Chapter 18 Corrupt Loans
"Old Hao, this...the materials are not very complete." In the administrative office of the ICBC Binhai Branch, Liu Zeliang, director of the administrative department, said to Hao Jianzhou who was visiting in a little embarrassed. On the 12th day of the first lunar month, Hao Jianzhou brought a stack of materials to the ICBC Binhai Branch in the city early in the morning and found his old classmate Liu Zeliang.
However, the materials he brought were far from the loan, such as the borrower's financial situation certificate, mortgage assessment certificate, repayment ability certificate and other series of certificates. Even the borrower only had an ID card called "Han Shipeng", which was a local. According to Hao Jianzhou, this person was also a deputy director of the Civil Affairs Department of the Municipal Bureau, but the borrower was not present at all, and the mortgage was in no way possible. There was only a guarantee from the Laoshan Feng Management Committee.
The task of lending is indeed very heavy, but you can't do it nonsense? After all, it is the country's money. If you lend it blindly for the sake of the task, the other party will not pay it back in the end, so how can you cry? Moreover, he is just the owner of an administrative department. As for the final implementation of the loan, you have to go to the Credit Department, a department that has just been established.
"Old Liu, don't worry. The Municipal Party Committee attaches great importance to this project and is preparing to list it as a key tourism project in Binhai..." Hao Jianzhou lobbled: "Besides, you have a task too. If you don't lend it, I can go to Lao Sun of the Agricultural Bank."
"My Director Hao, this is a matter of principle. If the procedures are not complete, how can you blindly lend? Besides, the credit department was not the last decision? Whether it is me or the Agricultural Bank of China, it is the same. And the number is too large!" Liu Zeliang said that Hao Jianzhou brought too few procedures, and it is impossible to pass wherever he put it. What's more, the amount of loan application is actually 1.2 million!
On the tenth day of the lunar month, Hao Jianzhou took Han Jun to meet with the engineers of the Construction Company. Although the project budget required a detailed calculation process, they had experience in the Jian'an Museum. After all, they looked at the construction land, asked Han Jun's requirements, and gave an estimated value of about one million. Han Jun was afraid that it would not be enough, so he applied for an additional 200,000. In fact, with the Wind Management Committee coming forward and taking the banner of the Municipal Committee, the cost of building materials would actually save a lot.
As for architectural drawings, it will take a week to come out, but Han Jun can't wait that long after all, and if school starts in a week, it will be shortened to three days under the temptation of a lot of money. Although the construction will not start on the 12th day of the first lunar month, it is barely acceptable for Han Jun.
Originally, he wanted to entrust Hao Jianzhou to contact the director of ICBC. I wonder what was wrong with Hao Jianzhou, so he took care of him and asked to help Han Jun contact the loan. Han Jun thought he was too lazy to be a clone. Since Hao Jianzhou was so enthusiastic, he just saved his own troubles, so how could he not agree?
In fact, the storm that Hao Jianzhou committed the crime last time Han Jun and the other two had just passed. Although Han Jun seemed to be nothing unusual on the surface, Hao Jianzhou was still a little confused, afraid that he would settle the score later. Moreover, he had a vague idea of changing the flag in his heart, but Han Jun didn't see it because his enthusiastic purpose was.
After hearing Liu Zeliang's words, Hao Jianzhou disagreed and said, "Are you stupid in administration? You can't be more flexible? Our Feng Management Committee dares to guarantee, what are you afraid of?" As he said that, Hao Jianzhou clicked the Feng Management Committee guarantee materials on the table.
"What does it mean?" Liu Zeliang raised his eyebrows when he heard something in his words.
Hao Jianzhou leaned forward and whispered: "Old classmate, I won't hide it from you. If someone is there, you can't find it. Even if something happens, you can't find it. It's better to be a favor. If you lack any information, you can settle it yourself. If you still remember you later, why not?" While saying that, Hao Jianzhou pointed at the ceiling with a thick finger like a carrot.
"This..." Liu Zeliang pondered for a moment, his heart moved, and asked, "Really?"
"Hey, can I still miss you in this relationship? The Feng Management Committee's guarantee is in black and white. When the museum opens, the municipal party committee will definitely support you. I will ask you for an invitation at that time. It would be good to contact the leaders." Hao Jianzhou said with a smile. As for this part, if Liu Zeliang still disagrees, there is nothing to talk about.
"If this is the case..." Hao Jianzhou's words made Liu Zeliang very moved. Since this is the case, he had nothing to worry about. He nodded heavily and said, "Okay! I'll leave this matter to me. By the way, who is responsible for signing the contract?"
Hao Jianzhou was stunned. Thinking of what Han Jun told me, he had roughly asked for the proof needed for the loan. Han Jun sent the goods yesterday morning. Hao Jianzhou also thought it was too little, but he didn't think much about it when he thought that the backend was tough, but Han Jun said he wanted to take out a loan in his father's name. During his conversation, he seemed to reveal that his father didn't know what he meant at this time, and Zhu Peijiang clearly did not show up for this matter. Only Han Jun came to sign, so he pointed to Han Shipeng's ID card and said, "His son."
"Crown Prince." Liu Zeliang smiled knowingly and picked up Han Shipeng's ID card and looked at it. But when he saw it, he was stunned and then smiled: "It's really a heroic young man. Is his son old? He's quite courageous." According to the age on the ID card, Han Shipeng is only 41 years old. Even if he gets married early, his son cannot be too old.
“16” Hao Jianzhou Road.
"Uh..." Liu Zeliang stared at her eyes and stretched her neck. "Isn't that just a child? Could it be that someone was using a gun?"
Hao Jianzhou tilted his lips and shook his head: "Don't underestimate this kid. I originally thought he was a child, but based on his performance over the past two days and my years of experience, perhaps this kid is a person who can make decisions about the museum affairs."
"A sixteen-year-old child? Is it a sir?" Liu Zeliang didn't believe it at all. A child who is still in school knows what? Can he think of a bank loan? Nowadays, big bosses who do business are unwilling to come to a loan. Can a child think so much?
"You have said that heroes are young, let alone I've told you a long time ago..." As he said that, Hao Jianzhou stretched out his finger and pointed to the ceiling. "If you think his identity is not suitable, just change it slightly. What's the big deal?"
"Um..." Liu Zeliang nodded in a clear manner.
"It's getting late, and people are urging me in a hurry. Please hurry up." Hao Jianzhou raised his wrist and looked at his watch, stood up and said goodbye. "Okay, remember to get me a invitation at that time. If you apply, please give me a call. I have to go to the construction site to check it out. Construction will start today."
***************
Liu Zeliang sent Hao Fatty away without delaying it. He went directly to the credit department, as expected...
Tang Lihong, director of the credit department, is a beautiful woman in her thirties. It is said that she took the position of director of the credit department based on the nepotism of the president. But in the eyes of industry insiders, this position is not a good job, lending? It's difficult! Others don't know it, but Liu Zeliang knows that this woman's abilities are of course in all aspects.
But when Tang Lihong saw the incomplete proof, she frowned: "Old Liu, are you making a fool of yourself? This thing can't be passed at all, and it's more than one million."
"Shh!" Liu Zeliang's index finger stood up on his lips and made a gesture of silence. When he saw that there was no one around, he walked up and whispered: "This is a relative of the municipal party secretary's family. Don't worry, others have a strong foundation and you must have money. My task is to have a loan of 200,000 yuan, and the rest are all yours."
Hearing this, Tang Lihong was stunned. The credit department's loan task was very heavy, so she was naturally happy to complete one million this time. But when she heard Liu Zeliang's words, she was even more happy. She thought that the relative of the secretary of the municipal party committee? "Which secretary?" asked in a low voice, she asked, "The gossip is especially a woman with a woman.
Although the person who Hao Jianzhou told Liu Zeliang that he wanted to take out a loan had a deep background, he did not say who the great god was. His eyes rolled and he said obscurely: "Who else can it be?"
"Oh, oh." Tang Lihong seemed to understand it, smiled slightly, nodded and said, "That's done, okay, I'll report to the president and let him come and sign the contract another day."
Liu Zeliang said, "Thank you!" After that, he turned around and left, and only murmured after going out, "She knows? I don't know yet." He shrugged. He believed Hao Jianzhou's words. After all, the person who could let Hao Jianzhou come to help with the loan in person was not doubtful from this point of view alone!
*******
"Xiao Tang, what's going on with your report?" President Du Minghui looked at a strange loan approval report and called Tang Lihong from the credit department to the office and threw the report to her.
After picking up the report and scouted it, Tang Lihong smiled and said, "Oh, Du Xing, this person is a relative of Secretary Yu of the Municipal Party Committee. Secretary Yu personally gave him the instructions. You see, Fengguan entrusted him with a guarantee. There is a little lack of procedures, but they promised to make up for it later, and there is no problem."
"Oh? Secretary Yu personally gave the instructions? Why do I..." I was about to say why I didn't know? I thought that since I was a relative, I wouldn't be very high-profile. It would be normal not to say hello to him. I nodded slightly and said, "Okay, I understand." As he said that, he took the report and signed his name twice.
If Secretary Yu is on the side, he will definitely be confused: "When did I have more relatives? When did I personally give instructions?"
Otherwise, the power of spreading rumors was huge, Han Jun was inexplicably labeled as a "leader's relative" without knowing it, and at this time he was accepting the "storm" from his father...
Chapter completed!