Chapter 981 Bank Business
Especially some small caravans have a great demand for borrowing. The reason why small chambers of commerce shows that they are not strong enough. If they have money to buy more carriages and transport more goods, they will increase their income.
Borrowing and loans are all repaid interest based on years, which puts them much less pressure. If you take a try, a bicycle may turn into a carriage.
The money house is located on the most prosperous commercial street in Youzhou City. The three-story attic windows are equipped with iron protective windows, from the outside, looking like a prison cell.
This is because of the safety of the money house, and there are guards drawn by the vanguard soldiers at the door.
It gives people the feeling that no one should enter. Many people dare not stay when they see such guards. The merchants also see it and go in after knowing Qianxing’s business projects.
However, I was not blocked. After entering the money shop, I looked at the hall and looked at the entire hall. These windows were all closed by metal windows.
The merchants were very curious, and when they came in, the people in the hall had already gone to guide them.
The "Lobby Manager" of the money shop used to introduce various services to merchants, saving or withdrawing money, commercial investment guarantees, etc.
It took a long time to explain these things. The people who were thick in the hall were mainly asking the businessmen what they needed.
Those who want to borrow money need collateral, and those who can accept real estate deeds, commercial stores, and commercial projects that require investment in money houses need to provide comprehensive investment plans and operating profits.
Several businessmen started to come in to borrow money. After listening to the introduction, they had new ideas. If they accepted investment from money shops, they could also get support, but the benefits of the projects they operated would be used as the return of money shops' investment.
They all run small caravans. If there is a money house investment, their caravans can expand rapidly, but the income will increase a little, but most of the benefits will be divided.
The investment method of money shops opens their eyes. Once the investment that seems to be helpful to them is really implemented, they will become businessmen working for money shops.
The investments of money houses are risky, so they need to be rewarded for their interests. There is no embarrassment on the interests.
The merchants who first learned about the money shop did not cooperate, and the investment risks forced them to be cautious, while the Li family directly took out a lot of money and deposited it directly into the money shop.
The dozens of cars of money on the street have attracted the attention of the people. The people on the street have spread this news. As long as you save money in the bank for more than a year, you can get interest. The more you save, the more interest you have.
Li De's stunning appearance is also to drive the development of savings business. Dozens of cars of money are exchanged for a special check book issued by a money shop. As long as the holder signs the name and fills in the amount, he can withdraw money from the money shop at any time.
No matter who it is, it is valid as long as it receives the name of the person with the posting on the check and the signature of the owner of the check.
Regardless of whether the people save money or not, Li De’s check project is very convenient, and the payment will be handed over in this way in the future.
With the person designated by the checkbook, he can directly withdraw money from the money house, and the Li family does not need to use a carriage to transport the money there.
If the designated person withdraws money, he can directly change the name of the check given by others in the money shop. After that, the money is not moved, it is equivalent to posting, which saves a lot of time and effort.
Avoid transporting money back and forth, which provides a good help for large-scale transactions.
Li De was the first to respond, and then the Chengshoufu started the official check book in Youzhou, and all the money spent in the future will be paid from the money house.
The money shop has only opened large-scale transactions of such checks, but this is also very attractive to many merchants.
Even if you don’t need to trade with checks, you can get interest. Although the benefits are not too high, it is better than putting them at home to let the money get ruined.
With the help of the money shop, the business of the money shop is very busy in a short period of time. Many businessmen who have cooperated with the city guard office have to register and open an account at the money shop.
In the future, Chengshoufu will issue a check for money shop to pay for purchases. Merchants only need to bring the check to the money shop to transfer the property.
In order to carry out the money house business, many resources were called for by the City Shoufu. The guards were in charge of the money house every day, fearing that any problems would occur.
"Grandmaster, after having a money house, you can save a lot of money transfer. It would be even better if you can distribute the money house to the Youzhou power."
"Don't worry, I believe the future is OK."
Most of the account projects carried out by Li De were in the future transactions of merchants who had dealt with the city guards. This method was only simpler than the current way of transporting money.
It is still impossible to keep up with the convenience of all the people, and the way to conduct banknote transactions is still too limited in the current situation.
After all, if you get banknotes from Youzhou, you will not be recognized by other forces. Even if you carry out money banks that cross regions within Youzhou's strength, they will hand over the transportation of coins to the Pioneer Army.
This requires the newly drawn vanguard soldiers who specialize in escorting coins to engage in this matter. The current vanguard soldiers only need to deposit the coins in the city guard house into the money house.
"The main benefit of the money house is to make investments. Many projects in the City Shoufu can invest part of the money house. These things need to be cultivated to be responsible for some of them."
Li De’s money house can bring so many benefits, and of course it also requires a lot of talents.
It is very necessary to promote the business of the money shop. Large customers must have small customers and they cannot let go. If they want the people to accept it, further implementation plans are needed.
So the Chamber of Commerce started to take action. How could merchants just look at it and not support it? Next, Weili personally presided over the promotion of the money shop business and directly notified the shopkeepers of several large workshops around Youzhou to the business meeting.
It is a very simple promotion method. If the worker is paid to the workshop, the money transfer is directly done by the money bank. The merchant deposits the money into the money bank to provide account transfer information. The next step is the money bank's work.
Transfer money to the workshop workers' account on a fixed date. From now on, the workers' wages will be placed directly in the money house and can be collected as you use.
The money shop does this thing that directly replaces the merchant’s account and pays wages on a date. The advantage is that as long as the merchant’s account has enough money, it is necessary to provide one transfer information every month.
There are many benefits. For businessmen, first of all, they don’t have to worry about making fake accounts in their own accounts, because they are kept with the transfer information and the money will not be posted.
Moreover, the bank will provide merchants with receipts in the monthly accounts, and the specific employee salary situation is clear.
Chapter completed!