Zhao Liang would not give Heshen a lot of money.

Not to mention that it is a bottomless pit that cannot be filled at all.

Even if you use money to bind the relationship between him and Heshen, it is definitely a big bad idea.

His definition before Heshen should be a "legitimate" who is beyond his interests. He is a "best friend" who uses his wonderful ideas to create greater political interests for Heshen.

So, Zhao Liang looked through the plan in his hand and came to find Heshen with confidence.

"bank?"

It is not the bill number that is like Rishengchang in history, but it is directly a combination of bank bill number. Although the name of the "bank" seems a bit too alternative, it also greatly distinguishes the difference between itself and bank bank number. Isn't it?

Heshen looked through the plan handed over by Zhao Liang, his eyes shining brightly.

Heshen, who was as smart as him and extremely clear about economy and money, could not see the value contained in this plan?

Daqingguo now has many money houses but does not have ticket numbers yet (the latter is the time of appearance, and here is the way to Rishengchang), but this does not mean that Heshen cannot see through the infinite business opportunities inside.

The Rishengchang Piao number in history became popular all over the country once it was established. It quickly established a semicolon in more than 40 large and medium-sized cities across the country, solving the current difficulties in the exchanges between bulk and silver in society. Wouldn’t it make its own business prosperous?

During the golden period, the total annual exchange amount reached 38 million taels of silver, which can be said to be a "big profit per day".

But one of the biggest regrets is that the ticket number and the money shop have been directly distinguished by the Chinese since the beginning of the first year.

Some people may also want to connect money bank ticket numbers together, but this is really too difficult.

The money shop is operated in the region. The capital has already had silver notes flying around before the New Year of Kangxi. The silver notes issued by several famous money shops and silver accounts are still reputable to Baoding, Tianjin and other places.

But generally speaking, the circulation range is not large, so it is difficult to have a bank notes that are all nationally accepted, and they all have very regional characteristics.

In addition, Money Capital is also engaged in lending business, which is closely combined with commercial capital and usury capital, which can be said to be a trinity.

This business philosophy is destined to focus only on one place.

The bill number is a credit institution with foreign exchange as its specialty business.

During the Daoguang period of Jiaqing, the prosperity and development of the commodity economy and the continuous expansion of merchant activities in areas have made the inconvenience of large amounts of foreign exchange transactions a huge obstacle to further economic development.

So bill numbers for handling exchange transactions between other places came into being.

This is a transaction in which I deposited the money in the land a and then took the bill to the same bill number in the land b, such as bills of exchange in later generations.

Therefore, it can be imagined that such transactions require extremely strong official endorsement or extremely high business reputation as support.

Rishengchang in history is the latter.

Now the bank where Zhao Liang runs can only take the former. The Zhao family has been in a fortune for too short, and it sounds quite loud, but its credibility is still not solid enough.

Therefore, the government can only use the endorsement of the government as a guarantee.

Heshen is a very suitable candidate, the Minister of Military Affairs, Minister of Revenue, or the Emperor's In-law, who can believe it?

Zhao Liang also thought of borrowing silver from the official treasury directly when necessary to solve the urgent problem.

So he thought to himself that the people who do the ticket business either have too much money and have nowhere to spend it, so they can prepare enough silver for each sub-region. Or they can interact with the government with a thick background, and the government's money can solve their urgent needs, and the background is even better than the money bank's bank account.

It can even be said that it prospers because of the official, declines because of the official, and dies because of the official.

As for why many "predecessors" in history distinguished money houses and bill numbers so clearly, why no one linked them together to build a bank, it may be that the conditions really do not allow it.

People who build money shops would not think of opening a semicolon in places thousands of miles away? Because their relationship background and capital have not reached the standard.

As for those who make ticket accounts, they didn’t focus on the money dealer’s business at the beginning. Moreover, their business model will also make many depositors worry? Is the ticket account using the money I deposited to pay for other people’s accounts?

And after the Piaohao business grows, the money of those high-ranking officials and nobles can no longer be collected, so where can they go back to take care of small vendors?

Officials can deposit public funds without interest or low interest into the bill number? The bill number can obtain cost-free funds, and the bill number will give generous interest to the officials individually? It will be strictly confidential? This way, both can make money while lying down.

Specifically for Zhao Liang and Heshen, as long as he, Mr. Zhao, can keep secrets strictly, he may be able to handle "donate officials and seek flaws" in the future, and the money will be even more remarkable.

At the same time, he can also collect tax payments from various departments on behalf of the government, receive military pay and government salaries? Heshen endorses it? All this is not a problem, and it is a good deal that is profitable.

After joining the bank business, the most important thing is not that it makes money faster, but that it involves a wider range. It not only faces the top and the big business, but also faces the bottom and the people? This influence is so great that it has not changed.

With the endorsement of the government, many people are willing to deposit the money for meager profits? Zhao Liang will use it to lend money again. He has the support of the government behind him? How dare the merchants not repay the money after borrowing it?

This is a perfect virtuous cycle.

Through this move, Zhao Liang's tentacles could quietly penetrate the big green fruit into.

That's why? As long as this matter is done safely? It's an inexhaustible treasure house.

That's why Zhao Liang really needed Heshen to endorse the letter? He needed the title of Minister of Military Affairs and Minister of Revenue to protect all living beings.

Heshen clearly saw this, and of course he was happy. Because he believed that Zhao Liang had the ability to cash out the things in this plan.

In this way, he has a huge treasure house in his hands.

At the same time, he also felt that this was a great contribution Zhao Liang sent to him.

For such a good business, as long as the money and signs of the Office of the Internal Affairs Office are introduced, and when everything becomes bigger and stronger, will not that large amount of money make the Office of the Internal Affairs Office make a fortune?

Heshen is still in a stage of transformation, and he has not yet formed the concept of me holding money first. He is still very concerned about the credit. After reading the plan, he immediately thought of the Ministry of Internal Affairs.

Because the latter can invest money in business.

The Ministry of Internal Affairs has many ways to make money, such as the ginseng transaction mentioned earlier, and the same is true for investing money in business and making money. And they only invest in profitable transactions.

The Thirteenth Office of the Internal Affairs Office is not interested in submitting it, but only accepting filial piety.

Their real heavy blows were the copper dealers in Lianghuai Salt Industry and southern Yunnan, which were recognized as profitable transactions in the world.

Therefore, the Ministry of Internal Affairs proposed the silver to "borrow" the salt merchant mine owners, and stipulated the years and interest, and the salt merchant mine owners would repay them annually according to the agreement or pay them in one lump sum after maturity. Moreover, they not only had to pay back the principal and interest, but also had to make a portion of the profits they earned as surplus silver and handed over to the Ministry of Internal Affairs in the name of "rewarding" to express their gratitude to the emperor.

Although this kind of transaction is under the guise of borrowing and repaying, it is essentially investing and doing business.

During the Kangxi, Yongzheng and Gansu, the Ministry of Internal Affairs had long mastered this trick.

At the same time, in the late Qianlong period, the "business" scope of the Ministry of Internal Affairs had expanded from the initial salt trading and copper mines to pawn shops, money shops, antiques, etc.

It can be said that all industries that have abundant incomes in society, require a large amount of working capital, and have high investment and high returns, the Ministry of Internal Affairs actively participates. Even encouraging the military and civilians of the Eight Banners to participate in the shares with their salary and make money and earn interest from it, which can solve the livelihood problems of the Eight Banners and reduce the country's financial burden.

The Emperor Zhu of the Ming Dynasty was born as a peasant and was very ignorant of the commodity economy; the Emperor of the Qing Dynasty started out in border trade in the Liaodong Horse Market, and showed particularly flexibility and maneuverability in this regard.

Therefore, scholars use the excuse of "competing for profit with the people" as an absolute insult to block the hands of the Ministry of Internal Affairs.

"It's great to have the help of the Ministry of Internal Affairs." Zhao Liang slapped his hand and gave Heshen a secret. "The Zhao family can now take out 300,000 taels of silver with their hands tightly, and mobilize their relatives and friends to get another 100,000 taels of silver."

"It's not as good as the bank bank of Hedong people's money shops, but it's not weak."

"With the endorsement of the Ministry of Revenue and the Ministry of Internal Affairs, this move will be taken over by Guanzhong, Hedong, Northern Zhili, Central Plains and Qilu. If you don't make money, I will bring you the lead."

Heshen laughed.

"I feel relieved if you say this. The Ministry of Internal Affairs has no money, but the Ministry of Revenue still has it, so it is still OK to dismantle a sum of money. You can go back with peace of mind and wait for my good news from brother."

After Heshen saw Zhao Liang away, he rushed to the Interior Government Office, but on the way, he suddenly woke up and realized that he should have made the brother Fu Chang'an first.

I also avoid being complained about being unfaithful by friends in the future, and I obviously have ways to make money and refuse to go.

"Let's go to Fu Chang'an Fu Lord's Mansion."

Heshen ordered.

Then I couldn't help but start thinking about something in my heart. How much money will Brother Guangming share with me this time?

To be honest, the sharing of Songhe Tower alone is enough for Heshen to spend now.

In addition, the Southeast Ship Gang and Thirteen Routes scored, Heshen's life was already very generous.

He really doesn't lack money.

Even if we have to prepare a few more treasures for the emperor every year in the future, we will also provide generous gifts for Concubine Dun and Princess Ten in the palace. From time to time, we will also find some fresh things to send to the palace to be filial to. At the same time, we must be more polite to the Wang family (Concubine Dun’s mother’s family), but Heshen is also not short of money.

But the Li Shiyao case had a great impact on him. Heshen, who had opened his eyes, felt that he could be even richer.

"Perhaps, this should be more generous to the house."
Chapter completed!