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Chapter 753 Inclusive Finance

Before, Wang Huicheng wanted to ask Xinghai Group to invest in the subway, but as Xinghai Group wanted to invest in the airport, Wang Huicheng was considering whether to talk to Han Songlin about the subway.

After all, Han Songlin has invested too much in the country, and I don’t know if he has any money.

Han Songlin said that he would build a subway, which would cause a lot of discussion in the conference room. Line 1 in Rongcheng had been approved to be built two years ago.

But now, I'm just making some preliminary preparations.

It is said that it is to make preparations in advance, but to put it bluntly, it is because it has no money to build it.

In people's opinion, whether a city is a big city is definitely an important sign.

Without a subway, how dare you call it a big city?

Wang Huicheng looked at Han Songlin and suddenly said, "If you want to repair the subway, if Mr. Han is willing to invest in repairs, we will repair them!"

Everyone looked at Han Songlin, wanting to hear what Han Songlin said!

Han Songlin refused without thinking: "No!"

The subway is not profitable!

Han Songlin can do business that is not profitable, but Han Songlin doesn't do business that is losing money.

No matter how much money you have, you can do business that loses money, no one can stand it.

Han Songlin wanted to make money while also contributing to society.

"However, Rongcheng needs to build a subway, and Thc Bank can make a loan. In terms of interest, you can give some discounts. If Rongcheng is willing to use other assets as collateral, Thc Bank can also accept it."

Loans to carry out subway construction?

Wang Huicheng closed his eyes and said nothing, but was considering whether it was appropriate to do so.

Since Wang Huicheng took office as Rongcheng, various projects in Rongcheng have not been interrupted, and the reform of state-owned enterprises has just begun.

Wang Huicheng directly established Rongcheng Urban Investment and injected all the municipal state-owned enterprises into Rongcheng Urban Investment.

Then, reform all municipal state-owned enterprises, and the first thing is to sell them.

Free delivery or something is not feasible here in Wang Huicheng.

It is better to disband the company and sell the land directly than to give it to you for free.

Wang Huicheng knew from Han Songlin that a city like Rongcheng had very valuable land resources in the future.

The municipal state-owned enterprises in Rongcheng have carried out various reforms, but in any case, they have handed over all the operating rights, and they have safely done financial supervision and shareholder dividends.

After the reform, Rongcheng directly threw away the burden and got the chicken that laid the eggs.

After doing this, Rongcheng began to carry out various municipal projects, first of all, in terms of transportation, and we must strengthen contact with Jiangzhong and Yuzhou.

It was decided directly to develop southward.

As for the Longquan Mountains in the south, if you build a tunnel, you must also cross it.

Wang Huicheng opened his eyes and smiled and said, "You have to consider the loan matter."

It is already difficult for local governments to borrow casually from banks now.

The four major banks have gone bankrupt in terms of technical indicators, which has become a consensus.

But by 2006, China would have to fully open the entry of foreign banks according to the WTO agreement.

Let domestic banks compete with foreign banks?

No one is in a sure mind.

Banks are undergoing reforms and establishing modern financial systems and operating according to rules. They cannot be said to be like before, from the central government to the local government, all banks are regarded as money bags that can be withdrawn at will.

Which domestic bank has the best development at this time?

Here we have to talk about the People's Bank.

The public banks operate completely in the modern banking model and are not affected by local governments at all.

The People's Bank of China is also working with Xinghai Group to provide credit ratings to all enterprises and individuals in China. The higher the credit rating, the easier it is to obtain loans from the People's Bank of China.

As for companies with low ratings, the People's Bank of China generally refuses to lend to them directly.

This year, the People's Bank of China launched a new business.

For people with public bank accounts, based on past credit information, an individual unapproved consumer loan quota was then opened.

To put it bluntly, it is the Huabei we will come into contact with in the future!

In addition, a borrowing amount has been opened. This borrowing amount does not need to be applied on the counter, but it is directly operated on the official website of the People's Bank of China.

The amount of borrowed money ranges from hundreds, thousands to tens of thousands, or even tens of thousands, or hundreds of thousands.

Of course, the loan interest rate is as follows the normal bank interest rate.

How much more cost-effective Internet finance?

Of course, Internet finance has not yet come out at this time.

The slogan shouted by the People's Bank is to be the people's own bank and to engage in inclusive finance.

Actually, it's quite nonsense!

The Huabei and Jiebei businesses opened by the People's Bank can only be operated online. What are the people who can understand online?

What farmers certainly don’t understand is all people who live with their brains.

College graduates and people who are smart in society are generally people with strong repayment abilities.

All are high-quality customers that banks want to compete for.

Shouting the slogan of inclusive finance, the People's Bank is actually expanding its customer base.

Of course, the profits of the People's Bank are also expanding rapidly.

The People's Bank is actively developing personal businesses, but it has not relaxed its corporate business.

In fact, when private enterprises in China want to borrow money, the first thing they think of is to borrow from the People's Bank of China.

Compared with other domestic banks, it is not a little bit better for the public banks to have a good reputation in their corporate reputation.

Moreover, the People's Bank of China is extremely sufficient in terms of funds, which helps the rapid development of private enterprises.

The original intention of the establishment of the People's Bank has been achieved.

After the entire meeting, Wang Huicheng invited provincial leaders and Luo Xiaozhong to discuss the matter in the office.

This small meeting was relatively small and everyone was familiar with it, so they were much more casual in speaking.

"Now that the address of the airport has been decided, the rest is demolition and construction starts."

If it is demolished, the difficulty should not be too great.

To be honest, everyone is still willing to live in the city.

Luo Xiaozhong looked at Han Songlin: "This demolition depends on Mr. Han."

Han Songlin: "We will give landless farmers a few choices and make a good arrangement for them."

It is also possible to purchase social security for landless farmers, place them in Jianzhou, or in Rongcheng, or place them near the airport.

After all, the airport cannot be just a Baba airport, it must be equipped with supporting facilities.

No matter what the supporting facilities are, there must be someone.

If no one does anything, that certainly won't work.

For landless farmers, they only knew how to farm land or something before. Is there no suitable jobs for them at the airport?

Cleaning, this is always true?
Chapter completed!
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