Chapter 189 The agricultural alliance wins!(1/2)
Ximen Quqi helped instruct people to install the freezer, refrigerator, and color TV.
The freezer is for cafes, the refrigerator is for home use, and the color TV is sent to the orphanage where Long Qingyun was staying before.
This time, the welfare home was returned to Long Qingyun's name, and it was no longer the unknown hero Wang Lanling.
"I went to the bank and how much is the turnover today?"
After Long Qingyun debugged the freezer, he washed his hands and said, "You can cook some food for lunch, I'll go out to do something."
Hu Yuxin said, "Why do you have so many things all day long?"
Long Qingyun smiled, "It's the fertilizer factory's business. If you get the money, you have to do things."
Sister Jiang Wu asked quickly: "What's the matter with a fertilizer factory?"
Only then did Long Qingyun have time to notice Sister Jiang Wu, as if he had just discovered that this woman was here now.
"Business." explained casually, and Long Qingyun looked at the little loli and another little loli.
Both little loli were crawling on the clean wooden floor of the cafe. For a three or four-year-old child, crawling on the ground is more comfortable than walking.
"I'll look at the store here. You go to have hot pot. I'll bring me one later and buy a pork trotter."
Long Qingyun canceled the idea of going out.
Xiaofang asked, "Don't you have something to do?"
Long Qingyun pointed to the landline phone number in the cafe, "I'll just call and call people here. You can go to have a meal first. Remember how much you eat. Come back and ask me for reimbursement."
Xiaofang didn't understand, "What is reimbursement?"
Long Qingyun smiled and said, "You will know when you go to work, but you may not necessarily know. Generally, things like traveling on business or spending money for a job place can be reimbursed, such as travel expenses and food and accommodation expenses."
"This is only provided by a conscientious entrepreneur. Usually, if you look for a job in the future, you will encounter unconscience."
Xiaofang quickly said, "It's just...it's just eating a public meal, right?"
"Absolutely." Long Qingyun waved his hand, "Okay, go and buy some vegetables and fruits and come back, and decorate some things in the freezer."
The little loli was very happy.
Long Qingyun was entertaining guests in the store. At noon, not many people came to drink coffee. Basically, they had to wait until one or two o'clock before someone would come to sit.
After the girl and the woman left, Long Qingyun sat aside and started making phone calls.
He got the telephone contact books of hundreds of nearby companies, and at this time he opened the small notebook and started looking for someone.
"Hey, I'm Long Qingyun, Long Qingyun in Longzhou, do you know who it is?"
There are definitely more than 990 million people from Longzhou who don’t know Long Qingyun.
But in Longcheng, people on this phone contact list basically know Long Qingyun from Longzhou.
"Yes! Mr. Long, what's wrong with you?"
"You know where my cafe is, right? Let your manager come here and I want to ask about some loan and insurance matters. There may be cooperation and talk in person."
"Okay! I'll tell us the president, the president is here, I'll let him talk to you."
"No, just let him come here directly. It doesn't matter if he doesn't come. I also contacted someone else, that's it."
Long Qingyun hung up the phone and quickly found the next one according to the list.
He contacted five people.
Ten minutes later, five people arrived at the cafe one after another.
The five of them are all the kind of people who are obviously leaders, they are steady and solemn, and they are all in their fifties.
There are no thin men, they are all fat men of similar physiques. It is obvious that some positions are indeed very supportive.
The four leaders sat neatly on the four high stools at the coffee table, while Long Qingyun at the counter was talking to the four people while making coffee.
"You should know everyone, right? It doesn't matter if you don't know each other. Let's start with me and introduce yourself to each other."
"Longzhou, Long Qingyun."
"Longzhou Agricultural Bank, President of Xidaqiao Branch, Wang Zhongheng."
"Agricultural Bank, President of Xicheng Branch, Jian Jinghai."
"Governor of Vegetable Market Branch, Yan Jingchu."
"Governor of Linhe Street Branch, Jin Shuo."
Long Qingyun was looking for the presidents of four nearby Agricultural Banks.
Wang Zhongheng looked at Long Qingyun, "What's the matter with us? What you said on the phone was that you wanted to have a loan, how much does it want?"
These four leaders all know Long Qingyun. Longzhou Long Qingyun's reputation has always been very famous among the upper-class people in Longcheng.
Long Qingyun placed four cups in front of the four people.
"Talk slowly, you also know that the fertilizer factory is currently trying to find a way to pay employees."
Jin Shuo looked around and said, "Then won't your fertilizer factory send someone who can talk to you? You must have someone who is in charge of this kind of thing to talk to us, right?"
Jin Shuo looked down on Long Qingyun a little. He knew Long Qingyun's reputation, but this kind of thing should be the factory director and deputy factory director come over.
Long Qingyun smiled slightly, "I am the most in charge of the fertilizer factory. If you don't believe me, please ask the three leaders next to you."
Jin Shuo's expression condensed and he quickly looked at the other three colleagues.
Although the four of them are from Longzhou Agricultural Bank, they are all different based on the area in charge, level, status, treatment and information sensitivity.
Moreover, these four people are all under the jurisdiction of a regional leader, that is, Feilong Street Branch of Longzhou Agricultural Bank!
After seeing Jin Shuo looking at him, Wang Zhongheng nodded, "That's right, he is the one who decides the fertilizer factory."
The other two were silent. They both got information from the internal bank system and more or less learned about some of the things about the bank next door.
Jin Shuo looked at the young man in front of him who was wandering with a coffee pot in shock and felt heavy pressure.
"I have done this at such a young age. It's such a hero!" Jin Shuo quickly changed his attitude.
Long Qingyun smiled slightly and gave the four people in front of him half a cup of hot coffee.
After putting the coffee maker, Long Qingyun expressed his purpose.
"The fertilizer factory has no money, your banks don't have much money, and the farmers in the nearby countryside also don't have much money. What I mean is that we can turn around each other and let each have money."
Wang Zhongheng asked: "What is the turnover method?"
Long Qingyun explained: "I contacted a group of farmers and used the sincerity of the fertilizer factory to purchase their grain and vegetables, and persuaded those people to buy fertilizers from the fertilizer factory. Only by using fertilizers can they grow fat."
"If farmers don't have money to buy fertilizers, we don't have money to pay wages. If we don't have money to buy vegetables, we don't have money to buy vegetables, so I want the people of the Agricultural Bank to pay the farmers a prepayment."
All four of them sat upright and showed a refusal.
Wang Zhongheng said directly: "Your fertilizer factory has money, but if we don't need the money we release, what should we do?"
Long Qingyun approached the coffee table and said seriously: "Isn't it what the Agricultural Bank of China should do if you don't give loans to farmers? Do you still want to compete with other banks for business?"
Jian Jinghai said tactfully: "That's right, but we have done a lot of such things with kindness, but they all end up being bad debts. The country people directly owe money but don't pay it back. What should we do if our bank puts those bad debts when it settles at the end of the year?"
Long Qingyun asked: "What group of high-quality customers are the Agricultural Bank of China now?"
Wang Zhongheng thought for a while and said, "State-owned farms, regional contractors, large-scale farmers, fruit forest fishery medicinal materials households."
Long Qingyun roughly got a general understanding and said from another perspective: "Which is the largest among the Agricultural Bank's income, interest income or operating income?"
Wang Zhongheng hesitated for a moment and said, "Interest income, part of our bank's money is stored in Longzhou Bank to earn interest."
The Agricultural Bank of China can not only do business and invest to make money, but also deposit the deposits deposited by others to its superior bank to earn interest.
The economic situation in Longzhou is not suitable for investment, and many people lose money when doing business, so eating interest has become the main choice for many banks now.
Longzhou Bank is not responsible for personal business, and is connected to various large enterprises and subordinate banks.
There is a series of subordinate banks eating his interest, and Longzhou Bank has a difficult life and has been looking for projects suitable for investment outside Longzhou.
If Longzhou Bank loses money, it will send the entire Longzhou money out.
This is not possible, it is that many things have happened.
Once the economy has problems, the chain reaction will drag everyone on the shore into the water.
Longzhou seems to be a peaceful and prosperous era, but in fact, internal problems are already very serious.
Long Qingyun turned around and took out a document from the locked counter.
Putting the documents on the table, under the gaze of the four people, Long Qingyun said: "This is an agreement signed between Longcheng and Mulanshan, please take a look."
The four of them opened the file, divided several pages of paper to start looking up.
Mulanshan is the president of the Muzhou Chamber of Commerce.
Long Qingyun had decided on cooperation with some people at the banquet.
Longcheng and Muzhou Chamber of Commerce reached a trade partnership to provide a large number of vegetable and agricultural products and canned products.
"Longzhou Bank will lend to fertilizer plants, and I need the Agricultural Bank of China to lend to several designated village and town farmers."
Wang Zhongheng and the other two quickly took turns to finish the contract of more than ten pages.
To be continued...