"This is the third bank today." Standing under the four big words "ICBC", Gao Yuan couldn't help but sigh.

Since the morning, Gao Yuan and Cao Feiyu have been running around. First, they went to Song Kun to get a patent license, and then went to China Merchants Bank recommended by Gao Yuan's father to find Director Leng Guoliang.

For more than ten years, the factory's funds and accounts, including the private finance of Gaoyuan's home, have been handled by China Merchants Bank.

Gao Yuan’s father and Director Leng are also good friends for many years. When they first met, Leng Guoliang was a loan officer who had just started working.

In theory, the friendship is pretty good, but Leng Guoliang just killed a million yuan and refused to let go.

X-fiber with amazing performance can only pledge this little money?

Gao Yuan was indignant, but he quickly understood the inside story. Leng Guoliang had a good relationship with his father in the past because it was profitable.

Now you can find out after a little inquiry that Kunlun Factory is on the verge of bankruptcy, the boss fell ill, the factory stopped production, Gao Yuan, who was responsible for taking over, was only 21 years old, he was furious and could not speak firmly, and no matter how he looked at it, he did not belong to a high-quality credit customer.

As for invention patents, banks are highly subjective when evaluating intangible assets, and now the market competition is fierce. Who can guarantee that after the advent of x-fiber, international giants led by BASF and DuPont will launch competitive products with similar performance?

In short, after hitting a wall today, Gao Yuan decided to meet the acquaintance recommended by Director Qin of the National Laboratory, but he didn't have much hope. After all, he only met Qin Yongbo and just thought it was a try.

"If you can't get enough loans from the bank, you have to go to the venture capital company." Cao Feiyu said.

Gao Yuan frowned and said, "There is no free lunch in the world. Venture capital is risking losing money to you. It will definitely require excess returns. Shares are second. What's scary is the veto power. At that time, as long as they don't like it, they can reach out to interfere in the business operations and even drive the founder out."

"I won't introduce those vultures unless I have to. On the other hand, now is the era of the Internet. Even if I want to introduce venture capital, people may not be willing to invest their money in the industry."

While talking, the two walked into the bank, but they didn't expect to meet an acquaintance here.

Jiang Yuanyuan, Gao Yuan and Cao Feiyu's classmates in middle school, are really just classmates, and they have said no more than twenty sentences.

Gao Yuan vaguely remembers that Jiang Yuanyuan seemed to have a good relationship with Su Zhenqiu, Fan Xiaoyun and others. They had a small group at school, all of whom were well-off girls and beautiful.

"So you are looking for President Lu." Jiang Yuanyuan said enthusiastically: "He is the big boss here. Those who want to ask him to apply for a loan want to line up across the road. Do you two have an appointment?"

Gao Yuan nodded, "I have talked a few words on WeChat and ask him to come to him if you need it. Don't be polite."

Jiang Yuanyuan mischievously stuck out her tongue at Gao Yuan, "I said that old classmate, you have to make drafts first when bragging. President Lu is our credit manager here. If you need it, come to him? Don't be polite? I don't believe it. Can he talk to you like this?"

Is this the meaning of suspicion that I lie?

Gao Yuan was a straight man, and he became anxious on the spot. He reached out to take out his cell phone and wanted to show Jiang Yuanyuan the chat records.

At this time, Cao Feiyu touched him gently, hinting him not to be impulsive.

After all, he had something to ask for. Gao Yuan understood that Cao Feiyu was suppressed for his own good and immediately said, "I forgot the original words, but we made an appointment with President Lu to meet in the afternoon, which is absolutely true."

"This is almost the same. It's great to tell the truth from the beginning." Jiang Yuanyuan said with relief: "Don't worry, we are classmates. As long as we can help me, I will definitely help you. To be honest, my father and President Lu have some friendship. You are waiting here. I will inform you personally."

Gao Yuan smiled and said, "That's great. If this matter can be done, I'll treat you to hot pot."

"This is what you said, don't regret it." Jiang Yuanyuan turned around and hooked her fingers at the plateau.

Watching Jiang Yuanyuan disappear, Gao Yuan asked Cao Feiyu, "What did you stop me just now? I didn't lie, I'm obviously telling the truth."

Cao Feiyu said lightly: "Forget it, Jiang Yuanyuan is actually a good person and is quite enthusiastic. Why bother to make her unhappy for a little bit of trouble?"

"In this world, boys are like dogs, and their thinking is decision-making, while girls are like cats, and their thinking is tentative."

"A boy says that he can eat anything, it's a decision, he can eat anything, but a girl says that he can eat anything, it's just a test. You have to ask her what she eats one by one, otherwise they will be unhappy."

"The boy asked, is this dress good to look good to me? It was a decision. If you said it was good to look good, he immediately paid the money and left, while the girl asked, is this dress good to look good to me? If you said it was good to look good, she would still try the next one because it was just a test and had nothing to do with the decision."

"So, Jiang Yuanyuan was obviously testing you just now. If you follow her ideas, she will be very happy and spare no effort to help you. If you come up with evidence to refute it, it will only make her feel hurt. We are fine, so why bother to reason with girls?"

Gao Yuan's body was shocked, and he felt like listening to your words was better than reading for ten years. His mouth opened and he looked at Cao Feiyu in surprise.

"Animal, who did you learn this from? It's too powerful." Gao Yuan muttered, "No, if you really know women so well, why are you still a single dog?"

Cao Feiyu smiled, "man     going     own   way, which means a man who walks his own way. It is currently a sport that is popular all over the world. It is called MiGDo in China and a herbivorous boy in Japan."

"Because I learned that men and women are very different in nature, I decided to do my best to stay away from women legally and emotionally, refuse to compromise with women, and do not care about women, and live a better life."

Gao Yuan blinked, "Isn't that still a single dog?"

Cao Feiyu gave Gao Yuan a blank look, "Whatever you say, I just happened to join a MiGDao forum that rejects women and learned some interesting knowledge, which came in handy today."

Gao Yuan was slightly stunned, then he stroked his chin with one hand and muttered, "Far away from women, life will be better..."

"Well, it's interesting, I'll send me the URL."

...

Cao Feiyu said nothing wrong. As long as you follow her temper, Jiang Yuanyuan is actually a very enthusiastic and very kind girl.

Soon after, she returned, took Gaoyuan and Cao Feiyu to Lu Yong's office in person.

"Uncle Lu." Jiang Yuanyuan said in a sweet voice: "They are both good friends from my middle school. If you don't violate the regulations in the industry, try to help them as much as possible. It's so difficult for young people of our age to start their own business."

His voice was a little sweet. It was obviously inappropriate for Jiang Yuanyuan to speak like this in the workplace. However, Lu Yong not only did not show any unhappiness, but instead nodded with a loud laugh. It seemed that Jiang Yuanyuan's family had a different relationship with President Lu.

"Don't worry, young people start businesses with their abilities, and I have always supported them the most." President Lu Yong patted his chest and spoke righteously.

"Then I'll go out first, you guys will chat slowly."

Jiang Yuanyuan said, winking at Gaoyuan and Cao Feiyu, as if hinting, "I have done all the work I should do, it depends on you next."

...

Lu Yong narrowed his eyes slightly and looked at the two young men in front of him carefully. Although he looked at his calmness on the surface, his heart was already full of turmoil.

Just three days ago, he suddenly received a call from the provincial bank boss, telling him to pay attention to a loan project in the chemical fiber field and help the company solve financial difficulties.

Although it was not stated clearly, the provincial banker vaguely revealed that in a higher center of rights, some people are very optimistic about this new invention, but it is not convenient to directly intervene with the power of the state, so the bank provides financial support and credit facilities.

Lu Yong was worried about how to support this company. He couldn't just send the money out as soon as he met. There was no reason.

At this moment, Jiang Yuanyuan made a fuss out of thin air, and Lu Yong was immediately overjoyed. He wanted to support him secretly, and Gao Yuan was Jiang Yuanyuan's classmate, so it would be easier to deal with.

But after meeting, I was shocked to find that the man in Gaoyuan was so young, which really surprised President Lu.

"I'm still so young, I've been named and supported by the above. What kind of a terrifying invention is this? Director Qin of the National Laboratory also praised it." Lu Yong was suspicious, "If you pay attention, you must pay attention."

After the greetings, Lu Yong asked about the mortgaged property.

Gao Yuan immediately took out a patent certificate, technical information, Kunlun Factory's business license, qualification certificate, test reports issued by the national laboratory, etc., and there were a lot of them.

"Interesting, I'll ask someone to prepare a tea. If we have time, you have to talk to me carefully." Lu Yong said.

Gao Yuan and Cao Feiyu were surprised. After listening to the two banks in the morning, they showed an impatient expression. Materials chemistry and other things were obscure and boring. President Lu was so upset that Gao Yuan was a little flattered.

The process is of course difficult. Lu Yong, a man in his forties, had already given the knowledge he learned in college to his teacher. He took a lot of effort to finally understand what kind of existence x fiber is.

However, once Lu Yong understood how this invention of the plateau was against the will of heaven, his heart immediately started to stir up storm.

So strong!

Awesome!

x fiber is so terrifying!

Lu Yong was shocked and looked at Gao Yuan with eager eyes.

You should know that Gao Yuan was only twenty-one years old, so he created an invention that was against the will of heaven, which attracted the attention of the power center and asked for support.

It is unimaginable how much achievements such a young man will achieve and what career he will achieve in the future!

Da da da da da ~

Lu Yong stood up and walked back and forth quickly in the office several times, thinking with an extremely serious expression.

"Fifty million." Lu Yong said solemnly: "Use patent rights as pledge for two years, implementing the national benchmark commercial loan interest rate, I will lend you 50 million."

Huh ~

Gao Yuan took a deep breath. He didn't expect things to go so smoothly. His biggest expectation was to borrow 500 to 10 million yuan from the bank, but now it completely exceeded his expectations.

However, the loan term is a little shorter and the principal and interest cannot be repaid in two years. The patent rights of x fiber belong to the bank. If it can have a three- or five-year term, it will be more perfect.

But it doesn't matter. If you can't pay the loan after two years with the super black technology provided by the system, it will only prove that Gao Yuan has a problem with his ability and should buy a piece of tofu and kill him.
Chapter completed!