For the rest of the days, Zhao Xing was simply using the concept of modern banking to attack those merchants. After more than one negotiation, these people were completely overwhelmed by this huge plan. There is no way, who is the leader of Zhao Xing, who has a group of excellent accountants. Originally, the first bank in the Song Dynasty should have been established by those Israelites. With Zhao Xing's modern knowledge, these Jews immediately replaced the medieval banks with modern banking concepts. Of course, the plan made in this way was so rigorous that they could not find a gap to drill.

This is also a strict self-discipline treaty. Under the big framework, every shareholder is like a part of the entire machine. The only thing they have to do is to abide by the rules and then count the money.

In February 1090, Cao Lin of the Cao family finally moved. They decided to join, and then three or four ticket shops joined. As a result, the newly established joint ticket shop became a super elephant with a capital of 30 million yuan.

The name of the new ticket bank is named "Industrial Bank", which is distinguished from the original ticket bank. More than ten ticket banks have joined it. The business it has gone out is equivalent to the central bank. It only contacts these ticket banks to carry out exchange and deposit business, and then slowly issue excessively to the currency. All this takes time, and Zhao Xing is not in a hurry in this regard.

With the determination of Industrial Bank, more Israelis came to the small village in Hangzhou and joined Zhao Xing. The Israeli village continued to expand and wrapped the small manor built by Zhao Xing, becoming a small village town with an area larger than Zhao Xing Castle.

At this time, the governor of Yuezhou was a money-loving state, and everything was easy to discuss. The Israelites occupied the wastelands of the tidal flats and could increase the tax on the quota of money-loving, so Qianyi kept approving land for the Israelites. He himself took advantage of the holidays to pass through the Israelites' villages and secretly came to Hangzhou to play. Naturally, he was alert to the Israelites to policy. All this was a story later.

At the beginning of spring, the roads in Hangzhou were completely renovated, and Su Shi began to have more ambitious ideas. He felt that Hangzhou was deep in the river, and it was inconvenient to walk from Hangzhou to the seaside port of Mingzhou. So he proposed to dig a short canal, starting from the Grand Canal of Hangzhou, and let the canal boats sail to the seaside, so that the sea-cargo can be transported directly to the capital through the canal.

Not to mention others, even Zhao Xing was frightened by this ambitious plan. He quickly persuaded: "Teacher, please be at peace, 300,000 yuan. You have sorted out the river, dredged the West Lake, renovated the roads, and set up a poor hospital. Now you still want to dig a canal, and you still let other officials survive? Do you dare to come to Liangzhe to become an official?"

Su Shi's child's mind was full of heart, and he asked jokingly: "So what."

Gao Qiu understood what Zhao Xing meant, and he immediately explained: "Mr. Su, Brother Li Ren means that we only spent 300,000 guan and 200,000 shi of rice to do so much work, and this is thanks to Li Ren's operation.

For example, before this, I never knew that building roads could make money, but the people left behind did it. He divided the sections of the road and asked people nearby to subscribe. Whoever subscribed them, let them build pavilions and shops on both sides of the road. The pavilions can be famous, and the shops can make profits. With both fame and fortune, the subscribers can spare no expense, and even more than a dozen companies gather to buy the right to the road.

In addition to building roads, the money and goods obtained by this access rights are to purchase idle land on both sides of the road. After these idle lands are opened, the land prices have risen several times, which has given us sufficient funds.

But Mr. Su, outsiders don’t know the operation here, it’s too profound. Even I am in a dream now. I can’t understand this link. Can outsiders understand it?

Since outsiders can’t understand it, they have to say why we have such a little money and have done so much and still have extra money. Others come to see this matter, how can we get this little money? If we ask for more money, we will not point to what Mr. Su has done and blame him for bribery. How can we go to Hangzhou to become an official in the future?"

Su Shi was particularly unwilling to give up, so he greeted Gao Qiu: "Don't say too much. I'll say you can write it, write a entries and report it. If you leave, you should prepare early. After the spring plowing, we will do it."

After saying that, Su Shi waved his sleeves casually and recited the manuscript he had already written. Gao Qiu started to record the pen with a frown. Zhao Xing rubbed his forehead and walked out of the official residence with a frown. Qin Guan came towards him. He greeted Zhao Xing leisurely and walked into the government office shakingly. Zhao Xing looked at the leisurely back of this guy, and rubbed his forehead with his hands even harder.

Qin Guan was like a waste when he was with Su Shi, and even wrote very little poems. He only cared about the wind, flowers, snow and moon every day. Su Shi was so generous that he let Qin Guan make trouble, so he was worried.

Zhao Xing didn't know that in normal history, Qin Guan's experience in Hangzhou was like a waste. Su Shi pampered this student too much, and Gao Qiu was too capable. As a result, these three people Su Shi came up with ideas, Gao Qiu was in charge of execution, and Qin Guan only played.

Now that Zhao Xing has been added, Qin Guan is even worse. Qin Guan now wants money, has to be free, and has a lot of talent. Now he has become a female killer. From a child in his seven or eight years old to an old woman in his fifties and sixties, he has a attitude of not letting go of the wrong killing, and he reflects his concern for women everywhere. As a result...

Zhao Xing sighed and returned to his castle. Cheng Azhu was playing with his children. In the whole building, Chen Yiyi was busy preparing for the bank, and Liao Xiaoxiao was busy teaching the new Japanese girl. Kasli has been fascinated by religion recently and often goes around the church. Everyone ran away without a trace, but Cheng Azhu was completely idle and played with her children.

Baoer is almost two years old and can speak and walk. It is the time when he is the most naughty. He keeps climbing upstairs and downstairs, while Cheng Azhu chases the child from upstairs to downstairs, and then continues to climb from downstairs. His face is filled with happiness and he doesn't feel tired at all. When Zhao Xing is free, he also loves to hold the child and play. He listens to the child riding on his head to direct him to walk around. At this moment, he is free, so he follows the child and climbs up and down.

Cheng Azhu's nose was filled with delicate sweat beads. When she saw Zhao Xing surrounding the child, she quickly pushed Zhao Xing and persuaded him: "Officials, please go, it's enough to have a slave here. Officials are people who do great things. I heard that they are going to dig canals again, and there are banks. Yi Yi is so busy that his feet are not stuck in the ground. Officials, please go and have a look."

Zhao Xing checked Cheng Azhu's face with concern, and confirmed that the other party's words were sincere, so he asked carefully: "Azhu, I'm too busy recently, and our couple rarely have time to get together. You won't blame me, right?"

"Look at what you said, why should officials be so polite to me? As the saying goes, husband and wife are one. Before I have a child, the official insists on not having a room with my concubine. How can I understand this kindness? Now that I have a legitimate son, I still worry about it. I just want to be with the official forever.

, why bother with the day and night?"

Azhu actually learned the language of poetry. The cultural atmosphere of the Song Dynasty was really strong. Zhao Xing hugged Azhu and said goodbye after he felt intimate.

When he walked to the door of the building, he saw Cheng Shuang looking here with a smile, Yuan Yeping also smiled, as if he was very relieved. He shrugged and walked out of the building.

Yuan Yeping shouted behind him: "Changmen Palace, the vassal merchant Sodi is here. He said he will bring back what you need now, what is the name of the ostrich. His ship is parked at the mouth of the river. How about it, will he let him enter the port tonight?"

Outside the estuary of the Yangtze River, there is a series of sandbanks, which is what modern times call the Pearl River Delta. Originally, these sandbanks were stationed by naval forces, and those garrisoned by the naval forces belonged to Mingzhou. But later, the Mingzhou naval forces were not good at managing, and no one on the island was willing to defend it, and as a result, they were almost abandoned.

Zhao Xing only started to build lighthouses on several small islands in the sandbank last year. Because the existence of these sandbanks complicated the water flow on the ocean surface, Zhao Xing's fleet used this ocean surface the most frequently, so he had to build a lighthouse independently to guide the fleet.

Lighthouses are an industry with no output, and the maintenance fee of lighthouses is high, and most people are unwilling to do such thankless things. After Zhao Xing's lighthouse was built, merchants near Hangzhou and Mingzhou benefited from it and borrowed the lighthouse's instructions to sail at night. However, Zhao Xing's lighthouse has its own special light signals. Those who were unaware of the lights could not distinguish these light signals and suffered several losses.

Subsequently, ships from all over the country asked Zhao Xing to disclose the secret of the light signal. Zhao Xing took the opportunity to charge a certain lighthouse maintenance fee from each company and made the secret public.

Zhao Xing used this part of the lighthouse maintenance fee to build some annexes for each lighthouse, such as solid stone houses, reservoirs, etc., and then gave the people who guarded the lighthouse a little salary. After a while, guarding the lighthouse became a white-collar work.

Although this job is a little lonely, it is free to eat, wear and live in, and the salary you pay can't be spent. After working on a deserted island for a few years, you can save money to go home to buy some small business. So the people who guard the lighthouse often bring their families to the island, and the family of people take turns to guard the lighthouse.

Later, the larger sandbank gradually became popular, and dozens of people, or even hundreds of people lived in it. There was no production on the island, so those people rowed small boats to buy some fresh fruits and vegetables from nearby mainlands, and started a hotel business on the island.

Who do you open a hotel on a deserted island? Most of them are smuggled goods. Zhao Xing turned a blind eye to this behavior, because his important goods also need to be docked on the sandbank, waiting for nightfall to fall before seeing the entry into the port.

Steele's boat was parked on the largest sandbar. The crew sailed for several months and rarely saw fresh vegetables. Although the food on the island was simple, it was very popular. Steele had enough wine and picked her teeth with a toothpick, and watched the sun set with satisfaction.

There were also several female servants at the restaurant serving wine. The crew members who had been wandering on the sea for a long time were so ashamed of women that they were stimulated by male hormones. They were diligently teasing the women and offered their most precious personal belongings.

Steele looked at the crew members making noise and shouted: "Remember, pinch your mouth tightly!"

The crew members replied with a loud bang: "Captain, we know."

Such small restaurants are often intelligence stations. They either belong to pirates or government officials, but no matter who they belong, they are not good for Steele. Because this time he came, he did not go to the nearby Mingzhou Port, where the Maritime Bureau was the official trading port.

Steele was going to enter the Yangtze River and headed straight to Zhaoxing's dock to unload the goods. So if the government arrested him, it would be of no benefit to him. If it was a pirate, it would be even worse.

The hotel owner couldn't understand what Steele said, but he understood Steele's expression. He smiled and came forward, saying, "Your guest, don't worry, this sea area belongs to Zhao Laohu, look..."

The shop owner pointed to a fleet of giant boats and three loach boats that were rowing across the sea not far away, and continued: "Callant, Zhao Laohu's ship is constantly cruising every day. Once something happens, as long as fireworks rise on our island, a ship will be available for rescue within half an hour. Those pirates dare not come, so don't worry."

Steele looked at the fleet that the owner of the store pointed to and muttered in stiff Chinese: "It's a waste to walk around the sea, how much does it cost."

Before Steele could complain, a water diversion boat had already arrived on the sea, and it was lying on the shore with a banner: "Please come with me, I will take you into the port!"

Steele didn't bother to complain, so he grabbed his hat and put it on, and asked the crew to board the ship.

When he saw Zhao Xing, Steele repeated the question just now: "Sir, I saw that there were fleets patrolling back and forth on the river surface. There were so many ships and no cargo. Isn't that a waste? I think that the work of patrolling the river in this way should not be borne by individuals. How come your navy army will not patrol the navy?"

Navy? Zhao Xing smiled awkwardly. The Mingzhou Navy had a mutiny last year. Because the commander was too harsh, the soldiers mutinyed and fled into the sea... Of course, these people eventually joined Zhao Xing's fleet in an impersonation.

There were more than 100 mutinies in the history of the Northern Song Dynasty, and it was once every two years on average. Most mutiny soldiers fled into nearby mountains and forests and became bandits, or defected to the powerful. After the Mingzhou mutiny, the court took the opportunity to abolish the establishment of the Mingzhou naval army. Now this sea area is supervised by the Quanzhou naval army, and the measures taken by the Quanzhou naval army are: not to supervise.

Originally, countless pirates should have gathered on those sandbanks, and they made a living by charging protection fees from passing ships. However, since Zhao Xing operated this waterway, of course he could not tolerate other people's blackmail, so he organized a merchant ship to spontaneously maintain the security of the local Haiti.

But the news of the collapse of the Mingzhou naval army could not tell Steele, and Zhao Xing had to be careless: "Not bad, Hangzhou is connected to the Grand Canal. The goods coming from the canal can be directly driven to Hangzhou, and then the Shanghai ship will be transported to Mingzhou. Return to the city to take Mingzhou cargo to Hangzhou to exchange canal boats. This is a busy route, and each ship can always bring some cargo."

Zhao Xing's words were also a bit vague, because he built a private wharf outside the castle, which was generally not open to the public, and the berths in other places in Hangzhou were not deep and large sea boats could not be docked. Therefore, the task of loading canal boats was realized in Mingzhou. Mingzhou Wharf brought sea trade goods, grain and fruits transported from the south and other agricultural products in Mingzhou onto medium-sized ships, and then drove straight to the Hangzhou Canal Wharf. Therefore, the real cargo flow was not realized on his wharf. The patrol ships on the sea were real empty ships, but they would take a little cargo back to Hangzhou when they arrived in Mingzhou.

But there is no need to talk to Sodi about these business affairs. Zhao Xing immediately jumped the topic and jumped to the purpose of the other party's visit: "Steel, you have become rich this time. You originally had only one ship, but this time you brought three ships. What were they loaded on the ship?"

"Egg, my biggest cargo is bird eggs. Adults, ostrich is not easy to transport. I have transported you three thousand ostrich eggs. Each egg is a product that has been manually hatched for two generations, ensuring that adults can adapt to local growth immediately after hatching." Sodi said in a flattering manner.

Zhao Xing blinked his eyes and asked curiously: "Two generations, I remember that you only had more than two years of returning from Mizhou. You can hatch the ostrich in two generations in two years. You are so awesome! By the way, can the first generation of ostrich lay eggs after one year of growth?"

Sodi was choked and quickly skipped the topic and continued, "Sir, I will bring you three hundred adult ostrichs. Unfortunately, they have died on the long journey. Now there are only more than fifty left, and they are guaranteed to be adult and healthy ostrich."

As Sodie spoke, the wooden cages of ostrichs were unloading on the dock. Steele took good care of these ostrichs and did not look listless. Zhao Xing nodded slightly with satisfaction. Steele quickly added: "Sir, I will bring you ten black slaves who can raise ostrichs. They all understand Latin, and you can directly command them. I believe that your ostrich farm will flourish under their care."

Zhao Xing then had a smile. He stretched out his hand to Sodi and shook it heavily: "Thank you, you have helped me a lot. But three thousand ostrich eggs only account for one fifth of the cabin at most, and three hundred ostrichs can probably occupy space in a ship. What cargo do you carry if you have the rest?"

A sneaky smile appeared on Sodi's face: "Sir, I brought you a few horses, Arabian mares and Spanish mares. Although traveling by sea has caused them to lose several companions, ten horses still survived.

For the remaining cabins, I shipped some ordinary goods, such as African wood, ivory, rhino leather, rhino horns, African lion fur... By the way, there are also a few Egyptian craftsmen and Arabian stonemasons you want, all of them are slaves, which will definitely satisfy you."

After a pause, Steele added: "I hope my lord can satisfy me."

Zhao Xing agreed: "Don't worry, since you left, our porcelain technology has made another breakthrough and has produced white porcelain as white as milk. This porcelain factory belongs to the Huang family and does not sell it to the outside world at all. I happened to have some business dealings with that kiln factory and organized a half-ship of white porcelain for you. Well, you can call it jade porcelain. I promise that you are the first maritime merchant to operate jade porcelain, and no one will compete with you within the next fifty years."

After a moment of pause, Zhao Xing added reluctantly: "I think this half-ship cargo has exceeded all the value of your cargo, because it is used in the royal world and represents the highest achievement of my country's porcelain level. I personally think that it even exceeds the value of your cargo, far exceeding... Otherwise, I will deduct a part."

Steele was startled and sweated in cold sweat: "Sir, I brought three ships of cargo. You have to let me fill the ship. I also brought ten boxes of gems, a whole ship of ivory and wood. You asked me to only carry half a ship of porcelain back..."

Zhao Xing waved his hand generously: "Then, I will fill you with tea and silk for the remaining cabins. However, the number of top-quality tea silk is very small, and I am afraid you will not be satisfied."

What else can I say when I give it for free? Besides, tea silk is not valuable in Zhao Xing's eyes. It is not much cheaper than porcelain when transported to the West. Steele was afraid that Zhao Xing would regret it, so he agreed very quickly. He took out the list of goods from his arms and presented it with both hands: "Sir, this is the list of goods, please take a look."

Zhao Xing took the list without any worries and handed it to Cheng Wang beside him, sighing: "Oh, this time the business has suffered a big loss. I lost two and a half ships of silk and tea. I still counted what I had. The more I counted, the more I felt sad."

Cheng Wang took the list with a dark face. Seeing that the momentum was wrong, Steele quickly bowed and prepared to run away: "Sir, I'll go to the dock to check it out. Instruct the crew to be careful when shipping the goods. Don't worry, I'll take care of myself and never let them damage your goods."

Steele ran very quickly. Cheng Wang looked at his back and complained dissatisfiedly: "Teacher, since you have lost a lot, why do you have to do business with him? It's better to..."

Zhao Xing laughed: "The loss is big, and that's what he said. In fact, this batch of goods makes a huge profit. You don't know that ostrich meat and beef can be slaughtered in two years. The meat produced is similar to a pig, but the profit is much larger than that of a pig. That thing is full of treasures. It's a good deal to manage it well, it's simply a matter of counting money.

As for those horses, I guess each one is around 100,000 gold coins. The war horses and ostrich are enough to compensate for the half-ship of porcelain. The rest are all our net profits. How much money is the silk tea? Doesn’t he still have a few boxes of gems? We have lathe grinders brought by the Jews and gem processing equipment. I am worried that there is not enough supply of goods. These ten boxes of gems can earn a ship of goods in one box. This time we make a lot of money."
Chapter completed!