Chapter 85 The wanderer goes home, fighting spirit is rekindled (2)
Pang Shuisheng was really happy. He prepared a large table of dishes and pulled Gu Mingxi to drink a small wine together. Jin Aihua always wanted to inquire about Gu Mingxi's financial situation, so Pang Qian told her that Gu Mingxi bought a small house of more than 60 square meters in Sanya. Jin Aihua's eyes lit up and asked, "Mingxi, Qianqian told me that you plan to go back to E City to develop. What should you do with the house there?"
Gu Mingxi glanced at Pang Qian and said to Jin Aihua: "I originally planned to sell it, but Pang Pang said she liked that house very much and could live in Sanya for vacation in the future, so I don't plan to sell it for the time being."
Jin Aihua said: "If you don't sell your house, where will you live after you come back? Do you want to rent a house?"
Before Gu Mingxi could answer, Pang Qian interrupted first: "Mom, he and I will save money to buy a house together, so don't worry about this. Even if you can't buy a big house, there will be no problem buying a small apartment."
Gu Mingxi looked up at her, and Jin Aihua said, "The house price is so expensive now. You two save money together? Then when will you save it? I want to tell me that Mingxi's house in Sanya is still better sold, can it be sold for more than one million yuan?"
Pang Qian put a few slices of beef into Gu Mingxi's bowl and said, "Mom, I like that house, the sea view house! I can't buy it now, so I won't let him sell it."
Pang Shuisheng also talked about Jin Aihua: "They will decide whether Mingxi and Qianqian are involved in their own affairs, so don't make trouble."
Jin Aihua glared at me: "Why am I making money? I'm not, am I considering them! The housing prices in E City are so high now. Our house was more than 7,000 per square meter when we bought it, but now it has risen to 20,000 yuan. A house is more than 2 million yuan! Those of your old colleagues who have taken the small relocation house will regret it! Mingxi wants to come back to develop, whether it is work or marriage, the house must be considered. Let me say it first. We Qianqian married our husband, and I will definitely not agree without a house."
Pang Qian was speechless: "Mom..."
Pang Shuisheng quickly picked up food in Gu Mingxi's bowl: "Mingxi, eat vegetables and vegetables, we won't talk about this. You and Qianqian are both young people, and your career is just starting out. You will have houses, cars and tickets in the future. We don't have to worry, don't worry."
Gu Mingxi listened to them saying everything, smiled silently, lowered his head and started eating.
After dinner, Pang Qian took Gu Mingxi to her room to chat, feeling a little depressed.
Gu Mingxi just came back and had the first meal with her parents, so she let him face such a realistic and cruel problem. She felt a little sad.
Pang Qian knew that although her mother's words were not nice, they were also good for her. Pang Qian had worked for more than four years and did have some savings. If she wanted to buy a small apartment, the down payment would still be paid. However, Gu Mingxi had just returned to City E, and had no job, and she didn't know how much money she could earn by publishing picture books. Pang Qian was not unable to bear the mortgage alone, but she felt that this would put a lot of pressure on Gu Mingxi.
Pang Qian can't think of a solution for this problem for the time being. She doesn't want to touch Gu Mingxi's house in Sanya. It was something he earned with hard work, so how could he sell it if he says it.
After all, they have all left their pure and immature student days, and this understanding makes Pang Qian feel very sad.
Seeing that Pang Qian had something to do, Gu Mingxi called her softly: "Pang Pang."
"Ah?" Pang Qian held the plush toy and turned her head to look at him, "What's wrong?"
Gu Mingxi sat down next to her and said, "It's nothing, I just want to tell you, don't worry."
Pang Qian knew that she could not hide it from him, so she couldn't help but pout: "Gu Mingxi, they are really annoying. To be honest, I have a lot of savings in a year now, and my income will gradually increase. It doesn't matter if we can't buy a house at the beginning. If we work hard for a few years, we will have everything. Why don't they understand?"
Gu Mingxi smiled: "Actually, I think what my aunt said makes sense. If I want to come back to settle down, the house must be very important. Which mother-in-law would like a son-in-law who has nothing to do? Your mother is also afraid that you will endure hardships."
When he heard him talking about "son-in-law" and "mother-in-law", Pang Qian was happy again: "Gu Mingxi, whose son-in-law are you? My parents didn't say anything."
Gu Mingxi glanced at her: "Didn't you say that? But I think their daughter seems to be very anxious."
"Hate! Who's anxious?"
She smashed the plush toy on him, Gu Mingxi smiled and avoided it, and Pang Qian hugged him. Her hands were placed on his shoulders. These days, she was already very familiar with the lack of his body. She stroked his broken shoulder through the sweater and said softly: "Gu Mingxi, don't think too much. Really, we are still young, I'm not in a hurry at all."
There is more than a week before the Chinese New Year. Pang Qian really wants to spend more time with Gu Mingxi, but she is too busy at work. Later, she simply gave up and told Gu Mingxi that she owed him all the company she had during the Chinese New Year. During this period, she focused on working hard and asked the shark to take care of Gu Mingxi more.
They did not meet for several days, and Pang Qian never expected that a few days later, Gu Mingxi secretly said that he wanted to take her to a place.
He actually took her to Shengshi North City. Pang Qian felt inexplicably. Isn’t this her home?
As a result, Gu Mingxi and she walked into a real estate agency at the entrance of the community. He found a real estate agent and said, "Xiao Zhao, can you take me to see the house you took me to see the day before yesterday? I want my girlfriend to see it and ask her if she likes it."
Pang Qian was stunned.
The house is not the same building as Pang Qian's house, but it is very close to it. The house is located on the 22nd floor with a construction area of 138 square meters. The landlord is eager to sell it. The unit price is lower than that of similar locations, but the total price is not cheap, it costs 2.7 million yuan.
The house has three bedrooms and one living room, and is decorated very simply. It is rented all year round at first glance, but it can still be seen that the orientation, apartment type, lighting and house rate of this house are very good. It looks much larger than the 109 square meters house of Pang Qian's family, and an 8-square-meter terrace is also given.
Pang Qian silly looked at the house with Gu Mingxi, and had no idea what he was going to do. Xiao Zhao told her in detail about the advantages of this house and the current appropriate price.
"I really can't find a house with a unit price of less than 20,000 yuan in the city center. There are many people who like this house, but because the New Year is coming soon, everyone wants to wait and see it, so I suggest that if you like it, you should start quickly."
Pang Qian: “…”
Gu Mingxi asked her: "Pangpang, do you like it?"
Pang Qian widened her eyes: "What do you like?"
"This house."
"Two million and seven million." Pang Qian laughed and asked Xiao Zhao again, "Can the landlord rent or sell?"
Xiao Zhao shook his head: "No, no, I won't rent it anymore, I'm in a hurry to sell it."
Pang Qian looked at Gu Mingxi: "Gu Mingxi, what does this mean? I don't understand."
Gu Mingxi smiled and said, "Actually, I have been looking at the house these days, looking at your house as the center and a radius of five kilometers. In the end, I still think it would be better to buy it in your parents' community. Because..." His smile was a little shy, "I considered that in the future, such as having children or the elderly getting sick, it would be easy to take care of it if they live close to each other."
Pang Qian felt that she was listening to the heavenly books.
"Gu Mingxi, can you say something I can understand?" She was a little powerless, "Two million and seven million, are you planning to sell your house in Sanya for down payment?"
"No." Gu Mingxi shook his head and a smile gradually spread on his face. "Pang Pang, I have never told you. Before coming to E City, I sold the film and television copyrights of my two books, one of them..." He glanced at Xiao Zhao, then simply came to Pang Qian's ear and whispered, "Our story, TV series, movies, novel adaptations, a total of 1.1 million yuan, and a picture book I used to sell for 400,000 yuan in film and television copyrights, so there is no problem with the down payment."
He stood up straight, looked at the petrified girl in front of him, and said, "There is another book that I will be on the market during the summer vacation. The story of the new book is followed by Sister Qi and the film and television company. Basically, when the contract was signed, the full copyright was signed."
Pang Qian: “…”
Gu Mingxi bit her ear again: "Pangpang, I mean, if you like this house, let's settle it, the money... you don't have to think about it, I can earn it back."
At Gu Mingxi's signal, Pang Qian called Pang Shuisheng and Jin Aihua and asked them to take a look at the house as well. Pang Shuisheng and Jin Aihua were as ignorant as Pang Qian. After looking around the house for some reason, Gu Mingxi told them that he wanted to buy the house, and the couple were shocked on the spot.
Pang Shuisheng pulled Jin Aihua to the side and quietly scolded her: "Look at you, what kind of house you have to mention? Mingxi must have wanted to sell the house in Sanya for down payment. This house is almost three million, and it's so hard for two children to bear the mortgage!"
Jin Aihua felt very uncomfortable and said guiltily: "I just talked casually, and I didn't ask him to buy a house immediately, let alone ask him to buy such a big house. Even if the location is a little bit biased and the area is smaller, it's okay."
"You shouldn't mention the house at all!" Pang Shuisheng thought for a while and said, "No, Mingxi hasn't come back to develop yet. I have to persuade him to buy a house without any hassle. It's important to implement the work then."
Seeing that the Chinese New Year was about to be held in a few days, Pang Qian and his family of three held a small family meeting. The meeting mainly discussed two issues. First, should we buy this house in Shengshibeicheng?
Gu Mingxi wanted to buy it, but Pang Shuisheng opposed it. Jin Aihua didn't dare to express his opinion, but just said: "Didn't they tell me about Mingxi and Qianqian? I won't make trouble." Pang Shui was so angry that he blew his beard and stared at him.
He said to his daughter: "Qianqian, please advise Mingxi not to buy such an expensive house. There is no rush to buy a house. We parents do not have such high requirements. Look, when your mother and I got married, we didn't have a house. Later, we were divided into a small house. Didn't it take more than 20 years to go through? You can buy a small apartment first to make a transition."
Pang Shuisheng thought Pang Qian must support him because she should be less willing to put pressure on Gu Mingxi than anyone else, but unexpectedly, Pang Qian had a meditative expression.
Over the years, Pang Qian has also been a bit of research on real estate. She has been saving money and wants to buy a small house for herself in the city center. Although housing prices are rising absurdly now, new properties in the suburbs are springing up like bamboo shoots after a rain, and the prices have been speculated to more than 10,000 yuan, Pang Qian feels that housing prices are far from reaching the peak. Even though financial news has been talking about the country's regulation of housing prices, it will introduce policies to limit loans and purchases, which may cause housing prices to drop. Pang Qian still believes that this has little impact on houses in the city center, and prices will only rise and will not fall.
If she was just alone, she would indeed choose to buy a small apartment, but her future plan included Gu Mingxi, just as Gu Mingxi's plan for the future not only included her, but also a child, Pang Qian felt warm in her heart. She knew that what Gu Mingxi wanted was a home.
She sat next to Gu Mingxi, put her hand on his lap and asked, "Is your funds really okay?"
Gu Mingxi said: "No problem, the money has been paid, just a little tax is deducted. With my original savings, I can take out a down payment of 1.3 million yuan."
Pang Qian thought about it again and said, "Then buy it."
Pang Shuisheng was shocked: "Qianqian!"
Pang Qian smiled and said, "Dad, don't worry, I still have some savings. I will increase the down payment ratio for him. It won't be difficult to get a mortgage in the future."
The first question was to reach a consensus. Jin Aihua was secretly happy, and then everyone discussed the second question - whose name was written in the house.
Both Pang Qian and Pang Shuisheng thought that it must be written by Gu Mingxi. When they get married, they will add Pang Qian's name. But Gu Mingxi said: "Write Pang Qian's name."
Pang Qian immediately objected: "I won't give you much money! I'll have to die of 300,000 or 400,000, I'm not trying to add a name!"
Jin Aihua couldn't help but interrupt: "Three or four hundred thousand is not a small amount. Qianqian, you will definitely have to bear the mortgage together in the future. The names of two people should be written."
Gu Mingxi shook his head: "No, aunt, it's not about the names of two people. I mean, just write Pang Qian's name alone."
Pang Qian shouted: "Gu Mingxi, are you crazy?"
Pang Shuisheng also shook his head: "No, absolutely not!"
Even Jin Aihua was not calm: "Mingxi, you took out more than one million, how could you just write Qianqian's name?"
Gu Mingxi found it really interesting and said with a smile: "Uncle, aunt, do you really distrust Pang Qian?"
Pang Shuisheng said: "It's not that we don't believe in Qianqian, but... uncles and aunts have seen such things too much. For a little money, a house, husband and wife, brothers and sisters, parents and children, they will all turn against each other. Although Qianqian is our daughter, the uncle has always regarded you as a son. If you want to buy a house and pay so much money, the house certificate must be your name. As for Qianqian, it's too early for you to get married now. It's not too late to add Qianqian's name when you register. In short, I will definitely not agree to only write Qianqian's name. If your mother is here, she will definitely not agree."
Gu Mingxi was moved. The old man in front of him was obviously Pang Qian's parents, but he was considering him sincerely. He smiled and expressed his thoughts: "I believe in Pang Pang very much, really, uncle, I believe in her very much."
He turned his head and looked at Pang Qian. Her hand was still on his lap. Gu Mingxi continued, "It's difficult to apply for a bank loan in my case. In my past, I bought a house in Sanya, because I couldn't get a decent income certificate and was a disabled person. The bank refused to help me apply for a mortgage. Later, my teacher gave me a guarantee and then got the mortgage. The loan was less than 500,000 yuan that time, and it was so strict. I had to borrow more than one million yuan this time. The result is predictable. Writing Pang's name is different. She has a good job, a high income, and a provident fund. The loan interest rate can be much lower. So, I think it's the most convenient and reasonable way to write her name alone."
His words made it difficult for Pang Qian and his family to refute. Pang Shuisheng also borrowed money when he bought a house. He knew that there was a threshold for bank mortgages. Pang Qian was in the financial industry and knew that it was very clear that with her work background and physical condition like Gu Mingxi, it was almost impossible to obtain a loan of more than one million yuan.
But she really couldn't "bully" him like this, and her tone couldn't help but feel a little stubborn: "No, I still won't agree."
Gu Mingxi said "tsk": "Pangpang, don't be tempted. After we agreed, we must sign a contract with the homeowner as soon as possible."
Pang Qian lowered her head and pouted, and paddled her legs with one hand. After a while, she suddenly looked up at him and said, "Or what if Gu Mingxi, let's get married."
Of course, Gu Mingxi would not agree with Pang Qian's proposal to get married. Who would get married after a month of dating? But Pang Qian sneered: "One month? Why do I think I have been in love with you for more than 20 years?"
The two of them stayed in Pang Qian's room, and the air conditioner was warm. Pang Qian held a large glass of ice cream and ate a spoon by herself. Then she dug it up and feeds Gu Mingxi a spoon.
Gu Mingxi smiled and said, "For more than 20 years? Why don't I remember it? In my impression, you like Xie Yi for many years. You are still holding me to practice confessing to him. How do you calculate? Is it counting if you cheated during your relationship?"
"You're going to die! Gu Mingxi, can you bother with me! Can you bother with me?" Pang Qian heard Gu Mingxi say Xie Yi, and was embarrassed and angry. She threw down the ice cream and threw it on him.
He lay on her bed, and Pang Qian held the pillow and hit him "puff": "Don't remind Xie Yi anymore!"
Gu Mingxi laughed loudly. Pang Qian was tired of making trouble with him. She lay down side by side with him. After gasping for a while, she turned her body sideways, put her elbow on the bed, and looked at him carefully with her palms on her cheeks.
Chapter completed!