At around four o'clock in the afternoon, Arthur, with a smiling face, led his lawyers James and Robert Long out of the London headquarters of the Halifax Bank at the intersection of the two streets.

It has to be said that the Bank of Halifax, the largest mortgage and savings provider in the UK, is indeed more courageous than Santander. After learning that Arthur's two novels sold at a good price and confirmed the contract, he immediately listed the young Earl as a VIP customer of Halifax Bank.

It promises to reevaluate the loan business with the qualifications of high-quality customers, which means that Arthur will give more loan amounts and lower loan interest rates.

"Boss, this is mainly because they see your repayment ability." Financial consultant Robert Lang said with a smile on the car back to the hotel.

Arthur smiled and nodded. In fact, it is the same in the world. Banks are the most snobbish industry.

It is understandable that banks are afraid of taking risks. However, from the history of bank development, banks generally play the role of icing on the cake. Only when the company truly develops will bank funds choose to intervene and rarely do timely help.

Of course, it cannot be said that banks always do the kind of thing that sends umbrellas on sunny days and collects umbrellas on rainy days. The main reason is that due to the lack of monitoring methods, it is difficult for banks to monitor the actual operation of borrowers, so they are very cautious about loan sequels for ordinary customers.

Anyone who has done bank credit knows that banks divide customers into several categories: VIP customers, high-quality customers, and general customers. The specific classification methods of each bank will be different, and relevant industries also have priority support and restrictions.

At any time, banks tend to support high-end customers in their approval system, like good collateral, good industries and good customers, and believe that these customers have lower risk levels and less risk of overdue, making it easier to approve.

However, if ordinary customers cannot provide collateral that is easy to cash and maintain value, it is generally difficult to obtain credit funds.

For high-quality customers, it is an important resource that every bank is competing for.

The main thing is the repayment ability. As long as you have the repayment ability, banks, including other financial institutions, dare to lend money. If a person does not even have the ability to repay, who will borrow money?

Although the loan information submitted by Arthur before, whether it is farm rent or EU agricultural subsidies, and the publisher's profits, all show their own repayment ability, there are certain risks after analysis, so the bank does not dare to give Arthur too much money.

However, two novels that sell high-priced without publication have given banks greater confidence. As mentioned before, in Europe and the United States, publishing books is equivalent to printing money, and selling copyrights without publication undoubtedly indicates that this young Earl writer has two printing machines in his hands. This is not a high-quality customer, but who is a high-quality customer?

"Robert, you can now disclose the preferential information we received at Halifax Bank to Santander Bank. I want to get this done as soon as possible and can't drag it down..."

Arthur narrowed his eyes slightly, with a meaningful light flashing in his eyes. He ordered Robert Long, don't the banks like to compete for high-quality customers, don't give them some pressure, and don't know when to delay. If you miss the opportunity, the person who cried was Arthur Boling.

"Okay, boss, I know what to do." Robert Lang immediately understood the intention of the young boss. No wonder when he talked with the credit manager of Santander in the morning, he did not mention the Halifax Bank at all, but said the low interest rate given by Santander in front of the credit manager of Halifax Bank.

Now, I will notify Santander Bank in turn, so that both parties know that there are competitors and maximize their own interests. The method is simple and effective. Robert Lang has also gained a new understanding of himself, his young new boss.

This is true for people and things. Only with competition can there be motivation.

Arthur, who returned to the hotel with a good mood, unexpectedly saw his compatriot's cheap sister Eddie Bolin leaning on the sofa, holding a coffee cup, and staring at him with a strange look.

"Ahem, what's your look? Are there any problems with me?"

I felt a little guilty when I was staring at Eddie Bolin. Could it be that the other party noticed something? No, I had never shown my flaws... All kinds of suspicions flashed in my mind immediately. Arthur raised his eyebrows, coughed a little embarrassedly, and looked down at his body, looking like I was inappropriate.

At this time, Emilia, who heard Arthur's voice, walked out of the bedroom. Just as she was about to say something, she saw Eddie Bolin put down the coffee cup in her hand, stood up from the sofa, and reached out to stop Emilia from speaking, "Don't talk." She walked up to Arthur, tilted her head, and had a strange expression on her face, and turned around Arthur in circles to start scrutinizing.

"Are you wrong? Nervous!"

Arthur, who was surrounded and examined for a while, finally stopped being patient. He rolled his eyes in anger, reached out to push Eddie Bolin aside, walked to the sofa and sat down, turned around and asked Emilia, "Why did you call her?"

Emilia shrugged helplessly. Just as she was about to say something, she heard Eddie Bolin say, "If it weren't for Emilia, I wouldn't know that you had become a writer. God, this was like a huge joke..."

Hearing Eddie Bolin's words and the exaggerated expression of complaining, Emilia rolled her eyes and reached out to cover half of her face. She knew that the brother and sister were about to start again, as expected.

"A joke? Well, whether it is a joke or not, both of my novels were sold at high prices. Tsk tsk, you really disappointed." Arthur heard the ridicule of his cheap sister, and didn't understand what was going on, so the worries in his heart disappeared, and instead began to fight back against the other party's sarcasm.

"Ha! At your level, you can't write novels. You forced Tom to publish them at your own expense, right?"

Arthur looked at his cheap sister's arrogant face and turned to look at Emilia and asked, "It's a mistake for you to bring her back. Did this idiot never read the newspaper?"

Emilia spread her hands speechlessly and said, "I said, but she didn't believe it. She said, "You can't even spell some words incompletely, write novels? You are selling copyrights, just dreaming, saying that you are lying to me all this..."
Chapter completed!