Treasury bond transactions have been open for a while, and at this time, counter transactions have been set up in 57 cities across the country. For long-term Treasury bonds, the annual interest rate is higher than deposits. In the eyes of ordinary people at this time, Treasury bonds are guaranteed by the state. Like bank deposits, there are no risks at all. In addition, there are basically no other investment channels, so there are still quite many people who purchase Treasury bonds.

Not long ago, there was a very long special report on treasury bond trading in the newspaper that Professor Jing handed to Jiang Zhihan. But to be honest, that report was not from a professional perspective, but more like a press release praising the achievements of reform and opening up. It described a lot from a political and policy perspective, but there was no specific discussion on economic or technical aspects. Jiang Zhihan read the report carefully at that time, but just to understand the information, he couldn't say that he had gained anything. Later, Jiang Zhihan read a report on treasury bond trading in another newspaper in the special reading room of the library. He didn't read anything at that time.

When he walked to Zhongzhou University's Lover Lake, Jiang Zhihan suddenly had an idea in his mind. He remembered that in these two reports there was an indirect interview with the citizens who went to redeem, and it mentioned whether they were satisfied with the rate of return (of course, the answer was satisfied). The two people seemed to mention a bit different rate of return. Walking on the boulevard of Zhongzhou University, Jiang Zhihan suddenly thought, is it possible that the exchange prices of treasury bills in different cities that are completely homogeneous (the same age and the same expiration date) are different? Although it sounds unlikely, it is not completely impossible during this period when the information is relatively closed.

After the Olympic School training camp ended, Jiang Zhihan took the time to go to the library to check relevant information. He checked all the journals and newspapers he could find, but now there is no list of the exchange prices for treasury bills in various cities. After this incident, Jiang Zhihan's hope was a little higher. If there were clear price comparisons in the newspaper, this information would have been realized by many people long ago, and the possibility of large price difference would be smaller.

It took Jiang Zhihan a lot of time to finally find the list of cities with treasury bond counter transactions and the list of hosting banks. Next, he found the contact number of these agent banks one by one. While his mother was not at home, Jiang Zhihan called the long-distance phone number one by one and asked about their transaction price. If his mother was at home and knew that she had made fifty or sixty long-distance phone calls in a row, she would definitely feel distressed.

The bank's service attitude is really not very good. Most of the people who heard Jiang Zhihan asked about it were answered by most of the answers: we don't know, you should find another department. But no matter what, Jiang Zhihan finally got the prices in about twenty cities. As he expected, the transaction difference was there, although it was not that big, but it was enough to create considerable profits.

The key to the question is that his principal is seriously insufficient!

Since the canteen and bookstore are in a high expansion stage, most of the profits are used for reinvestment, and there is actually not much cash in hand. In addition, my mother borrowed a sum of money to my aunt's house not long ago. Without affecting the normal operation of the canteen and bookstore, Jiang Zhihan calculated carefully and couldn't afford too much money.

If you use your limited funds and deduct the transaction fees and the transportation and accommodation fees between different cities, even if you can make a little profit, it will be very limited. But if the principal in your hand can be ten or even hundreds of times more, as long as the transaction traffic is limited to the counter transactions in each city, the profits caused by repeatedly operating this difference will be quite amazing.

How to get the principal? If you say this, why don’t you do it yourself and lend it to you? If you don’t say this, and under what kind of name can you lend a lot of money, you can convince others to lend it to you? Jiang Zhihan thought about this problem hard, but he still couldn’t find a solution.

After thinking about it all night, Jiang Zhihan decided to talk to her mother about this. Although Li Rongrong knew nothing about these things, since her son had an investment of almost zero risk, she certainly had nothing to object to. However, Li Rongrong said that the original intention of her to borrow money without asking the reason was not a real rich man. Everyone could make up a thousand yuan, and the maximum amount would be capped.

Jiang Zhihan and his mother talked about his thoughts and asked her to find Aunt Guo and ask if she could lend money from the bank. Of course, the name was to use the expansion plan of the bookstore and the bank. If Aunt Guo said it was possible, she could entrust Cheng Yilan to prepare a detailed loan application document.

After agreeing with his mother, Jiang Zhihan went to find Mr. Yang again. In his heart, among the people he knew who might have some money, Mr. Yang was the one he trusted the most and did not combine it with any interest relationship. Even if he gave him all the profits of the transaction, he had nothing to complain about.

Jiang Zhihan found Mr. Yang and explained the specific situation to him in detail.

Mr. Yang smiled and said, "You, you think about these things all day long. I only have more than 10,000 yuan here. I have a large amount of money to lend to others, but it is still several months before the expiration. I can't ask for debts in advance for this benefit. That's not my principle of being a human being. Do you understand? If you want to do it, you can just take away my spare money for more than 10,000 yuan."

Jiang Zhihan said goodbye in disappointment. More than 10,000 yuan is not a small amount of money, but the gap is still big from his expectations. Who else can find it next?

After a long time, Jiang Zhihan got another bad news. Although Aunt Guo did not completely say death, Li Rongrong heard the general meaning clearly. It was only after a small company of such a scale that everything started, and its inherent mortgage assets were limited, so it was almost impossible to borrow a large amount of money. Although her mother and Aunt Guo had a friendship with her classmates, she was unwilling to help her if she had no combination of interests.

After learning the news, Jiang Zhihan seemed very anxious: he clearly found a treasure house, but he couldn't really open it. If anyone else would be unwilling to accept it.

Jiang Zhihan's appearance was soon noticed by Ni Shang. She asked with concern: "What did you have?"

Jiang Zhihan said: "Would you be frustrated if you see an opportunity to make a lot of money but cannot achieve it because of insufficient conditions?"

Ni Shang burst out laughing, "The conditions are not enough? That is not your chance to make money."

Jiang Zhihan couldn't help but be stunned after hearing her words.

If you have something, please only write so much. Please update these for the time being. I will update them again before 4 pm. Happy weekend everyone!)
Chapter completed!