Chapter 136: Borrowing Money and a Monthly Pass for Money)
The regular tax implemented in Northern Zhili was still set in Hongwu year. The regular tax was extremely low, and one tax was only four or five liters. However, when collecting taxes in local areas, all kinds of additional items were required. Because of the Northern Expedition, Northern Zhili had to bear a horse difference, which was spread in the land tax, and it was added up in all kinds of places. In the end, the land tax needed to be paid would be as much as two dou of grain per acre.
This tax acre is based on the average yield of two stones per mu. If the yield per mu is lower than this, it is calculated based on half a mu and eight parts a mu.
For example, the two acres of land in Gui’s parents’ house were placed in the land, and because the land was barren, the two acres of land were one tax acre when registering.
The land tax was not enough, but Ding was extremely difficult. In addition to the road construction and waterway maintenance mentioned earlier, there were also transportation when Ding was drawn thirteen years ago, and some labor was required, such as providing servants to governments at all levels, from county to central government, such as menzi, archers, messengers, sedan chairmen, grooms, Kuzi, Hongfu who took the boat, etc., all of them were selected by the people.
Ordinary draws are at the age of sixteen and fifty-six; some servants start from the age of twenty, and it would be ridiculous if they win the fifth place in Guizhou.
The household letter of Gui Wu and his wife was in the second room, which was Dingkou.
However, Grandpa Gui Er and Gui Chongyang were a little worried. Even if they really got it, they would just spend more money.
Things that can be solved with money are not troublesome, this is Gui Chongyang’s idea.
*
In Xiji Town, Guiwu’s house.
It was Yang Yinzhu's first time coming and brought him a little restrained.
Mei Xiucai has a lot of confidence. In his opinion, even if he asks for help, he will give face to the Gui family. Mei.
Not to mention others, just talk about the village school, but there are still juniors in the Gui family studying; just talk about Gui Wu himself, and he heard that he would be subject to the county examination and he also needed to find someone to be a security guard.
Gui Wu was a little surprised.
Uninvited guests, or two.
Yang Yinzhu knew the current affairs and looked obedient and smooth. He explained the matter in a few words: "Mr. Mei is very busy with money. If you want to find a place to pledge some money, I mentioned the fifth master and came over to disturb me."
When he was in Mujia Village, Yang Yinzhu called out "old fifth brother" and now he has respectfully changed the "Fifth Master".
Gui Wu looked at Yang Yinzhu with a smile, but he understood the profound meaning of his words. The key is the word "pled". The Mei family can pledge silver with no other thing except the land deed.
Gui Wu knew it, but frowned: "Did Brother Yang misunderstand it? I run a food shop, not a pawnshop. There is no reason to grab Hong's business, and it is also arousing people's complaints."
Yang Yinzhu said: "Isn't this the same village? The fifth master is not unaware of how dark the Hong family is. Mr. Mei has no choice but to do anything, otherwise he wouldn't have trouble with the fifth master."
Mei Xiucai was unhappy when he saw Yang Yinzhu saying so softly, and his face was revealed.
Gui Wu also said lightly: "I am not a lender. If you use money, you can go and find Boss Bai. His place is to carry the money!"
Boss Bai is the owner of the casino in the town. Yang Yinzhu borrowed the gambling debts he owed before. Mei Xiucai also owed a sum and could not delay any more, so he wanted to pledge some money and then redeem the money.
If Gui Wu borrowed money happily, Mei Xiucai would look down on her again; but Gui Wu had no intention of borrowing money, Mei Xiucai couldn't help but feel worried again, coughed lightly, and said, "If Lao Wu has extra money, let me embezzle it first. It will last for half a month, and it will not be useless to use you. I will give you another ten taels of silver as a thank you."
The shopkeeper of the Du family hooked Mei Xiucai to go betting. Gui Qiu and Gui Chongyang both knew how Gui Wu didn’t know?
Looking at Mei Xiucai's current appearance, he is obviously addicted to gambling and is considered a useless person.
Gui Wu looked at Yang Yinzhu again, and saw his attentiveness and felt the affection in his heart. In addition to the Du family and Lin family, there are the Mei family the most.
If we can take the opportunity to buy the Mei family’s land, Guichun will be able to settle it.
Thinking of this in my heart, Gui Wu did not act stingy, and said, "Brother, settle the accounts clearly. Although I have a lot of money, I am also a supporter of my family. It is difficult to let go easily."
Before Mei Xiucai could speak, Yang Yinzhu nodded and said, "That's natural. Don't worry, Master Mei is not that kind of person who doesn't understand the rules. Since it's pledge, it must be to relieve Master Wu."
Mei Xiucai didn't expect to borrow money from Gui Wu in vain. He wrote an IOU of 200 taels of silver and took out the land deed of twenty-five acres.
Gui Wu frowned slightly, and did not have a grounding contract.
Yang Yinzhu shook his head beside him and said, "Mr. Mei, there is no such pledge rule. This is fifteen acres of land, ten acres of land, and even if it is sold, it is less than two hundred taels."
When pledging, you can get 80% of the silver. Since you have to borrow 200 taels of silver, the pledged property should exceed 200 taels.
"It's not about selling land, I'll pay it back in a few days." Mei Xiucai frowned.
After hearing this, Gui Wu reached out, but instead of receiving the land deed from Xiucai Mei, he pushed back the IOU he had written before.
Mei Xiucai was angry and annoyed Gui Wu and wanted to leave. However, thinking about Boss Bai's debt, he was determined to make up his capital. Just as he was looking forward to the capital, he endured it and changed the land deed of the thirty acres of Zhongtian in his own family.
If the pledged property is replaced, you must add a sentence to the IOU, using 30 acres of land as the pledge. If the payment is not paid within the deadline, Gui Wu can make up for the current price, and the 30 acres of land will be returned to Gui Wu.
To make up for this sentence, it was specially added by Mei Xiucai.
If I really can't get back to my capital, and when I reach the point of selling land, Mei Xiucai didn't want to get a cheaper Gui Wu, so I added this sentence.
Gui Wu didn't care. He wanted to buy land, not to buy land cheaply. The price was the current price.
For a moment, everyone was very happy.
Mei Xiucai was addicted to gambling and took the money and left in a hurry. I don’t know if the two taels of silver that he had promised Yang Yinzhu had really forgotten or was reluctant to leave, so I didn’t mention it anymore.
Yang Yinzhu didn't bother to argue with Mei Xiucai, but stayed there. Gui Wu smiled and said, "I'm sorry, Brother Yang thinks of me when something happens, and I don't know why I thank Brother Yang. I have a little intention, don't ask for the heretics." After that, he gave him a purse.
Yang Yinzhu refused to accept it, but said sincerely: "Fifth Master, I don't want money. Even if I see the business of the fifth Master shop like this, I am envious and want to do something. After spending more than 30 years in the village, I am not a farming material. Now the land at home is sold for a few acres. I can't let the family and young drink the northwest wind. But I have no knowledge and have no idea about wandering around the town for a few days. I don't know what to do for a while, and I ask the fifth Master to give me a clear path."
Gui Wu listened carefully and really thought about it.
If it weren't for Yang Yinzhu's pulling the thread today, Mei Xiucai would never have pulled his face down and entered the Gui family's door, and this land deed would not have reached Gui Wu's hands.
Even if there is a relationship between etiquette, Yang Yinzhu will be a helper.
Gui Wu remembered the "takeout" mentioned by Gui Chongyang and said, "I do have an idea for money here, but no one has tried it. I don't know if I can make money. It's really harder in the early stage."
Upon hearing this, Yang Yinzhu immediately became interested and said, "Thank you for your hard work, what is the idea? Fifth Master, tell me."
Gui Wu just heard Gui Chongyang mention it before opening, and said, "Some people don't like cooking, and are too lazy to go out to shop. They spend two copper coins on ordering food at home. It seems that it is the original intention. There are also shoppers in various shops, and not everyone brings food. In addition to eating, they can also deliver other things on their behalf."
To put it bluntly, it is to provide lazy people with a job of "running errands". However, there are many people in the town and few rich people, so the price cannot be high, and it is just to make hard money.
Yang Yinzhu was overjoyed, slapped his thigh and said, "That's it, Mr. Xie Wu's good idea!"
Thank you for your hard work, Yang Yinzhu is not afraid of his own capital, but he is afraid that his family will not have the final say.
Although he was a gangster from the village, he also had some ambitions, hoping that one day he would become Boss Bai, and Master Gui Wu would be a famous figure when others mentioned it, rather than the helpers and chores under his command.
*
Mei Xiucai didn't know that his land deed had become a stepping stone for Yang Yinzhu, which allowed Yang Yinzhu to receive Gui Wu's guidance and began the beginning of Boss Yang's first business.
Two hundred taels of silver, sixteen taels of silver are one pound, and two hundred taels of silver is more than ten pounds. They are heavy clothes that are put in their arms.
Mei Xiucai owed 130 taels of silver to Boss Bai, which was exactly the rule of "Nine out and thirteen returns". If you borrow 100 taels, you will get 90 taels and get 130 taels.
Mei Xiucai took the money and did not rush to pay off the debt, but went to the gambling table again.
After gambling for two months, Mei Xiucai, a Confucian scholar who does not believe in ghosts and gods, now has many more taboos. For example, you cannot say that you lose, you cannot read books, and you cannot spend money before gambling.
"Op!" Mei Xiucai was holding ten taels of silver and was all focused on the gambling table. He naturally didn't see the two people staring at him not far away.
One of them is the owner of the casino, Boss Bai, and the other is Zhang Fu, the manager of the Du family's shop in the town.
Boss Bai frowned and said, "My elder is getting bigger and bigger bets. If you go on, something will happen. Should Brother Zhang stop?"
Zhang Fuwei said: "Brother Bai, I am just a servant, and I am not able to make decisions."
Boss Bai shook his head when he heard this, thinking that Du Lizheng was behind Zhang Fu. Although he thought that this father-in-law was too unkind to plot against his son-in-law, he would not do his own business in the end, so he stopped talking.
*
Mujia Village, Guijia’s old house.
The autumn harvest was over and the village school had not yet started. Gui Chongyang and Mei Xiaoba were at home.
With Gui Chongyang’s previous suggestion, Mei Xiaoba was concerned about it. She cut a basket of horse lotus grass and started to make small things, including small flower baskets, crickets, puppies, etc., all of which were lifelike, small and cute.
Mei Shi, Mei Duo was supposed to be played by Mei Xiaoba, and did not restrict him.
Gui Chongyang felt that Mei Xiaoba was not smart, but his hands were indeed clever and he praised it several times.
Mei Xiaoba was excited and was a little anxious. She was just a little worried about eating and sleeping, but she forgot to do the homework assigned by Gui Chongyang this day.
Gui Chongyang then realized something was wrong and immediately stopped him and said, "How old are you? You are not the time to use money, why are you so anxious? You still want to learn cooking with Sister Zhou in the future. This is the only time you have to study. Will you waste it in two years?"
Mei Xiaoba hesitated for a moment and said, "Will I make it up tonight?"
Gui Chongyang shook his head and said, "Do you want to be half blind? Or do you want to be hunchbacked? You don't have to eat or drink at home. What do you think of your aunt like this?"
Mei Xiaoba looked up and said, "But I don't want my aunt's money. I want to make money to honor my aunt."
He is a kid, not a daughter, so he should not eat and drink from his aunt and Gui family for nothing.
Gui Chongyang shook his head and said, "I have been filial piety for decades in the future. How anxious are you? You worked hard to compile these and sold them for dozens of dollars, but you delayed your studies. You can calculate it yourself. There are three hundred dollars a year for cultivation, and three festivals, and it will cost two or three hundred dollars. If you can't recognize all the words in a year, will you lose money?"
Mei Xiaoba looked at the half-basket of grass crickets on the ground, and turned her fingers to figure it out.
However, he had always believed in Gui Chongyang. He couldn't figure it out, so he listened to Gui Chongyang and nodded, "It's a loss, I'm wrong, I won't do this in the future."
Chapter completed!