"Tsk tsk, such generous loan conditions... I think the bank won't lend out the money so easily. The qualification review must be very strict."

Arthur was also surprised to hear such a low loan interest rate, but he didn't believe that banks that could not afford to get up early would be so stupid.

Robert Lang heard Arthur's affirmative tone and looked at the 'prodigal Count' unexpectedly. Unexpectedly, Arthur reacted so quickly and nodded and said, "Lord, you guessed that PRA, the lender of the Bank of England, will implement a new threshold for affordability and reject some investors who do not meet the standards. According to the new regulations, lenders need to conduct a "stress test" on the applicant with an interest rate of 5.5%, and the profit level of the collateral must meet at least 125% of the monthly loan payment. In fact, some banks or lenders have already required the rent to meet 145% of the repayment."

It was indeed not that simple, Arthur nodded slightly, but this information was already a surprise for him. He originally thought that the interest rate on mortgage loans would be very high, more than 10%. Now it seems that using a loan to invest is definitely the right thing, especially if you are sure to get a generous return on investment.

"Since that's the case, I'll have to worry about the two of you, finding a bank that can give the maximum loan amount and the loan interest rate, and negotiating with the lender."

Lawyer Robert Lang and James looked at each other and saw a hint of helplessness in each other's eyes. However, they were only employed by Arthur, and providing services to their employers is their job. They can provide advice, but they will never violate the employer's decision.

Paul, the housekeeper standing beside him, saw the inquiring eyes of the two of them, but chose to remain silent. He was just a housekeeper, and he would not do anything that could transcend. There was only one owner in Bolin Manor, that is, the young Count Arthur Bolin.

In the following time, Arthur discussed some details and precautions with Robert Lang and James, involving a mortgage of tens of millions of pounds, which is not a project that can be completed quickly. Whether it is shopping around the bank selection, bank evaluation, or final negotiation, it requires a lot of work.

Although Arthur had very tight time requirements, he still had to do it one by one in order. There is no way. Who wants to borrow the largest amount of money and pay the least amount of money!...

"Paul, do you know what the Earl wants so much money, what is he going to do? You know, this is tens of millions of pounds, if..."

After the discussion was completed, when Robert Lang and James said goodbye, the butler Paul sent the two away on behalf of Arthur. Robert frowned and asked the butler Paul that the three of them had known each other for more than ten years, and they were naturally very familiar with each other.

"I don't know, but I believe the Count has his own reasons. After coming back this time, he has changed a lot and matured. I believe he will not do anything randomly." The butler Paul also smiled with some confidence.

"I hope..." Lawyer James sighed with some emotion, looking at the butler Paul and said, "This matter depends on you. If possible, advise him more and don't let him do whatever he wants. For Francis..."

Before he finished speaking, James just shook his head and didn't say anything. After shook hands with the butler Paul, he got into the car. Robert Lang looked at James's back and said to Paul: "I will try my best to help find a suitable bank, but I am really worried that he will not be able to control the tens of millions of dollars."

"Don't worry, the Count will not do anything with the future and glory of the Bolin family. I believe him." The butler Paul said with a calm smile on his face.

Robert Lang was stunned when he looked at Paul's smile, nodded slightly, turned around and left after shaking hands.

Watching the two cars drive away, the smile on the butler Paul's face calmed down and became serious and solemn. He turned around and looked in the direction of the castle study. He happened to see Arthur standing in the floor-to-ceiling window looking down. Paul nodded slightly and turned around and walked back to the castle.

"Dongdong"

"Please come in."

"Earl, they are leaving." After the butler Paul walked into the study, he said, looking at Arthur's tall back standing in front of the floor-to-ceiling window.

"Yeah." Arthur said softly, then turned slowly, looked at Paul with a smile, and asked, "Paul, are you curious and worried, what am I going to do?"

"..." Paul's expression was slightly condensed. After a moment of silence, he looked at Arthur and said, "Yes, the count, tens of millions of pounds, and I'm really worried about it."

"I'm going to invest this money!" Arthur did not hide it, but directly expressed his purpose, looked at the housekeeper with a shocked look, and continued: "I know this is risky. People are animals who like to maintain the status quo, afraid of change and the sense of unknowns brought about by change. But if your current state cannot help you realize your ideal life, then you need to change yourself and bravely step into the unknown world.

Once you think staying in the current world cannot make you progress. And you come out of the original world, you take action to grow. And you will definitely get what you want ahead.”

Hearing Arthur's words, the butler Paul looked at Arthur even more astonished, and said in disbelief: "Earl, you have changed a lot."

"Haha, is that?" Arthur was not panicked by Paul's words. Instead, he asked with a smile, then walked to the boss's chair, reached out to grab the back of the boss' chair, turned it up, and after sitting down, he whispered in a low voice: "I died last night, and when I left, my heart was as calm as water. When I came, I was reborn this morning, and when I came, I had a warm sun. I was resurrected. In just one night, I was completely different! Haha..."

The poetic expression of the heart made the housekeeper Paul relieved. Looking at the young count who was smiling happily, a smile appeared on his originally worried and solemn face. In any case, the count has changed, which is something worth being happy about. As for why it changed, it is probably because after suffering a bloody lesson, he became scared and matured.

"Earl, whether it is investment or entrepreneurship, I hope you can consider it carefully and listen to Robert Lang's advice."

"Haha, I know, don't worry Paul, don't worry about me. I've been thinking about how to spend money to make money for a long time. From the beginning, I didn't plan to live a money-saving life.

You should know that once you have a brain that saves money, you won’t have the energy to build a brain that makes money, so you will be poor and stable. Youth is my capital. If you don’t bother now, when will you make trouble? Life is life!”

Arthur leaned calmly on the boss' chair, and smiled and left the butler Paul speechless, feeling the reasoning.
Chapter completed!