A ray of sunlight shone into the prison from the narrow window, making a square light on the ground, and it was as dazzling as a small sun in the dim prison, and there was a bit of brilliance in other parts of the prison.

The fine dust particles also appeared in the sunshine and floated up and down.

Wang Lei's face was half bright and half dark. He stared at Du Ruo for a while, and knew that he could not hide it. Finally, he slowly said: "Yes, Huang Tong did come over and told me to grit my teeth and hold on after I was imprisoned. As long as I could hold on for half a month, he would find a way to return Yue'er's deeds. That's all."

“Is that all?”

Du Ruo smiled and said, "Tell me clearly, did he contact you after you were imprisoned, or did you find you before theft and planned all this?"

"It was after being imprisoned that Huang Tong had no idea about it beforehand, and everything had nothing to do with him." Wang Lei said seriously.

Du Ruo frowned slightly. He didn't expect that Wang Lei would protect Huang Pei so much.

"Wang Lei, you have to understand that Huang Tongzhe can no longer help you now. I am the one who helps you now. If you don't tell the truth, you still can't get Hu Yue'er's title."

"I'm telling the truth. If Mr. Du doesn't believe me, I can't do anything."

"You are stubborn, right? Then I ask you, Hu Yue'er's redeem price is only 200 guan. At the beginning, you had to commit such a big case that you directly steal the wealthy merchant's bank treasury?"

Regarding the price of Hu Yueer’s redeemable life, there are records in the file, but it is not a sky-high price.

Du Ruo stared at Wang Lei and continued, "With your ability, it is not difficult to raise two hundred trump cards. Besides, even if you steal, you don't have to steal other people's bank treasury directly. If you steal two hundred trump cards from wealthy businessmen, they may not necessarily report the case. Even if you report the case, the government will not worry about investigating it. At that time, you redeem Hu Yue'er, and you two can spend the rest of your life in Meizhou.

But you took the risk of being caught and stole the wealthy merchant’s bank treasury. I think it’s not just greedy. You are not a greedy person, nor is your love Hu Yueer. I think you clearly want to cause a big case to prevent my father, Magistrate Du, from being promoted!

You are just a villain, but you don’t know how to fight in the officialdom, so I guess you were instructed by Huang Tongzhi from the beginning, right?”

When Du Ruo said this, he was also observing Wang Lei's expression changes. He had a calm face and his eyes were a little erratic, and Du Ruo could not see anything.

"no!"

Wang Lei flatly denied it, which surprised Du Ruo slightly, and said, "Then what explanation do you have? If you can't tell me, don't want Hu Yue'er's title!"

"Mr. Du is really a very human being. I dare not hide it. I only teach the young master that the reason why I steal the wealthy merchants' treasury was not only to help Yue'er redeem himself, but also to avenge him!" Wang Lei gritted his teeth.

"revenge?"

Du Ruo looked surprised.

"Yes! Since the young master has read the file, he didn't expect to check what kind of business those rich businessmen do?" Wang Lei asked.

Du Ruo didn't care about these things, but he thought that those were famous wealthy businessmen in Meizhou. If they were doing illegal business, they would not dare to be so high-profile.

"What business?" Du Ruo asked, he was not afraid of Wang Lei lying about this.

Wang Lei said: "Although they also do other businesses, they have pawnshops under their names and they all do loans and interest-collecting businesses!"

Du Ruo smiled: "This is all a legal business, not a gangster businessman. Did they mess with you?"

"Oh!"

Wang Lei glanced at Du Ruo with contempt and said, "It turns out to be the same as your father... You are rich and frugal, so naturally you don't know how bad these people are. The pawnshop interest rate is nine out of thirteen, and you are already a waste of human blood. You often cheat people on being a contract! The loans you give are even more profitable loans..."

After accusing him, Wang Lei gritted his teeth and said, "My father was so angry that he was cheated by them. Yue'er's family was destroyed by usury and then fell into a brothel! You said, shouldn't I seek revenge on them? I just regret not being able to steal all their bank treasury! That's all the money obtained by sucking blood!"

Du Ruo scratched his forehead. What Wang Lei said had already involved his blind spot in knowledge, so he didn't feel anything. He just thought Wang Lei was paranoid and had avenged his personal revenge.

But if the interest rate is really nine out of thirteen, then it would be a bit terrifying.

"Okay, just think what you said is true."

Du Ruo nodded and continued, "Then you will testify and confess what Huang Pei said after you are imprisoned."

Although there is no evidence, as long as Wang Lei testifies, he can still disgust Huang Pei.

"No, even if I die, I will not prove that Judge Huang will not be criticized."

Wang Lei's answer made Du Ruo dumbfounded. He wanted to ask why, but Wang Lei stopped talking, looking like he was about to kill and cut, and he was all indifferent.

"You're ruthless!"

He glared at Wang Lei, and Du Ruo had to leave the prison. It is the most important thing to help his father close the case. Huang Pei will clean up the situation in the future.

After leaving the prison, Du Ruo called two Du Shouyi's guards as entourages, drove the carriage to Hu Yueer's residence, and as soon as he arrived at the entrance of the alley, Shangguan Jinsuo appeared in front of him on his own initiative.

"Just just now, two people came to look for Hu Yue'er and wanted to take her away, but I kept it." Shangguan Pingjing said.

"It's so fast!" Du Ruo was a little scared. He must be from Huang Pei's sect. Fortunately, Shangguan was left here to guard, "How did you keep it?"

"I tied up together, right at Hu Yue'er's house."

"What about Hu Yue'er?"

"Bundled together."

Du Ruo smiled helplessly and walked towards Hu Yueer's house with Shangguan.

In the woodshed in the house, there were indeed two burly men tied up tightly and had cloth stuffed in their mouths;

Hu Yue'er was simply tied to a chair and did not gaggle her. When Du Ruo saw her, she looked stubborn, but she didn't shout. I think Shangguan had told her something to scare her.

Du Ruo had nothing to ask Hu Yue'er, so he comforted her and said he wanted to take her to see Wang Lei, so he loosened her.

Although Hu Yue'er suspected Du Ruo, she knew she could not get out, so she followed Du Ruo onto the carriage honestly.

"What should we do if those two people?" Shangguan asked.

"Let's leave here first, let's go."

The road was bored, and Du Ruo was thinking about Wang Lei's hatred for pawnshops and private usury, so he found a car driver to talk to him, intending to understand what the situation of pawnshops and private usury in this era.

The coachman lives in the market and is clear about these natural secrets. Like Wang Lei, he also mentioned pawn shops and private usury loan sharks and "sprays of fragrance".

Only then did Du Ruo clearly know that the interest on pawnshop mortgage is really nine out of ten thousand and thirteen back, and when the people go to mortgage, there are various secret operations to cheat people, which is a huge profit-making industry that can eat people and not spit out bones;

The interest rate of private usury is also very high, with nine-point compound interest, comparable to routine loans in later generations. This is still a legal business on the surface. You can imagine what kind of underground usury is like.

After listening to the coachman's lecture, Du Ruo shook his head and thought a lot in his heart—

‘The financial industry supplies blood for industry and commerce. If the financial industry is so dark, it will be difficult for industry and commerce to prosper.’

There were no banks in this era, and pawn banks and private lending were just the same as banks' main profit-making businesses, and they were in the form of mortgage loans.

It can be said that pawn shops and private lending are the financial industries of this era.

Du Ruo is not a professional in finance, but he knows some basic financial knowledge, and he also borrowed money from a bank in his previous life.

When he started his business in his previous life, he didn't have much start-up capital in his pocket. He mortgaged his house to borrow money from a bank, so he opened the music studio and gradually started to operate it in a good way. Finally, he paid off the loan and paid a lot of taxes to the state every year.

His experience is like the template of thousands of Chinese businessmen in his previous life. Most companies started like this at the beginning. With countless companies and enterprises developing, the country will be in a steady stream of tax revenue and the country will be rich;

Even if you don’t start a business, buy a car and a house, and don’t have enough money, you have to find a bank loan. This will stimulate consumption and promote the prosperity of industry and commerce;

The financial industry is crucial to economic development.

But if the bank interest in the previous life was as dark as pawnshops and private lending, the country would be ruined.

"Is this the case in other states?" Du Ruo asked the coachman.

The coachman shook his head: "Other states are better, but most of the pawn shops in Meizhou are supported by the Cheng family, so they are even more unscrupulous. Even if they eat people and drink blood, no one dares to do anything to them."

After saying that, the coachman realized that Du Ruo was the son of the magistrate, and hurriedly said, "Although it's a bit dark, it's a legal business. Even the magistrate Du cannot pick up their thorns."

Du Ruo didn't care about this, so he asked curiously: "Cheng family? They are also involved in the pawn shop?"

"Of course, otherwise why is the richest man in Meizhou? Ninety percent of the pawn shops in the city have bosses on the surface, but the Cheng family has their own shares. My nephew is a clerk in a certain family. I know this." The coachman is a talkative person. He continued: "The pawn shop is just a shareholding, and the lenders are just middlemen. The Cheng family is mainly the Cheng family. Of course, there are also the other three companies, but the proportion is very small."

The other three families mentioned by the coachman refer to the Su family, the Shi family and the Shi family.

The Su family is Su Xun's Su family. Although Su Xun failed the exams over the years and spent a lot of money on scientific examinations, his family was not too rich, but the entire Su family was the largest clan in Meizhou and the largest landlord. Most of the land in Meishan County is owned by the Su family.

The Shi family and the Shi family are also wealthy families. The Shi family mainly involves the Minjiang River transport area. The Shi family runs the official salt and iron wine monopoly, and is also a wealthy family.

But the three companies are still far behind the Cheng family. In any era, the financial industry is the most profitable industry, let alone the Cheng family is so dark?

"interesting."

Du Ruo smiled meaningfully and stopped asking the coachman.

Now, he suddenly felt that it was extremely just for Wang Lei to steal the bank treasury of those wealthy businessmen. He really shouldn't have helped those merchants recover the lost silver. It was all the blood of the people, and he was still fucking!

But if he didn't return it, he would not be able to settle the case, and Du Shouyi would not be able to be promoted. This made Du Ruo a little difficult and he couldn't help but think about it again.
Chapter completed!