Baorong Company is a lending company that integrates lending and collection, with a legal guise. The company's stores are not big, with only five stores, and there are less than twenty people in Zhang Jun. However, in just such a company, the annual turnover of the books can reach nine digits!

In fact, to put it bluntly, companies like Baorong are gray industries with huge profits. Although the profits are high, they generate many loan disputes every year. After all, they are just off the edge. In recent years, Xiao Feng's industry has been moving closer to the serious industries such as logistics and real estate catering, so Baorong has gradually been on the edge.

The next afternoon, when Zhang Jun and the other four arrived, there were only five or six clerks in the company, and the hall was empty, with only a few clerks chatting or dozing off.

"How many people want to borrow money?"

Seeing someone coming, a beautiful woman at the counter opened her sleepy eyes and said subconsciously, but before she finished speaking, she widened her eyes, stood up with a sensation, and said with a hurried smile: "Ah--Mr. Zhang, you are here!"

"Hello, Mr. Zhang!"

Seeing this, several other clerks were shocked and quickly fell silent and nodded to say hello.

Zhang Jun felt so sad!

Although I knew I was promoted to deputy general manager when I came, I felt very happy when I heard the sounds of "Mr. Zhang Hao" around me and the awe-inspiring gaze.

Mr. Zhang, and awe-inspiring eyes!

Even if this is a small company!

Zhang Haowen said with some emotion, "How can you make sense? I was a brother a day ago, but now I have become the general manager!"

A feeling of being about to reach the peak of life arises naturally.

Even Guan Jiu subconsciously straightened his chest and looked straight without squinting!

"Spring is here!"

Chen Baichuan murmured, the most sexy person was him. He was dressed in a black suit and leather shoes, which made him look the most noble Anima's temperament. He walked along the dragon and looked around. His eyes passed by some key parts of the female staff from time to time, causing the female staff to be shy.

"Where is Brother Yuan?"

Zhang Jun stepped into the manager's room and then said to the female staff member who followed him.

The female staff member hurriedly said, "Mr. Deng called me in the morning. He meant that he would give it to Mr. Zhang for your care in the future. He had very few people from here, and I guess he might rarely come in the future."

"Take the company's performance and financial statements."

Zhang Jun sat on the rotating chair with his legs crossed his legs, smoking a cigarette, and whispered.

"OK."

The female staff responded and put it on the desk with a stack of materials in less than five minutes. Then she walked out quietly and brought it to the door.

Zhang Jun only has a high school diploma, but it can still be done if you have to read the report simply.

However, after reading these two reports within less than ten minutes, Zhang Jun's face turned green.

Two reports revealed two information to Zhang Jun!

The money in the financial account is less than 50,000, and the money that the deputy general manager can dispose of just over 10,000!

This means that the company will face the embarrassing state of not being able to pay wages in a month, and the 10,000 yuan activity funds may be used to match four people with a mobile phone.

The most valuable thing in the entire company is probably the old Jetta that is parked at the door!

"It seems that this vice president is not easy to do!"

Chen Baichuan and the other two walked in at some point, then Zhang Haowen took a rough look at the report and said with a smile.

"This Fatty Deng is indeed not a good bird!"

Chen Baichuan said almost gritted his teeth.

Zhang Jun was silent for a while, frowned and said, "Hey, it's all like this. Forget it, look for the IOU that found the issue!"

In this situation, the loan business will definitely not be carried out, so I can only collect some loans first and recover funds.

Fortunately, there were quite a lot of IOUs. Zhang Jun opened a drawer and looked at it. He looked for it briefly and found that more than half of these IOUs were from 5,000 to 30,000, and more than 20% of those from 30,000 to 100,000, and only a very small number were extremely large.

These IOUs are all money!

Chen Baichuan carried the IOU newspaper with great enthusiasm and carefully looked through it. Then he picked up an IOU and shouted in surprise: "Fuck! There is still one more than 600,000 yuan!"

Zhang Jun said: "That kind of super large amount is not easy to eat!"

Zhang Jun knew very well that if he could borrow more than 600,000 yuan and had the courage to not pay it back on time, he must have a considerable physique. He asked himself that he couldn't afford it yet!

Zhang Jun looked for it, then selected an IOU with an amount of more than 80,000 yuan, and whispered: "That's it!"

The IOU selected by Zhang Jun has been overdue for more than eight months. According to Milofo Deng Jiayuan last night, it is difficult to recover the money that is overdue for more than half a year. It is considered "dead money". The commission for this kind of dead money is 55% off!

In other words, as long as this IOU is successfully urged back, you can make a net profit of more than 40,000 yuan in one transaction!

Some people will definitely be surprised, saying that the commission is so high, can the borrowing company still make money?

But what about it?

For example, this one with 86,000 yuan is actually only 50,000 yuan!

The principal is 50,000 yuan, the monthly interest rate is 36,000 yuan!

In life, there is a "loss rate" in many industries. For example, driving a truck to deliver goods, in addition to fuel costs, trucks also have a loss rate of natural wear and aging when driving. Of course, there are some old and bad debts that can never be recovered in such loan companies!

This is all a loss rate!

As long as this loss rate is reduced to a certain level, you can certainly make money. In fact, everyone knows who the person above is, so the bad account rate is less than 5%!

Zhang Jun took the IOU and gently bounced it on his hand, and said in a sarcastic manner: "Brothers, our peak road! Start with him! This is just a small pit, let's go over him!"

That night, the four of them were studying the borrower's information in the general manager's office!

Construction started the next day!

According to the borrower's information, the borrower's name is Liu Hao. He is in his early forties and opened a medium-sized restaurant on Hezhou Road. He has both his wife, children, father and mother at home. He is used to being slutty and has some tricks within the system, so most people can't do anything to him!

However, only after entering this industry did Zhang Jun realize the sadness and difficulty in it!

Zhang Jun and the other two went to Liu Hao's house twice, but they didn't meet anyone. This guy often doesn't go home!

According to Liu Hao’s friend, this guy may also know that he owes a lot of debts outside, so he has no place to live, and he has thrown all his son and parents to his wife!

Even Zhang Jun went to Liu Hao's hometown in the countryside once, but there was still no one!

Zhang Jun and the other two are also men who are stubborn. They can’t learn from the right wife and children to settle the scores in the movie, right?

That would be so unhuman!
Chapter completed!