It is absolutely impossible for Han Lie to participate in something like that, he is too stupid.

But Gao Diaomao was different. He had always enjoyed the benefits of similar practices in the past, forming a fixed mindset and path dependence. To put it simply, a dog cannot change its habit of eating shit.

If Han Lie had not participated in this project, he would not even be happy to encourage Gao Daomao to do anything wrong.

A report at the critical moment will send your whole family to work on sewing machines and eat steamed buns. Why not?

But it doesn't work now. He can't guide Gao Diaomao to do that, mainly because he can't get rid of it.

"Mr. Gao..."

Han Lie said earnestly and pretended to be a good person.

"I don't know how you did things before, but now it's a new era...

Do you only consider costs and not the risk-benefit ratio?!

In our financial industry, cutting leeks is a traditional skill. Being able to cut it reasonably and legally is called skill.

Unreasonable and illegal behavior will cause big problems!

You are my partner, and anyone who can help me with things is my friend. I would rather make less money, or even no money at all, than cheat my partners and friends!

I, Han Lie, believe in credibility and reputation is the most important thing in my work!

If you insist on having that idea, I'm sorry I can't accompany you."

Gao Diaomao was looked at by Han Lie with that meaningful look, and he felt at ease, anxious and angry at the same time.

Stable because Han Lie has a bottom line and a high sense of morality.

He felt from the bottom of his heart that Han Lie was stupid and would not take advantage of his talents, but this did not prevent him from liking to cooperate with such a person.

A gentleman can be deceived.

Oh, by the way, Han Lie is very smart and not easy to bully...

However, it is always good to have a high sense of morality and be cautious, and you will feel more at ease when cooperating.

The anxiety is because he has paid a huge price to obtain the shares of his right-hand man. If Han Lie does not get along in the end, the shares he has obtained will become worthless.

Originally, it already held more than 50% of the shares, and now it is almost 75%.

Why do I hold so many shares?!

Gao Diaomao spent all his working capital in order to collect shares. His purpose was to drag Han Lie into the chariot and obtain new low-cost financing channels.

If it fails, the company will definitely collapse, and bankruptcy is a high probability event.

But Han Lie had to use the extremely high-cost formal method to raise funds. Isn’t this a big deal?!

And he was angry because there was nothing he could do about Han Lie like this.

The biggest problem for this bitch sitting on the Diaoyutai is that he no longer wants his own shares. If he doesn't make this money, Xiao Chi Lao still controls a 7.5 billion fund and can make big money in the market at any time.

MLGBD!

When you were talking about cooperation with me, you promised to make a big deal. Now that I have all the shares, you are nonchalantly acting like a good guy...

Are you playing with me?!

Use me as a leek cutter?!

Gao Diaomao had every reason to suspect that Han Lie actually wanted to entrust the entire project to him with one click, so that he could make a fortune.

He was so angry that his lungs hurt.

But the more this happened, the more he believed that Han Lie must have a way to obtain financing at a smaller price.

Now, the only thing I need to do is... coax out that method!

Gao Daomao suddenly felt something in his heart. He deliberately pretended to be troubled and asked hesitantly: "Teacher Han, I remember you talked about a method of cutting leeks from individual households last time... doesn't that work?"

Han Lie frowned and replied a little coldly: "I'm going to go back to the business, but there are policy risks, and it will affect my reputation. My private equity company has to manage goodwill, so I can't participate."

Gao Daomao's eyes suddenly flashed, and he said flatteringly: "Tell me about it!"

Afraid that Han Lie would not tell the truth, he immediately said: "If the operation is simple, I can do it myself, but the benefits will not be less for you! Don't worry, third-party credit enhancement can only be done by you, Lao Gao, I know it well!

"

Han Lie's frown finally fell and he replied with a smile: "Okay, let's just treat it as small talk and tell you something."

"Okay, okay!"

Gao Diaomao was overjoyed and raised his ears to listen.

“If you want to cut off the power of retail investors in this kind of project, the first step is to find a partner with particularly strong sales capabilities.

He must be able to sell shares and have the underlying channels.

After finding that person, the next step is division of labor and cooperation.

The second step is to get an appraisal agency to evaluate the value of the land at about 2 billion.

The third step is to let the partner package the entire project. It cannot be ordinary ABS. It depends on what your land is suitable for.

If it is suitable for apartments, then build an equity REITs with rent and property fees as the source of income.

If it's suitable for building an office building, then get a mortgage-type project, it doesn't have to be a residential project.

In short, you can be more flexible. It doesn't matter how much revenue the project itself can make. What's important is telling the story well and making it attractive.

The fourth step is to increase trust.

This is the most difficult thing. There must be a large state-owned enterprise as a third-party guarantee, so as to dispel the doubts of buyers.

You don’t have to worry about this. I’ll take care of it for you after I take your shares.

The fifth step is sales.

Just like the lecture I gave last time, your partner must do a good job in the road show.

The starting investment for a single person is 1 million, and you need to attract at least 1,000 investors before you can sell 2 billion in quota.

Those who can do this kind of thing are either big banks or big securities firms.

Step six, find a trustworthy custodian.

The custodian bank is very important. If the relationship is not good and you are not allowed to use the money in the special account, it will be quite troublesome.

Step seven, repay or go bankrupt.

There is no need to mention the repayment, just borrow the chicken to lay the eggs, earn some hard-earned money, and erase all the risks of previous illegal operations.

I don’t recommend bankruptcy. You need to transfer assets in advance, and you will have to stay in jail if something goes wrong.

Unless the project interest rate is raised, the guarantor will not provide full guarantee and use high interest rates to attract leeks. Don't cheat the big brother of the state-owned enterprise.

Or simply discuss it with the supervisor of the guarantor... I am not in a position to go into details.

It is true that some players with extraordinary ability will engage in such outrageous operations that they are insolvent and have no choice but to go bankrupt. Because the investor is not a state-owned enterprise but a group of retail investors, they basically have no choice but to accept their bad luck.

Then the guarantor or bank, as a high-priority creditor, will make the company's remaining assets into non-performing asset packages and sell them externally.

At this time, you can use a shell company to buy back the broken company and broken projects for secondary development.

The debt is gone, the past is wiped out, but the project is still yours, and you can play the second round if you change your skin...

Ahem!

On a whim, we talked too much!

Anyway, the idea of ​​cutting off individual households’ leeks is pretty much the same. The key point is how to cut yourself out. I only know some cases in this regard, but I have no real experience. It’s just talk on paper, just listen to it..."

Gao Daomao's eyes gleamed when he heard it, and he thought: Are you still talking on paper? This idea is too clear!

Teacher Han, this is what I want to learn!

In fact, in the whole process, only how to package the project is the real technical work, and the other links are all about dealing with people.

So, not surprisingly, Gao Diaomao was extremely excited.

'I'm so good at this!'

He slapped his thigh, and a red slap mark appeared on the snow-white flesh. That slap was so powerful...
Chapter completed!