: "For example, once the war begins around the Ming Dynasty, you should know what the war is going to fight, right?"

"It's money!"

Zhang Juzheng is now in the Ministry of Revenue, so he naturally knows this. Even if he is not in the Ministry of Revenue, he knows it with his knowledge, but now he knows it more deeply in the Ministry of Revenue.

"If the war continues, even if the treasury is abundant, it will be empty. If you were the chief minister of the cabinet at that time, what would your first thought be?"

Zhang Juzheng was silent, Luo Xin stared at Zhang Juzheng and said, "You must think about adding treasure money, don't deny it. Because that is the only quick way."

Zhang Juzheng could not go against his own ideas. He put himself in his shoes and thought about it. At that time, he would definitely add treasure money. So he said nothing.

"If you print treasure money, it will make treasure money worthless, and eventually like waste paper, it will be like the current treasure money. This is like a bankruptcy of a money house, but the bankruptcy of a money house will only cause a small number of people to suffer. The depreciation of treasure money will cause the loss of the entire Ming people, which will cause the people to be displaced and shake the foundation of the country. In fact, by that time, a country will go bankrupt."

"The country went bankrupt?" Zhang Juzheng was surprised.

"What's so surprising about this?" Luo Xinning said: "You can think about a few years ago, in fact, the Ming Dynasty's treasure banknotes were like waste paper, and the Ming Dynasty had already gone bankrupt. If it hadn't been opened and the mutual market was established, what would have been the result?

At that time, there was no silver in the treasury, so mice could starve to death. And because Xu Jiemei went to the late emperor, he embezzled the only little silver to build the Yuxi Palace for the late emperor, causing refugees to become bandits and besieged everywhere. If I hadn't been through a series of anti-corruption campaigns, a group of corrupt officials were confiscated and military expenses were barely collected, what would you think would be the result?

This is the consequences of the collapse of the country, so the Ming Dynasty Baochao is a decision that shakes the foundation of the country. Whoever proposes it will be a slander."

Zhang Juzheng changed his color and said, "Can the country never issue treasure money?"

"Yes! But the time is not right." Luo Xin said lightly: "If a decision is half a step ahead of the times, it is a genius' decision. If a step ahead, it is the source of the chaos of the times."

Zhang Juzheng said silently for a moment: "But without treasure money, only copper coins are used, which is very inconvenient to run, and there is also a lack of copper coins. It is not enough to circulate. Once a whip is implemented, more copper coins are needed, which will cause a shortage of money."

Luo Xin lowered his eyelids and said, "Taiyue, everything needs to be done step by step. First, you have to realize a whip, and secondly, you must abolish the Ming Dynasty's treasure banknotes. Otherwise, the Ming Dynasty uses the current treasure banknotes to purchase the goods and grain of the people, which will cause chaos. As for the matter of copper coins, it must be ranked third. There is no hurry."

"How can you not be in a hurry? Once a whip starts to be implemented, you will need copper coins immediately..."

Luo Xin looked at him with a slanted eye, and Zhang Juzheng stopped as he spoke. He asked with some guilt:

"What does your look mean?"

"Give you a look and understand it yourself!"

"no……"

"You'd better stop." Luo Xin waved his hand helplessly and said, "You should first convince your mentor to agree to a whip. Even if you have my support, you Xu Jie is the chief minister of the cabinet. He doesn't agree. It's difficult for your whip to pass unless you get Gao Gong's support. Do you think your whip can be implemented in a short period of time?"

Zhang Juzheng frowned and sighed for a long time, but Zhang Juzheng deserves to be a person with great combat effectiveness. He just sighed and then became energetic again.

"I'll solve the remaining problems. You support me anyway, right?"

Luo Xin shook his head and said, "It's not support you, but support a whip. You have to distinguish this."

"I understand!" Zhang Juzheng nodded.

The room fell silent, and both of them lowered their eyes slightly. At this moment, the atmosphere in the room was very strange.

Both of them have admiration for each other, have the same idea, like-minded tacit understanding, have the idea of ​​fighting side by side and doing a career, but they also have the regret of being out of the same camp or even being hostile in the end.

This strange atmosphere of silence lasted for about ten breaths. Zhang Juzheng took the lead in breaking the silence and stood up and said:

"No, it's time for me to leave."

"I'll give it to you." Luo Xin also stood up.

*

Thank you very much for the rewards of fame and fortune in the three lifetimes (100)!

*
Chapter completed!