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Chapter 105 The Bank

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Stepping into the gate of Qin Mansion, Chen Zhongqing vaguely smelled the smell of decoction. The bitter herbs and dry firewood smoke mixed together, which was a little choking. He touched his nose and confirmed that he had no mistakes before saying to Qin Danqing in front of him, "Who is sick in the mansion?"

Qin Danqing walked in the front and heard the question from the person behind him with a slightly unnatural expression, but it was well concealed. He just flashed by, sighed, and looked at the bricks and tiles on the courtyard.

"My father accidentally had a cold and had a headache. The doctor told me to boil a few packs of medicine and it would be cured after taking it on time for a few days."

Chen Zhongqing nodded undeniably. He could hear that Qin Danqing's tone was not right, but he did not pursue it carefully. After all, this was someone's private matter and it was not convenient for an outsider to interfere. He followed the other party's steps and turned a corner at the corner of the corridor, and then came to the small room where he conspired to discuss last time.

Qin Danqing waved to the servant in front of the door, and the other party nodded consciously and retreated. His two fingers gently kowtowed the door twice, lowering his voice, "Dad, Zhongqing is here."

A slightly hoarse voice came from the room and said in a low voice, "Ahem, let Mr. Zhongqing come in."

The closed door was opened, and Qin Zhengxi was sitting on the side of the desk, holding a crutch with both hands, staring at the young man coming in tiredly. When he stood up, he was even shaking, like a thin ancient pine that had lost his foundation, with the loneliness of the vast mountains and rivers. The old man held the crutch and walked slowly to Chen Zhongqing step by step, coughing a few times, and said tiredly, "I have been running over from afar."

From this moment, Chen Zhongqing could feel that Qin Zhengxi was not just a coincidence of wind and cold. There should be other secrets behind it, but he didn't notice it. However, the Qin family's business was orderly, and as long as it did not hinder their business transactions, they could be ignored.

"I guess the head of the Qin family invited me here today, and I didn't think it was a casual chat, right? Could it be that he came for the business of Jiangnan North Road?"

"Um."

Qin Zhengxi nodded, his tone seemed a bit solemn, "The Jiangnan North Road has no drought and flood protection. Now there are a large number of hungry people and refugees, and it seems that they are rushing towards Liangzhe Road. Although the Qin family can take advantage of the situation and robbery, there may not be any improvement this year. Alas, Qin knows the good intentions of the young master, but it is inevitable that such a thing will happen..."

Although it is obscure, the central idea revealed by Qin Zhengxi can be quickly understood. The Qin family's money has been spread out and all the silk cloth business can be sold. It is impossible to make a profit in a short time. As soon as possible, it will have to survive the summer and autumn, and the business will probably improve.

Chen Zhongqing nodded. The Qin family is now too big and has become the largest cloth merchant almost overnight. What comes with it is also short of funds. Seeing that the Qin family is in full bloom, there is actually not much working capital. According to the head of the Qin family, the capital and profit can only be recovered in autumn and winter. At this time, they have to take out a huge sum of money and can only tear down the east wall and repair the west wall.

However, he has heard of the fact that drought and floods on the north road of Jiangnan for the first time. This kind of thing happens at this critical moment, and it is not known whether it will turn into a increasingly severe twists and turns. After all, it is not surprising that Song Guanzi will face Jiangnan and what will happen.

The refugees and hungry people are about to have a headache for the government again.

However, at this time, he was not concerned about the situation of Jiangnan North Road, but his own interests and ally, the Qin family. Since he could not make a profit for a while, Chen Zhongqing simply pointed out another way to alleviate the current pressure on the Qin family.

"Did the head of the Qin family want to go to Bianliang to develop business?"

Chen Zhongqing asked for no reason, his tone was sparse and ordinary, and his expression was just like a small matter of eating and drinking. However, when he spoke, Qin Zhengxi heard some kind of temptation.

"What does Mr. Zhongqing mean?"

Qin Zhengxi also asked tentatively, "Do you want to do cloth business in Bianliang, where the market is complicated? Although the Qin family has expanded on Liangzhe Road and Jiangnan North Road, they have no extra energy to develop in the direction of Bianliang. Moreover, Bianliang has been prosperous for so many years and has already formed a stable sphere of influence. If you rashly break in, it will probably make it difficult for the Chen family to deal with it."

Qin Zhengxi, who was cautious in his words and actions, cleverly suggested to the other party that the Qin family did not want to take too big steps now, otherwise it would be easy to be extremely happy and sad. He just wanted to manage Jiangnan well steadily, rather than sharing too much to take care of himself.

Chen Zhongqing further pointed out the other party. After all, no one in Nanjin has done this so far. Once successful, Qin Zhengxi will become the first person to take the lead.

"No, it's a business I've never had before. I think the profits brought to the Qin family will definitely not be worse than those from your cloth. The Qin family's cloth business may not make as huge profits as those from this industry. The head of the Qin family must consider it, after all, there is only one opportunity, and if you miss it, there will be no more."

In the era of the official system of salt and iron, he could not imagine any more profitable industries than these two.

However, what Chen Zhongqing said next made Qin Zhengxi look more and more serious.

Chen Zhongqing said calmly, "Now the government of Bianliang buys money to communicate. We can operate the exchange of coins, store silver and lending, and provide convenience for issuing posts and withdrawals. The exchange of tickets in the two places has also become a credit circulation tool with the nature of banknotes. More importantly, these money can obtain a lot of funds for you to support the operation of your shop. However, by then, a store can no longer satisfy your appetite."

Qin Zhengxi said bluntly, "Now the Qin family has no money."

"Are you afraid that the Qin family leader will not raise a huge sum of money with your credibility? In addition, the Chen family is guaranteed in Bianliang, are you still worried that the Qin family will not be able to start this business? The Qin family just dare not take this step. Once they take it, the glory and wealth will be waved."

Qin Zhengxi vaguely realized what Mr. Chen was saying, like a wisp of uncatchable thoughts, with some clues but still in a fog.

“What industry is this?”

Qin Zhengxi stepped forward and walked a few steps, stood in front of Chen Zhongqing, begging for the answer.

The young man in front of him seemed to bring him different surprises every time he met. He operated the exchange of coins and stored silver for silver notes as a certificate of exchange.

These are unheard of methods.

Chen Zhongqing stared at the head of the Qin family in front of him and said slowly, "It's the money house."
Chapter completed!
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