He has been planning this major event for a long time, and he hopes to fully promote it in the Ming Dynasty in ten to twenty years.

Zhu Youjian planned to pay pensions to farmers over 50 years old in the Ming Dynasty.

This plan is a very important part of building the Ming Dynasty social welfare system. Once it is implemented smoothly, it will form a comprehensive guarantee system that allows everyone in the Ming Dynasty to no longer worry about survival, together with measures such as Yangjianyuan, low-priced medical care, free education, and agricultural subsidies.

Since ancient times, the most miserable thing on the land of China has been farmers.

Facing the loess and back to the sky, working hard for a year is in exchange for not having enough food to fill your stomach and no warm clothes. This group bears the heaviest labor and taxes, but cannot get the most basic survival guarantee. This is the greatest unfairness. If it is not completely changed, it will be undoubtedly true to travel through time to become an emperor.

Zhu Youjian admitted that he was an idealist. He tried to use all means to build his ideal social system and let the flower of fairness and justice bloom in the land of China. Even if he did not achieve his goal in the future, he would never leave any regrets.

After working hard, the result was left to God.

Judging from the current development trend, everything is slowly moving towards his established goal, which is exactly the support he has never had to burn out.

Since the 19th year of Chongzhen, the various industries under the name of Sihai Commercial Bank and Huitong Commercial Bank have implemented a pension system. The Ming retirement security system established in accordance with the pension insurance in later generations came into being. The court clearly stipulated that all industries engaged in production within the area under the jurisdiction of the Ming Dynasty must compulsory implementation of this regulation, and those who disobey will face the heavy closure of the industry.

Although the promulgation of this regulation caused dissatisfaction and confusion among most gentry-heavy families and suffered various resistances during the implementation process, under the strong suppression of the government and the strong support of the majority of employees, the regulations finally began to enter the stage of full implementation.

All business owners engaged in production and operation will eventually pay the retirement guarantee required by the industrial employees in their names to the Sihai Bank account designated by the government every month according to the base specified by the regulations. After reaching the retirement age specified by the government, the employees can receive this pension from Sihai Bank on time every month.

The implementation of this system itself is also full of trouble. When Zhu Youjian proposed this strategy, the cabinet officials also argued endlessly. After several discussions, the cabinet suggested choosing a place to pilot the project. After all the loopholes were completed, it would be implemented throughout the Ming Dynasty. Zhu Youjian readily agreed.

The pilot selected the Gyeonggi area where industry and commerce are becoming increasingly prosperous. After about a year of trial and error, detailed implementation regulations were successfully released.

The cabinet will immediately issue specific implementation details to the governments in various places, and require all localities to fully implement them within two years. After the period expires, the court will arrange for department officials, censors, and Jinyiwei to investigate. Those who are dereliction of duty will be dismissed on the spot and will never be verified.

This measure was successfully implemented, and the Ming Dynasty citizen ID card played a very important role.

Practice has proved that the ID card issued in the city first provides the most direct and powerful evidence for the implementation of all welfare systems in the future, and also gives the government a more comprehensive understanding of the population situation in the jurisdiction.

The pensions of industrial and commercial workers have a fixed source, but the income of farmers themselves is very meager. If they are allowed to pay their premiums by themselves, it will be too reluctant to do so. At this time, the court should assume their due responsibilities and try their best to provide them with living security so as not to have no place to live.

The reason why Zhu Youjian planned this plan to be implemented ten or twenty years later was that he hoped that during this period, the Ming Dynasty could open up more new markets, obtain more profits from overseas, and always maintain and continue this good momentum, so as to maintain the imperial court's huge subsidies to vulnerable groups and enable more people to gain more happiness.

The current system no longer needs to be specially implemented as in later generations.

From ancient times to the present, private ownership has been the main body of China's social and economic operation, but public ownership has become a supporting role in the market. What Zhu Youjian needs to do is to let public ownership control the lifeline of the economy, and while guiding the direction of the economy, it will reasonably redistribute the generated profits and other social resources.

For a long time in the future, the court's fiscal revenue will not only rely on taxes, but also the profits obtained from overseas. Although these can also support the current social welfare system, if the population increases explosively in the future and the average life expectancy of citizens of the Ming Dynasty will be extended, the pressure on this system will be heavier and even more likely to collapse due to unexpected events, which will have a very serious impact on the entire society.

How to make huge profits that last forever?

The only way is that the Ming Dynasty banknotes become the most popular currency in the world. If you hold this banknote, you can purchase the products and services you need anywhere in the world.

But how can we achieve this goal?

The circulation of paper money in neighboring countries in the Ming Dynasty was not very big, but it was not that simple if it wanted to be recognized by European countries. This required many conditions to be met at the same time. The most important thing was that the comprehensive strength of the Ming Dynasty was far ahead of any country.

A blacksmith must be strong himself.

Now, the currencies circulating in various countries are basically mainly silver. The precious metal attributes of silver coins in the Ming Dynasty are also a prerequisite for the Ming Dynasty to be recognized by other countries. However, the reserves of silver are limited after all. With the rapid development of economies of countries around the world in the future, silver with scarce output cannot bear the circulation value required by commodity exchanges at all. The issuance and circulation of paper money has become the general trend.

If countries start issuing their own banknotes one after another, a difficult problem will arise: your banknotes are not recognized by our country.

To give a simple example, after Portugal issued a banknote, he wanted to use it to purchase Ming Dynasty goods. Will the Ming Dynasty be willing?

The answer is no.

You want to exchange for the silk cloth of my house with a pile of waste paper? I think it's beautiful.

This problem will occur between countries. What should I do if I want to purchase a huge amount of iron ore from your country?

The current method is to use gold, silver or silver coins to settle, which is a currency recognized by everyone, but gold and silver are too scarce, too small in quantity, and transportation and carrying are extremely inconvenient, which greatly limits the development of the world economy.

In other words, in the near future, the circulation of the world economy will lack a universal banknote that everyone recognizes. With this currency that is easy to carry, low cost and unlimitedly generated, trade between countries will become safer and smoother.

If anyone becomes the issuing country of this currency, then the whole world is itss.
Chapter completed!