※Shan Sigu holds the river! Hanzi is in a high-end hotel away from home. Tian Xin has something to do, so he quickly said goodbye and left. He made an appointment to come to see him the next morning.

Jiang Zhihan woke up early in the morning and walked to the balcony outside. He looked around. Wherever he saw, there were dense units and shops. He could not see a large green space, so he gave up the idea of ​​going out to practice martial arts and returned to the room. He played for an hour.

At nine o'clock, Wu Siyi called to apologize and said that she would temporarily accompany her mother to meet two important officials in the bank in the morning and would not arrive at the hotel at around 11 o'clock. Jiang Zhihan told her not to worry, as she had something to deal with.

At 10:45, Wu Siyi knocked on the door and took Jiang Zhihan to eat the most distinctive refreshments in Yangcheng. She told Jiang Zhihan that her mother would go to the customs office in the afternoon and made an appointment to have dinner together in the evening to discuss matters related to cooperation.

Jiang Zhihan followed Wu Siyi out of the hotel gate and walked through the not-so-spacious street. He originally thought that he was getting farther and farther away from Ni Shang and Wu Siyi, and his previous memories gradually became blurred. But strangely, walking side by side with the girl on the streets of Yangcheng, it felt like walking along the streets of Zhongzhou before. Many memories that thought were dim suddenly surged out, and the pictures in his memory were extremely clear. Sometimes, it was not a good thing to have a good memory.

Wu Siyi turned her head and looked at the boy who was a little confused, and her heart was mixed. But he ran to Yangcheng thousands of miles away, which made her feel warm, and she felt as at ease and had support as before.

She said, "What are you going to do?"

Jiang Zhihan said oh, came back to his senses, and said, "I'm wondering how to convince your mother tonight

Wu Siyi pointed to the front, "We're here, let's have a meal first."

The two of them entered the store, but saw a few people standing, as if they were queuing up. Wu Siyi walked to the front and asked for a number. She walked back and said that she would have to wait about fifteen minutes.

Jiang Zhihan looked at his watch and said in surprise: "How early is it now? The people of Yangcheng don't need to go to work? This quality of life is really not said."

Wu Siyi glanced at him and said, "Take refreshments is a custom here. Don't look like this restaurant has a history of more than 80 years, but it is the best business in this area. From eleven o'clock to the whole afternoon, the refreshments will never be stopped. Instead, it is a regular meal in the evening. The business is not so good."

Jiang Zhihan said: "It's only been about half a year since you came. You're already very familiar with each other."

Wu Siyi pouted, "Don't you know me yet? When I arrived, I went to find the first place to eat and play."

Jiang Zhihan looked at her eyes, pursed her lips and said softly: "I heard that you have not had a day off for a week when you are here."

Wu Siyi asked: "Who told you?"

Jiang Zhihan turned his head and looked at the sidewalk opposite him: "Your mother called my mother." She felt sorry for your hard work."

Wu Siyi blinked, "Is that right?" Did she say anything else?"

Jiang Zhihan shook his head slightly.

Wu Siyi was silent for a while and suddenly said, "Ni Shang rejected the young master of Director Huo. But he didn't seem to be discouraged and didn't give up."

Jiang Zhihan turned to look at her, her eyes scented to ask.

Wu Siyi's eyes were flowing, she stared at him for a short while and said, "During the summer vacation, you tell Ni Shang that her parents would definitely agree to her decision, right?"

Jiang Zhihan said without hesitation: "You two" are talking about everything now?"

Wu Siyi looked at her with interest and said a little sarcastically: "Maybe it's because of a similar experience." Seeing Jiang Zhihan's embarrassed look, she smiled with satisfaction, "You guy must have done something behind you!"

Jiang Zhihan said: "What are your hands and feet?"

Wu Siyi curled her lips, "Okay, look at your appearance, I know I guessed right. Forget it, I'm just a little curious. A few days ago, when my father got married, I felt very sad, but I couldn't find anyone to tell me. My good friends in the past didn't seem to understand my feelings very much. I felt that my parents had been divorced for so long and had been through things. As for Ni Shang, she seemed to understand me in this regard. So we made a lot of calls, hehe, once, Ni Shang called for an hour, and Ni Shang was asked by her mother for a long time, thinking that a boy called it." Hearing the call inside, he pulled Jiang Zhihan, "Let's go, our table is empty."

Jiang Zhihan and Wu Siyi sat next to a small table. The shop was crowded, and there were people selling refreshments pushing cars around. As before, Wu Siyi did not ask Jiang Zhihan for advice, so she ordered four or five small dots, ordered two bowls of fish fillet porridge, and started their lunch tea.

Every time the cart was pushing over, Jiang Zhihan would eat what was in the bowl, and he was very interested in looking at the things on the cart. However, he couldn't understand the dialect spoken by the waiter, so Wu Siyi patiently explained it to him.

When a new small cart came, Wu Siyi called the roller dumb all night and pushed it to Jiang Zhihan and said, "The rod dumb here tastes very different from the recipe we cook there. You can taste it.

Jiang Zhihan tasted the shops recommended by Wu Si'an to him one by one, but later, he felt that he had already held it.

Wu Siyi smiled and said, "Why are you still like a child, you can eat so much at once? Just try one of them."

Jiang Zhihan smiled and said, "That's not a waste! Although the taste is lighter, it's really good. It's different from the things sold in the Zhuangyuan Building."

Wu Siyi waved his hand and asked the waiter to change a pot of tea, filled the two of them, and said, "My mother is free when she wants supper. It's nothing to do today, just sit here and eat slowly.

Jiang Zhihan took a sip of tea, wiped his mouth, and said, "Yes, it's time to talk about the serious business."

Wu Siyi put down the teacup and looked at him quietly.

Jiang Zhihan frowned and pondered for a while. He said, "Where do you start?" Last weekend, I exchanged views with several managers on the phone, and basically my ideas were clearer. Of course, I need to discuss with your mother. Siyi, this is what I think. The main problem of your mother's company is that the stalls are too open, some businesses that do not make profits but occupy a large amount of cash turnover, and the cash recovery cycle is too long. Therefore, the debt ratio has always been relatively high. Cash turnover is a big problem. Moreover, this is a long-term problem. The loss caused by the Hong Kong businessman who was introduced by that friend last time escaped from donations, and the loss caused was only a fuse to the problem. If this structural problem cannot be solved, even if we survived this level, we may still have similar things in the future."

Jiang Zhihan said thoughtfully, "Crisis and crisis are the opportunity to change when it is dangerous. I think now is the best time to make up for some business that is not good. This may be difficult to convince your mother. Last month, she just got a small loan through relationships and invested in the business that she had already decided to close? She also invited the fired person back. I think your mother has a misunderstanding of thinking, and always feels that if you lose one of the things you have done, it is a failure. If you want to make a complete change, you must get out of this misunderstanding. You have seen the fax I gave you, right?"

Wu Siyi nodded and said, "Your plan is too ruthless. I don't know if my mother will agree. I think... it's very difficult."

Jiang Zhihan said: "I came from a comprehensive objective evaluation without any emotional factors. Although the two hotels your mother holds are a bit outdated and the interior decoration is not that good, but the geographical location is good, at least it is a good investment in inherent assets. As long as you don't try your best to fill in the money, you will never lose money when you sell it when you sell it. So I suggest that this part should be preserved. The remaining business, your mother started out in import and export trade, and the channels in this area are relatively good, and all aspects of the relationship are well managed. Moreover, Yangcheng is always at the forefront of foreign trade, so I think this should be the core business in the future. If your mother is willing to invest in it, this is also

This is the direction I want to develop in the future. I have invested in a manufacturing and processing factory. I may buy more upstream companies in this area in the future. The channels and network of foreign trade are downstream. If we can integrate upstream and downstream and have a vertical supply chain from production to marketing, the profit quota may increase significantly. During this period, I have been thinking about the future strategic development direction. Now the basic idea is this, with three key industries, commercial real estate development, securities market investment, and export manufacturing and processing industry. Although I am still in a very early stage, my idea is that the future resources will be gradually integrated into these three major directions, and other businesses can have them. But it will not be the focus."

Jiang Zhihan stopped and added: "By the way, your mother wants to invest in the business of imported car sales agents. I think it is a good new development direction. But if possible, I am willing to invest money in and may find a few partners. Why not come together

Wu Siyi pouted and said, "It's useless to say so much to me." After a few months, I realized that I've just entered the industry and don't know anything. Looking back, it's really not easy to do business, and my mother is also awesome." He looked at the boy opposite, "Of course, you are even more genius. So, the key is to convince her. Tell me. I'm stupid now and think everything is reasonable."

Jiang Zhihan smiled trepidly, "When I tell you a little bit of negotiation skills, I proposed to cut a little more things, but in fact I just gave your mother a room to bargain. At that time, she would always be happy to ask for a little back, and maybe she would agree."

Wu Siyi glanced at him. "You are smart! I warn you, don't be smart!"

Jiang Zhihan laughed. "This is a long-term solution. In the short term, the most important thing is to inject capital and overcome this difficulty. According to my financial director, the loan cannot be obtained through normal channels. This time your father helped get a loan, with a quota of about tens of millions, or between tens of millions. He took it from the China Construction Bank, and one of his old subordinates. He told me that it was my relationship. If your mother didn't accept it, she would give you some anger. However, you

There is no need to lie with us, as if we don’t know anyway. In addition, isn’t Yangcheng the first private bank coming out now? There is a boss in it that has a good relationship with your father. If you want to go through formal channels to solve the problem of funds in the future, you might as well go his way. This aspect will be left to you to solve. As long as we have this loan to slow down, plus the money I invested in, we can destroy all the bad debts on your current accounts, and the funds for restructuring should be able to turn the situation around in one fell swoop.

Wu Siyi said: "What if," what if my mother doesn't want you to invest in?"

Jiang Zhihan asked, "Why?" If she was definitely not willing. I could give her the money to her with an interest-free loan. She would leave when she returned it back in the future."

Wu Siyi looked at Jiang Zhihan deeply. After a while, she said, "Tell me honestly. My mother talked to me once a few days ago. She actually agreed with you. She needed to make up her mind to cut off some business. A hero cut off his arm is a must. But, she said that she didn't want the money she had the least, one of which was her father's, and the other one that she didn't want more than her father, that is, yours!"

Jiang Zhihan opened his mouth wide and was stunned for a moment.

Wu Siyi said: "I originally wanted to call you, but I didn't use it. But my mother said, "You happened to come and have a good talk with you and explain the problem clearly."

Jiang Zhihan sighed. "Oh, "I'll treat your father and I the same as you,"

Wu Siyi suddenly giggled, she covered her mouth and said, "We are different from you, we can't do that well in terms of public and private affairs!"

Jiang Zhihan frowned and begged: "Siyi

Wu Siyi smiled, took a sip of tea, and said, "Okay, don't be stingy, I'm joking with you. My mother, maybe she's a little stubborn, I won't! I will try my best to convince her." After saying that, she couldn't help laughing again.

Jiang Zhihan looked at her in confusion, wondering what was funny.

Wu Siyi suddenly said softly: "Okay, I know you are wronged. It is obvious that we have asked you for you, but it is like you have asked us for you... But Zhihan, my mother is really a little stubborn, you need to be mentally prepared."

Jiang Zhihan opened his mouth, not knowing what to say.

Wu Siyi whispered: "You can come to Yangcheng, I." I'm very happy. It's never easy to help. My mother has been tired over the years. I think I can take over her work for a few years and let her enjoy her life. Do you think I can do it?"

Jiang Zhihan nodded with certainty.

Wu Siyi turned her head. He followed the tone in Japanese TV series and said mischievously: "Please take care of me!"

Jiang Zhihan grinned and felt much more refreshed for no reason.

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Chapter completed!