Yang Fei coughed lightly: "I suddenly choked. I mean, I want you to help me find Su Tong."

Chen Mo's heart suddenly hurt and said quietly: "I also want to find Mr. Su. When she comes back, I don't have to be so tired."

Yang Fei said: "No kidding, I'm serious. We have two billion yuan on the books now. We invest it first. The project can be contracted out. The project payment can be extended. It can be delayed for at least one to two years."

Chen Mo smiled and said, "I often hear people who work in engineering say that the most feared thing about doing engineering is that you can't pay the money. It turns out that it's all caused by bosses like you."

Yang Fei said: "What is this? Triangle debt is a problem that every company must face and solve. In recent years, the triangle debt crisis has exploded on a large scale, causing many companies to go bankrupt."

Chen Mo said: "Even if the project payment is defaulted, it is probably not enough."

Yang Fei said: "All raw materials can also be deducted. We are backing up for the Beauty Group, and the project is a 10 billion project supported by the government. Raw material suppliers will definitely rush to do business with us."

Chen Mo said, "So, we don't need to pay?"

Yang Fei said: "Of course you have to pay for the money, it's the 2 billion. Use this 2 billion as bait and bring in the engineering and suppliers first. When they see our strength, they are willing to cooperate."

Chen Mo said: "As you said, we don't even have to invest 2 billion in advance? Anyway, you can default on anything first?"

Yang Fei said: "In the early days of my business, I only had 250 yuan in my pocket. I still dared to talk to Nanhua Factory about agency affairs, and successfully digested all the inventory of Nanhua Factory and made my first pot of gold."

Chen Mo said: "You are making a fortune by yourself. However, those who can get a fortune by yourself are truly powerful people. There are too many empty talkers, but there are too few people who can really take action and succeed."

Yang Fei said: "We are no longer empty-handed now, but have the entire Beauty Group. So, I think the 20 billion project is nothing. The money I owe can always be paid off."

Chen Mo said: "What if the project party and the raw material party collect the payment?"

Yang Fei said: "One word: drag. After dragging the project, you will pay the loan slowly."

Chen Mo seemed to have learned the most essential things in business, and these are things she had never experienced before.

Yang Fei said: "Even if you let go and do it boldly, you must have the confidence to win, and you must do this and you will definitely succeed! In this way, your strong belief can infect your partners and let them willingly help you advance money."

Chen Mo said: "In addition to Taohua Village, there are also seventeen scenes, which are subcontracted to seventeen different contractors, so that risks can be diversified and the debts each contractor bears are limited. In addition, we can separate the project and raw material supply, so that each partner can pay less funds."

Yang Fei said: "That's it."

Chen Mo thought about it and mentioned the most important question: "What if the partner does not agree to advance funds?"

Yang Fei said: "People who do not advance funds cannot become our partner."

Chen Mo said: "The first time I did this, to be honest, I still have no confidence in my heart."

Yang Fei said: "Although these projects are for tourism development, they are mainly for planting crops. Therefore, I plan to put this investor under the name of Liuliu Shopping Plaza."

Chen Mo said: "Invested by Liuliu Company? Is there any benefit in doing so?"

Yang Fei smiled mysteriously: "You should know that our 6666 company has already started ipo. If nothing unexpected happens, it will be listed around 2000. Such good news can't attract powerful partners to come?"

Chen Mo said: "That's great! If our company wants to go public, we will definitely be able to get money, so we will have money to pay off the debt. Did you deliberately? Put the Yilin 18 Scenery Project under the 666 Company just to use the money from the 666 Company listing circle?"

Yang Fei said: "Isn't the purpose of a company going public to supplement working capital and repay debts?"

Chen Mo said: "You are so smart."

Yang Fei said: "From today, you have to learn about listing and stocks. When our company goes public, you have to learn how to manage it."

Chen Mo said: "I have a question to ask you."

Yang Fei said: "What's the problem?"

Chen Mo said: "Chen Shengli is in charge of a listed company..."

Yang Fei was stunned for a moment before he realized that the Chen Shengli she was referring to her biological father.

"Well, what's wrong?" Yang Fei asked.

Chen Mo said: "I have heard that the reason why he owes debts is related to making fake accounts. How can this listed company make fake accounts?"

Yang Fei pondered: "There are many methods, also called financial methods."

Chen Mo said: "Can you tell me specifically? This knowledge is definitely not learned in school and textbooks. I just want to know how Chen Shengli failed? There is obviously 1.5 billion yuan in his company's books, but he owes others hundreds of millions of dollars. "

Yang Fei said: "The money on the company's books is sometimes not an asset that can be used."

Chen Mo said: "I don't understand. Since it is the company's money, why can't it be used?"

Yang Fei touched his nose and smiled and said, "You are the person I trust, so it's okay to tell you. For example, you are the major shareholder of a listed company, and you have 1.5 billion yuan, but this is the money on the company's financial books. You must see this money when doing financial accounts, so that other shareholders and investors can trust and trust you."

Chen Mo said: "Well, then what?"

Yang Fei said: "But you need this fund urgently, so you find the bank and sign a drawer agreement with them."

Chen Mo said: "What is a drawer agreement?"

Yang Fei said: "You are depositing 1.5 billion in the bank on the surface, but secretly, you can sign an agreement with the bank, use the 1.5 billion yuan to perform a mortgage loan, and borrow 1.5 billion back!"

Chen Mo said: "Will the bank agree to do this?"

Yang Fei said: "This is a large deposit. Which bank doesn't want to pull it up? If you don't even buy financial management, you can get the lowest current interest. You can sign an agreement with the bank privately and mortgage it for two years without moving the money. Then the bank will borrow about 1.5 billion to give you two years at the normal loan interest rate."

He paused and explained: "This is a win-win situation. For the bank, he has brought in deposits and made a difference. And you, without moving the funds on the books, cashed out 1.5 billion, and you can invest in other projects. As for this difference, what is the huge amount of 1.5 billion?"

Chen Mo said: "I can dominate the 1.5 billion I borrowed back?"

Yang Fei said: "It's good. But on the company's books, there are still 1.5 billion yuan, and the financial accounts are done, and the statements are also very good. However, these 1.5 billion yuan cannot be used, because you have pledged to the bank, and the bank has your drawer agreement to protect it, so you are not afraid of using it. If there is no trouble in the company and the capital chain cannot be lost, then there is nothing to do so."

Chen Mo said: "If the funds encounter turnover problems, the 1.5 billion I loaned out has been used up. And other projects or debts need to use this amount of funds, but they cannot be taken out, and the company will have problems."

Yang Fei said: "Yes, so this approach is undesirable and is also an illegal operation. Generally speaking, once you encounter a account check or debt collection, the company will find an excuse to say that the money is a special purpose and cannot be used for other purposes. These words are all deceiving people. In fact, this money cannot be withdrawn!"

Chen Mo said: "I understand why Chen Shengli would be defeated! If you hadn't helped him, he would have jumped off the building and died! Yang Fei, promised me that your company will be listed in the future, so don't play such a drawer agreement, okay?"

Yang Fei was silent and had no answer.
Chapter completed!