A long time ago, Wang Chong read one sentence, or to be precise, two sentences.

All human pain is essentially anger at one's own incompetence.

If you don't get angry easily, you will be better than the Warriors.

Only when a person is angry will his true nature be truly exposed. When he loses his mind, some things he should say and should not be said without his brain and keep calm, so that he can gain the initiative in tit-for-tat negotiations.

Wang Chong was also a very impulsive person, and he suffered a lot of losses because of this back then. Over the years, he has deliberately practiced to restrain his emotions.

Angering Zhou Yuntao was a strategy set by Wang Chong. Unexpectedly, Wang Chong just said something, and Zhou Yuntao could not control his emotions.

The tea stained Wang Chong's suit and shirt.

Wang Chong didn't say anything, untied his tie, looked at Zhou Yuntao without saying a word, with indifference and ridicule on his face.

The office was silent.

Zhou Yuntao obviously couldn't stand this silence. He stared at Wang Chong, slowly stood up, and asked, "What do you want to do?"

Wang Chong said, "It is natural to kill someone to pay your life, and to pay your debts. Boss Zhou, for Xinfu New Energy's project, we have given you a grace period of half a year. Today is the last day. I hope you can fulfill your promise and repay this loan."

Several guests stood up and said goodbye, saying that you have a talk in advance and we will come again next day.

Zhou Yuntao was a little anxious. He paced back and forth in the office, lit a cigarette, took a deep breath, stabilized his emotions, sat on his own chair, and said, "You have approved this loan. Don't you have to do due diligence? Now I can't pay it back. Is your bank not responsible at all? Why should I pay it back with my ability?"

Wang Chong sneered, "What bullshit logic? Is this the reason why you don't pay the loan?"

Zhou Yuntao glanced at a few people and said, "I worked hard to start a business, get up early and work late, and only earn hundreds of thousands a year, I will pay interest to your bank. Your bank is just a group of vampires who dislike the poor and love the rich. They only know how to add icing on the cake and put down the wrong things. You don't do anything and just take half of my profits. Why?"

Wang Chong has heard many reasons for being unable to repay the loan, such as the inability to turn over the capital, the inability to collect the debts outside, etc., but this is the first time Zhou Yuntao heard this.

His eyes locked Zhou Yuntao tightly and said word by word, "Our bank gives you loans to enable you to develop your business and create more profits. What did you do after you get the money? Buy a luxury house, buy a sports car, keep a mistress, and spend too much money. Now that you can't pay off the loan, you will blame our bank on the other hand? What a big joke!"

Zhou Yuntao leaned behind the class chair and said arrogantly, "I want me to pay back the loan. Now our company has no money in the account, so where can I pay it back?" As he said that, he took out a bank card from the drawer, "There are still 30,000 yuan in this card. If you want money, just take it away. Don't bother me in the future."

Wang Chong said, "We came here to collect debts from you as creditors, not to ask you to give alms. You know whether you have money or not. Boss Zhou, I heard that you have a daughter? You are six years old this year."

Zhou Yuntao stared at Wang Chong and said, "What do you mean, Wang Chong, right? I warn you, Zhou Yuntao is so old, I have never seen any storms. If you dare to threaten me with my daughter, do I believe it or not, I will let you go to jail? Also, my daughter is twelve years old this year."

Wang Chong smiled, "I'm afraid we are not referring to the same one. I think if your wife, Ms. Gao, knew about this, it would be a very sad story." As he said that, he picked up a pen from the shift, wrote an address on a sticky note, and pushed it in front of Zhou Yuntao.

Wang Chong found from Zhou Yuntao's call record that almost every night, Zhou Yuntao would call a fixed number. He asked his friend to find out the owner of the number. He was a woman named Qian. Zhou Yuntao's bank statement almost every month has a transfer of money to this woman, ranging from 50,000 to 60,000 or 10,000 or 20,000.

He found out that the woman lived in Donghu Jianshu, and the house was mortgaged by Zhou Yuntao's loan. The woman had a daughter, six years old this year, and her surname was Zhou.

Wang Chong was also betting, and he concluded that the woman had an extraordinary relationship with Zhou Yuntao. Zhou Yuntao's face suddenly changed when he saw this address. Wang Chong thought that he had bet right.

Zhou Yuntao asked, "What do you want to do?"

"I know much more than you think I know. I know you like your wife very much. I, Wang Chong, do things, have always been to ruin a marriage instead of demolishing ten temples. I am also happy to see people like you who are in trouble because they can't control their crotch. You know what I want to do."

Zhou Yuntao's tone was a little soft, and he tried to discuss, "I want to repay the loan, but you also know that I want to support two families, and I don't have money now. Manager Wang, otherwise, you can help me for two more days."

Wang Chong took out his cell phone and acted to call Ms. Gao, saying, "I also know that your wife is preparing to take the position of section chief now. If the loan is not paid, according to our bank's practice, you will be sued and entered the list of dishonest people and become deadbeats. Of course, it may take some time. However, I would rather buy a section in the Donghua Daily and announce the behavior of your husband and your husband's deadbeats. Generally, I will buy hundreds of copies of this kind of happy news and go to your wife's unit to give it for free. I wonder if your father-in-law, who is the director of the Investment Promotion Bureau, will think so when you know it?"

Zhou Yuntao's breathing became a little rapid.

Wang Chong obviously didn't want to let him go, and then said, "Last month, your Xinfu New Energy just received a piece of financial subsidy from the government. Why don't you tell me if the relevant departments find out that the subsidy was sent to a deadbeat, what will those people deal with you?"

"And..." Wang Chong continued, "I heard that you are applying for a new entrepreneurial project with the Human Resources and Social Security Bureau recently. I don't mind going to help you run this project a few more trips. Boss Zhou, it's 4:30 now, you have to pick up your children from school later, and I have to go back to the business for a meeting. Everyone has precious time, and you still have ten minutes to consider."

Zhou Yuntao's face turned black and cursed, "Wang Chong, you bastard!"

Wang Chong smiled, "I will regard this sentence as a compliment."

"You're ruthless!"

Zhou Yuntao stood up, opened the safe below the shift desk, took out a U-shield, and opened the ICBC website address.

Wang Chong shook Zhao Ying's eyes. Zhao Ying walked out of the office, called the business department, informing them that they delayed shutting down the machine and settled the bill after the funds were in place.

Time points to 4:50, but Zhou Yuntao keeps moist and doesn't know what he is thinking.

In ten minutes, the People's Bank of China's large-value payment system will be closed. Next is the National Day holiday. Cross-bank transfers and remittances of more than 50,000 yuan will not be received until October 8, or 50,000 yuan will be transferred in 40 small amounts each, which Wang Chong doesn't want to see.

Wang Chong was a little impatient and said, "Today our entire business is waiting for your transfer. Boss Zhou is a happy person, don't do anything unpleasant."

Zhou Yuntao sent a text message. After a while, the other party replied. Only then did Zhou Yuntao make up his mind and complete the transfer operation.

A few minutes later, Wang Chong's phone rang, and the sales department prompted that the transfer had been received and the funds had been deducted. Wang Chong then said, "There is still a penalty of 113,658 yuan. I think Boss Zhou doesn't need me to remind you, right?"

Zhou Yuntao shouted, "It's clear that he has agreed to pay the penalty..." Suddenly, he realized something and quickly shut up.

Wang Chong heard something in it, and if he wanted to study it, it would probably not be that simple. Besides, Zhao Ying, Liu Mingliang, Zhang Feifan and others were present. Lin Tianhua’s task was to recover two million yuan in principal. As for the penalty interest, let the Chengdong Branch handle it by itself.

Zhou Yuntao was still in a daze.

Wang Chong breathed a sigh of relief, poured a cup of tea from the coffee table, took a sip, said good tea, and shook his hand and poured the tea on Zhou Yuntao's expensive suit, saying, "Thank you for your tea, I wish you a happy National Day."

The four of them walked out.

Zhang Feifan was a little excited, and he said happily, "It's so satisfying. Director Wang, you don't know, when I came in the morning, Zhou Yuntao looked arrogant and domineering and humiliated me. It was obvious that he owed us money, and it made us beg him like grandsons. It was really hateful."

Zhao Ying also said, "Boss, you have never been in contact with this person, and you have been on the road. How did you find so much information?"

Wang Chong smiled and waved his cell phone, "Sometimes, the truth is hidden in some inconspicuous information. As an account manager, you must have the eyes of an eagle and the mind of a fox, link some sporadic information together to obtain useful information. We credit workers are both detectives, doctors, and demons."

Zhang Feifan and Wang Chong have gained a lot of knowledge today. This is the first time I heard of this statement. I asked, "How do you say this?"

Zhao Ying told this young man, "Detectives are good at discovering the truth from some inconspicuous information, and so are our credit workers. They find useful clues from credit information and public information, and then like doctors, they transfusion blood to enterprises and produce blood and overcome the cash flow crisis."

Zhang Feifan asked, "Where is the devil?"

Zhao Ying pointed at Wang Chong, "When the company does not repay the loan, we are devils. Hehe..."

Wang Chong concluded, "Today, Zhou Yuntao's project is very promising, and he is obviously capable of repaying the loan, but he refuses to repay it. When negotiating with such a person, you must seize his weaknesses and weaknesses, and thus hit him head-on, forcing him to cooperate with us."

Zhang Feifan looked like he was taught.

There is a saying that Wang Chong didn't say, I'm afraid this loan is not as simple as imagined. If you guessed it wrong, it even involved the political game between several senior executives of Donghua Bank, Zhou Yuntao was just a pawn.

This is a guess from Wang Chong. He has read Zhou Yuntao's credit report and the loan has been paid on time. Although it has not been paid for six months after the loan expires, his credit record has never been problematic. Obviously, someone in Donghua Bank has tampered with his credit record.

So Wang Chong did not continue to be aggressive, and he pursued the other party and had more than 110,000 yuan in penalty interest. If he really forced him to be anxious and said something he shouldn't have said in front of Zhao Ying and others, things might be in trouble.

Entrepreneurship Building, Xinfu New Energy Company.

Zhou Yuntao dialed the phone and said, "Brother."

Opposite the phone: "Have the money been paid?"

Zhou Yuntao said carefully, "The Wang Chong you sent is a little tricky. I have a handle in his hands. He is a little tight, so I can't do anything about it."

"knew."

Zhou Yuntao asked again, "That guy wants to urge 110,000 yuan for penalty interest. Brother, I am just helping with this matter. Please take a look at the penalty interest..."

"knew."

A busy voice came from the opposite side of the phone. Zhou Yuntao wiped his forehead and the tea that was poured by Wang Chong, and sat in a daze on his class chair.

PARKING LOT.

Li Youtian called, "Congratulations! President Lin is very happy. He wants to remember you for some merit. A reward plan will be issued after the holiday."

Wang Chong said, "Fortunately, I will not be humiliated!"

After chatting for a few words, there were many things that Li Youtian wanted to introduce Wang Chong to his girlfriend. Wang Chong made an excuse that he had a colleague, so he hung up the phone later.

Zhao Ying had a date and said hurriedly. The rest of them also returned to the industry. Before leaving, Zhang Feifan said, "Director Wang, it's honor to work with you!" Wang Chong smiled and said, "Do it well."
Chapter completed!