Seeing Yan Qichang's face flushed and dazed intent, Yi Zhizuo knew that he needed time to digest it, so he turned to look at Yan Shikuan and said, "Do you have a cigar?" He went out early in the morning and didn't smoke a cigarette, so he was really addicted to smoking.

"Yes, yes." Yan Shikuan nodded hurriedly and said, "I know that my third brother likes to smoke, so I specially asked someone to go to Huangpu to buy two boxes of high-quality Cuban cigars with the foreign mate." As he said that, he quickly walked out and soon took two boxes of cigars.

After skillfully lit a cigar, Yi Zhizu said: "To be honest, the Tianbao Watch Factory will not be able to make a big profit within three years. The repayment of the three years will depend on Xingtaixing itself..."

Yan Qichang saw foreigners smoking cigars, but he didn't expect that the two boys were also very good at smoking. After pondering for a while, he said, "As long as Xingtai Store can repay the loan every year, whether it is a foreign or a supplier, he will give priority to taking care of Xingtai Store..."

"I wonder if Yan Shibo has a specific repayment plan?" Yi Zhizu interrupted him impolitely and said: "How many years will you pay off the debt in a year? Should you pay it back together? Or will you only pay the principal and interest? How much does Xingtai Bank make a profit in a year?"

Yan Qichang was stunned. He had never thought about this before, and he could not think of it. After a moment of pondering, he tentatively said: "My nephew has great insight, but it's okay to say it."

Yi Zhizu was not pretentious and said directly: "Xingtaixing has now entered the liquidation stage. If it cannot come up with a plan that is significantly higher than the repayment agreement of the Thirteenth Bank, foreign investors will definitely not agree, and foreign investors are not stupid. It is impossible not to know that the Tianbao Watch Factory cannot produce decent profits in the first few years. They can't afford to wait or delay.

My nephew secretly thought that since the foreign businessman had already sued the Governor's Office, he did not expect interest and just wanted to get back the principal. In order to get the foreign businessman to withdraw the accusation, Xingtai Bank could pay them some interest, but it should not be high. Of course, in this way, the repayment period cannot be delayed too long, and it is best for five or six years, otherwise the foreign businessman would not agree.

Even if the six-year period is over, Xingtai Bank’s annual repayment amount is approximately around 500,000. I wonder how much profit Xingtai Bank can make in a year?”

Repayment of 500,000 yuan a year! Yan Qichang gasped. With this ability, Xingtai Bank would not have fallen to the point of bankruptcy. Now the business of the Thirteen Banks is not easy to do. Under normal circumstances, even if Xingtai Bank has additional care, it will be able to make a profit of more than 100,000 yuan a year after the sky is over.

But what Yi Zhizu said is reasonable. If the repayment period is long, foreign partners will definitely not agree. Unless they pay interest as usual, the annual interest rate of foreign investors is as high as two yuan, and more than two million yuan is owed, and the interest rate per year is as high as five hundred thousand yuan. Paying interest is absolutely not feasible!

Isn't this still a dilemma? Yan Qichang glanced at Yi Zhizu. Why did this guy take action to save Xingtaixing even though he knew this was the case? Could it be that he still had a way to make Xingtaixing earn 500,000 yuan a year? Impossible! If he really had such ability, Futaixing wouldn't be like this now!

Thinking of this, a thought suddenly flashed through his mind, yes, this kid must be like this!

Seeing that his father didn't say anything for a long time, Yan Shikuan said, "San brother, don't hide it. What's the solution? Even if you say that Xingtaixing's situation is already bad, it can't be broken anymore. As long as you can pay off your debt, Xingtaixing will have to make a breakthrough even if it's a sea of ​​fire."

He gently knocked the ashes, and Yi Qunzucai said slowly: "I can't repay 500,000 yuan a year, but I can fight for the loan for Xingtaihang."

After hearing this, Yan Qichang's eyes lit up. It is said that a good wife cannot cook without rice. Even if she has a profitable business in front of her, she can only stare at her without money. What Xingtaixing needs most now is loans! However, with Xingtaixing's current situation, who dares to borrow money for Xingtaixing? Is it the Wu family?

Thinking of this, Yan Qichang felt a little excited and hurriedly said, "Nephew, how to borrow, how much can I borrow?"

"My nephew and Wu Changqing are preparing to contact the children of Shisanxing and his children to open a money house." Yi Zhizu said slowly: "Although the money house is not opened in the name of Shisanxing, it will take over some foreign trade business of Shisanxing. Because Pinghu Gong does not allow the scale to be too large, only one company can invest up to 50,000 silver dollars.

Shareholders can give priority to low-interest loans from the money bank. Xingtai Bank has a special situation. It should be fine to borrow 50,000 to borrow 250,000 yuan. In addition, you have sold the industries one after another, and it is not difficult to make up 400,000 or 500,000 yuan."

If he borrowed 200,000 yuan out of thin air, and had a low interest rate! Yan Qichang couldn't help but be overjoyed. He thought for a while in his mind. He said enthusiastically: "In addition to repaying the loan, Xingtai Bank always keeps some capital turnover. Can you borrow more than 100,000 and 200,000 yuan?"

Yi Zhizu smiled and said, "Does Shiwang have a good way?"

Yan Qichang nodded and said in a deep voice: "Don't worry, even if Xingtaixing goes bankrupt, it will not implicate the nephew. As long as you can survive the disaster, Xingtaixing will have its own way to repay the debt!"

Xingtaixing is sure to repay 500,000 yuan a year? Yi Zhizu glanced at him and said softly: "Shi Bo is preparing to smuggle A Furong (王子)?"

Yan Qichang was not surprised by Yi Jingzu's thoughts. At present, Guangzhou, besides smuggling A Furong, what business can earn 500,000 yuan a year? This boy asked knowingly, but he didn't point it out, nodding, "In the current situation of Xingtaixing, there is no other way to go except smuggling A Furong."

Yi Zhizu asked curiously: "Did the Thirteenth Industry Merchants smuggle A Furong?"

"It should not be, at least not on the surface." Yan Qichang said: "If the merchant participates in sheltering and smuggling A Furong, once he is seized, he will be fined fifty times the amount of smuggling. Under normal circumstances, no one will take risks.

Besides, if the merchants participate in smuggling, they will not be so embarrassed. Guangzhou now has at least 30,000 boxes of smuggling every year. Even if the merchants just turn around, it will be profitable for millions every year..."

This sentence hit the nail on the head, Yi Zhizu nodded. The merchants were originally monopolized foreign trade, and smuggling A Furong was extremely convenient. As long as they had to transfer one way, each company would not borrow foreign loan sharks. After pondering for a moment, he said: "Why are you afraid of fifty times the fine for smuggling A Furong in Xingtai? "

"Not afraid." Yan Qichang said simply: "As long as Xingtaixing does not smuggle with great fanfare, the Thirteenth Travel Service, Guangdong Customs, and the Governor's Office will turn a blind eye even if they notice it. No one is willing to bear the debt of more than 2 million yuan." He sighed lightly, "I have figured it out now. It's better to let go of it." Mobile phone users please visit http://m.piaotian.net
Chapter completed!