Chapter 401 Big Tiger
"Prince, 10 million silver dollars is not a small number," Lu Weizhang said. "The court is like a bottomless pit. No matter how much money we spend in it, we can't even get a bubble."
Lu Weizhang had just arrived in the capital. He entered the capital with his daughter and grandson. Before Liu Jun entered the capital, when Chongzhen was still alive, Chongzhen sent Dongchang to Hubei to pick up Liu Jun's family and into the capital. Lu Weizhang also followed him north. Because his children were young, he walked very slowly. When he was halfway through, he had heard that the emperor had passed away and then rested on the road for a few days. By the time he arrived at the capital, Liu Jun had already entered the capital, and was a minister of his life, and was promoted to the prince of Liaodong.
The imperial court does feel like a bottomless pit, but Liu Jun believes that the investment now is valuable. This is not being cheated, but buying at the bottom. When it is swept into Daming shares at a low price, everything is worth it.
"The journey was quite smooth, right?" Liu Jun handed over a cup of ginseng tea to his father-in-law. He had already seen Lu Xueqi and his son. Chen Man, Chen Yuanyuan, and Liu Rushi also came to Beijing together, but Chen Man and the other two failed to enter the palace.
Lu Xueqi insisted on the bottom line she had told Liu Jun that she could accept Liu Jun's women outside, but they were not allowed to enter the mansion. When she entered Beijing this time, although Chen Man and the other two also entered Beijing, they were always one day apart and were not allowed to travel with each other. However, Chen Man and the other two have operated Hongxiufang in the past two years and started chain operations. The brand is very famous, but they are not short of money. The capital also has a branch of Hongxiufang, and they have long purchased real estate houses in Beijing.
Now Liu Jun is in the county prince’s mansion, a new house given by the emperor. Lu Xueqi and his son, as well as Yaoyao and Baoer’s concubines.
As for the Korean princess Li Hui, she is also a wife, but she is considered the wife of the Liu family. Therefore, she does not live in the Prince's Mansion, but in the Liu family's mansion not far away. Liu Jun's brother Liu Jian has moved out of the house, so Liu Jun has three families in the capital.
Lu Weide sat there, feeling a little dazed.
When Liu Jun was promoted to the General General of the Admiral, Lu Weide was extremely shocked. But now two years have passed. Liu Jun has been promoted to the Minister of Guxue, Governor of Zhili, and even the title of Prince of the County.
Looking at the luxury mansion in the inner nine gates, Lu Weizhang felt like he was dreaming. However, in recent years, he managed business for Liu Jun, and there were thousands of flowing waters every day. His horizons were much wider. After the initial shock, he had already improved a lot.
"It's okay." Lu Weizhang took the tea and replied. "It's still stable in Hubei. It was rumored by many bandits. People were also in panic. However, later General Zhang defeated the thieves in Yunyang, beheaded thousands of them. The thieves retreated into Henan, and Hubei settled down again."
"Just leave Hubei, other places are worse than other places. Henan and Shandong are full of chaos. There are refugees all over the way, with deserted fields and barren, and bandits. Either bandits or rioters. There are also many officers, soldiers and clerks extortion along the way. Fortunately, it was escorted by people from the East Factory, so no one dared to disturb us."
It's really messy everywhere.
Before Liu Jun's case, there were piles of reports, most of which were reports from all over the Central Plains. The southeast was better. Although it seemed that landlords, merchants and scholars were fighting taxes on the surface, they were just a big deal, but in fact they were not chaotic. They just refused to pay taxes, at least they did not get messy. Zhang Guowei, Li Shuchu and others had good abilities, at least they did not get messy.
The situation in the two lakes is also very good. It was Liu Jun's base camp, with two towns of soldiers and horses. Without the invasion of bandits, although there were many famine people and many military officers in the garrison who were secretly dissatisfied with their hearts, they could not cause any storm and were honestly dormant.
But other places are very different.
Especially in Sichuan, Shaanxi, Henan and Shandong, most of the soldiers were transferred outside the pass. The losses were heavy. Later, in order to strengthen the defense of the capital, the few remaining soldiers were also transferred to the capital.
These places are really empty now. The remaining soldiers are all like domineering generals such as He Renlong, Zuo Liangyu, and Huang Degong. In addition, local corrupt officials are rampant and famine is rampant. A large number of refugees have made the situation in the Central Plains area extremely unoptimistic and tense.
Now, the areas of Sichuan, Shaanxi, Henan and Shandong are like a powder barrel that may be exploded at any time.
"Many hungry people come east, many along the canal north and into northern Zhili, while others go southeast. Like locusts, they eat wherever they go, and wherever they go, they become chaotic. If one is not well controlled, there will definitely be another chaos." Lu Weizhang sighed.
After staying in Hubei for a long time, I feel more and more sorry for the stability of Hubei.
When he entered the capital, he was surprised to find that the capital was full of refugees and beggars, and the streets were messy, and pedestrians even drown in the streets, and they were defecated everywhere. It was a mess. He never thought that the capital was like this.
There is no prosperous scene in the capital of the emperor's feet? It looks like a large refugee camp. I heard that the 100,000 households in Shuntian Prefecture have a population of more than 600,000. If the garrison, eunuchs and palace servants, craftsmen, etc., plus the traders moving to the capital, the refugees and beggars and monks would have exceeded one million people.
But most of them have no jobs or savings. They either do odd jobs or beg for fraud or simply robbery every day.
Many people have neither work nor residence, so they set up sheds everywhere, making the capital even more shady.
"Now that peace agreement has been temporarily reached outside the pass, Huang Taiji is dead, the little Tartar emperor succeeds to the throne, and they were also seriously injured in the last war. In a short period of time, it is difficult for them to invade the Ming Dynasty. The court can withdraw from the inside to solve many problems such as internal bandits."
"Can it be solved?" Lu Weizhang said, "I think the Ming Dynasty is already terminally ill."
"You can rescue it again." Liu Jun smiled.
Lu Xueqi came over with her son. Since giving birth to her, she has devoted herself to her son and has grown a little more plump and even more feminine.
"Husband, when you see you get home, you will talk endlessly with your father. You have no time to carry your son. Once you go out for nearly two years, your son has grown up so old. If you don't kiss him well, he won't know you anymore."
Liu Jun smiled and reached out to take his son and hugged him in his arms.
He is very strong and has a huge head.
"I am worthy of being my son of Liu Jun, and I don't let me down on you. Look at you, I'm really a tiger with a big head."
Although the father and son haven't seen each other for a long time, when Liu Jun left, he couldn't speak. However, the little tiger didn't see him much. Lu Xueqi said aside, "Call him father."
"Dad." A squealing voice made Liu Jun very excited. My son would call me dad.
The happy Liu Jun teased his son, but after a while, the boy became impatient and urinated Liu Jun. When he felt that his body was hot, he knew something was wrong, but he still couldn't defend himself.
"You guy, you actually knew that you had a surprise attack, you have a good fortune. You will definitely be a good man who leads troops to fight in the future."
Seeing this, Lu Xueqi covered her mouth and smiled, "This kid will urinate your father when he comes. Be careful that he will slap you on the butt. Let me serve you." As he said that, Lu Xueqi carried the child to clean up.
After Lu Xueqi left with her child in her arms, Liu Jun just wiped her body and didn't rush to change her clothes.
"I need Sihai Bank to transfer a batch of silver coins to Beijing immediately. If you don't have silver coupons, you need silver coins and copper coins. The amount of real gold and silver is much higher. At least 10 million yuan is the better. At the same time, please contact me with the East India Company and ask the company to prepare at least five million stones of grain, and then transport it from sea to Tianjin by sea."
"So much money and food?" Lu Weizhang was surprised.
"It's all urgently needed and useful." Liu Jun crossed his fingers together and placed them on the table. Although there was a lot of money and grain, Liu Jun also carefully estimated that Sihai Bank could fully transfer the money, and the East India Company also had so much grain.
"Don't worry, this money will be worth the money." Liu Jun smiled. Sihai Bank's money is actually not all Liu Jun's. Much of the money is bonds, and more of it is the deposits of the people. Sihai Bank has become a trust in the Ming Dynasty's financial industry, a giant in a completely monopoly position.
Through Liu Jun's relationship, this emerging industry was monopolized. Now Sihai Bank branches are spread all over the world and have attracted countless deposits. Liu Jun uses these deposits to issue commercial loans. It not only supports the Southeast Maritime Merchants, but also makes a lot of money. At the same time, it allows these Maritime Merchants and their suppliers to hand over the settlement business to Sihai Bank.
On the other hand, Liu Jun used the coin minting privileges obtained from Chongzhen to store silver by storing depositors, all of which were minted into silver dollars and silver auxiliary coins, and minted copper coins in large quantities, and also issued a large number of silver dollars and copper coins, and promoted silver notes, etc.
It can now be said that most of the gold and silver in the Ming Dynasty had flowed into Sihai Bank and were minted into silver and copper coins. Sihai Bank used these silver as reserves to issue a large number of paper money and silver notes.
When banks reach the scale of Sihai Bank and have such a monopoly position, Sihai Bank's speed of making money is already amazing. The most powerful thing is not only making money, but affecting control.
It turns out that everyone hid the money in the cellar to store it or buy land, which not only reduced the circulation of silver, but also increased land mergers.
Now, with the benefits of deposit interest and convenience of storage, a large amount of gold and silver eventually flows into the bank. With these reserves, the issuance of silver dollar coupons that can be exchanged at any time greatly increases the circulation of currency and further promotes commercial development.
In particular, banks use the deposits they attract for commercial loans, which not only supports commercial development but also makes banks profitable.
In the past, one tael of silver was only equivalent to one tael of silver. Now, one tael of silver was transferred to the bank and could mint silver coins with higher value, and then use this as a reserve to issue silver coupons.
One tael of silver is deposited into the bank. Through the coin minting process, the bank achieves 10% profit. After minting the coins, it becomes two yuan and two cent silver dollars. Then, the two yuan and two cent silver dollars are used as principal to issue silver dollar coupons, and the reserve is 25%.
Therefore, the binary 200 silver dollar is used as the principal, and the bank can print and issue eight-yuan 800 silver dollar coupons.
Then Sihai Bank lends out the money, and the deposit reserve is also 25%. The deposit of this tael of silver can finally be released for eight yuan and eight aces.
The loan is made of silver dollar coupons, and the market is mainly circulating silver dollar coupons. Although silver dollar and silver dollar coupons can be exchanged at any time, as long as the bank maintains its credit and can exchange it at any time, then more silver dollar coupons are circulated on the market.
In fact, it has proved that the silver dollar copper coins issued by Sihai Bank have basically replaced the past silver ingots and copper coins. And now, most people are accustomed to using silver dollar coupons, copper coupons, or large silver coins, instead of using silver dollar copper coins that are inconvenient to carry.
Inhaling one tael of silver, releasing eight-yuan silver dollars to make a loan, plus the middle silver minting silver coins, and making preparations for silver coins issuing silver coupons, which in the end is equal to one tael of silver coins, and it turns into more than thirty silver coupons.
People in later generations all know a fact that the currency is a tiger, and the bigger it is.
As long as the bank's credit is maintained, Liu Jun's bank can use such leverage to boost a larger market.
Besides, Liu Jun is also very cost-effective in addition to banks. Not to mention Hubei's full military industry system, this is a big industry and profitable. And there is also the East India Company he invested in, which is also a trust giant maritime trade monopoly group, which is also a huge profitable one.
Moreover, Liu Jun can control many resources through the East India Company. For example, now, Liu Jun needs grain, and the East India Company has always done this. Not only do they buy grain from the southeast of the Ming Dynasty, they have also long had grain purchase channels from Vietnam, Southeast Asia, Japan, North Korea and other places. In addition, the East India Company's maritime transportation fleet purchased grain from various places and then transported it to Tianjin. This cost is not more expensive than grain grain, and there is no need to be restricted by the problem of grain production produced by the Ming Dynasty.
In addition, Liu Jun robbed him of two years in Liaodong, so he really had to rob him of several mountains of gold and silver.
In recent years, he has continued to vigorously develop Taiwan, constantly recruiting people from Liaodong and captive Manchu and Mongolian people from the Central Plains to Taiwan through official and civil forms. Now Taiwan’s population is more than 2 million.
Taiwan's agriculture has begun to take shape. Although handicrafts and textiles are not good yet, the grain grown from military farming and land reclamation can be fully self-sufficient in the island's military and civilians, and can also export grain in exchange for various other commodities. In addition, in addition to growing grain, Taiwan also vigorously develops sugarcane planting and sugar production. The sugar produced is also a shortage of exports to foreign maritime merchants.
Liu Jun has a lot of resources, but Liu Jun's Nine-Headed Bird, his military industry, and even his banks, money shops and business systems are all tied to the Ming Dynasty.
If the Ming Dynasty was in chaos, he would suffer great losses. If Liu Jun directly rebels, the systems behind him would also collapse. Because of this, Liu Jun was also afraid of the situation and finally chose a curve to steal the country and usurp the throne, which was relatively gentle. Using the Ming Dynasty shell, he would eventually seize the world in a more concealed way.
Since he chose this path, Liu Jun no longer hesitated.
The situation is still very good now. After careful planning in the secret, although I was careful all the way and walked on thin ice, I finally succeeded.
Chongzhen, who threatened him the most, died, and left a will to make him a minister of life. Liu Jun successfully led his troops into the capital and stabilized the situation.
The next step, what Liu Jun needs to do is to further control the capital, control the capital army, and then control the central government of the Ming Dynasty. However, to do this, he now needs a large sum of money and grain to be sent to the capital.
Through these gold and silver, Liu Jun was able to fully intervene in the political affairs of the military and central government of the court and further exert his influence. He knew very well that although he had entered Beijing as a minister of life, everyone was still very vigilant and guarded against him. If it were not for the fact that everyone had to rely on his special needs, how could he stay in Beijing for a long time?
Chapter completed!