Under the department store on the east side of Moscow, a China Shenzhen Development Bank opened silently.

The Moscow hawkers who received the news early lined up one day and one night in advance.

They and the department store team formed two parallel long queues, which led to the Moscow people queuing up to shop and kept asking: "What are you buying here?"

Everyone was queuing, but they were bored, so the Russian aunt Genia, who was queuing up, explained: "This bank can lend money from China, RMB."

"What's the use of Chinese money?" The Moscow people queuing up to shop were very confused.

Aunt Jenya smiled softly and asked, "What are you waiting in line to buy?"

“Buy toothpaste.”

"Snowflake toothpaste, right?"

"Yes, you heard about it too? It's rare. In my impression, the department store has stopped selling toothpaste for two months..."

"I heard that, and I also know that snowflake toothpaste is made in China."

"Made in China? No wonder they are all strange words." Moscow people's daily necessities are getting poorer day by day. As early as the mid-1980s, they imported a large number of Chinese goods. The small commodities that were sold into the Soviet Union were probably taken away by the Russian commercial department, but they had no self-employed statement.

Aunt Jenya smiled proudly and said, "If Chinese goods are bought with Chinese money, they will definitely be cheaper than rubles. Moreover, Chinese money is valuable, what is the price today and what is tomorrow."

The Moscow people were so moved by him that they didn't care about the neatness of the team. They came over and asked, "How do you sell Chinese money?"

"You have thought that Chinese money can only buy Chinese goods, and Americans and Europeans do not recognize it."

“Does there be many Chinese products?”

"More than department stores," Genia said with honor: "They not only have loans, but also exchange exchanges, just exchange rubles for RMB. How to decide depends on yourself."

"Where are you here to make a loan or exchange?"

"loan."

"How to pay back the loan after the loan?" At this time, Russians were similar to Chinese. Although they did not pay attention to debt-freeness, they also tended to save rather than borrowing. It was precisely the hyperinflation caused by the collapse of the Soviet Union that smashed the Russians' concept of savings.

Aunt Jenya smiled but said nothing. The main business of these train workers has long become small vendors. The RMB loaned to buy Chinese goods and then handed over to their families for sale. This naturally forms a cycle, and the poor pressure to repay the loan is pitiful.

The Moscow man opposite looked at Aunt Jenya curiously, but no matter how much he asked, he could not find the result.

The two teams moved forward slowly, and they were obviously separated when they were almost at the department store.

Aunt Genia hugged the waist of the person in front tightly, worried that she would be squeezed out of the team at the last time. The people behind also grabbed Aunt Genia's shoulders, so naturally they did not hold their waists firmly, but there was nothing they could do. Aunt Genia's waist was too thick. It wasn't possible to hug it just by wanting to.

One Russian after another exchanged the prepared loan documents for RMB ranging from dozens to hundreds of yuan. Sikong Guan said happily and worriedly: "I hope Russia will not change any more. Otherwise, it doesn't matter if we go back with all our money and get punished. It would be bad to cause losses to the country."

The members of the bank group with him also nodded with serious expressions. They had no experience in going abroad to take out loans, and they were full of doubts about whether they could recover the loan.

Su Cheng simply said: "With the endorsement of the Russian State Bank, what are you afraid of?"

"I'm afraid that the Russian National Bank will go bankrupt." Sikong Guan said very realistically.

Su Cheng shook his head, unable to explain this.

The crowds in front of the bank gate were gathering more and more. The Russians who received the loan were excitedly heading straight to Yaroslav Railway Station. Those who did not get the loan could only leave with regret.

Shenzhen Development's loan standards are in line with the Russian State Bank. In addition to collateral, a good credit record is also useful. Although the Soviet Union collapsed, Russia was finally a complete country. The network that once confined social relations has now become a credit network. On the other hand, Shenzhen Development's loans issued by credit are very small, with an average of only a few hundred yuan per person. As for individuals, there is no crisis.

Despite this, Shenzhen Development has also attracted the attention of Russia.

In today's Russia, there are many foreign banks, but there are only ones who dare to release credit loans to the Russians. Because no foreign banker can be sure that this new Russia can survive. If wars occur frequently, or a nuclear bomb is simply smashed from the sky, these loans will not be collected.

This systemic risk is something foreign banks try hard to avoid. Therefore, even if the Russian government once invited foreign banks to release credit loans, the other party said it was a mess, and in the end, it still didn't see a penny.

In the eyes of foreign banks, countries that lack a credit system simply lack the conditions to release credit loans.

Only people like Sucheng who not only determine the future of the Russian government and believe in countries with non-credit systems will release credit loans when the time is right.

Compared with large amounts of credit, the total amount of funds released in this way is not small at all, and it will be of greater help to society.

Kogilev soon came to the Chinese Embassy again. This time, he faced Sucheng with a smile and asked the Chinese bank group to open up a few more windows, because the flow of people near the department store was already so crowded that it affected traffic.

Su Cheng would not refuse.

Even Sikong Guan and others did not strongly oppose it.

There are a lot of RMB released by the bank group every day. In the past three days, almost every 10 million yuan released, 9.5 million yuan returned to their hands.

Because Russians who take out loans will spend the RMB as much as possible. In the Russian environment, the RMB is only meaningful when purchasing Chinese goods.

For Sucheng, half of the money is already generated as long as it is spent. Since the cost of Chinese goods is often only one-quarter to one-third of the selling price. After a round of recycling, the rest can only be said to be interest.

If there is any business that can be said to be a sure profit without losing money, this kind of loan business will definitely be true.

Corresponding to the loan from the Chinese bank group was the loan given by the Russian State Bank to the Chinese bank group. Sucheng originally planned to lend them to the Russians to make a difference, but before the reputation of the bank group became famous, he simply used the money to buy Russian goods and then transported them back to China on an empty train.

But what he bought the most was Russian scrap steel.

This country is good at making silly, big, black and thick equipment. It covers a huge area of ​​factories and large tonnage machinery can be seen everywhere, and tons of waste raw materials are countless.

Now that the factory has stopped working, the machines and raw materials are useless. If you don’t need to look around in Sucheng, people will naturally come to your door, asking for scrap steel to be exchanged for daily light products.

The units of exchange also quickly went from foreign exchange dollar units to "tons".

The matter of changing 1 ton of socks to 50 tons of steel is played out in this country every day.

.....)
Chapter completed!