Chapter 136 Changan Jiule
Power, what is power? Yi Zhizu often has some fresh words that say they learned from foreigners. Wu Changqing has long been used to this. He thought that the other party’s words were not unreasonable. He didn’t want to meddle in other people’s business, and immediately said, “Since you are here, go around and take a look?”
Yi Zhizu nodded and said, "Let them not follow me, let's watch whatever they should do."
The two of them took their servant to check the straw sheds where the refugees lived temporarily, and then selected several families to ask about daily rations and daily life. They realized that there was nothing to be deducted, and both of them breathed a sigh of relief.
Before leaving, Yi Zhizu said: "These old men and adults are busy for less than half a year. The children cannot let them go. Changqing helps find a few elementary school teachers to teach them to enlighten them."
"More than 200 children, I'm afraid I have to invite four or five gentlemen." Wu Changqing pondered: "The conditions here are poor, I'm afraid no one is willing to come."
"At least seven or eight girls are enlightened." Yi Zhizu said: "The conditions are poor, the salary is higher, and the number of people is doubled. In the future, Xinyixue recruits teachers, and these teachers will be given priority."
"Then you don't have to worry about no one coming." Wu Changqing smiled and said, "But we agree first, you have to pay the money."
Yi Zhizu smiled and said, "That's natural. We don't take these small money seriously yet."
Wu Changqing smiled and said, "It seems that Grandpa is right. This time the tea collapsed, Brother Zhizu made a lot of money."
Yi Zhizu smiled and refused to answer this. He invested 400,000 yuan, and the tea price fluctuated twice, earning more than 360,000 yuan. Seeing him smiling but not speaking, Wu Changqing changed his mind and said, "There is no name in this village yet, Brother Zhizu will take one."
"I don't have this hobby." Yi Zhizu smiled and said, "Why should you take one forever?"
After walking a few steps, Wu Changqing said: "This is the first refugee resettlement village. I hope they can have a long time of happiness in Chang'an. What about Changle Village?"
Changle, Yi Zhizu immediately thought of the Changle Gang. After pondering for a moment, he said, "A good meaning, a good name, is Changle Village."
The two of them were talking and laughing and returning to the river bank. They were about to board the boat and go to Xinyixue to check the construction progress. When they saw a fast ship coming quickly, there were people shouting loudly on the bow of the ship. Seeing this, the two stopped and waited. Soon, the clutch approached, and a manager from the Wu Mansion bowed: "Governor General urgently summoned the shopkeeper Yi Da."
After hearing the Governor Deng Tingzhen was summoned urgently, Yi Zhizu naturally did not dare to neglect it. He hurriedly got on the Clippers, and Wu Changqing followed him and asked with a worried look: "Can it be Yuanqi Bank's business?"
Yi Zhizu nodded. It should be that the matter of Yuanqi Bank had a reply. He said calmly: "Changqing doesn't have to worry, maybe it's a good thing."
"I hope so." Wu Changqing said this, but he still looked worried. Yuanqi Bank's low-interest lending touched the interests of most gentry, officials and businessmen. If it openly challenged the usury system of the Qing Dynasty, it now monopolized the money market in one place. Although it has many benefits, God knows what the court will think?
Yi Zhizu smiled and said indifferently: "Changqing doesn't need to worry." After a pause, he continued: "Not to mention that Yuanqi Bank has many benefits, the benefits outweigh the disadvantages. Even if there are disadvantages than the advantages, the court will not rashly seize the government debt."
Wu Changqing nodded, looked at the bow of the ship, and asked loudly: "Can the Governor summon the Grandpa?"
The manager hurriedly returned: "Go back to Young Master Changqing, the old master has already gone to the Governor's Mansion."
Wu Bingjian also went to the Governor's Office? Wu Changqing's face suddenly looked a little ugly, and Yi Zhizu's heart also sank. Could it be that the court could not tolerate Yuanqi Bank?
The two of them took a fast boat to enter the city, and they only got ashore near Mama Street. They rushed to the outside of the Governor's Mansion to report their names. Then a doorman took Yi Zhizu into it. This was the first time Yi Zhizu entered the Governor's Mansion in broad daylight. He had been here a few times, and he was not afraid. He walked all the way and watched. He didn't realize it when he came in at night. When he came in during the day, he felt solemn and dignified, steep and mighty.
The entire Governor's Office is covered with blue bricks and gray tiles, and the pillars are dark. They pass through the courtyard and pass through the corridor. The colorful paintings of beams and beams that are seen are also blue and green, giving people a cold feeling.
Following the corridor to the third hall, Yi Zhizu stood outside the yard and waited for a while. He was soon led into the signing room. When he entered the room, he saw Deng Tingzhen sitting upright behind the desk in an official robe. Wu Bingjian also had a neat official robe and sat upright on his lower head with a solemn expression. Seeing this situation, Yi Zhizu did not dare to be casual, so he hurriedly stepped forward and knelt down and said, "Caomin Yi Zhizu bowed to the master of the ministry."
"There is no need to be polite to be content." Deng Tingzhen said, stretching out his hand and saying, "Sit down."
Seeing that the atmosphere was wrong, Yi Zhizuo was also a little nervous. He cautiously sat down under Wu Bingjian. After he sat down, Deng Tingzhen said, "The memorial on Yuanqi Bank that was submitted a few days ago has caused great controversy in the capital. I would like to ask you, once the imperial court issues treasury bonds, it can be millions. Can Yuanqi Bank have the power to take over?"
Causing great controversy? Yi Zhizu's heart is tight, which will cause controversy. This is as expected by him. However, if it is the case of accepting national debt, the reaction should not be so great. Deng Tingzhen asked this question. It is obvious that whether he can accepting national debt is directly related to Yuan Qi's life and death. He quickly said in a deep voice: "Yes."
Deng Tingzhen stared at him and then said, "Can you take over five million?"
Yi Zhizu still said in a deep voice: "Yes."
"Can you bear five million?" Deng Tingzhen asked uncertainly.
"Treasury bonds are bonds issued by the court to raise funds. Since they are raised funds, there will naturally be interest." Yi Zhizu said: "If the interest is high enough, let alone five million or five million, Yuan Qi dares to take over."
"Fifty million?" Wu Bingjian was surprised and asked quickly: "Can Yuanqi have such strong funds?"
"Of course, Yuanqi cannot use all the funds to purchase treasury bonds." Yi Zhizu said slowly: "But Yuanqi can resell treasury bonds to the people through branches in various places."
Deng Tingzhen understood now. It turned out that Yuan Qi was helping the court sell treasury bonds. He immediately said: "Since that is the case, Shanxi Piaohao and large money houses in various places can also receive treasury bonds."
After hearing this, Yi Zhizu smiled and said, "Can the court afford the interest rate of 20% per month and 30% per year?"
"That's impossible." Before Deng Tingzhen could speak, Wu Bingjian rushed to say: "The annual interest rate of 30% for the imperial court cannot afford it."
"So, Yuanqi's low-interest lending is also conducive to the imperial court issuing treasury bonds." Yi Zhizu smiled and said: "Yuanqi can accept treasury bonds with an annual interest rate of 10%. With Yuanqi's existing strength, he dares to accept treasury bonds for five million. In time, Yuanqi can reduce the interest on treasury bonds to 8% or even lower, and the amount of receiving can also be greatly increased.
It is not just a lie to say that even if the court issues 12% or 15% treasury bonds, no one in Shanxi and local banks will accept it, and no one dares to accept it because they cannot sell treasury bonds. It is very simple. The issuance of treasury bonds can be as short as one year or as long as three or five years. Who dares to go to the treasury money bank to subscribe to bonds? Who can guarantee that the bonds will expire? These treasury money banks have not yet gone bankrupt? Just look at Guangzhou and you will know how many treasury money banks have collapsed?
Yuanqi is not the case. Yuanqi monopolizes the money house industry, not only has strong funds, but also has strong ability to resist risks, and it is impossible to close down easily. Moreover, Yuanqi is closely related to the local government and the court, and will spare no effort to support the local government and the court. This is incomparable to a loose bank of money houses."
PS: I made a big mistake, and I signed the contract for 50,000 words. I forgot the signing process. The signing editor thought it was an old author, but I didn’t remind me. As a result, I forgot to send the contract for the signing. Haha, I only asked the reason yesterday and fainted from crying on the keyboard.
Chapter completed!