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27【Finalize】

It is faster to withdraw your household registration than to change your name itself. In order to pursue it faster, Wang Manyin also stuffed some red envelopes to the relevant staff.

So soon he came to Huangshi Township Credit Union with his brand new household registration.

The director of the credit union is Qiao Hongsheng. He is not tall, has a big belly, and has a bit of greasy skin. Although he is a native of Huangshi Township, once the loan is involved, this guy is very uncommon and has a little bit of a relative.

In his previous life, Wang Manyin had never dealt with Qiao Hongsheng, and he knew very little about this person.

I just vaguely remember that this guy only worked in the Huangshi Township Credit Union for a year, and then transferred to other townships.

However, the world is as dark as a crow, and he doesn't really believe that the position of credit union director has an honest person.

"I said why are you here again? Didn't you tell you that you can't take out a loan before getting married?"

The credit union is a yard with rooms in front and back.

Wang Manyin walked around the front office rooms, went directly into the backyard, pushed open the door of the director's office and walked in.

Qiao Hongsheng was lying on a chair, eating melon seeds and roasting the stove.

After seeing him, he frowned immediately.

Obviously, this is not the first time Wang Manyin has come to see him.

"Director Qiao, I didn't bring my household registration book before. You may not know much about my situation. No matter what, today I would like to take a look at my household registration book first."

Wang Manyin's face was filled with smiles and handed the household registration book to Qiao Hongsheng.

The latter stuffed a few melon seeds into his mouth and took the account book and opened it with a little impatiently.

The next second, his eyes became a little strange, and then he turned around for routine, and closed the household registration book again on the table with nothing to do.

"It turns out that you are Wang Manyin from Shihezi Village. Why didn't you say it earlier? I heard that you have acquired a lot of potatoes this year. This is also a contribution to the economic development of our Huangshi Township. Now you need a loan. From the perspective of our credit union, you can accept it at your discretion, not to mention that your household registration is separate."

Before Qiao Hongsheng's attitude changed, he even stood up and poured a glass of water for Wang Manyin.

"It's indeed my problem, but I have to ask Director Qiao to approve the loan as soon as possible. I'm waiting to use the money."

Wang Manyin skillfully handed Qiao Hongsheng a cigarette, talking and laughing.

Judging from Qiao Hongsheng's current attitude, the loan application has basically been completed today.

However, he was eager to know how much money Qiao Hongsheng could pay for the loan. He had already inquired before coming to the credit union to make a loan. These days, the maximum amount of loans approved by rural credit unions is not very high.

Almost no one can get more than 100,000 yuan.

And he actually wanted a loan amount of 10 yuan.

I just don’t know if Qiao Hongsheng is willing to give instructions.

"Since your situation is special and meets the conditions for lending, our credit union can arrange the processing at any time."

Qiao Hongsheng made a very happy statement.

"That's great. I hope I can get a loan of 100,000 yuan in one or two days."

Wang Manyin pretended to be very happy and rubbed his temples vigorously with his hands.

"What did you say? A loan of 100,000 yuan?"

Qiao Hongsheng was about to smoke and paused a little, looking at Wang Manyin with a confused look on his face.

He seemed to have never said that he would give Wang Manyin a loan of 100,000 yuan, nor did he intend to give so many instructions.

Why did this kid take preconceptions? He just made a default decision.

"Director Qiao, isn't it 100,000?" Wang Manyin looked at Qiao Hongsheng with a confused look on his face.

"Of course not. In your case, I can give a maximum of 50,000 instructions. I dare not do it no matter how much."

Qiao Hongsheng stared at Wang Manyin with some suspicion. He was not sure whether the guy in front of him really didn't understand or pretended not to understand.

"50,000? That's too little. You know that I'm buying potatoes now. I can't use it at all. I just focused on giving you a household registration book. I also have a certificate of unmarriedness from me. Please take a look at it again, Director."

While speaking, Wang Manyin took out another envelope from his arms and handed it to Qiao Hongsheng.

Qiao Hongsheng knew that the unmarried certificate was just a piece of paper, but he still took the envelope expressionlessly, and after taking a look, he put it directly on his household registration book.

"Hey, because it is not easy for you to do business, I will try to give instructions. But the ugly thing is to start, during the loan period, you have to clear the interest on time, and you have to repay the loan on time when the loan expires, otherwise the public will come to you by then."

When Qiao Hongsheng said this, Wang Manyin was immediately relieved. He knew that the loan problem that had troubled him for several days was finally resolved.

If I could think of adapting earlier, I wouldn't have delayed it until now.

Afterwards, Wang Manyin and Qiao Hongsheng chatted for a few words, and then "forcedly" and invited the latter to have a meal at the restaurant opposite the credit union.

"Manyin, the procedures have been completed, so you can go home first, and the 100,000 yuan will be all received the day after tomorrow."

At around 4 o'clock in the afternoon, Wang Manyin left the credit union on a motorcycle. He was in a very good mood at this moment, so he picked up some pork in the pork shop.

1,000 yuan in the household registration book, 2,000 yuan in the envelope, and more than 100 yuan in a meal.

This is why we were able to successfully get 100,000 yuan today.

For him, this is actually very lucky.

If Qiao Hongsheng really doesn't get into the oil and salt, he really won't be on the way.

Not to mention 3,000 yuan, even 5,000 yuan is useless.

So in a sense, the 3,000 yuan spent is not worth it.

When you don’t have enough funds, you can only raise money in this way.

The difference is that some people have the ability to turn into 200,000 or even more after getting this loan of 100,000 yuan, so the loss of 3,000 yuan when borrowing is nothing.

Some people are likely to turn 100,000 yuan into 50,000 yuan, 80,000 or even less, so they can only admit that they are unlucky, which will make things worse.

From Qiao Hongsheng's perspective, he directly issued a loan of 100,000 yuan to Wang Manyin. Although it was for the benefit fee of 3,000 yuan, he actually took certain risks.

If Wang Manyin cannot pay back the loan, he will be held accountable by the superiors. In a serious case, the charge of 3,000 yuan in benefits may also be exposed.

But he would naturally have a certain degree of confidence in his own way.

First, Wang Manyin is a "comrade" and a businessman. This type of person is generally reliable.

Second, there is no third party in his "deal" with Wang Manyin, and the future he will charge 3,000 yuan in the benefit fee will not be easily exposed as expected.

Third, he actually knows a lot about Wang Manyin. Not only do he know that Wang Manyin is buying potatoes recently, but he also knows that Wang Manyin has a water pumping business and has a little understanding of his family situation.

This undoubtedly gave him a certain trust in Wang Manyin's repayment ability.
Chapter completed!
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