Which man with a level 4 sucker would still be polite to a top-notch beauty?!

No matter how hard you talk, if you don't hum within 10 minutes, I will lose.

Naturally, Pan Ge couldn't last for 10 minutes. His slender, snow-white waist arched violently, and he begged for mercy with a long cry.

"Good brother, I was wrong!"

Han Lie fiddled with Xiangsi casually, raised his eyebrows and smiled mischievously: "What's wrong?"

"I...I shouldn't encourage Xi Luting to find Chen Yanfei..."

"What the hell?!"

Brother Lie was so shocked that he even spoke out with a Northeastern accent, and his head was buzzing.

"How do you two plan to find Concubine Chen Yan?"

Pan Ge was trembling all over, and replied angrily: "Go to the main school forum and post a message, accusing your goddess of a third party interfering, blaming God of Fire, and exposing her true face of being vain and coquettish... Tingting is best at writing essays.

Already."

Good guy!

You must be the one who is wilting...

Han Lie thought about it carefully and realized that this was not necessarily their original plan. Now it was purely Pan Ge's unilateral revenge on Xi Luting and digging a hole for her.

However, Xi Luting is not stupid, and he should not be easily persuaded by Pan Ge.

Sister Da Ting is actually quite smart when she's not on top.

So the two of them got together affectionately, most likely acting out each other.

It's not unusual for them to be sisters on the surface. There are more than a hundred couples in the Arts Department. We have seen a lot of them.

Not a big problem.

Han Lie realized that the two of them were still in a state of discord between face and heart, and he was completely relieved, and immediately put down his hand.

"Do you still dare to plot against me in the future?"

"ah!"

Pan Ge screamed and hurriedly cried and begged: "I don't dare anymore, I really don't dare! Good brother, please spare me once~~~"

Face to face, she was extremely timid.

So soft, pitiful, and so obedient that people really can't bear to kill him.

It's a pity that as soon as Han Lie leaves, things will no longer be the same, and the bad water will pour out one after another.

Need to clean up!

Han Lie didn't want to let her go, but he had no choice but to come back earlier than expected.

The dog man had no choice but to end the disciplinary measures early.

After dinner, Pan Ge returned to his room in a very cold and reserved manner, locked the door with a click, leaned against the door and let out a long sigh of relief.

Oh my god, I finally survived!

She is actually not afraid of what Han Lie will do to her. Not only is she not afraid, but she is looking forward to it.

But, not at home.

Once I can't hold back the shouting too loudly, don't I, the princess, lose face?!

As a result, she thought too much, and until she could not open her eyes in fear, Han Lie did not appear again.

…

Han Lie and Lao Pan came to the study and took out a lot of documents.

At first, Lao Pan just listened silently. It wasn't until Han Lie roughly finished explaining the entire plan that he started to ask questions seriously.

"First, how can you guarantee that Gu Yong can't sell the house, but we can easily liquidate it after holding it for half a year to a year?"

Tsk tsk tsk, it’s so vicious...

Han Lie liked Pan Zi's attitude and questions very much. When doing big things, you should abandon your emotions and go all out.

So, now it's my turn to give my best performance.

"I can not guarantee."

Han Lie confessed and then opened a few documents.

“Based on the policies that have been released, the real estate brake that started in the second half of this year will last until at least the middle of next year. Next, we cannot judge whether we will continue to step up efforts to apply the brakes or relax restrictions.

But we can think about it from another angle——

Projects that have already been approved and declared cannot be stopped directly. Therefore, the second half of this year will still be a period of intensive real estate construction.

By the middle of next year, new construction projects will inevitably see a significant decline.

So, based on the average development cycle of about 2 years, 2015 is a very critical time node.

There are still a large number of new projects launched in 2015.

At the beginning of 2016, new real estate projects gradually began to decrease.

In the second half of 2016, high-quality new projects began to become scarce.

Not many people can see the three major time nodes clearly in advance, but as long as the opening date is approaching, we can take the initiative to let everyone see it.

Is it difficult to bet on housing prices?

So I don't need to guarantee that Gu Yong can't sell the house. I just need to guarantee that he can't get cheaper money than me, and then the loan term will be stuck.

I will hand over the money to him before February 2014.

Project duration: 18 months.

A year and a half later, in August 2015, we had to either repay the principal and interest or hand over the property.

Gu Yong is in a hurry to use money now. We are the fastest and cheapest, so the deadline is not a problem.

Liu Minghao told me that Guyong can start pre-sales as early as March 2015, but it is more likely to wait until the May Day holiday in 2015 to open.

And we can now confirm that there will be many new properties for sale during the same period.

At this time, policy inertia still exists, and the real estate market is likely to remain sideways.

This "Modu Property Market Destocking Analysis and Outlook" comes from CITIC Research Institute. It is mentioned above that the period with the greatest destocking pressure in the next two to three years will be between December 2014 and August 2015.

I think this report is a little too optimistic.

This "World Gold Chaos in 2013" just provides another way of verification——

The Chinese aunties are robbing gold all over the world because they are extremely unfavorable about the real estate market. As the price of gold slowly recovers, the investment demand for gold in the international market will remain strong throughout 2014.

In other words, in fact, the progress of destocking in the domestic property market this year is far lower than expected. Old ladies have turned back to buying gold, and next year it is very likely that the destocking progress will continue to be lower than expected.

Based on the inventory digestion rate for this year, it will take 11 years for Magic City to digest all its inventory under the purchase restriction policy.

However, it will still be extremely difficult to digest next year, and the year after that will be the peak of new listings...

Is it difficult to sell a house?

I think it's very difficult.

Magic City is a city with purchase restrictions, and there are not many people with the qualifications and ability to buy houses. As long as any new property in Mingdu is unavailable before it opens, Mingdu will also be in the cold.

If the market itself is not good at that time, do you have the ability to make an approaching new market become even colder?

I think you can do it.

Now, the first problem is solved - Gu Yong can't sell many houses, and it will definitely not be enough for principal and interest anyway.

The second question is - can we sell it after one year of holding on?

Obviously, yes.

As long as it lasts until the second half of 2016, our house will become a scarce commodity. No matter what the real estate market is at that time, I will raise the price anyway."

Han Lie talked a lot, but his attitude was always calm and gentle.

Pan Shengwu listened very attentively, looking through various reports from time to time, frowning in thought.

It wasn't until Han Lie finished speaking that Lao Pan slowly spoke.

"What do you think about risk?"

Han Lie pulled out a new document, with "Risk Assessment Report" written on the top of the A4 paper.

“The biggest risk is whether Gu Yong can complete the building with quality and quantity.

As long as he can complete the project, we cannot lose money.

If he collects enough money, we charge interest.

If he can't raise enough money, we can take over the property, even if it's an unfinished project.

Engaging in greening and slowly building fine decoration is nothing more than a matter of making more and less.
To be continued...