"Mr. Gu, this matter is of great importance. I need to confirm something. Let's make an appointment later to discuss it in detail?"

Han Lie did not give Gu Yong an accurate response.

With Liu Minghao here, there is no need for Han Lie to bargain, argue, or quarrel in person. He can sit on the Diaoyutai with a superior attitude and wait for the best result.

Gu Yong looked at Liu Minghao, who was smiling but not smiling, and secretly complained in his heart.

The barrister has always had this expression since he took Han Lie away to mutter for a while.

Gu Yong knew Liu Minghao very well. Their circle was not only local aboriginals, but many of them were even alumni of primary and secondary schools. Counting a generation higher, they were all neighbors in the alleys.

Liu Minghao became the king of children thirty years ago, due to family factors and his own abilities.

Gu Yong knew at a glance that Liu Minghao, who could squeeze oil out of stones, was serious.

"good!"

Gu Yong gritted his teeth: "Wherever you need my cooperation, don't be polite! I don't recognize anyone in Minggu Real Estate's financing project except Teacher Han!"

Gee, this statement is really interesting.

It can only be said that Gu Yong is indeed a hero. When he should be decisive, he is more decisive than anyone else.

Some people spend their entire lives adhering to the philosophy of "spend a small amount of money to do big things" and follow the current trends of interests.

Only truly smart people will understand the principle of "spend big money to do big things" and never save money at critical moments.

And only the higher-level tycoons are willing to "spend big money to do small things."

These are three realms, corresponding to different life patterns.

Han Lie was also surprised and paid more attention to Lao Gu.

But Han Lie didn't say anything and just smiled.

The so-called calmness, the so-called maturity, the so-called city government, are exactly like this.

Next, there was nothing serious going on in Liu Minghao's circle. Just as Han Lie was about to leave, Mr. Cai suddenly called him aside with a glass of wine.

"Teacher Han..."

Han Lie gently clinked glasses with him, and couldn't help but feel good about this honest man as he poured wine with such a rustic attitude.

"Brother Cai, you can tell me something."

"Teacher Han, I generally understand what you and Lao Gu were talking about."

Caiye looked a little embarrassed, but still so straightforward.

"If I want to spend money to be the investor, can I get an annual interest rate of 8.5% with a safety guarantee?"

I go!

Brother Lie was really shocked.

Listening to Caiye, he wants to pay the full amount of the 2.5 billion. The cash flow is too scary, right?!

Although he was very shocked, Han Lie did not question the other party.

In the Great Demon City, Hidden Dragon and Crouching Tiger, who knows who his background is and how powerful he is?

Han Lie just asked: "Why don't you talk to Mr. Gu directly? If we eliminate the middle parties, he can save a lot of costs, and maybe he will be willing to give you a higher interest."

"I can't trust Lao Gu."

Caiye shook his head, with a hint of disdain on his face.

"How can a real estate developer have a good idea? I have cooperated with real estate developers when I built the market, and I will never do it again in this life!"

If I gave Lao Gu money directly, he would have the guts to pack up that Pangu real estate and stuff it to me later.

He signed a frivolous contract and gave me a piece of crappy real estate to pay for. He took the normal profits and the dirty money from cutting corners to enjoy his next job. I couldn't sell the house on my own, and I might pay it back later.

I have to turn around and ask him for help...

That bastard is fucking shady!"

Caiye's words were a bit confusing, but Han Lie understood.

Well, he was right to be worried.

Under normal circumstances, when you get money from a real estate commercial project as a mortgage, you should develop the project well, work hard to sell it, and then pay back the money after selling the house.

But if the amount of money received is too much, and the investor does not come with a huge deterrent in some aspect, then the real estate developer may play dirty tricks.

There are too many ways.

For example, the project is completed and delivered according to minimum standards, then goes bankrupt, and finally the project itself is compensated to the investor as stipulated in the contract.

Is it legal?

So legal.

I completed the building itself on time in accordance with the contract, but due to the huge expenditure and failure to control the capital chain, I cannot do projects to increase added value. You can either give us more money or take away the building to offset the debt.

It's unethical for me to behave badly, but it definitely complies with the agreement.

In the end, not only did it save the energy of selling the house, but there was also a lot of room to spend money during construction.

Caiye doesn't understand the twists and turns, but he understands people's hearts.

"Teacher Han, I don't trust Gu Yong, but I trust Liu Lu. If you want to do this project, can you take me as one? I'm not greedy, 8.5% is enough!"

Han Lie was still puzzled.

"Brother Cai, with your cash flow, you can get an interest rate of more than 8.5% by negotiating with a bank for a large agreement deposit, right?"

"Ouch!"

Caiye slapped his thigh fiercely, his face full of depression.

"Weren't we that tall before?

But the fixed term I deposited happened to expire early next year, and then the bank told me something about M, cyberspace, or loan restrictions. I didn’t understand it. Anyway, it meant that the interest rate could not be as high as before.

I also went to several banks to inquire about five-year time deposits. The small banks could give me a principal-guaranteed basic interest rate of 5.25% + a non-principal-guaranteed interest rate of 5%, while the big four banks could only give me 4.75% + 4%.

Some banks can provide advance interest discounts and other miscellaneous benefits.

But I don’t dare to save it!

If the non-guaranteed part is not paid to you after five years, what can you do?

Even though our buddy seems to be quite rich, compared with banks, isn’t he a purely disadvantaged group?”

It's the opposite, it's the opposite...

Brother Lie muttered in his heart, suddenly wanting to laugh.

"Brother Cai, you are really not very lucky. If this expires before June this year, I guess the bank will dare to give you 12% fixed deposit interest..."

"Ouch! That's not true!"

Caiye's eyes were bright and he gave Han Lie a thumbs up: "Teacher Han, you are really knowledgeable!"

Level 4 economics is not a free promotion. How could you not be clear about such a big event this year?

Just in June of 2013, the country experienced the highest level of money shortage in history, and the inter-bank interest rate in Shanghai skyrocketed. This was called a money shortage.

At that time, if a Shenhao brought 10 billion to the bank to negotiate a negotiated deposit, the banks would be so anxious that they would dare to make any promises.

Once the contract is signed, you can settle down immediately.

But since that time point, a series of impacts have slowly emerged, leading to many chain reactions.

Caiye will no longer be able to get high interest rates on his money due next year, which is just one of them.

Han Lie felt sorry for Mr. Cai, but there was nothing he could do to help.

"Brother Cai, it's not that I don't want to help, but we can find lower cost money, 8.5%, which is too high in this project."

Brother Cai was a little disappointed, but he didn't embarrass Han Lie anymore.

"Okay, let's do it. Don't let it go. This money belongs to our entire family. If we really can't find a place to invest it, then we will continue to deposit it in the bank.

Hey, isn't there a vice president of Pudong Development Bank over there?

Teacher Han, would it be convenient for you to introduce it to me?"

Hey, who says bold and bold men can’t be mean-spirited?

Isn't this a very clever calculation?

Han Lie was secretly thinking, but his attitude was very enthusiastic: "It's a small matter, let's go, I will take you over to say hello!"

So Han Lie took Caiye to Mr. Huang and helped introduce them to each other.

In fact, with the capital of Caiye, people come to the door themselves, and the boss of Pufa Magic City Branch has to personally receive them.

However, Chinese people pay attention to relationships when doing things.

Getting acquainted in private, starting from feelings, and talking about business in private will often be more rewarding.

Han Lie stood with them for three minutes, then quietly retreated and returned to Pan Zi.
To be continued...