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Chapter 1 Thirteen Lines

I don’t know how long I had been silent in the darkness, but Yi Zhizu suddenly became conscious. He could hear the sound of the flowing river water, the vague sound of speaking, and the faint fragrance of powder at the end of his nose. He wanted to open his eyes, but found that he could not open his eyes. Not only could he not open his eyes, but he could not make any sound. He could not even move a little finger, as if he had no body.

Is this dead? Or not? Is it because the soul has left his body? He felt a panic.

The vague voice gradually became clear, "...I heard that Baoshun Foreign Company is in a mess, and recently he is lobbying some Hong Kong merchants to jointly submit a letter to the Governor's Office and accusing Xingtai Company of the Xingtai Company..."

"It's going to rain and my mother wants to get married. What can I do? How can I stop him from suing me?"

"There is no room for turning around?"

"Return? Those bastards, whether they are blue or green, only recognize silver. How do they turn around?"

"... Brother Shikuan has no other ideas?"

"Ideas? I owe more than two million yuan. Guangdong Customs and Thirteen Lines stare at them like thieves. What other ideas can I have?"

Thirteen ranks! Yi Zhizu was stunned. As a native of Guangzhou, how could he not know the principle of Thirteen ranks? Thirteen ranks, which monopolize the Qing Dynasty's overseas trade, once had an extremely glorious history. Thirteen ranks, Shanxi Jin merchants, and two Huaihuai salt merchants were known as the three major merchant gangs of the Qing Dynasty. Unfortunately, Thirteen ranks disappeared after the First ** War.

Diandi? Isn’t it the big dealer in Lin Zexu’s smoking ban? Guangdong Customs, Diandi, Governor’s Office, Xingtai Travel... The Thirteen Travels have not yet been dissolved? Is this Guangzhou on the eve of the First Diandi War?

Yi Zhizu felt a hint of fear in his heart. Who were the two people talking? He seemed to have thirteen lines of voice. Just as he was thinking about the identities of the two, the voice sounded again; "Brother Yi is fine? Although it is already summer, the river water is cold in the morning and evening, and he fell into the water drunk again..."

"Don't worry, there will be no problem. Good people don't live long. Bad people will be fine for thousands of years. Lezai will definitely be fine... In another hour, it will be dawn. Let's go and sniff. Here we are called to wait."

Drunk and fell into the water! Yi Zhizu suddenly woke up. He hired a small boat with his friend to visit the Pearl River at night. The boat fell into the water when something happened in the river! Hell, this is through... more...? There was a bang in his mind, and countless broken pictures rushed towards him like a flood breaking through the dam, and then he fell into a coma.

The sky gradually became brighter, and the servant Li Zhonggui was nervously beside Yishizui's bed, sighing in his heart that he was unlucky. Who would have thought that the young master would fall into the river when drinking a flower boat. I hope the Bodhisattva would bless him and the young master would be safe and sound. Otherwise, if he would return home like this, he would definitely be beaten to death.

The sun was rising, and seeing that Yi Shisu still had no sign of waking up, Li Zhonggui was a little worried and came to the bed and called out, "Young Master, Young Master."

Seeing that he had no reaction, he shook his courage, but he felt that it was hot, Yi Zhizu did not respond at all. He was shocked and quickly opened the door and ran to the next room, slapped the door vigorously, shouting: "Young Master Yan, Young Master Yan, my young master is not good!"

Soon, Yan Shikuan, who had a fat head and a big nose and small eyes, stuck his head out and said, "What's wrong?"

Li Zhonggui said in a crying voice: "The young master is so hot that he can't wake up..."

When Yan Shikuan heard this, he became anxious and had no time to wear his shoes. He ran into Yi Shizu's room barefoot, and then rushed out again, kicking Li Zhonggui over with one kick, shouting with a ferocious look on his face: "It's all burned to this, how did you serve? Why didn't you say it earlier?" He kicked Li Zhonggui a few more times before he shouted: "Why are you going to invite a doctor quickly!"

At this time, the people and others in Huafang were alarmed. After asking about the situation, the boss of Huafang was also anxious and quickly sent someone to invite the doctor. Then, he returned to his room and lit three incense sticks of Guanyin Bodhisattva, and prayed in a low voice. The ones who booked the entire Huafang last night were a few thirteen-ranking children. That was not something that he could do. Guangzhou would not be able to stay there.

The thirteen-way children who stayed on the pleasure boat gathered over the noise. They were all nervous but helpless, and no one could make up their minds. If there were any problems with this Yixiu, they would probably not be able to escape.

The doctor came very quickly. In just half an hour, a gray-bearded old doctor followed the two servants to the flower boat. After finishing his veins, the doctor sat upright for a while before he got up, bowed to everyone, and said, "I have a shallow medical skills, I hope you can ask for another skill."

What does it mean? Everyone was stunned. Yan Shikuan quickly stepped forward and said, "But the condition is dangerous?"

"I'm afraid I'm worried about my life, so please ask Gao Ming." After the old doctor said that, he separated everyone and left quickly.

There was a worry of life! Yan Shikuan's face turned pale and he was stunned for a moment. He hurriedly shouted, "What are you still doing? Hurry up and send him back to the mansion, and separate two people to invite the best doctors in Guangzhou City and Xiguan, and go directly to Yifu."

Just as everyone was in a mess, a servant ran up the flower boat panting. When he saw Yan Shikuan at first sight, he quickly called out: "Young Master, Young Master."

Yan Shikuan was overwhelmed and glared at him angrily, saying, "What's the matter?"

"The master asked you to go home immediately."

"Things without eyesight, haven't you seen me busy?"

The servant said with a sad face: "Young Master, a group of foreign businessmen went to Taiping Gate early this morning to hand over the letter and sued the master. The entire Xiguan has spread all over the world. The master is strict with his orders and will return to his house immediately."

He was so fast that he was moving so fast? The thirteen-way children couldn't help but look at each other. Yan Shikuan was stunned for a moment and bowed to the people: "Don't you guys send Lezai back to the house as soon as possible, so let's take a step forward." He stomped his feet and left quickly.

In 1837, the seventeenth year of Daoguang, April 20th.

The British and Commercial Banks submitted a letter to Deng Tingzhen, the governor of Guangdong and Guangxi, accusing the Xingtai Bank of Thirteen owed 2.58 million yuan (silver dollars) and were unable to repay it. They begged Deng Tingzhen to understand the approval and ordered the Thirteen Investors to determine the compensation plan according to the convention and the unbanked business meeting.

Outside Taiping Gate, Xiguan - Shisanhang Commercial Store, the location of the foreign merchants, and the most prosperous commercial center in Guangzhou City.

Xingtai Bank's huge amount of business debt was accused by foreign merchants. As soon as the news spread, it immediately caused a sensation in Xiguan. There were many discussions in all the teahouses, Chinese and foreign businesses, business names, guild halls, barbarian halls, colleges, and streets in Xiguan.

It is not uncommon for the Thirteenth Industry Business to go bankrupt, but it is rare for Xingtai Store to be like Xingtai Store. Xingtai Store is not ranked high in the Thirteenth Industry and does not have long been in the industry. However, in just seven or eight years, he actually owed such a huge debt, which is naturally particularly eye-catching.

Some people with a keen sense of smell and agile mind have a premonition that the Thirteen dynasties, which have been calm for more than ten years, may face another disaster, and it is likely to be a great disaster for life and death that concerns the survival of the Thirteen dynasties!

Xiguan, Jingyuan Street, Futaixing.

Yi Yunchang, an Kunqu official over fifty years old, held a "Guangzhou Weekly" in his hand, and walked back and forth in the room with his brows locked. Xingtaixing was accused by foreign businessmen. Although he had expected it, it still made him feel extremely uneasy once it became a fact.

Most of the Thirteenth Bank merchants are in debt, and Futai Bank is no exception. They owe foreign merchants about 400,000 yuan in debt. Although the amount owed by the merchants is not very large, he is worried about being affected by the fish.

Once a Thirteen-Shanghai Commercial Bank is accused of foreign businessmen for business omissions, the end will be bankruptcy. Since the Qianlong Dynasty, there have been almost no exceptions. The debts left by the bankruptcy Commercial Bank will be compensated by the Thirteen-Shanghai Commercial Bank's unbanked commercial banks - this is a joint and several mutual insurance system formulated by the court.

Yi Yunchang was worried that with the current situation of Shisanxing, it would definitely not be able to repay such high debts in the short term, which would inevitably trigger panic among foreign investors in lending, and thus come to collect debts.

Futaixing has simply demolished the east wall and repaired the west wall in recent years. If creditors come to the door to force debts, Futaixing will immediately follow the footsteps of Xingtaixing. To put it another way, even if only half of the creditors come to the door to force debts, Futaixing can only hold on to this year and not go bankrupt next year, and it will still not escape the consequences of bankruptcy.

After walking back and forth for unknown amounts of back and forth, Yi Yunchang stopped and ordered to the outside world: "Come."

Yi Zhishu, who had been waiting outside the door, quickly pushed the door open. He was Yi Yunchang's eldest son. He had just passed his thirty years. Since the founding of Futaixing in the tenth year of Daoguang, he has been assisting in the business bank. He is not only familiar with business, but also speaks fluent Guangdong English.

Seeing him come in, Yi Yunchang raised the newspaper in his hand and said, "The British businessman's accusation against Xingtai is published in the headlines of the Guangzhou Weekly. This will inevitably arouse panic among foreign businessmen. Someone will come to collect debts. You can talk to those tea merchants who have friendship to see if a batch of raw tea leaves can be higher. In addition, take a look at the warehouse and sell all the goods you have stocked up at a low price, or even lose money."

This is simply a drinking poison to quench thirst! Yi Zhishu's face suddenly turned pale. After hesitating for a moment, he whispered: "Can you find a way to borrow money..."

Yi Yunchang stared at him and said, "There is no time to collect loans in the current situation. Who dares to lend us a loan?"

Yi Zhishu didn't dare to talk nonsense anymore and nodded, "You'll do it right away."

"I'll tell you that if there are any foreign merchants coming to visit, you don't need to inform me, just lead me in and see me." Yi Yunchang said, waved his hand and said, "Go."

After hearing the sound of the door closing, Yi Yunchang sighed to the sky, and his whole body seemed to have been pulled away, and he was so embarrassed that he had put raw tea leaves on high prices and sold goods at low prices. He did not want to pay off his debts, but to prepare for bankruptcy. He made this decision as if he had been aging for ten years.

Since bankruptcy is inevitable, and surviving will only delay until next year. Then it is better to go bankrupt if you go bankrupt later than to go bankrupt later than to go bankrupt next year than to go bankrupt this year! If you go bankrupt passively, you might as well go bankrupt on your own initiative!

With the bankruptcy of Xingtai Bank, not only half of the bankruptcy of the Thirteen Banks will go bankrupt, but at least 30% to 40%. Taking advantage of this bankruptcy trend, it is easier to take advantage of the troubled waters.

Thirteen-store merchants have gone bankrupt due to debts and not only have to confiscate their property, but also have to exile the border on charges of fraud. What is even more unbearable is that their families must also sell all their debts to pay off.

The reason why Yi Yunchang took the initiative to make the decision to go bankrupt was that he was unwilling to accept it and was unwilling to drag down all his family. He wanted to plan to send some of his family to Nanyang to avoid disaster, at least leave some hope for the Yi family.
Chapter completed!
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